Jurnal Ilmiah Edunomika (JIE)
Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi mengundang para guru, akademisi (dosen atau peneliti) dan praktisi terkait (Sekolah, Perguruan Tinggi, Pemerintahan, LSM, dan lain-lain) untuk dapat mengirimkan artikel dengan kajian ekonomi dan pendidikan ke Jurnal Ilmiah Edunomika (JIE).
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<![CDATA[ANALISIS MINAT MASYARAKAT TERHADAP FINANSIAL TECHNOLOGY DITINJAU DARI PERSPEKTIF EKONOMI SYARIAH ]]>
<![CDATA[Sri, Dewi]]>;
<![CDATA[Sari, Nispa]]>;
<![CDATA[Rusli, Andika]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14366
<![CDATA[Peneltian ini bertujuan untuk mengetahui minat masyarakat terhadap mobile banking bank syariah dengan mengumpulkan data melalui wawancara yang dilakukan di tiga lokasi yang berbeda. Yaitu masyarakat Kecamatan Bua, Kabupaten Luwu. Sampelnya yaitu Desa Karang-Karangan, Desa Toddopili, dan Desa Puti. Menurut masyarakat bahwa pengguna Fintech sangat berperan penting bagi masyarakat karena Finansial Technologi tersebut sangat memudahkan segala kegiatan-kegiatan yang berhubungan dengan transaksi yang dilakukan sehari-hari ada beberpa aplikasi ditawarkan termasuk aplikasi Mobile Bangking di mana masyarakat memiliki kemudahan bertransaksi yang dilakukan nasabah di mana saja dan kapan saja. Apalagi ditengah tren cashless saat ini masyarakat tidak perlu membawa uang tunai dalam jumlah banyak. Ekonomi syariah bagi masyarakat dapat membantu menciptakan kesejahteraan masyarakat dan menyeimbangkan moneter yang berbasis pada nilai-nilai islam serta sistem keuangan masyarakat dapat terarah untuk lebih baik lagi.]]>
<![CDATA[ANALISIS TINGKAT LITERASI KEUANGAN TERHADAP RESIKO FINANSIAL DI KALANGAN MAHASISWA UNIVERSITAS MUHAMMADIYAH PALOPO ]]>
<![CDATA[Elsa, Verina]]>;
<![CDATA[Dasilah, Rifqa Ayu]]>;
<![CDATA[Riyanti, Riyanti]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14367
<![CDATA[Dalam zaman modern ini, siswa perlu memiliki kecerdasan finansial, yakni kemampuan untuk mengelola uang dengan baik. Ketika seorang mahasiswa mampu membuat keputusan yang bijaksana tentang keuangan, maka masalah finansial di masa depan dapat dihindari, dan ia dapat menunjukkan perilaku keuangan yang sehat serta mengenali perbedaan antara kebutuhan dan keinginan. Namun, banyak mahasiswa yang lebih cenderung menghabiskan uang mereka untuk hal-hal yang diinginkan daripada yang diperlukan. Oleh karena itu, penelitian ini bertujuan untuk mengevaluasi tingkat literasi keuangan pada perilaku keuangan mahasiswa, serta faktor-faktor yang memengaruhi literasi keuangan pada perilaku keuangan mereka. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh melalui wawancara. Metode penelitian yang digunakan adalah kualitatif, dengan hasil penelitian disajikan dalam bentuk narasi deskriptif. Narasumber penelitian ini adalah mahasiswa dari Universitas Muhammadiyah Palopo. Hasil penelitian menunjukkan bahwa tingkat literasi keuangan berpengaruh signifikan terhadap risiko finansial di kalangan mahasiswa, literasi keuangan juga memberikan dampak positif pada perilaku keuangan mahasiswa, dan pemahaman mengenai faktor-faktor yang memengaruhi literasi keuangan memainkan peran penting dalam perilaku keuangan mahasiswa.]]>
<![CDATA[PENGARUH FINANCIAL LITERACY, FINANCIAL INCLUSION, FINANCIAL BEHAVIOR TERHADAP KEPUTUSAN MELAKUKAN PINJAMAN ONLINE ]]>
<![CDATA[Irena, Florencia]]>;
<![CDATA[Mastan, Stanislaus Adnanto]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14377
<![CDATA[This research aims to determine the influence of financial literacy, financial inclusion, and financial behavior on the decision to take out peer-to-peer (P2P) lending. The data collection method used in this study is primary data, with purposive sampling method. The questionnaire was distributed to 106 student respondents currently pursuing their education in Surabaya. The data for this research was processed using the Structural Equation Models-Partial Least Square (SEM-PLS) software. The results of this research indicate that financial inclusion and financial behavior have a positive and significant effect on the decision to take out peer-to-peer (P2P) lending. However, financial literacy does not have an influence as it has a hypothesis test result greater than 0.05. The Adjusted R-Square value of 0.474 means that the independent variables contribute to 47.4%, while the remaining 52.6% is influenced by other variables not included in this study]]>
<![CDATA[PENGARUH PELAYANAN BSI MOBILE TERHADAP CUSTOMER LOYALTY MELALUI CUSTOMER SATISFACTION (Studi pada Pengguna BSI Mobile KCP Bandung Setrasari) ]]>
<![CDATA[Kamelia, Syifaul]]>;
<![CDATA[Amran, Kiagus Muhammad]]>;
<![CDATA[Aziz Sugiharto, Nur]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14392
<![CDATA[In striving for customer loyalty, banks are obliged to provide excellent service for their customers. From this satisfactory service, the level of customer satisfaction will increase and create loyalty for a product or service. This study aims to find out The Effect of BSI Mobile Services on Customer Loyalty Through Customer Satisfaction in Bank Syariah Indonesia KCP Bandung Setrasari customers who use BSI Mobile. The research method used is quantitative research using the type of associative research. The population in this study is all customers of Bank Syariah Indonesia KCP Bandung Setrasari who use BSI Mobile. The sampling technique used in this study is Purposive Sampling with a sample of 120 respondents. The data collection technique uses a questionnaire that will be tested for validity and reliability. The data analysis used in this study is path analysis using SPSS 26 software. The results of the study show that BSI Mobile services have a positive and significant effect on customer satisfaction, BSI Mobile services have a positive and significant effect on customer loyalty, customer satisfaction has a positive and significant effect on customer loyalty, and customer satisfaction is able to mediate the influence of BSI Mobile services on customer loyalty.]]>
<![CDATA[PENGARUH PENGENDALIAN INTERNAL, MORALITAS MANAJEMEN, KETAATAN ATURAN AKUNTANSI TERHADAP FRAUD DI BAPENDA KOTA PALOPO ]]>
<![CDATA[Saputra, Saldy]]>;
<![CDATA[Dasila, Rifqa Ayu]]>;
<![CDATA[Riyanti, Riyanti]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14415
<![CDATA[Semakin pesatnya perkembangan perekonomian di dunia memberikan banyak manfaat bagi masyarakat tetapi juga diiringi dengan semakin berkembangnya fraud atau biasa dikenal dengan istilah kecurangan Kasus korupsi yang ditangani Komisi Pemberantasan Korupsi (KPK), 70 persen diantaranya merupakan kasus pengadaan barang dan jasa. Penelitian ini bertujuan untuk mendapatkan data empiris tentang seberapa besar pengaruh Peran Pengendalian Internal,Moralitas manajemen, ketaatan aturan akuntansi baik secara parsial maupun simultan terhadap Pencegahan Fraud. Penelitian ini melibatkan 100 responden lingkup Instansi Bapenda Kota Palopo. Penelitian ini menggunakan metode survey dengan kuesioner sebagai instrument penelitian. Hasil penelitian ini menunjukan bahwa terdapat pengaruh positif dan signifikan Peran Pengendallian Internal, baik secara parsial maupun simultan terhadap Pencegahan Fraud. Kata kunci: Pengendalian Internal; Moralitas manajemen; Ketaatan aturan akuntansi; fraud]]>
<![CDATA[PENGARUH MODEL BRAIN-BASED LEARNING TERHADAP KEMAMPUAN PEMECAHAN MASALAH MATEMATIKA DAN EFIKASI DIRI SISWA KELAS IV SD ]]>
<![CDATA[Himawan, Yogi]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14420
<![CDATA[This study aims to examine the effect of Brain-Based Learning (BBL) model on the ability to solve mathematical problems and self-efficacy of fourth grade elementary school students. The background of this study is based on the low ability to solve mathematical problems and self-efficacy of students in some elementary schools, as well as the limitations of the learning model applied today. This study uses a quantitative approach with quasi-experimental methods and Pretest-Posttest only Control Group Design. Subjects consisted of fourth grade elementary school students in Cilongok District, Banyumas, with samples taken from 4 elementary schools that apply the Independent curriculum using cluster random sampling technique. The BBL Model is applied to the experimental class, while the control Class uses the direct instruction method. The Data were collected through mathematical problem solving ability test and self-efficacy questionnaire, then analyzed using normality test, homogeneity test, and Independent Sample t-Test. The results showed that the BBL model has a significant effect on improving the ability to solve mathematical problems (count = 5.613, p = 0.000) and student self-efficacy (count = 5.195, p = 0.000). Thus, the application of the BBL model proved effective in improving both aspects in the fourth grade of elementary school students.]]>
<![CDATA[PENGARUH KOMPENSASI DAN PELATIHAN TERHADAP MOTIVASI SERTA DAMPAKNYA PADA KINERJA KADER SURABAYA HEBAT DI KECAMATAN KARANG PILANG ]]>
<![CDATA[Damayanti, Rika]]>;
<![CDATA[Wijayati Wardoyo, Dewie Tri]]>;
<![CDATA[Dwijanto Witjaksono, Andre]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14423
<![CDATA[This research aims to determine the effect of compensation and training on motivation and its impact on the performance of Great Surabaya Cadres in Karang Pilang District. This type of research is quantitative research. The data collection method was by using a questionnaire distributed to 203 respondents. Data analysis consists of descriptive analysis using index values and inferential statistical analysis using SEM AMOS. The results of the research show that there is a positive and significant influence of compensation on performance, there is a positive and significant influence of training on performance, there is a positive and significant influence of compensation on motivation , there is a positive and significant influence of training on motivation, there is a positive and significant influence of motivation on performance, there is a positive and significant influence of compensation on performance through motivation, and there is a positive and significant influence of training on performance through motivation.]]>
<![CDATA[ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENYUSUNAN ANGGARAN BERBASIS KINERJA PADA PEMERINTAH DAERAH KABUPATEN DELI SERDANG ]]>
<![CDATA[Rinadiantika, Septy]]>;
<![CDATA[Mariyam, Mariyam]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14424
<![CDATA[This research aims to analyze the factors that influence the preparation of the budget for the regional income and expenditure budget realization report at the Regional Government of Deli Serdang Regency. The type of research is causal research, this research seeks to determine the relationship between the independent variable and the dependent variable through testing hypotheses that have been previously formulated. The population in this study were all employees/employees working in Deli Serdang Regency who were selected using a purposive sampling technique with the number of samples used in this study totaling 46 people. There are three independent variables in this research, namely Commitment (X1), Administrative System (X2), Human Resources (X3). The analysis in this research was carried out to test the hypotheses that have been established. The tool used is the Multiple Linear Regression Test with the help of SPSS version 23. The results of this research show that there is an influence of Organizational Commitment, Administrative Systems, Human Resources on the Budget Realization Report in the regional government of Deli Serdang Regency.]]>
<![CDATA[PENGARUH DIGITALISASI PAJAK DAN TECHNOSTRESS TERHADAP KEPATUHAN WAJIB PAJAK MELALUI PENGETAHUAN INTERNET PADA WAJIB PAJAK ORANG PRIBADI DI SURABAYA ]]>
<![CDATA[Jahadu, Jefrianus]]>;
<![CDATA[Santosa, Herlambang Pudjo]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14426
<![CDATA[Tujuan penelitian ini untuk menguji secara empiris pengaruh Digitalisasi Pajak dan Technostress terhadap kepatuhan wajib pajak orang pribadi pada masa pandemi. Dan untuk menguji secara empiris bahwa pengetahuan internet memoderasi Digitalisasi Pajak dan Technostress dalam hal peningkatkan kepatuhan wajib pajak orang pribadi pada masa pandemi. Jenis data yang digunakan dalam penelitian kali ini adalah kuantitaif. Populasi yang digunakan dalam penelitian kali ini adalah Wajib Pajak Orang Pribadi di Kota Surabaya yang berjumlah 969.389 wajib pajak Penelitian ini menggunakan teknik analisis Partial Least Square (PLS) yang dioperasikan dengan menggunakan software SmartPL 3.0. Berdasarkan hasil analisis yang telah dibahas pada bab sebelumnya, maka penulis dapat menarik kesimpulan bahwa : digitalisasi Pajak dapat berkontribusi terhadap kepatuhan wajib pajak orang pribadi pada masa pandemi di Surabaya. Technostress tidak dapat berkontribusi terhadap kepatuhan wajib pajak orang pribadi pada masa pandemi di Surabaya. Pengetahuan internet tidak dapat memoderasi (memperkuat) pengaruh Digitalisasi Pajak terhadap kepatuhan wajib pajak pada masa pendemi di Surabaya. Pengetahuan internet dapat memoderasi (memperkuat) pengaruh technostress terhadap kepatuhan wajib pajak orang pribadi pada masa pandemi di Surabaya.]]>
<![CDATA[ANALISIS PAJAK HIBURAN, PAJAK HOTEL, PAJAK RESTORAN, PAJAK REKLAME TERHADAP PENDAPATAN ASLI DAERAH KOTA MALANG ]]>
<![CDATA[Ikung, Lasarus]]>;
<![CDATA[Hama, Aloisius]]>
<![CDATA[ JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA ]]>
Publisher : <![CDATA[ITB AAS Indonesia Surakarta ]]>
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DOI: 10.29040/jie.v8i3.14427
<![CDATA[This research aims to determine the effect of entertainment tax, hotel tax, restaurant tax and advertising tax on local revenue n Malang City. The type of research used s quantitative research using secondary data obtained from the Malang City Central Statistics Agency and the Malang City Regional Financial Agency Performance Accountability Report. The sampling technique n this research s the Saturated Sample Technique using the entire population obtained. Hypothesis testing n this research uses a multiple linear regression model. The research results show that Entertainment Tax, Hotel Tax, and Advertisement Tax have an nfluence and contribute to Regional Original ncome n Malang City. Meanwhile, Restaurant Tax has no effect and does not contribute to Original Regional ncome n Malang City.]]>
