cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Mujahidin
Contact Email
mujahidin@iainpalopo.ac.id
Phone
+6281243481878
Journal Mail Official
al-kharaj@iainpalopo.ac.id
Editorial Address
Jl. Bitti, Blandai Kota Palopo
Location
Kota palopo,
Sulawesi selatan
INDONESIA
Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 959 Documents
 53   54   55   56   57 
Analysis of Restaurant Popular Reputation on Customer Satisfaction With Customer Review As A Mediation Variable Ulfah Siti Lathiifah; Asep Muhamad Ramdan; Sopyan Saori
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6813

Abstract

The abstract contains a brief description of the purpose: This study aims to determine the analysis of popular restaurants, reputation, and customer satisfaction with customer reviews in Sukabumi City. This research is motivated by Popular restaurants in Sukabumi facing challenges in maintaining customer satisfaction due to inconsistent food quality, suboptimal service, and mismatch between price and quality. In the midst of fierce competition, restaurant reputation is an important factor in building consumer trust and satisfaction.Methods: Using a quantitative descriptive method using a semantic differential scale-based questionnaire distributed online and directly. The sampling technique used was accidental sampling, distributed to 200 respondents. Data were analyzed using validity and reliability tests, tests and analyses included validity tests, reliability, R-square tests, F-square tests, and hypothesis testing using the bootstrapping method to see the direct and indirect effects between variables using SEM-PLS analysis through SmartPLS 3 software.Results: The study shows that reputation significantly affects customer satisfaction, both directly and through customer reviews as a partial mediator. While the direct effect is stronger, customer reviews still enhance consumer perceptions. The research model is predictive, with valid and reliable indicators, making the findings generalizable.Implications: of this study are that restaurants need to focus on maintaining and improving their reputation through the quality of service, food, and comfort, because this has a direct impact on customer satisfaction. In addition, it is important for restaurants to actively manage and respond to customer reviews, because customer reviews can strengthen the influence of reputation on consumer satisfaction.
Analysis of Incoterms and Payment Terms Preferences for Export Transactions Among Exporters: A Case Study Using an Online Survey Nur Muhammad Abdillah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6843

Abstract

This study is entitled "Analysis of Incoterms and Payment Term Preferences for Export Transactions Among Exporters: A Case Study Using an Online Survey". The purpose of this study is to identify the most commonly used Incoterms and Payment Terms by exporters in Indonesia, as well as to analyze the factors that influence their preferences. The research method used is a quantitative approach with an online survey distributed through the Instagram account @overheardekspor, involving 33 respondents who are export companies. From the survey results, it was found that the most widely chosen Incoterms were FOB (Free On Board), which was chosen by 16 respondents, while the most widely chosen Payment Term was Telegraphic Transfer (TT), which was chosen by 26 respondents. The main reasons underlying the choice of Incoterms were lower risk (51.5%) and ease of administration (48.5%). Meanwhile, the main reasons for choosing Payment Terms were transaction security (72.7%) and speed of payment (57.6%). The biggest challenges faced by respondents in choosing Incoterms and Payment Terms are transaction risk (60.6%) and regulatory differences (33.3%). Most respondents suggested choosing Incoterms class C and D and Payment Term TT to gain greater benefits with mature risk considerations. These findings are expected to provide guidance for exporters in choosing the right Incoterms and Payment Terms to reduce risk and increase efficiency in export transactions.
The The Influence of Social Environment and Income on Motivation to Play Online Gambling (Slot) in Medan Helvetia District Dimas Ardiansyah; Ahmad Perdana Indra; Tuti Anggraini
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6878

Abstract

Gambling is the act of consciously risking something in a game with expected risks and rewards. Online gambling is done by utilizing a digital platform to place bets using real money. In Indonesia, the most popular online gambling is slots. This study aims to identify whether there is an influence of social environment and income on the motivation to play online gambling (slots) in Medan Helvetia District. Quantitative research methods were used in this study with data collection conducted through questionnaires. The data collected was analyzed and processed using the IBM SPSS Statistics 30.0.0 application. The results showed that the social environment has a positive and significant effect on the motivation to play online gambling (slots), where someone who is in an environment that has been involved in online gambling tends to have greater motivation to play online gambling. Meanwhile, income also has a positive and significant effect, someone with a low income playing online gambling is more motivated by economic factors, while those with high income tend to play because of entertainment
The Effect of Shopee's Payment Methods and Twin Date Promotions on Shopping Decisions on the Shopee Application muhammad zieo Addefrid putra; Tri Inda Fadhila Rahma; Nursantri Yanti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6894

Abstract

In the current digital age, rapid technological progress has significantly reshaped consumer behavior, especially within the e-commerce sector. Shopee stands out as a prominent e-commerce platform, maintaining a strong presence in the digital marketplace by offering diverse payment options and engaging promotional campaigns, particularly targeting younger consumers. This research seeks to examine the impactIn the current digital age, rapid technological progress has significantly reshaped consumer behavior, especially within the e-commerce sector. Shopee stands out as a prominent e-commerce platform, maintaining a strong presence in the digital marketplace by offering diverse payment options and engaging promotional campaigns, particularly targeting younger consumers. This research seeks to examine the impact of payment methods and double-date promotional events on purchasing decisions made through the Shopee application by students at he State Islamic University of North Sumatra (UINSU). The study was conducted within the Faculty of Islamic Economics and Business, involving a sample of 100 students selected through a probability sampling method. Employing a quantitative approach, data were gathered using a Likert-scale questionnaire. Multiple linear regression analysis was applied to interpret the data. Findings indicate that the availability of various payment methods on Shopee positively influences consumer purchasing decisions. Moreover, Shopee's double-date promotional strategies also contribute positively to purchase intentions, particularly among users within the Faculty of Islamic Economics and Business at UINSU of payment methods and double-date promotional events on purchasing decisions made through the Shopee application by students at he State Islamic University of North Sumatra (UINSU). The study was conducted within the Faculty of Islamic Economics and Business, involving a sample of 100 students selected through a probability sampling method. Employing a quantitative approach, data were gathered using a Likert-scale questionnaire. Multiple linear regression analysis was applied to interpret the data. Findings indicate that the availability of various payment methods on Shopee positively influences consumer purchasing decisions. Moreover, Shopee's double-date promotional strategies also contribute positively to purchase intentions, particularly among users within the Faculty of Islamic Economics and Business at UINSU.
Analysis of the Influence of Transaction Management Information System and Service Quality on Shopee E-Commerce Customer Satisfaction (Case Study on Belitung Polytechnic Students) Novalima, Tulas; Muthmainnah, Fatimah; Wahyuni, Eka Indah; Ardiansyah, Hafizd
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6905

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Sistem Informasi Manajemen Transaksi dan Kualitas Layanan terhadap Kepuasan Pelanggan pada platform e-commerce Shopee, dengan studi kasus pada mahasiswa Politeknik Belitung. Jenis penelitian yang digunakan adalah kuantitatif dengan pendekatan deskriptif-verifikatif. Data diperoleh melalui kuesioner yang disebarkan kepada 100 responden, kemudian dianalisis menggunakan regresi linear berganda melalui software SPSS. Hasil penelitian menunjukkan bahwa Sistem Informasi Manajemen Transaksi berpengaruh positif dan signifikan terhadap Kepuasan Pelanggan. Begitu pula dengan Kualitas Layanan yang juga berpengaruh positif dan signifikan terhadap Kepuasan Pelanggan. Secara simultan, kedua variabel independen tersebut memberikan kontribusi sebesar 65,8% terhadap variabel Kepuasan Pelanggan, sedangkan sisanya dipengaruhi oleh faktor lain di luar model. Temuan ini menunjukkan bahwa keandalan sistem transaksi dan kualitas layanan yang prima merupakan faktor penting dalam meningkatkan kepuasan pelanggan e-commerce. Oleh karena itu, Shopee perlu terus meningkatkan integrasi teknologi informasi serta pelayanan yang responsif dan berkualitas guna mempertahankan loyalitas pelanggan.
Mitigation Strategy For Subsidized Mortgage Financing at Bank Sumut Syariah Medan Ringroad Sharia Branch Office siregar, shofwan hafiz; Ahmad Syakir; Daulay, Aqwa Naser
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6906

Abstract

This study seeks to examine the mitigation strategies employed by Bank Sumut Syariah KCSy Medan Ringroad in addressing risks associated with subsidized mortgage (KPR) financing. As housing remains a fundamental human need, the demand for housing continues to rise annually in line with Indonesia’s population growth—one of the key factors driving the housing shortage. To address this, the government has initiated collaborative efforts to provide adequate housing for low-income individuals through subsidized housing schemes. These programs aim to facilitate home ownership, particularly in Medan and its surrounding regions, by offering financial support in the form of subsidized installment payments via partner banking institutions. This research adopts a qualitative approach utilizing descriptive-analytical methods. It employs a case study design centered on Bank Sumut Syariah KCSy Medan Ringroad and incorporates data triangulation to ensure the credibility and reliability of the findings. The data used in this study consists of primary data sourced from the bank itself and secondary data collected from recipients of subsidized mortgage financing. The findings indicate that the primary risk mitigation strategy implemented by the bank is Risk Reduction. The application of this strategy has proven effective, as reflected in the bank’s Non-Performing Loan (NPL) ratios: 0.62% in 2022, 0.82% in 2023, and 2.11% in 2024—all of which remain well below the 5% maximum threshold established by Indonesia’s Financial Services Authority (OJK).
Analysis of Service Quality on Subscription Decisions with Customer Satisfaction as a Mediation Variable (Survey on the Community of Sukabumi City Users of IndiHome Internet Services) Nurul Fitriani; Erry Sunarya; Kokom Komariah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6919

Abstract

This study aims to analyze the Influence of Service Quality on IndiHome Internet Service Subscription Decisions with Customer Satisfaction as a mediating variable. The existence of customer complaints indicates that the rate of subscription decisions is very low. The research method used was a survey with a questionnaire distributed to 135 users of IndiHome internet service in Sukabumi City. The data obtained was analyzed using path analysis to test between the variables studied. The results of this study show that Service Quality has a significant effect on Customer Satisfaction, and Customer Satisfaction has a positive and significant effect on subscription decisions, In addition, Customer Satisfaction is proven to play a mediating variable that strengthens the relationship between Service Quality and Subscription Decisions. These findings indicate that the better the quality of service provided, the more likely customers are to feel satisfied, and that satisfaction ultimately strengthens the Subscription Decision. This research provides insights for companies to continuously improve the quality of services provided through customer satisfaction to maintain subscription decisions.
Analysis of Green Marketing on Purchasing Decisions for Ades mineral water and Brand Image as an Intervening variable (Survey on Ades mineral water consumers in Sukabumi City) Nashif Fauzan Abdillah; Asep Muhamad Ramdan; Resa Nurmala
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6972

Abstract

This study aims to analyze the effect of Green Marketing on Purchasing Decisions for Ades mineral water, with Brand Image as the Intervening variable. In the context of increasing consumer awareness of environmental issues, marketing strategies that focus on sustainability are becoming increasingly important. The research method used was a survey with a questionnaire distributed to 210 respondents of Ades mineral water consumers in Sukabumi City. The data obtained were analyzed using path analysis to test the relationship between the variables studied. The results of this study indicate that Green Marketing has a positive and significant influence on Brand Image, and Brand Image has a positive effect on Purchasing Decisions. In addition, Brand Image is proven to act as an intervening variable that strengthens the relationship between Green Marketing and Purchasing Decisions. These findings indicate that effective Green Marketing strategies can enhance Brand Image and, in turn, influence Consumer Purchasing Decisions. This research provides insights for companies in designing marketing strategies that are more sustainable and responsive to the needs of consumers who care about the environment.
Green Marketing Analysis of Fore Coffee Purchasing Decisions With Green Products as Mediating Variables (Survey on Fore Coffee Consumers In The City of Sukabumi) Aufa Salwa Hidayat; Dicky Jhoansyah; Kokom Komariah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6973

Abstract

This study aims to analyze the impact of Green Marketing on Fore Coffee Purchase Decisions, with Green Product as a mediating variable. In the context of increasing consumer awareness of environmental issues, a marketing strategy that focuses on sustainability is becoming increasingly important. The method used was a survey with a questionnaire distributed to 135 respondents of Fore Coffee consumers in Sukabumi City. The data obtained was analyzed using path analysis to test the relationship between the variables studied. The results of the study show that Green Marketing has a positive and significant influence on Green Products, and Green Products also have a positive effect on Purchase Decisions. In addition, Green Product serves as a mediating variable that strengthens the relationship between Green Marketing and Purchase Decisions. These findings suggest that an effective Green Marketing strategy can improve Green Products and in turn, influence consumer Purchasing Decisions. This research provides insights for companies in designing marketing strategies that are more sustainable and responsive to the needs of consumers who care about the environment.
Work-Life Balance as a Key to Enhancing Employee Performance: An Analysis of the Mediating Role between Motivation and Work Stress at Bank Muamalat East Java Regional Office Monika Fatmasari; Mardany, Ronny Malavia; Basalamah, Muhammad Ridwan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6984

Abstract

This study aims to analyze the mediating role of work-life balance in the relationship between motivation, work stress, and employee performance at Bank Muamalat Regional East Java. Optimal employee performance is significantly influenced by psychological factors such as motivation and work stress, as well as the individual's ability to balance work and personal life (work-life balance). The research method used is a quantitative approach with an explanatory research design. Data were collected through questionnaires distributed to 105 respondents who are employees from several Bank Muamalat branch offices in East Java. Data analysis was conducted using Structural Equation Modeling (SEM) with AMOS software. The results of the study indicate that motivation does not have a positive effect on work-life balance and employee performance, while work stress has a negative effect on both work-life balance and performance. Work stress was found to significantly affect work-life balance, but it does not significantly influence employee performance, either directly or through the mediation of work-life balance. Moreover, work-life balance itself was also found to have no significant effect on employee performance.

Page 55 of 96 | Total Record : 959

 53   54   55   56   57 

Filter by Year

2019 2026


Reset
Filter By Issues
All Issue Vol. 8 No. 2 (2026): SettingsVol. 8 No. 1 (2026): All articles in this issue include authors from 3 Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 7 No. 3 (2025): : All articles in this issue include authors from 3 countries of origin (Indone Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 6 No. 2 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 6 No. 1 (2024): All articles in this issue include authors from 5 countries of origin (Indonesi Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi Vol. 5 No. 3 (2023) Vol 5, No 3 (2023) Vol 5, No 2 (2023) Vol 5, No 1 (2023) Vol. 4 No. 2 (2022) Vol 4, No 2 (2022) Vol 4, No 1 (2022) Vol 3, No 2 (2021) Vol 3, No 1 (2021) Vol 2, No 2 (2020) Vol 2, No 1 (2020) Vol 1, No 2 (2019) Vol 1, No 1 (2019) More Issue