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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 959 Documents
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THE The Influence of Workload, Employee Compensation, And Employee Competence on Employee Performance at The Simpang Tiga Redelong District Court And The Simpang Tiga Redelong Syar’iyah Court, Bener Meriah Regency, Aceh Province Alnando, Dedi; Kosasih; Vip Paramarta
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8287

Abstract

This study aims to analyze the effect of workload, employee compensation, and employee competence on employee performance at the District Court of Simpang Tiga Redelong and the Syar’iyah Court of Simpang Tiga Redelong, Bener Meriah Regency, Aceh Province. The number of research samples was determined using the Slovin formula, resulting in 53 respondents from the total population of employees. The research method applied a quantitative approach with multiple regression analysis conducted through SPSS version 16.0. Descriptive analysis revealed that the workload variable was categorized as low, while employee compensation, employee competence, and employee performance were categorized as good. The simultaneous test (F-test) produced an F-value = 9.546 with a significance level of 0.000 < 0.05, indicating that workload, employee compensation, and employee competence collectively have a significant effect on employee performance. However, the partial test (t-test) showed varying contributions of each variable. The workload variable (BK) obtained a t-value of -0.953 with sig. 0.345 (> 0.05), meaning it had no significant effect on performance. The employee compensation variable (KSP) had a positive and significant effect with a t-value of 2.436 and sig. 0.019 (< 0.05). Meanwhile, the employee competence variable (KMP) showed a positive but not significant effect with a t-value of 1.679 and sig. 0.100 (> 0.05). Based on these findings, it is suggested that institutions should pay greater attention to balanced workload distribution, strengthen a fair and performance-oriented compensation system, and continuously foster employee competence development to enhance the long-term performance of judicial institutions.
SWOT Analysis of the Economic Potential of Islamic Boarding Schools in Indonesia: NVivo Approach Study and Literature Review Rohmadi, Rohmadi; Bagaskara, Doni Yusuf
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.3739

Abstract

This research aims to determine a SWOT analysis regarding the economic potential of Islamic boarding schools in Indonesia using the NVivo approach. This research uses qualitative methodology with the NVivo approach and literature review. "Data analysis techniques include: (1) mapping the number of news article codes based on SWOT analysis, namely (strengths, weaknesses, opportunities and threats), regarding "Islamic Boarding School Economics" using NVivo 14 software; (2) map the visualization results with a hierarchical diagram and test the correlation between media articles using SWOT Analysis; (3) mapping research topics with Worldcloud or a collection of words that are often discussed in media articles; and (4) Testing the significant value between media articles to determine the size or size of the correlation around the topic "Islamic Boarding School Economics". The results of this research show that the topics often discussed in media articles regarding Islamic Boarding School Economics are challenges and opportunities. Meanwhile, a topic that is rarely discussed by media articles regarding Islamic Boarding School Economics is strengths and weaknesses. The implications of this research show that the resulting SWOT study and literature review provide recommendations for improving the management of Islamic boarding school-based economic potential in the future.
The Influence of Exports and Imports on Economic Growth in Indonesia in 2001-2020 Siburian, Rowinna; Anggraini, Angela; Tamba, Kioko; Cristina, Anju; Hasibuan, Adi Susanto; Umar, Andi Taufiq
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i2.3742

Abstract

The study uses an associative quantitative approach method which aims to determine the influence of exports and imports on economic growth both partially, and simultaneously, This research was carried out using several analyses and multiple regression tests, including the Classical Assumption Test and the Hypothesis Test to see the influence between variables. This study uses secondary data regarding related variables sourced from the Central Statistics Agency (BPS). The results of this study show that partially exports have a positive and significant. This result also explains that the higher the export, the more economic growth will increase, but on the contrary, if imports increase, economic growth will decrease. The benefits of global economic openness can be seen from the condition of a country's economic balance. Participation in import export activities will bring great benefits to the countries involved. In future research, it is important to dig deeper into how certain factors in exports and imports can have different impacts on economic growth.
Analysis of Consumptive Behavior on Purchasing Power During Shopee Flash Sale Muzdalifah, Muzdalifah; Purnomo, Agus; Zahra Maulida, Atika
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.4132

Abstract

Advances in information technology cause changes in all aspects of life, one of which is in the aspect of trading, buying and selling trades can be done online. One of the online shopping media is shopee. Shopee is an online shopping platform that is familiar to the community, shopee is an online shopping platform that is popular with all people ranging from teenagers, and adults, to the elderly. The purpose of this study is to analyze consumptive behavior towards purchasing power during shopee flash sales. The type of research used is a qualitative approach with primary and secondary data sources with three active shopee user speakers, using data collection techniques in the form of observation, interviews, and documentation. And using data analysis techniques in the form of descriptive data analysis techniques
Market Share Analysis of Minimarkets and Grocery Stores in Palopo City L, arsyad; Megasari, Megasari
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4264

Abstract

This study aims to determine the market share of Minimarkets and Grocery stores in Palopo city today as well as on the state of Equilibrium. The data analysis used in this study is Markov chain analysis. The Makrov process in this study is used to determine the selection of shopping places for future periods depending on the selection of shopping places in one previous period, as well as to forecast the rate at which a brand will gain or lose customers. In addition, Markov chains are also used to determine future equilibrium conditions. The results show the Market Share of shopping places in Palopo city today is as follows: Grocery stores (68%) then Indomaret (14%) and alfamart (10%). Next in line is Alfamidi (10.%), and finally other places (3%). In addition, the predicted market share of shopping places in Palopo city in the future is: Grocery stores (60%) then Indomaret (17%) and alfamart (8%). Next in line is Alfamidi (5.%), and finally other places (11%). The results of this research can be used by the government as a basis for making policies on permits for the establishment of minimarkets in Palopo City
Contribution Of Islamic Banks In Acceleration Of Halal Industry hidaya, nurul
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4378

Abstract

This study aims to analyze the contribution of Bank Muamalat in accelerating the halal industry. Where conventional banks dominate the market with higher figures compared to the market share of Islamic banks. This is seen as ironic, because the population of Indonesia is a population with the largest number of Muslims in the world. This reflects that public perception of Islamic banks is still minimal, especially regarding the Halal industry. The research method was carried out using a descriptive qualitative approach, data were collected by interviewing one person at Bank Muamalat and observation, then analyzed interactively (reduction, data presentation and drawing conclusions). The results of the study show that the contribution built by Bank Muamalat is able to build a different image in the eyes of consumers by providing accelerated products for the halal industry, namely back to back financing products, besides that the collaboration that is built is able to have a good impact on the economy and society
Does Reading Increase the Younger Generation's Intention to Use Islamic Non-Bank Financial Products? Windari, Windari; Hardana, Ali; R Hutagalung, Muhammad Wandisyah; Lestari, Sry; Fitrah, Fitrah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4383

Abstract

Islamic financial institutions have traditionally been dominated by the banking sector. Non-Bank Financial Institutions (NBFIs) actually offer options to meet the various financial needs of the general people. A highly potential target market for Islamic Non-Bank Financial Institutions is the younger Muslim population. This study aims to investigate the potential impact of literacy on young Muslims' inclination to use products offered by non-bank financial institutions. This study uses a quantitative approach using simple linear regression analysis on 138 Muslim youth in North Sumatra. The results of the study demonstrate that the intentions of the younger generation of Muslims to utilize products from Islamic Non-Bank Financial Institutions are positively and significantly influenced by literacy. The official and informal forms of education and socialization play a significant role in increasing the literacy rate of the younger Muslim generations.
Harmonization of Islamic Economics With Artificial Intelligence: Towards an Ethical and Innovative Economic Paradigm Ishak, Muhammad Nur; Mohamed, Adjila
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4387

Abstract

The linkage between Islamic economics and artificial intelligence (AI) is the basis of research to explore the possibility of integration of these two entities in creating an ethical and innovative economic paradigm. This article explores the potential and challenges of achieving harmonization between Islamic economic principles underlying justice and sustainability with the sophistication of AI technology. The main focus of the research is on how artificial intelligence applications, such as machine learning and big data analysis, can be applied to improve operational efficiency and decision-making in accordance with Islamic values. The article also discusses the ethical implications of the use of artificial intelligence in the context of Islamic economics, highlighting the importance of maintaining a balance between technological innovation and Islamic moral principles. Economic empowerment, equitable distribution of wealth, and prudent risk management are key focuses in evaluating AI's contribution to the Islamic economic ecosystem. In an effort to achieve a harmonious economic paradigm, this article proposes a proactive approach to mitigate risks and ensure that the use of AI technology in the context of Islamic economics is in accordance with the ethical framework and Islamic values. The results of research on the harmonization of Islamic economics with artificial intelligence yield significant insights into the potential and impact of this integration on economic paradigms. One of the key findings is that this harmonization opens the door to innovative solutions to address a range of contemporary economic challenges.
Mapping Of Dominant Sub Sectors And Creative Economic Growth In Palopo City 2021 To 2022 palinoan, hendra safri
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4391

Abstract

This research aims to maping the creative economy sub-sector in Palopo City in 2021-2022 as a basis for the regional government to issue policies related to improving the local economy, the main aim is to find out how business growth and creative economy mapping in Palopo City are and to find out the dominant sub-sectors to be developed in Palopo City, the research method used to answer these objectives used a qualitative research design by interviewing 65 informants who were creative economy actors in Palopo City spread across nine sub-districts, then measured using qualitative data analysis, namely data reduction, data presentation, and withdrawal. Conclusion: The results of the research are that the growth of the creative economy in Palopo City over the last year has increased in line with the new normal conditions after the Covid 19 pandemic and the dominant sub-sector of the creative economy in Palopo City is culinary with a presentation of 76.9%, while 23.1% dominated by 9 other sub-sectors, and based on regional mapping, Wara sub-district and Tompotika sub-district have many creative economic actors.Keywords : Mapping, Creative Economy, Economic Growth.
Implementation of Productive Alms in Increasing Social Welfare mastur, m afif
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4395

Abstract

This research aims to answer 1) whether a form of productive alms implementation has been realized in improving social welfare at LAZISNU Tanggulangin and 2) how it affects social welfare in the Tanggulangin community environment. The type of research used in this research is qualitative research with a descriptive approach. In this research, data collection techniques used observation, interviews and document studies in the form of using sources from online articles regarding LAZISNU, Tanggulangin District. The research results obtained show that 1) The implementation of alms has been carried out in the form of basic necessities and social assistance. However, productive alms for social welfare in Tanggulangin has not been realized. 2) the influence of productive almsgiving on social welfare has not been affected because there has been no realization of the productive alms program.

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