cover
Contact Name
Mujahidin
Contact Email
mujahidin@iainpalopo.ac.id
Phone
+6281243481878
Journal Mail Official
al-kharaj@iainpalopo.ac.id
Editorial Address
Jl. Bitti, Blandai Kota Palopo
Location
Kota palopo,
Sulawesi selatan
INDONESIA
Al-Kharaj: Journal of Islamic Economic and Business
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Articles 1,062 Documents
Strategy to improve operational performance through organizational capacity, internal process management and innovation with digitalization operations as an intervening variable (Case Study on PT. Juan Sinergi Abadi) Zaenal; Mombang Sihite; Lola Fitria Sari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): SettingsVol. 8 No. 1 (2026): All articles in this issue include authors from 3
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10347

Abstract

Digital transformation is a strategic need for project-based service companies, including interior contractors, to increase efficiency and competitiveness. However, the success of digitalization does not only depend on technology, but also on the organization's internal readiness. This research aims to analyze the role of organizational capacity, internal process management, and innovation in improving operational performance through digitalization at PT. Juan Sinergi Abadi. The method used was a mixed method with a sequential explanatory design, starting with a quantitative analysis using SEM-PLS on 60 employees, then continued with a qualitative approach through FGD and SWOT, IFE-EFE, IE Matrix, and QSPM analysis. The results of the study show that organizational capacity, internal process management, and innovation are the main factors in encouraging the implementation of operational digitalization. This digitalization has been proven to improve operational performance, especially in project time efficiency, cost control, and quality of work results. Qualitative findings reinforce that digital integration is able to align organizational capabilities, work processes, and innovation more effectively. Strategically, the company is in a hold and maintain position with a focus on strengthening digital systems and standardizing processes. This research contributes to the development of strategic management and provides practical implications for improving operational performance based on integrated digitalization
The Effectiveness of BAZNAS Productive Zakat Programme in Poverty Alleviation: A CIBEST Model Approach Latief, Nur Fitry; Alam, Syamsul
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.10395

Abstract

This study evaluates the effectiveness of the Badan Amil Zakat Nasional (BAZNAS) productive zakat programme in alleviating poverty among mustahiq recipients in Manado, North Sulawesi, Indonesia, using the Combined Islamic Poverty Index and Spiritual Index (CIBEST) model. The CIBEST model provides a multidimensional assessment integrating both material welfare food, clothing, housing, education, and health and spiritual welfare faith (aqidah), worship (ibadah), morality (akhlak), family harmony, and religious knowledge thereby reflecting Islamic economics principles of holistic human welfare. A pre-test/post-test quasi-experimental design was employed, collecting data from 248 mustahiq recipients across four programme types: productive capital loans, skill and vocational training, business mentoring, and digital marketing assistance. Instruments were validated and reliable (Cronbach's α > 0.70). Paired t-tests and McNemar's tests were applied to assess pre-post differences. Results demonstrate that the proportion of mustahiq in the Welfare Quadrant (Q1) increased significantly from 18.4% to 47.3% (Δ = +28.9 percentage points), while the Absolute Poverty Quadrant (Q4) declined from 36.2% to 13.2% (Δ = −23.0 pp). The CIBEST Welfare Index rose from 0.41 to 0.69 overall (Cohen's d = 0.77, large effect), with digital marketing assistance producing the largest gain (IW: 0.41 → 0.73). All changes were statistically significant (p < 0.001). Spiritual welfare scores also showed consistent improvement across all indicators, with modest but meaningful gains. The findings confirm that productive zakat, when structured around Big Data-informed targeting (Latief, 2025a) and strategic management principles (Latief, 2025b), can generate substantial and measurable poverty reduction outcomes. The CIBEST model is validated as an appropriate, culturally grounded, and empirically sensitive instrument for zakat effectiveness evaluation in Indonesia.