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<![CDATA[ISLAMIC ECONOMIC LEGAL REVIEW TOWARDS GOLD TRADING BY THE BROKERS IN “PASAR 45 MANADO” ]]>
<![CDATA[Adriandi Kasim]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 5, No 1 (2020) ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v5i1.1024
<![CDATA[Using a qualitative method with a sociological-normative approach, it was found that most of the gold brokers in Pasar 45 Manado were not honest in the practice of gold trading transactions between brokers and sellers, if the broker found a seller who wanted to sell their gold are compromising, then the dishonest broker will take advantage which is not reasonable or contrary to Islamic principle. For example: manipulating the weight of the gold which are going to sell, because the gold is suspected to not belong to the seller, or because the seller at that time is in dire need of money, or even the gold is the result of stealing, so in this case not a few gold brokers in Pasar 45 Manado market deal with the law because of being caught in a case of fraud. Thus the implications in this study are 1. For gold brokers in the 45 Manado market area, in order to follow the rules of law and Islamic law that have been determined in the Koran so that no party is harmed and every fortune obtained gets blessings from Allah. 2. For gold brokers in the area of Pasar 45, in making transactions they must pay attention to the conditions of the goods to be sold so that they do not harm other people and themselves. 3. For religious leaders in order that constantly give an understanding to the people of Manado City about how to trade in accordance with Islamic principles.]]>
<![CDATA[THE DYNAMICS AND POTENCY OF HALAL TOURISM IN SITUBONDO AS A CITY OF SANTRI ]]>
<![CDATA[Faizul Abrori]]>;
<![CDATA[Mustaqim Makki]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 6, No 2 (2021): December ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v6i2.1636
<![CDATA[Situbondo is the City of Santri. The three typologies of Situbondo tourism are nature tourism, cultural tourism, religious tourism and sports tourism. There are 83 destinations but none of them possess a brand as halal tourism. The purpose of this study is to analyze the dynamics and potential of halal tourism in Situbondo. This research is qualitative descriptive with a data analysis model using the Spradley model, where after determining the standards of halal tourism, it is followed by an inventory of the potential for halal tourism in Situbondo. The results of this study indicate that in Situbondo, although the tourism object does not have a brand as halal tourism, its implementation is in line with the sharia character, namely (1). Uluhiyyah, (2). Insaniyyah, (3). Akhlaqiyyah, and (4). Washatiyyah. There are three potentials for branding halal tourism in Situbondo: (1). Geographically, Situbondo is a north coast road, (2). The Even Kirap Culture of Ancak Agung and a spectacular Islamic New Year celebration, (3). The object of the Islamic Boarding School as an education center is both in quality and quantity.]]>
<![CDATA[THE IMPLEMENTATION OF FISCAL FINANCE BY UMAR BIN KHATAB (AN ENFORCEMENT IN INDONESIA) ]]>
<![CDATA[Rusli Siri]]>;
<![CDATA[M. Wahyuddin Abdullah]]>;
<![CDATA[Ridwan Tabe]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 5, No 1 (2020) ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v5i1.1026
<![CDATA[Umar bin Khattab is a Caliph who replaced the leadership of Abu Bakar after his death. Umar bin Khattab led the people starting in the year 13 AH/ 634 AD. Poverty is decreasing and the welfare of employees is guaranteed. This research uses a descriptive qualitative method by collecting the data from books such as history books of Islamic economic thought, the historical milestone of the economic thought of Umar Bin Al Khattab, and books such as ijtihad of Umar bin Khattab. The results of this study revealed that Umar was a leader who became a role model not only in government but managing the finances of the state was also an excellent exemplar of him. Because many leaders today who carry out the fiscal policy do not consider the benefit of the people, instead enrich themselves and their colleagues in a great deal. The fiscal policy of Umar is based solely on maslahah that is in accordance with the Qur'an and Sunnah. The policy regarding the salaries of the heads of state and soldiers is a new thing. Because in the ages of the Rasulullah and Abu Bakr had never made a payroll to the Head of State and the Army. This is a sign which shows that Islamic fiscal policy in the period of Umar was more advanced. ]]>
<![CDATA[THE INNOVATION OF ISLAMIC INSURANCE AS A SOLUTION FOR PENETRATION ]]>
<![CDATA[Nurul Azizah Azzochrah]]>;
<![CDATA[Rosdalina Bukido]]>;
<![CDATA[Sofyan Octavian Tubagus]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 6, No 2 (2021): December ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v6i2.1725
<![CDATA[The penetration of Islamic insurance in Indonesia is not directly proportional to the number of Muslim population in Indonesia. This article aims to look at the causes of the low penetration of Islamic insurance in Indonesia. Literature study is the method used in this article by conducting content analysis, the data used in the form of writing, graphics, pictures and figures sourced from the OJK and the ASEAN Economic survey. The result of this research is the lack of innovation in Islamic insurance which caused the low penetration of Islamic insurance. Islamic insurance penetration can increase with innovation. Social insurance is a manifestation of the mandate of 1945 Constitution of Indonesia Republic which obliges to provide basic protection for all Indonesian people. With the large number of Muslim population in Indonesia, the opportunities for Sharia social insurance innovation can be taken into consideration. Sharia social insurance can be a solution to increasing the penetration of Sharia social insurance in Indonesia. In terms of regulation, the growth of Sharia social insurance can develop. This article has major implications for practitioners, policy makers and regulators.]]>
<![CDATA[CASH WAQF AS A SOLUTION TO OVERCOME DROUGHT IN GUNUNG KIDUL REGENCY IN YOGYAKARTA PROVINCE ]]>
<![CDATA[Martini Dwi Pusparini]]>;
<![CDATA[Soya Sobaya]]>;
<![CDATA[Sri Susanti Agustina Lubis]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 5, No 1 (2020) ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v5i1.1125
<![CDATA[Drought in Gunungkidul Regency is a problem that always occurs almost every year. It has led to humanitarian problems, and requires some appropriate mitigation efforts. Responding to the drought problem, the development of cash waqf in fact is potential to solve the problem. This study aimed at analyzing cash waqf management carried out by ACT Global Waqf in efforts to overcome drought in the Gunungkidul region. This is a field research in which, in this case, the object of research is cash waqf through the Waqf Program of Global well ACT Yogyakarta. Data obtained from eight informants who mastered the object of research, namely Waqf Well of ACT Global Waqf. Based on the results, the cash waqf has been manifested into Waqf Well as determined by Wakif. The efforts to prevent drought by ACT Yogyakarta Global Waqf, especially at three points of waqf wells, greatly helped communities affected by drought. This can be seen from the continued use of the drill well despite drought during the long dry season. The flow of water flowing remains smooth and clean, has not changed since it was built until now. Waqf well is one solution to the community for the freshwater needs, by providing the new water sources by looking for potential water sources and building the infrastructure. ]]>
<![CDATA[THE PERCEPTION OF CONSUMERS ON MUSLIM FASHION BRAND IN INDONESIA ]]>
<![CDATA[Bintang Ika Purwanti]]>;
<![CDATA[Hendri Hermawan Adinugraha]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 6, No 2 (2021): December ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v6i2.1673
<![CDATA[Muslim clothing is the way Muslim women wear their clothes according to Islamic law, namely clothing that is not tight (shaping the curves of the body) and the user of the clothing is a Muslim woman who is obedient to the teachings of her religion in dress procedures. Currently, Muslim clothing is a concern among the clothing industry in Indonesia. In its development, the brand of Muslim clothing has also become one of the consumer's assessments or perceptions of a product. A good brand is one of the assets for the company because the brand has an impact on every consumer perception, where the public will have a positive impression of the product and the company. The purpose of this study is to describe how Indonesian consumers perceive Muslim fashion brands. The type of research used is qualitative research using library research methods. Sources of data used in this study are primary and secondary data sources. While the data analysis technique used in this research is content analysis. The results of this study indicate that brands are extrinsic stimuli that affect consumer perceptions of a product.]]>
<![CDATA[ANALYSIS OF HALAL LABELLING TOWARDS PURCHASE QUANTITY AND CONSUMER SATISFACTION IN MAOMAO (THAI TEA) ]]>
<![CDATA[Muhammad Qoes Atieq]]>;
<![CDATA[Egin Goniyatur Rizqi]]>;
<![CDATA[Rohani Sindu]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 5, No 1 (2020) ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v5i1.1145
<![CDATA[The development of halal industry is growing rapidly in various sectors so that it becomes a trend of human lifestyle throughout the world. Maomao (Thai Tea) is one of the UMKM that has not been certified as halal, which sells beverage products made from raw tea of Thailand that is rife among the public and is able to spread outlets quickly and broadly in the three regions of Cirebon. In this, case it is interesting to study consumer awareness of halal labels on food and beverages. The research conducted by the author aims to determine the effect of halal labeling on the quantity of purchase and customer satisfaction at Maomao UMKM in Cirebon City. The author uses research methods with a qualitative approach and descriptive analysis as well as approaches from various sources of literature, such as books, journals, reports, and previous reports on research outcomes. Based on the research carried out, according to the author's analysis halal labeling on Maomao (Thai Tea) does not affect the level of purchase and customer satisfaction. Because the majority of consumers have believed that Maomao (Thai Tea) has guaranteed halal for the product. This is known from the ingredients in producing Maomao (Thai Tea) (although for the Maomao brand itself has not been certified as halal) and hygienic manufacturing procedure. Through this paper, it is expected that the government or related parties to facilitate the process of halal certification, so that the businessmen prioritize halal labels on their products.]]>
<![CDATA[THE ROLE OF PRODUCTIVE ZAKAT IN REDUCING THE INCOME DISCREPANCY IN SOUTH KALIMANTAN PROVINCE ]]>
<![CDATA[Yusuf Asyahri]]>;
<![CDATA[Faqih El Wafa]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 7, No 1 (2022): JUNE ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v7i1.1738
<![CDATA[This article aims to analyze the distribution of zakat funds, the impact of zakat funds on income, and the distribution of zakat in reducing income inequality in South Kalimantan Province. The analytical method used is the sample Paired t-test and the Lorenz Curve and Gini Ratio, with a mixed method. The results of the study provide findings, First, the distribution of zakat funds to Mustahik has gone through the stages of indicators including Goal Setting; Planning; Organizing; Staff Filling; Briefing; Supervision; Control; and Coordination. Second, distinguishing income before and after the existence of productive zakat assistance for economic empowerment. Third, the Gini coefficient shows that income inequality can be reduced by a reduction index of 0.1493 after the existence of productive zakat. Thus, it can be concluded that there is a difference in income before and after the distribution of productive zakat for economic empowerment and income inequality can be reduced by a reduction index of 0.1493 after the existence of zakat.]]>
<![CDATA[SHARE WAQF: ECONOMIC GROWTH AND POVERTY ALLEVIATION IN INDONESIA ]]>
<![CDATA[Atika Zahra Maulida]]>;
<![CDATA[Agus Purnomo]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 7, No 1 (2022): JUNE ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v7i1.1758
<![CDATA[The purpose of empowering business capital taken from profit sharing from Sharia shares managed by the issuer is to encourage economic growth and reduce poverty. In this study, researchers used qualitative methods by conducting interviews with Nazhir, investors, and people in need. The results of the study are as follows: Waqf funds are managed by Nazhir and distributed to capital market products such as sharia shares, sharia mutual funds, Sukuk, SBSN, and others. Profits from share waqf assets will be channeled into economic empowerment activities to provide entrepreneurship training, open job vacancies, and encourage income growth for the community. People who get business capital from Nazhir will be monitored and evaluated based on income growth and business development. The asset management system of share waqf funds distributed is as follows; First, investors and venture capital recipients will agree on both parties regarding the payback period, community capacity, and infaq contributions. The Investment Manager will distribute profits to investors and investors will manage the profits obtained in economic empowerment activities such as entrepreneurship. Profit funds will be given to people in need such as the poor and others and the proceeds from the sale of the resulting products can encourage economic growth and reduce poverty.]]>
<![CDATA[INFLATION IN THE UNITED KINGDOM IN TIMES OF WAR AND PANDEMIC (A SOLUTION FROM THE ISLAMIC ECONOMICS) ]]>
<![CDATA[Talha Ayub]]>;
<![CDATA[Martini Dwi Pusparini]]>
<![CDATA[ Tasharruf: Journal Economics and Business of Islam Vol 7, No 1 (2022): JUNE ]]>
Publisher : <![CDATA[IAIN Manado ]]>
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DOI: 10.30984/tjebi.v7i1.1903
<![CDATA[History discloses that economic turbulence is not merely caused by economic failures such as policies, institutions, or market conditions, there are also a few phenomenon that contributes to a robust impact on the economic decline namely war and pandemics. The purpose of this paper is to reveal the economic downturn such as inflation in the United Kingdom caused by the covid-19 pandemic and worsened by the war between Russia and Ukraine. This paper also proved that the Islamic economic system is a solution to attaining a prosperous economy for society. Using qualitative research through descriptive analysis, this paper analyzed how the Islamic economic system possesses a vital role in facing economic crises in times of war and pandemics. The result of this paper found that Islamic economics is the only economic system that brings justice to all economic actors in the entire world, thus it leads to forming healthy economic circumstances and then avoiding the economic crisis to occur. ]]>
