cover
Contact Name
Mujahidin
Contact Email
mujahidin@iainpalopo.ac.id
Phone
+6281243481878
Journal Mail Official
al-kharaj@iainpalopo.ac.id
Editorial Address
Jl. Bitti, Blandai Kota Palopo
Location
Kota palopo,
Sulawesi selatan
INDONESIA
Al-Kharaj: Journal of Islamic Economic and Business
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Articles 1,547 Documents
The Effect of SAP System Utilization on Digital Financial Management Efficiency: An Empirical Study at the Treasury Department of PT Pelindo Multi Terminal Desmon Siagian; Katrin Jenny Sirait; Azwar Anas Manurung; Jamardua Haro; Irwan Nopian Sinaga
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12415

Abstract

This study examines the relationship between SAP System Utilization and Digital Financial Management Efficiency within the Treasury Department of PT Pelindo Multi Terminal, focusing on Transaction Processing Efficiency, Financial Reporting Accuracy, and Treasury Operational Readiness. A quantitative explanatory design was employed using field data collected from employees directly involved in SAP-supported treasury and financial activities. Data were analyzed using descriptive statistics, Cronbach’s Alpha, simple linear regression, and the coefficient of determination (R²). The results indicate that SAP System Utilization has positive and statistically significant relationships with Transaction Processing Efficiency (β = 0.684, p < 0.001), Financial Reporting Accuracy (β = 0.651, p < 0.001), and Treasury Operational Readiness (β = 0.592, p < 0.001). The corresponding R² values were 0.468, 0.424, and 0.351, respectively. Transaction Processing Efficiency demonstrated the strongest relationship. These findings suggest that effective utilization of existing SAP infrastructure is important for improving digital financial management. Organizations should therefore strengthen user competency, process standardization, and consistent system utilization alongside technological investment.
The Effect of Perceived Value on Customer Satisfaction at Adeut Futsal Field in Sumedang Mochammad Rizqi Zimatillah Firdaus; Faizal Sigarlaki
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12451

Abstract

This study aims to analyze the influence of perceived value on customer satisfaction at the Adeut Futsal Field in Sumedang Regency. The recreational sports services industry in Sumedang faces the dynamics of fierce competition (red ocean market) where the phenomenon of customer switching behavior and a decrease in the number of visits is the main business challenge. Using the theoretical framework of Stimulus-Organism-Response (S-O-R) and the multidimensional dimension of PERVAL (quality value, price value, emotional value, and social value), this study examines how value perception acts as the main antecedent of customer satisfaction. The research method used was causal quantitative with purposive sampling technique on 111 respondents who were active customers of Adeut Futsal. Data were analyzed using descriptive analysis and simple linear regression through SPSS. The results of regression analysis showed that perceived value had a positive and significant effect on customer satisfaction (R2 = 0.549). The scientific implications of this study reinforce the application of the S-O-R model to the cognitive school in the sub-urban recreational sports services industry, proving that multidimensional cognitive evaluation (perceived value) acts as a valid organism to trigger consumer satisfaction responses. The managerial implications suggest the importance of revamping physical facilities (such as interlock floors) and increasing the value of experiences to maintain customer retention.
Green Human Resource Management and Employee Green Behavior in Indonesian State-Owned Construction Enterprises: The Mediating Role of Green Organizational Culture and the Moderating Role of Environmental Knowledge Muhammad Tri Islamianto; Ilham Rosyidi Widodo; Denny Adithyas Sukmana; Nur Damayanti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12460

Abstract

Purpose: This study examines whether Green Human Resource Management (GHRM) promotes Employee Green Behavior (EGB) among employees of Indonesian state-owned construction enterprises, while testing Green Organizational Culture (GOC) as a mediating mechanism and Environmental Knowledge (EK) as a moderating condition. Methods: An explanatory, cross-sectional online survey was administered to permanent employees working at head offices and project sites in six state-owned construction enterprises. Purposive sampling produced 238 valid responses. The model was evaluated using Partial Least Squares Structural Equation Modeling (PLS-SEM), including reflective measurement assessment, structural model evaluation, mediation, moderation, and out-of-sample predictive assessment. Results: GHRM positively affected EGB (β = .390, p < .001) and GOC (β = .741, p < .001), while GOC positively affected EGB (β = .386, p < .001). GOC partially mediated the relationship between GHRM and EGB (indirect β = .286, p < .001; VAF = 42.31%). EK strengthened the GHRM-EGB relationship (interaction β = .198, p < .001). The model explained 58.0% of the adjusted variance in EGB and showed adequate predictive relevance. Implications: The findings extend the Ability-Motivation-Opportunity framework by positioning GHRM as a source of motivation and formal opportunity, GOC as contextual opportunity, and EK as ability. State-owned construction enterprises should integrate environmental objectives into training, performance appraisal, rewards, and promotion, while institutionalizing environmental values and strengthening context-specific environmental knowledge.
Green Transformation of MSMEs as Secondary Resource Suppliers in a Circular Economy: A Triple Bottom Line Approach Astil Harli Roslan; Syahrir; Mirza Hapsari Hasidin; Sahrul; Bintang Darajat Ahmed
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12465

Abstract

This study aims to examine the green transformation of MSMEs as suppliers of secondary resources through the Triple Bottom Line (TBL) approach in supporting the circular economy in Kendari City. The study employs an exploratory qualitative approach with a multiple-case study design. Initial empirical evidence is drawn from focal cases in the processed food and food service subsectors that generate or handle production waste and operational residues. Data were collected through initial mapping, observation, field interviews, and document review; the broader research phase includes stakeholder interviews and validation through Focus Group Discussions (FGDs). Data analysis involved data familiarization, thematic coding, cross-case analysis, and the classification of findings into the People, Planet, and Profit dimensions. The feasibility of MSMEs as suppliers of secondary resources is assessed through availability, quality, continuity, and partnership/network readiness. Initial findings indicate that residues and potential secondary materials can be identified across all focal cases; however, the mere presence of residues does not automatically indicate supplier readiness. Material quality, supply consistency, information on economic value, and networks with processors or users remain aspects that need to be strengthened and further verified. This study proposes a phased conceptual framework ranging from material identification, quality control, continuity verification, and network development to value realization and integration into circular value chains. The findings provide an empirical basis for strengthening MSMEs and designing local circular economy policies.
Analysis of Work-Life Balance and Workload on Organizational Commitment Among Employees at Rumah Makan Bebek and Ayam Kampung Mas Budi Cimahi Yenny Rahma Aulia; Khaerul Rizal Abdurahman
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12472

Abstract

Rumah Makan Bebek and Ayam kampung Mas Budi Cimahi is a culinary business that relies heavily on the role and involvement of its employees in carrying out daily operations. To ensure smooth operations, strong employee engagement with the company, referred to as organizational commitment is essential. Therefore, the company must pay attention to work-life balance and workload, as both can influence employees' organizational commitment. The purpose of this study is to analyze work-life balance and workload, as well as their impact on organizational commitment among employees at Rumah Makan Bebek and Ayam Kampung Mas Budi Cimahi. The study involved 7 informants, consisting of 6 employees and 1 key informant the restaurant manager. The research method used was a qualitative approach, with data collected through interviews, observation, documentation, and literature review. Data validity was assessed using the triangulation process. The results indicate that employees' work-life balance falls into the unbalanced category, particularly regarding time balance and involvement. Employees' workload is classified as fairly high, especially in terms of physical strain and time demands. Employees' organizational commitment falls into the fairly strong category however, it is dominated more by continuance commitment than by affectional commitment. This study also shows that an unbalanced work-life balance and a high workload impact employees' organizational commitment, where limited personal time and high job demands can reduce affectional commitment, job satisfaction, and employees' desire to remain with the organization.
The Effect of Coaching Discipline and Work Motivation on Employee Job Satisfaction at PT. XYZ Hegel Delina; M. Vrans Romi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12493

Abstract

Human resources have an important role in determining the success of an organization, especially in companies engaged in technology and highly dependent on employee performance and commitment. In ensuring job satisfaction, factors that support it are needed, including coaching discipline and work motivation. Based on the results of initial observations at PT. XYZ, several problems related to employee job satisfaction were found, including high levels of delays, heavy workloads, suboptimal task distribution, and lack of appreciation from the company. These conditions indicate that fostering discipline and work motivation can affect the level of employee job satisfaction. This study aims to analyze the influence of discipline and work motivation coaching on employee job satisfaction at PT. XYZ, both partially and simultaneously. This study uses a quantitative approach with descriptive and associative methods. Data collection was carried out through the distribution of questionnaires to employees of PT. XYZ. The data obtained were analyzed using multiple linear regression analysis and hypothesis testing with the help of SPSS software. The results of the study show that discipline coaching has a positive and significant effect on employee job satisfaction. In addition, work motivation also has a positive and significant effect on employee job satisfaction. Simultaneously, coaching discipline and work motivation has been proven to have a positive and significant effect on employee job satisfaction. The findings of this study indicate that companies need to strengthen the implementation of discipline coaching and increase employee motivation through appreciation, recognition of performance, and the provision of career development opportunities. These efforts are expected to be able to increase employee job satisfaction so that they can support the achievement of optimal organizational performance
The influence of Job Satisfaction and Organizational Commitment on Organizational Citizenship Behavior (OCB) on Employees of the Production Weaving Department of PT. XYZ Rismayanti Fauziah; Mochamad Vrans Romi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12494

Abstract

Human resources are an important asset that determines an organization's success in achieving its goals. In today's increasingly competitive business environment, organizations are not only required to have employees who carry out their formal duties effectively, but also employees who are willing to exhibit behavior outside of the role known as Organizational Citizenship Behavior (OCB). OCB refers to voluntary behavior that goes beyond formal job requirements and contributes positively to the effectiveness of the organization. However, the emergence of OCB is influenced by a variety of factors, specifically job satisfaction and organizational commitment. PT. XYZ, one of the textile manufacturing companies in Indonesia, still faces several organizational problems, including employee delays, absenteeism, and disciplinary violations, which have the potential to indicate a low OCB level among employees. This study aims to analyze the influence of job satisfaction and organizational commitment on Organizational Citizenship Behavior (OCB) in employees of the Production Weaving Department of PT. XYZ, both partially and simultaneously. This study uses a quantitative approach with a descriptive-associative research method. Primary data was collected through a questionnaire distributed to employees of the Production Weaving Department as many as 50 respondents. The data collected was analyzed using multiple linear regression analysis, correlation analysis, determination coefficients, and hypothesis testing through t-tests and F-tests. The results of the study showed that job satisfaction had a positive influence on Organizational Civic Behavior. Organizational commitment also had an influence on Organizational Civic Behavior. Simultaneously, job satisfaction and organizational commitment significantly affected Organizational Civic Behavior among Production Weaving Department Employees at PT. XYZ. These findings imply that increased employee job satisfaction and strengthening organizational commitment can encourage employees to exhibit higher levels of extra-role behaviors that support organizational effectiveness. This study contributes to the development of the human resource management literature, particularly regarding the determinants of Organizational Civic Behavior in the manufacturing industry. The findings are expected to provide practical implications for company management in formulating strategies to improve employee satisfaction, strengthen organizational commitment, and encourage positive organizational behavior.
The Effect of the Physical Work Environment and Organizational Support on the Job Satisfaction of Processing Employees at PT Perkebunan Nusantara I Regional 2, West Bandung Regency Wardah Nur Aziza; Khaerul Rizal Abdurahman
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12497

Abstract

Job satisfaction plays an important role in improving employee productivity and supporting the achievement of organizational goals. To enhance job satisfaction, several supporting factors are essential, including the physical work environment and organizational support. Based on findings at PT Perkebunan Nusantara I Regional 2, West Bandung Regency, the job satisfaction of employees in the processing division has not been optimal, as indicated by negative behaviors such as employee absenteeism, which reflects job dissatisfaction. In addition, inadequate workplace facilities and suboptimal organizational support were identified as factors affecting employee job satisfaction. Interviews also revealed insufficient infrastructure and limited organizational support. This study aims to examine the influence of the physical work environment and organizational support on the job satisfaction of employees in the processing division. This study employed a quantitative research method using questionnaires, interviews, and documentation for data collection. The data were analyzed using multiple linear regression and the coefficient of determination, supported by descriptive and associative analyses. The results indicate that both the physical work environment and organizational support have a significant positive effect on employee job satisfaction, both partially and simultaneously. These findings suggest that providing adequate workplace facilities, creating a comfortable working environment, and strengthening organizational support can enhance the job satisfaction of employees in the processing division.
The Effect of Discipline Training and Work Motivation on the Performance of Civil Servants in the Secretariat Division of the XYZ Provincial Human Resources Development Agency Repi Nurcahyani Putri; Dian Lestari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12507

Abstract

An organisation that works to improve the quality and competence of its employees is the XYZ Provincial Human Resources Development Agency. Employees have violated company policy and attendance rates are not up to par, according to internal data. In light of these factors, it is imperative that we assess how well the internal monitoring system and workplace discipline are working to enhance employees' performance on the job. The purpose of this research is to identify the partial and simultaneous effects of disciplinary training and work motivation on the performance of public servants (PNS) working in the Secretariat Division of the XYZ Provincial Human Resource Development Agency. Interviews and questionnaires are key components of the quantitative data gathering strategy. The data was analysed using SPSS 27 and quantitative associative and descriptive methods, as well as multiple linear regression analysis. Employees and one chief of the Secretariat Division made up the 35 participants in this research. The study found that both job motivation and discipline training had beneficial effects on employee performance, and that these two factors had a synergistic effect when taken together. Staff performance is directly proportional to the quality of their disciplinary training and their level of intrinsic drive at work.
Antecedents and Consequences of Tourist Engagement at Breksi Cliff Park: A Perspective Experience Economy Theory Faridah Syahwa Zhahira; Yadi Ernawadi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 3 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i3.12509

Abstract

This research examines how educational, aesthetic, escapist, soundscape, and accessibility dimensions influence tourists’ intention to revisit Breksi Cliff Park through tourist engagement. A quantitative survey was administered to visitors, with the collected data analyzed through structural equation modeling using SmartPLS 3.0. The findings indicate that tourist engagement mediates the influence of educational, aesthetic, escapist, and accessibility dimensions on revisit intention. These findings suggest that the management should prioritize educational development, followed by escapist experiences, to strengthen visitor engagement and stimulate repeat visits. Further studies should apply the model to destinations with different characteristics and incorporate relevant psychological factors to better explain revisit intention formation.

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