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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,090 Documents
 105   106   107   108   109 
The Effect of Poverty Levels and Minimum Wages on The Human Development Index in West Nusa Tenggara Province Baehaqi; Erika Suryaningsih; Ahmad Suhendri
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9895

Abstract

This study aims to determine how poverty levels and minimum wages affect the Human Development Index (HDI) in West Nusa Tenggara Province from 2010 to 2024. This study is quantitative in nature because it is numerical and uses multiple linear regression analysis. This study uses secondary data in the form of time series data for the period 2010-2024 obtained from the Central Statistics Agency (BPS). The results show that, partially, the poverty level variable has a negative and significant effect on the human development index variable in NTB in 2010-2024, while the minimum wage variable partially has a positive and significant effect on the Human Development Index variable in NTB in 2010-2024. Then, simultaneously, the poverty rate and minimum wage variables affect the Human Development Index in NTB in 2010-2024.
The Role of Social Norms and Social Awareness in Forming the Intention to Pay Zakat: at LAZ Harfa Serang City Raden Arisna; M. Sulaeman Jajuli; Budi Sudrajat; Zaini Ibrahim; Suryani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9907

Abstract

This study aims to analyze the influence of social norms on social awareness and intention to pay zakat, as well as the influence of social awareness on the intention to pay zakat. The study used a quantitative approach with a survey method of 124 Muslim respondents who met the criteria as muzakki at LAZ Harfa Serang City. Data analysis was carried out using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method. The results showed that social norms had a positive and significant effect on social awareness with a t-statistical value of 21.954 and p-values of 0.000, and were able to explain 74% of the variance of social awareness (R² = 0.740). In addition, social norms also have a positive and significant effect on the intention to pay zakat with a t-statistical value of 2.793 and p-values of 0.005. Social awareness has been proven to have a positive and significant effect on the intention to pay zakat with a t-statistical value of 3.608 and p-values of 0.000. Simultaneously, social norms and social awareness were able to explain 85.3% of the variance in the intention to pay zakat (R² = 0.853), with an SRMR value of 0.075 which indicates a good model suitability. These findings confirm that social awareness plays an important role as a mechanism that bridges the influence of social norms on the intention to pay zakat. Therefore, strengthening social norms and increasing public social awareness is a key strategy in encouraging sustainable zakat compliance
The Role of Halal Culinary Information on Social Media in Encouraging Purchase Intention of Pandeglang Regency Residents through the PLS-SEM Approach through Perceived Credibility Rokhman; M. Sulaeman Jajuli
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9933

Abstract

The development of social media has changed the way consumers obtain and evaluate halal culinary information, particularly in the context of food purchasing decision-making in Pandeglang Regency. This study aims to analyze the influence of halal culinary information on social media on perceived credibility and purchase intention, and to examine the role of perceived credibility in driving purchase intention for halal culinary in Pandeglang Regency. This study uses a quantitative approach with the Structural Equation Modeling–Partial Least Squares (PLS-SEM) method. Data were collected through a survey of 142 respondents who are social media users and have experience accessing halal culinary information. The analysis results show that halal culinary information on social media has a positive and significant effect on perceived credibility and purchase intention for people in Pandeglang Regency. In addition, perceived credibility is also proven to have a positive and significant effect on purchase intention. These findings confirm that information credibility is an important mechanism that bridges halal culinary information on social media with consumer purchase intention in Pandeglang Regency. This study provides theoretical contributions to the development of halal marketing literature and practical implications for halal culinary entrepreneurs in designing credible and effective communication strategies through social media.
Development of a Conceptual Model of Organizational Culture Engagement: A Literature Synthesis Approach Randi Tangdialla; Dian Intan Tangkeallo; Ade Lisa Matasik
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9951

Abstract

This study aims to construct and develop a conceptual model of Organizational Culture Engagement through a literature synthesis approach. Three important steps were taken during the process: 1. Editing and rechecking the collected data, especially regarding completeness, clarity of meaning, and consistency of meaning between variables. 2. Organizing and arranging the data collected into the required structure. 3. Analyzing: applying accepted theories, methodologies, and principles to further analyze the results of data organization to reach conclusions that answer the research objectives. According to the study's findings, employee engagement and organizational culture dimensions interact to generate organizational culture engagement. The work environment that affects employee behavior and attitudes is shaped by aspects of organizational culture, including roles, accomplishments, support, innovation and risk-taking, attention to detail, results orientation, people orientation, team orientation, stability, and aggressiveness.
The Influence Of Customer Experience And Perceived Value On Brand Loyalty Through Customer Satisfaction A Case Study Of Mie Gacoan Wella Desintan Widika; Zaenul Mutaqien; Edwin Agus Buniarto
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9959

Abstract

This study aims to examine the effect of customer experience and perceived value on brand loyalty through customer satisfaction among Mie Gacoan consumers in Kediri City. A quantitative survey method was employed involving 170 respondents who had purchased Mie Gacoan products at least three times. Data were collected through an online questionnaire using a five-point Likert scale and analyzed with Partial Least Squares–Structural Equation Modeling (PLS-SEM) using SmartPLS 3.0. The findings reveal that perceived value has a positive and significant effect on customer satisfaction and brand loyalty. Customer satisfaction also significantly influences brand loyalty and mediates the relationship between perceived value and brand loyalty. In contrast, customer experience does not significantly affect customer satisfaction or brand loyalty, either directly or indirectly. These results imply that strengthening perceived value through product quality, price fairness, and service consistency is more important in fostering satisfaction and sustaining brand loyalty at Mie Gacoan Kediri.
Food Security Based on Livelihood Assets: The Dominant Role of Financial Capital in Rural Areas for Sustainable Development Nurmilah, Risma; Ismetullah, Ismet; Martaseli, Evi; Sofiani, Venita; Meigawati, Dine
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10059

Abstract

Food security issues have become a top priority in the Sustainable Development Goals (SDGs), particularly in efforts to meet basic human needs. The concept of food security is no longer limited to availability, but also encompasses access, which is influenced by livelihood assets. This study aims to analyze household food security in supporting SDG 2 based on the Sustainable Livelihood Approach in rural areas. A mixed-methods approach was employed, with a quantitative dominance through surveys of 100 households, analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings reveal that financial capital has a significant effect on food security and serves as a full mediator in the relationship between livelihood assets and food security. Human, social, physical, and natural capital do not have a direct significant effect, but exert indirect influence through financial capital. These results support the entitlement theory, which states that economic capacity determines access to food. Therefore, household food security in rural areas is more strongly determined by economic capacity than by resource availability, making access the dominant factor in achieving food security.
The Influence of TikTok Shop and Brand Awareness on the Purchase Intentions of Mybellin Blush-On Ida Ilham Ramadhan; Suharyanto
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10093

Abstract

This study aims to determine and analyze the influence of TikTok Shop and Brand Awareness on the Purchase Intention of Maybelline blush-on products among students of the Faculty of Economics and Business at PGRI Adi Buana University Surabaya. The rapid development of social media, especially TikTok, has changed marketing strategies and consumer behavior through the concept of social commerce which integrates entertainment, interaction, and transactions within a single digital platform. This research used a quantitative approach with a survey method by distributing questionnaires to 90 female students of the Faculty of Economics and Business at PGRI Adi Buana University Surabaya who actively use TikTok and have seen or interacted with Maybelline blush-on products through TikTok Shop. The sampling technique used was non-probability sampling with an accidental sampling method. Data analysis was conducted using multiple linear regression analysis with SPSS, including validity tests, reliability tests, classical assumption tests, t-tests, and F-tests. The results of this study indicate that TikTok Shop has a positive and significant effect on purchase intention, Brand Awareness has a positive and significant effect on purchase intention, and TikTok Shop and Brand Awareness simultaneously have a significant effect on purchase intention of Maybelline blush-on products among students of the Faculty of Economics and Business at PGRI Adi Buana University Surabaya
The Impact of Digital Competence and Organizational Climate on Employee Performance: An Analysis of the Mediating Role of Work Motivation at UPT PLN Malang Marli; Dwi Danesty Deccasari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10102

Abstract

This study aims to analyze the influence of Organizational Climate on Employee Performance with Work Motivation as a mediating variable at UPT PLN Malang. The main hypothesis states that Organizational Climate has a positive direct and indirect effect through Work Motivation on Employee Performance. The study used a quantitative design with the SEM-PLS approach that is able to handle latent variables and data that are not necessarily normally distributed. A sample of 98 employees was randomly selected stratified by division and position. Data were collected through a structured questionnaire that has been tested for validity and reliability. The analysis focused on evaluating the measurement model and the structural model using bootstrapping to test the significance of the paths. The results indicate that Organizational Climate has a significant positive effect on Work Motivation and Employee Performance, with Work Motivation partially mediating the relationship. The findings emphasize the importance of creating a conducive organizational climate and increasing motivation for optimizing employee performance. Practical implications include the development of motivational training, effective communication, and a trust-based management system at UPT PLN Malang. Further studies are recommended using longitudinal data to strengthen causal findings.
The Influence of Advertising Personalization and Trust on Retail Purchase Decisions Through Gen Z Consumer Engagement in Palopo City Fitrah, Fitrah Rianti; Suhardi M. Anwar; Muhammad Aqsa
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10129

Abstract

This study aims to analyze the influence of personalization and trust on retail product purchasing decisions, with Gen Z consumer engagement in Palopo City as a mediator variable. The research approach used was quantitative, with data analysis using Structural Equation Modeling (SEM) based on Partial Least Squares (PLS) using SmartPLS software. Data were collected through questionnaires distributed to Generation Z respondents in Palopo City. The results showed that personalization and trust do not directly influence purchasing decisions. However, both have a positive and significant influence when mediated by consumer engagement. This finding confirms that the higher the level of consumer engagement in the interaction process with a product or service, the stronger the influence of personalization and trust in driving purchasing decisions. Thus, consumer engagement plays a key role in linking personalization and trust strategies to purchasing decisions for retail products in Palopo City. Therefore, it can be concluded that neither personalization nor trust has a direct influence on purchasing decisions, but has an indirect influence through consumer engagement with retail products in Palopo City.
The Role of Business Contracts in Minimizing the Risks of Corporate Cooperation Mulyani Santoso
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10133

Abstract

Intercompany collaboration is an integral strategy in the dynamics of the modern business world, but it carries with it various potential risks that can lead to losses and disputes. In this context, business contracts play a crucial role not only as a basis for agreements but also as a legal instrument for managing and minimizing collaboration risks. This study aims to analyze the role of business contracts as a risk allocation mechanism and examine the factors that contribute to their ineffectiveness in minimizing risk in practice. This research uses a normative legal method with a statutory and conceptual approach. The legal materials used consist of primary legal materials in the form of laws and regulations, as well as secondary legal materials in the form of books and journals relevant to contract law. The analysis was conducted qualitatively with a descriptive-analytical approach. The research results show that, theoretically, business contracts function as risk allocation instruments capable of identifying, distributing, and controlling risks in corporate collaborations. However, in practice, contracts often fail to perform this function optimally because they are drafted without adequate risk analysis, use standardized templates, and lack operational clauses. Therefore, a risk-based contract development approach is needed, emphasizing risk identification, allocation of responsibilities, and the formulation of clear and applicable clauses. Thus, a properly drafted business contract not only provides legal certainty, but also serves as an instrument for preventing disputes and protecting the interests of the parties in corporate cooperation. Keywords : business contracts, risk mitigation, corporate cooperation, risk allocation

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