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Jurnal Ilmiah Edunomika (JIE)
Published by STIE AAS Surakarta
ISSN : -     EISSN : 25981153     DOI : https://dx.doi.org/10.29040/jie
Core Subject : Economy, Science, Education,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education
Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi mengundang para guru, akademisi (dosen atau peneliti) dan praktisi terkait (Sekolah, Perguruan Tinggi, Pemerintahan, LSM, dan lain-lain) untuk dapat mengirimkan artikel dengan kajian ekonomi dan pendidikan ke Jurnal Ilmiah Edunomika (JIE).
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 3,100 Documents
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Analisis Gap antara Literasi dan Inklusi Keuangan di Provinsi Kepulauan Bangka Belitung Tiara Fitari; Abdul Hafiz
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19158

Abstract

Tingkat literasi dan inklusi keuangan merupakan indikator penting dalam pembangunan ekonomi suatu daerah. Berdasarkan data terbaru, indeks literasi keuangan di Provinsi Bangka Belitung pada tahun 2024 mencapai 62,34%, sementara indeks inklusi keuangan lebih tinggi, yaitu 79,48%. Perbedaan yang signifikan ini menunjukkan adanya gap antara pemahaman masyarakat terhadap konsep keuangan dan akses mereka terhadap layanan keuangan formal. Kesenjangan antara literasi dan inklusi keuangan dapat dipengaruhi oleh berbagai faktor, termasuk pendidikan, akses terhadap informasi keuangan, dan efektivitas program edukasi keuangan. Meskipun tingkat inklusi keuangan di Bangka Belitung cukup tinggi, rendahnya literasi keuangan masih menjadi tantangan utama. Keseimbangan antara dua indikator ini jika tidak diperhatikan maka akan berdampak pada permasalahan seperti rendahnya efektivitas program keuangan, penyalahgunaan produk keuangan, serta peningkatan risiko finansial masyarakat. Penelitian ini bertujuan untuk menganalisis GAP antara literasi dan inklusi keuangan serta mengindentifikasi faktor-faktor determinan yang mempengaruhinya seperti Pendidikan, pendapatan, usia dan akses internet. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 115 responden masyarakah usia produktif si Provinsi Kepulauan Bangka Belitung. Data dianalisis melalui analisis deskriptif, analisis gap berbasis skor dan indeks, serta analisis linear berganda. Hasil menunjukan bahwa terdapa GAP anatara literasi dan inklusi keuangan. Hasil regresi menunjukkan bahwa Pendidikan berpengaruh positif dan signifikan, variable pendapatan berpengaruh negatif dan signifikan dan variable usia dan akses internet tidak berpengaruh signifikan terhadap GAP literasi dan inklusi keuangan. Secara simultan, seluruh variable independent berpengaruh signfikan terhadap GAP literasi dna inklusi keuangan di Provinsi Kepulauan Bangka Belitung.
Customer Knowledge dan Customer Intimacy: Pengaruhnya Terhadap Repurchase Intention dan Customer Loyalty Rimiyati, Hasnah; Nuryakin
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19159

Abstract

This study aims to test a conceptual model and investigate the role of customer intimacy and repurchase intention in the relationship between customer knowledge and customer loyalty with a focus on the study on Islamic banking customers in Indonesia. This study uses a quantitative approach. The sample in this study is Bank Syariah Indonesia customers taken at the Yogyakarta branch service unit. Sampling was done using non-probability sampling with purposive sampling techniques. The number of samples studied was 210 respondents who were customers of Bank Syariah Indonesia. Before conducting data analysis, research instruments are first tested, namely validity and reliability tests, all test results are declared valid and reliable. Data analysis and hypothesis testing using Structural Equation Modelling with AMOS (Amos Graph) software. The results of the study show that customer knowledge has a significant positive effect on customer loyalty, customer intimacy and repurchase intention. Empirical testing in this study also found that customer intimacy had a significant positive effect on repurchase intention and customer loyalty.
Stock Return Behavior and Its Fundamental Determinants: An Empirical Study in the COVID-19 Era Rofi’i, Muhammad
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19160

Abstract

This study investigates the effect of profitability, liquidity, market value, and solvability on stock returns of firms in Indonesia during 2019–2023, a period marked by economic turbulence and recovery following the COVID-19 pandemic. The study further assesses the role of these financial indicators as market signals within the framework of signaling theory. Multiple linear regression analysis is applied to evaluate their respective impacts on stock returns. The results reveal that profitability, market value, and solvability do not significantly influence stock returns. In contrast, liquidity demonstrates a positive and significant effect. These findings indicate that, during periods of heightened economic uncertainty (COVID-19), investors prioritize liquidity as a reliable signal of financial stability, whereas other financial ratios lose explanatory power. This study provides novel evidence on how the informational value of financial indicators shifts during crisis periods. Unlike previous research conducted under normal economic conditions, the study highlights the diminished role of profitability-, earnings-, and leverage-based signals during the pandemic, offering new insights into investor behavior under extreme volatility. The findings offer practical guidance for investors, firms, and policymakers. Investors should emphasize liquidity metrics when evaluating firms during economic crises. Companies should enhance liquidity management and transparent financial communication. Policymakers may utilize these insights when designing market stabilization and corporate support programs in periods of economic disruption. Keywords: Fundamental Determinants, Stock Return; Signaling Theory; COVID-19.
PENGARUH SELF EFFICACY, WORK LIFE BALANCE DAN QUALITY OF WORK LIFE TERHADAP KINERJA KARYAWAN KONTRAK DI HOTEL JAVA HERITAGE Dharma Rahardhiansyah, Alldho; Endratno, Hermin; Darmawan, Akhmad; Yustina Rahmawati, Ika
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19165

Abstract

his study addresses the issue of employee performance in the hospitality industry, which is determined not only by technical proficiency but also by psychological elements and work-related circumstances. The objective of this research is to analyze the effect of self- efficacy, work-life balance, and quality of work life on employee performance at Java Heritage Hotel Purwokerto. This study employs a quantitative approach using a census sampling technique involving all 110 employees of the hotel. Data collection relied on a structured questionnaire in which items were measured using a five point Likert scale. The collected data were analyzed utilizing Partial Least Squares–Structural Equation Modeling (PLS-SEM) with the assistance of SmartPLS software. The outcomes reveal that self-efficacy, work-life balance, and quality of work life have a positive and significant effect on employee performance. These outcomes recommend that employees’ confidence in their capabilities, balance between work and personal life, and supportive working conditions play an important role in enhancing performance. Therefore, organizations are encouraged to strengthen employee development programs and work policies to enhance sustainable employee performance.
RESILIENSI BANK UMUM DI TENGAH KETIDAKPASTIAN EKONOMI GLOBAL Bakti, Nurimansyah Setivia; Sofyan, Mohammad; Agnyana, Handaru; Anwar, Umul Wahrul
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19166

Abstract

Global economic uncertainty caused by financial crises, geopolitical shifts, and market fluctuations has a significant impact on the stability of the banking system. This study aims to analyze the resilience of commercial banks in Indonesia in responding to these external pressures by examining factors that influence financial performance and credit risk. The research employs a quantitative descriptive analysis with a population consisting of 105 commercial banks operating in Indonesia. The findings indicate that risk management plays a crucial role in identifying, measuring, and managing risks associated with global economic uncertainty. Banks must maintain a strong commitment to credit quality, including credit portfolio monitoring, risk assessment, and the management of non-performing loans (NPLs). Credit portfolio diversification is essential for reducing exposure to specific credit risks and enhancing income stability. Ensuring adequate liquidity is also vital to cope with potential liquidity pressures arising from uncertain conditions. Moreover, increasing investment in technology and innovation is necessary to improve operational efficiency, enhance customer experience, and develop new products that meet changing market demands. Compliance with evolving regulations related to global economic uncertainty is important to ensure adherence to applicable legal requirements. Transparent communication with stakeholders including customers, investors, and regulators is needed to build trust and strengthen relationships. The significant growth in third-party funds (DPK) indicates that banks can effectively attract public deposits, which can be utilized to support economic activities through lending. Therefore, strong DPK growth serves as a positive indicator of the intermediation function of conventional commercial banks and contributes substantially to overall economic growth.
PENGARUH PELATIHAN KETERAMPILAN DAN PENGEMBANGAN KARIR TERHADAP PERSIAPAN KARIR DENGAN KUALITAS KEHIDUPAN KERJA SEBAGAI VARIABEL MODERATING STUDI PADA MAHASISWA FAKULTAS FEB UNIVERSITAS MUHAMMADIYAH SURAKARTA Maharani, Rini; Irmawati
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19195

Abstract

Changes and competition in the world of work require students to be well prepared for their careers from an early age. Career preparation is influenced by involvement in skills training and a continuous career development process. In addition, the quality of working life is seen as a supporting condition that can strengthen or weaken students' career readiness in facing the world of work.This study aims to analyse the correlation between career training and career development on career preparation, using quality of work life as a moderating variable among students of the Faculty of Economics and Business, Muhammadiyah University Surakarta. The methodology applied is a quantitative approach through the distribution of questionnaires to 109 student respondents. The sampling technique used probability sampling with purposive sampling. Data analysis was conducted using Partial Least Squares Structural Equation Modelling (PLS-SEM) with the support of SmartPLS software. The research findings reveal that skills training has a significant effect on career preparation, career development has a positive impact on career preparation, quality of work life has a positive effect on career preparation, quality of work life does not mediate skills training on career preparation, and quality of work life mediates career development on career preparation.
EKSPLORASI FAKTOR-FAKTOR SOSIAL KOGNITIF YANG MEMPENGARUHI NIAT BERKARIR SEBAGAI AKUNTAN DI KALANGAN SISWA SEKOLAH MENENGAH: EKSPLORASI FAKTOR-FAKTOR SOSIAL KOGNITIF YANG MEMPENGARUHI NIAT BERKARIR SEBAGAI AKUNTAN DI KALANGAN SISWA SEKOLAH MENENGAH Yanto, Yanto; Qomaruddin Ridwan, Muhammad; Rahil Imainul Aprilian
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengeksplorasi faktor-faktor sosial kognitif yang mempengaruhi niat berkarir sebagai akuntan di kalangan siswa sekolah menengah. Pendekatan yang digunakan dalam penelitian ini adalah kuantitatif dengan metode pengumpulan data melalui kuesioner yang melibatkan 231 responden. Hasil analisis menunjukkan bahwa secara simultan, efikasi diri, ekspektasi hasil, dan tujuan pribadi berpengaruh terhadap niat siswa untuk berkarir sebagai akuntan. Secara parsial mengungkapkan bahwa efikasi diri tidak berpengaruh signifikan terhadap niat siswa berkarir sebagai akuntan, sedangkan ekspektasi hasil dan tujuan pribadi menunjukkan pengaruh positif dan signifikan terhadap niat siswa berkarir sebagai akuntan. Temuan ini memberikan kontribusi penting dalam memahami faktor-faktor yang dapat meningkatkan minat siswa untuk berkarir di bidang akuntansi dan dapat menjadi acuan bagi pihak sekolah dalam merancang program bimbingan karir yang lebih efektif.
Peran Strategic Entrepreneurship dalam Memediasi Pengaruh Strategic Agility dan Resource Bricolage terhadap Business Performance pada Industri Hotel di Wilayah Kepulauan: Peran Strategic Entrepreneurship dalam Memediasi Pengaruh Strategic Agility dan Resource Bricolage terhadap Business Performance pada Industri Hotel di Wilayah Kepulauan Noviyanti, Indah; Daddy Setiawan, Ryand
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 1 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19202

Abstract

The non-star hotel industry in island regions faces significant challenges due to dynamic business environments, increasing competition, and limited resources. These conditions require business actors to possess strategic adaptability and creativity in utilizing resources to sustain business performance. This study aims to analyze the effects of strategic agility and resource bricolage on business performance, with strategic entrepreneurship serving as a mediating variable in non-star hotels in the Bangka Belitung Islands Province. This research employs a quantitative approach with an explanatory research design. The research population consists of non-star hotels, with respondents at the managerial, owner, or senior staff levels. The sample was determined using the Slovin formula, while data analysis was conducted using Structural Equation Modeling based on Partial Least Squares (SEM-PLS). The results indicate that strategic agility has a positive and significant effect on business performance as well as on strategic entrepreneurship. Resource bricolage does not have a significant direct effect on business performance but has a positive and significant effect on strategic entrepreneurship. Furthermore, strategic entrepreneurship has a positive and significant effect on business performance. Mediation analysis shows that strategic entrepreneurship partially mediates the relationship between strategic agility and business performance. These findings suggest that improving the business performance of non-star hotels depends not only on adaptive capabilities and creative resource utilization but also on the organization’s ability to translate these capabilities into strategic entrepreneurial practices.
Pengaruh Mata Kuliah Kewirausahaan dan Media Sosial terhadap Minat Berwirausaha di Kalangan Mahasiswa Adi Masliardi; Mardiyanto, Doni; Mochamad Sarif Hasyim; Cut Nuraini; July Yuliawati; Abdullah Zailani
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 4 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i1.19250

Abstract

AbstractThis study aims to examine the influence of entrepreneurship courses and the use of social media on students' entrepreneurial interest in Karawang Regency. Using quantitative methods with multiple regression analysis, this study involved 150 students from Singaperbangsa University, Karawang, and Buana Perjuangan University, Karawang. The results showed that (1) entrepreneurship courses had a positive and significant effect on entrepreneurial interest (t = 2.737, p = 0.008); (2) the use of social media also had a positive and significant effect on entrepreneurial interest (t = 5.512, p = 0.000); and (3) together, these two factors contributed 55.5% to students' entrepreneurial interest (F = 36.162, p = 0.000). These findings indicate the importance of universities optimizing their entrepreneurship curriculum and utilizing social media in the learning process to increase students' entrepreneurial interest. Keywords: entrepreneurship, social media, entrepreneurial interest, students, higher education  
PENELITIAN TINDAKAN KELAS (PTK) SOLUSI ALTERNATIF PROBLEMATIKA PEMBELAJARAN Susilowati, Dwi
JURNAL ILMIAH EDUNOMIKA Vol. 2 No. 01 (2018): EDUNOMIKA, Vol. 02, No. 01, Februari 2018
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v2i01.175

Abstract

Penelitian Tindakan merupakan penelitian yang dilakukan melalui tindakan di kelas oleh guru atau peneliti. Penelitian tindakan dapat dikategorikan menjadi empat, yaitu: (1) penelitian tindakan partisipasi (participatory action sesearch), penelitian tindakan kritis (critical action reseach), penelitian tindakan sekolah (institutional action research), dan penelitian tindakan kelas (clasroom action recearch). Dalam pendidikan formal, yang banyak dikembangkan guru di sekolah adalah Penelitian Tindakan Kelas (PTK) karena sasaran atau subjek penelitiannya adalah siswa. Peraturan Menteri Pemberdayaan Aparatur Negara dan Reformasi Birokrasi Nomor 16 Tahun 2009 tentang jabatan guru dan angka kreditnya memberlakukan mulai Januari 2013. Salah satu materinya adalah petunjuk teknis pelaksanaan kinerja guru yang profesional. Implementasinya adalah dengan melaksanakan serta membuat laporan hasil penelitian di bidang pendidikan utamanya Penelitian Tindakan Kelas. Penelitian tersebut merupakan salah satu cara yang strategis bagi pendidik untuk meningkatkan dan atau memperbaiki layanan pendidikan bagi pendidik dalam konteks pembelajaran di kelas. Niff (1992) menegaskan bahwa dasar utama bagi dilaksanakannya penelitian tindakan kelas adalah untuk perbaikan.Langkah-langkah praktis pelaksanaan penelitian tindakan kelas tersebut dapat dijabarkan. Oleh sebab itu, tulisan ini akan berfokus pada kegiatan-kegiatan pokok seperti : (1) planning, (2) acting, (3) observing, (4) reflecting. Penelitian yang terkait dengan persoalan praktik pembelajaran misalnya rendahnya minat baca siswa.Dengan penelitian tindakan kelas dapat dicoba berbagai tindakan yang berupa program pembelajaran dengan membiasaakan membaca cerita-cerita lokal, menggunakan buku yang dimiliki cerita lucu, dan sebagainya. Peneliti wajib menyusun laporan penelitian.Yang perlu ditulis pada laporan berkaitan dengan: (1) setting, (2) hasil per siklus, (3) analisis antarsiklus. Kata kunci: Penelitian Tindakan Kelas, planning, acting, observing, reflecting.   Abstract Action Research is a study conducted through classroom action by teachers or researchers. Action research can be categorized into four, namely: (1) participatory action sesearch research, critical action reseach, institutional action research, and classroom action research. In formal education, which many teachers developed in schools is Classroom Action Research (PTK) because the target or subject of research is students. The Regulation of the Minister of State Apparatus Empowerment and Bureaucratic Reform Number 16 Year 2009 regarding the position of teachers and credit figures imposed from January 2013. One of the materials is technical guidance of professional teacher performance implementation. Implementation is to carry out and make reports of research results in the field of education Main Research Class Action. The research is one of the strategic ways for educators to improve and or improve educational services for educators in the context of classroom learning. Niff (1992) asserts that the primary basis for the implementation of classroom action research is for improvement. The practical steps of conducting such classroom action research can be elaborated. Therefore, this paper will focus on the main activities such as: (1) planning, (2) acting, (3) observing, (4) reflecting. Research related to learning practice problem such as low reading interest of students. With classroom action research can be tried various actions in the form of learning programs by reading local stories, using books that have funny stories, and so on. The researcher must prepare a research report. That need to be written on the report related to: (1) setting, (2) result per cycle, (3) analysis antarsiklus. Keywords: Classroom Action Research, planning, acting, observing, reflecting.

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