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Jurnal Informatika Ekonomi Bisnis
Published by Universitas Putra Indonesia YPTK Padang
ISSN : 27148491     EISSN : -     DOI : https://doi.org/10.37034/infeb
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Informatika Ekonomi Bisnis adalah Jurnal Nasional, yang didedikasikan untuk publikasi hasil penelitian yang berkualitas dalam bidang Informatika Ekonomi dan Bisnis, namun tak terbatas secara implisit. Jurnal Informatika Ekonomi Bisnis menerbitkan artikel secara berkala 4 (empat) kali setahun yaitu pada bulan Maret, Juni, September, dan Desember. Semua publikasi di jurnal ini bersifat terbuka yang memungkinkan artikel tersedia secara bebas online tanpa berlangganan. Jurnal Informatika Ekonomi Bisnis sebagai media kajian ilmiah hasil penelitian, pemikiran dan kajian analisis-kritis dalam bidang informatika ekonomi dan bisnis. Sebagai bagian dari semangat menyebarluaskan ilmu pengetahuan hasil dari penelitian dan pemikiran untuk pengabdian pada masyarakat luas, serta sebagai sumber referensi akademisi dalam bidang informatika ekonomi dan bisnis.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 616 Documents
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Unleashing Competence: Exploring the Influence of Organizational Culture, Emotional Intelligence and Learning Organization Ariawan; Emba; Ilzar Daud; Andry Novrianto; Muhammad Sani Kurniawan
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.615

Abstract

This study aimed to examine the influence of organizational culture, emotional intelligence, and organizational learning on employee competence in the government of Gorontalo City. Data were collected from a sample of 134 government employees, and hypothesis testing was conducted to analyze the significance of the variables. The results indicated that all three factors, namely organizational culture, emotional intelligence, and organizational learning, significantly and positively influenced employee competence. The findings highlighted the importance of fostering a positive and inclusive organizational culture that motivates employees to enhance their competence. Emotional intelligence emerged as a crucial factor in self-motivation, resilience, and empathy, which contributed to improved competence. Additionally, organizational learning played a significant role in supporting continuous professional growth and the development of job-relevant competencies. The analysis of R-Square revealed that organizational culture, emotional intelligence, and organizational learning explained 73.8% of the variance in employee competence. However, it is important to acknowledge that other unexplored factors may also influence competence. These findings have important implications for the government of Gorontalo City. By prioritizing a positive organizational culture, nurturing emotional intelligence, and promoting organizational learning, the government can enhance employee competence, overall performance, and service delivery to the community. Future research should consider investigating additional factors to gain a more comprehensive understanding of competence in the government context. Implementing interventions and strategies to strengthen organizational culture, enhance emotional intelligence, and support continuous learning can further improve employee competence and contribute to the success of the government of Gorontalo City.
Analisis Determinan Knowladge dan Level of Education Perbankan Syari’ah terhadap Interest in Saving Pada Bank Muamalat Medan Rahman Siddik Siregar; Muhammad Lathief Ilhamy Nasution
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.620

Abstract

This study will examine the effect of the Determinants of Islamic Banking Knowledge and Education Level on Interest in Saving at Bank Muamalat Medan Branch Office. The type of research used in this case is quantitative research. The data in this study are primary data in the form of questionnaires which have been distributed to 100 millennial workers. Sample The method used is purposive sampling technique. Hypothesis testing was carried out using SPSS 20.0 for windows by testing the independent variables, namely the Determinants of Knowledge and Level of Education and the dependent variable, namely Interest in Saving. The results of this study indicate that the determinants of knowledge and education level simultaneously have a significant effect on the intention to save. For the partial test, Determinant Knowledge has a positive and significant effect on Saving Interest. The level of education has a positive and significant effect on the interest in saving.
Pengaruh Jaminan Rasa Aman dan Lokasi terhadap Minat Transaksi di Bank Syariah Pada Masyarakat Aek Kota Batu Lindung Pratama; Muhammad Lathief Ilhamy Nasution
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.621

Abstract

The purpose of this study is to examine the effect of security guarantees and location on interest in transactions with Islamic banks in the people of Aek Batu City. The research method used in this case is quantitative research. The data in this study are primary data in the form of questionnaires that have been distributed to 100 communities. Sample the method used is purposive sampling technique. Hypothesis testing was carried out using SPSS 20.0 for windows by testing the independent variables namely Guaranteed Sense of Security and Location and the dependent variable namely Interest in Transactions.The normality test using the Kolmogrov-Smirnov method obtained a result of 0.699, which means it is greater than 0.05, so it can be concluded that the normality test on the variables Assurance of Security, Location and Interest in Transactions can be said to be normally distributed. The results of the regression analysis in the first model show that the Guaranteed Sense of Security and Location variables have a positive and significant effect on Transaction Interest. The Guaranteed Sense of Security variable has a coefficient value of 0.593 and the Location variable has a coefficient value of 0.084. Based on the calculation results, it can be concluded that tcount is greater than the value of ftable 35.479> 2.69, so H0 is rejected and Ha is accepted, so there is a significant influence between the Guaranteed Sense of Security and Location variables on Interest in Transactions at Sharia Banks in the Aek Community of Batu City.
Exploring Factors of Working Capital Credit Distribution: Interest Rates, Deposits and Customer Perception Ariawan; Muhammad Anas; La Diu Samiu; Linda Ayu Oktoriza; Muhammad Al Faridho Awwal
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.623

Abstract

This study examines the impact of interest rates, customer deposits, and customer perception of the Five C's of Credit on the disbursement of working capital loans in Bank Perkreditan Rakyat (BPRs). A quantitative approach was utilized, and data were collected from 108 BPR customers in Gorontalo through an online questionnaire using Google Forms. The collected data were analyzed using the SPSS technique. The findings indicate that all three variables have a significant influence on the disbursement of working capital loans in BPRs. Interest rates, customer deposits, and customer perception of the Five C's of Credit play crucial roles in the credit evaluation process and loan allocation decisions in BPRs. The results of the analysis demonstrate that these variables collectively account for 58.7% of the variation in the disbursement of working capital loans. This highlights the significance of considering these factors when determining credit allocation in BPRs. However, it is important to acknowledge the limitations of this study. Other variables not included in this research could also impact credit disbursement in BPRs. Future studies could explore additional factors and expand the sample size to enhance the generalizability of the findings. The findings offer valuable insights for BPRs in formulating effective lending policies and practices to address the financing needs of businesses. By doing so, BPRs can contribute to the economic growth and development of the region.
Unlocking Purchase Preferences: Harnessing Psychographic Segmentation, Promotion and Location Strategies Miko Andi Wardana; Adi Masliardi; Nur Afifah; Mohamad Sajili; Hasti Pramesti Kusnara
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.624

Abstract

This research examines the impact of Psychographic Segmentation, Promotion, and Location on consumers' Purchase Decisions. Data were collected through an online questionnaire distributed to 90 respondents who had visited hotels in Denpasar, Bali. Statistical techniques such as validity and reliability tests, correlation analysis, and multiple regression analysis were employed for data analysis. The findings indicate that Psychographic Segmentation significantly influences Purchase Decisions. Categorizing buyers based on psychological traits, lifestyle, and values plays a crucial role in shaping consumer preferences and motivations. Promotion also has a significant impact on Purchase Decisions, as effective promotional strategies create awareness and persuade target customers. Additionally, the Location of a business emerges as a critical factor, with strategic placement influencing customers' buying decisions. The regression analysis reveals that Psychographic Segmentation, Promotion, and Location collectively explain approximately 75.1% of the variance in Purchase Decisions. However, it is important to note that factors beyond the study's scope, such as product quality, pricing, brand reputation, and customer service, may also influence purchase decisions. These insights provide valuable guidance for businesses in developing targeted marketing strategies to enhance their competitive advantage. Understanding consumers' psychographic profiles, implementing effective promotions, and strategically locating operations can significantly influence Purchase Decisions, leading to increased sales and overall business success. Future research could explore additional variables to gain a more comprehensive understanding of consumer behavior in purchase decisions.
Pengaruh Tingkat Pendidikan dan Belanja Bidang Kesehatan terhadap Pertumbuhan PDRB Per kapita di Provinsi Sumatera Selatan Dwi Adetya Kusuma Nigrum; Suhel; Muhammad Subardin
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.625

Abstract

Projects or programs made by the government, such as in overcoming morbidity and improving education, one of which is by spending and spending a budget on a program, this is done if it is right on target, it will have an impact on the wider economy and create a multiplier effect. This multiplier is of course economic because the health sector in many countries is the largest employment and economic sector but it is also social. Health programs have an impact on the educational objectives of the community and their level of 'social capital', among other things. South Sumatra Province, which has 17 regencies or cities which are believed to have a multiplier effect in shaping its economic growth on the government spending approach in the health sector and the level of public education, using the GLS panel data regression analysis technique and the best model chosen by the Common Effect Model (CEM) ). The results of this study indicate that the level of education has a significant positive effect on growth, while health spending has a negative relationship on Gross Regional Domestic Product (GRDP) growth.
Determinan Keputusan Anak Bekerja Di Kota Palembang Muhammad Arumbinang Geminata; Y Yunisvita; S Sukanto
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.627

Abstract

Peningkatan aktivitas globalisasi industri merupakan dua mata pisau dalam perkembangan pekerja anak di dunia Seiring dengan perkembangan era globalisasi industri, permintaan yang tinggi akan tenaga kerja menyebabkan perluasan kesempatan terhadap anak untuk mendapatkan pendapatan yang pada akhirnya akan meningkatkan jumlah pekerja anak. Peningkatan ini disebebkan oleh faktor penarik (rasionalitas / pemberi kerja) dan faktor pendorong paling kuat pendapatan rumah tangga atau kemisk inan. Dalam penelitian ini menggunakan metode observasi penyebaran kuesioner kepada 100 anak yang berusia 10-19 tahun dan teknik analisis menggunakan regresi logistik. Dari hasil regresi logistik didapat bahwa pendapatan pekerja anak, jumlah tanggungan, pendidikan orang tua memiliki hubungan signifikan terhadap keputusan anak dalam bekerja dengan nilai koefisien negatif sedangkan untuk variabel sifat pekerjaan, status pekerjaan dan jenis pekerjaan yang dimiliki orang tua memiliki pengaruh signifikan terhadap keputusan bekerja anak dengan nilai koefisien positif. Artinya, variabel tersebut dapat meningkatkan jumlah pekerja anak dalam waktu cepat dengan alasan membentuk perekonomian keluarga sebagai faktor penting dan utama. Variabel umur tidak memiliki hubungan signifikan terhadap keputusan anak bekerja. Pada nilai R Square Nagelkerker didapat sebesar 0.706 atau 70,6% sisanya 29,4%.
Nurturing Success: Unleashing Employee Motivation through Leadership, Training, and Job Satisfaction Itot Bian Raharjo
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.629

Abstract

This study examines the influence of Leadership, Training, and Job Satisfaction on employee motivation within Perusahaan Daerah Air Minum (PDAM) Kediri. The research sample consists of 40 permanent employees from the company's office. Data was collected through surveys and questionnaires, and analyzed using validity and reliability tests, multiple regression analysis, t-tests, and an F-test. The results of the regression analysis demonstrate that Leadership, Training, and Job Satisfaction have a significant positive impact on employee motivation. Individually, each factor was found to significantly influence employee motivation. The coefficient of determination (R2) indicates that these variables explain 66.9% of the variance in work motivation. The findings underscore the importance of effective leadership, well-designed training programs, and fostering job satisfaction in enhancing employee motivation. By focusing on these factors, organizations can create a motivating work environment and improve overall employee engagement and performance. This study contributes to the existing literature by providing insights specific to the context of a drinking water company. The findings offer practical implications for leaders and managers in PDAM Kediri, enabling them to enhance employee motivation and contribute to the company's success. Future research should consider additional variables and broaden the scope to gain a comprehensive understanding of employee motivation in this industry.
Word of Mouth sebagai Pemoderasi Hubungan Antara Brand Image dan Brand Love Terhadap Purchase Decision (Studi Empiris pada Konsumen KFC di Kota Padang) Syailendra Eka Saputra; Hayu Yolanda Utami; Defriko Gusma Putra; Indra Rahmat
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.631

Abstract

Penelitian ini bertujuan untuk menguji pengaruh brand image, brand love dan word of mouth terhadap purchase decision konsumen pada produk ayam goreng Kentucy Fried Chicken (KFC) di Kota Padang. Selain itu penelitian ini juga bertujuan membuktikan peran word of mouth sebagai penguat hubungan antara brand image dan brand love dengan purchase decision konsumen pada produk ayam KFC di Kota Padang. Pada penelitian ini digunakan sebanyak 80 orang konsumen yang memiliki pengalaman membeli dan mengonsumsi ayam goreng KFC di Kota Padang. Proses pengambilan sampel di lakukan secara acak. Pengumpulan data dilakukan dengan metode survei. Metode analisis data yang digunakan adalah Structural Equation Model (SEM) sedangkan pengujian hipotesis dilakukan dengan menggunakan uji T-statistik. Berdasarkan hasil pengujian hipotesis ditemukan word of mouth memperkuat hubungan antara brand image dengan purchase decision konsumen pada produk ayam goreng KFC di Kota Padang. Sedangkan dalam pengujian efek tidak langsung juga ditemukan word of mouth memediasi hubungan antara brand love dengan purchase decision konsumen pada produk ayam goreng KFC di Kota Padang.
Determinan Fraud pada Persepsi Pegawai Perbankan dengan Budaya Organisasi sebagai Variabel Intervening Berry Putra; Mohamad Adam; Inten Meutia
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 3 (September 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v5i3.634

Abstract

Pembahasan tentang terjadinya tindakan fraud di sektor perusahaan perbankan yang dimana menitikberatkan keterkaitan dengan kompensasi, pengendalian internal, kompetensi pegawai sebagai indikator independen dan variabel budaya organisasi menjadi media interventing. Studi ini mengambil persepsi dari 238 pegawai bank dengan menggunakan metode kuesioner sampel purposive (purposive sampling) dengan jumlah pertanyaan sebanyak 34 pertanyaan. Dalam penelitian ini menggunakan teknik analisis metode Structural Equation Modeling (SEM) dengan pendekatan Partial Least Square (PLS) yang menggunakan software smartPLS 3. Hasil survei menunjukkan bahwa variabel hasil efek total koefisien menunjukkan bahwa kompensasi, pengendalian internal dan kompetensi memilki pengaruh terhadap budaya organanisasi. Sedangkan dalam pengujian uji jalur dimana budaya organisasi mampu menjadi interventing atau sebagai mediasi terhadap tindakan terjadinya fruad. Dalam hal untuk mencegah tindakan akan terjadinya fraud dalam perusahaan perbankkan perlu adanya pengetatan sebuah peraturan dan kebijakan yang dibuat baik dari pihak internal ataupun eksternal perusahaan. Selain itu perlu diadaknya sosialisasi untuk para karyawan perihal bahaya tindakan fraud.

Page 21 of 62 | Total Record : 616

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