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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 959 Documents
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The Influence of Work Environment, Work Motivation, And Career Development on Private Vocational School Teacher Performance Dwi Lestari; Nina Fapari Arif; Meirani Harsasi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.6482

Abstract

This research aims to analyze the influence of the work environment, work motivation, and career development on teacher performance at Private Vocational High Schools (SMK) in Cepu District, Blora Regency. Teacher performance is a crucial aspect in improving the quality of education, especially in vocational schools which are required to produce work-ready graduates. This research uses a quantitative approach with survey methods. The population in this study were all teachers in three private vocational schools in Cepu, with a total of 139 respondents obtained through the census method. Data collection was carried out through a closed questionnaire with a five-point Likert scale covering four main variables. Data analysis was carried out using multiple linear regression using the latest version of SPSS. The research results show that the three independent variables, namely work environment, work motivation, and career development, simultaneously or partially have a positive and significant effect on teacher performance. Work motivation is the variable that most dominantly influences teacher performance compared to the other two variables. These findings have the implication that efforts to improve teacher performance must be focused on improving the work environment, providing incentives and recognition to increase motivation, as well as structured career development. This research also emphasizes the importance of managerial strategies and educational policies that support the sustainability of teacher professionalism in private schools. Thus, it is hoped that the results of this research can become a reference for school management and policy makers in improving the quality of education in developing areas such as Cepu.
The Influence of Internal Control and Probity Audit on Fraud Prevention in Procurement of Goods and Services (Study at the Palopo City Inspectorate Office) Tiara Madani. B; Andika Rusli; Sahrir
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6483

Abstract

This study aims to determine the effect of internal control and probity audit on the prevention of fraud in the procurement of goods and services at the Palopo City Inspectorate office. This study uses a quantitative approach by distributing questionnaires to 31 auditors of the Palopo City Inspectorate office as respondents, who were selected through purposive sampling techniques . Data analysis was carried out using data quality tests, classical assumption tests, multiple linear regression analysis, and hypothesis testing. The results of the study indicate that internal control has a significant effect on the prevention of fraud in the procurement of goods and services and probity audit has a significant effect on the prevention of fraud in the procurement of goods and services. This study emphasizes the importance of strengthening internal control and probity audit in the supervision of goods and services as an effective effort to prevent fraud.
Opportunities For Implementing Shariah-Based Green Finance in State-Owned Enterprises: a Case Study of Perum LKBN Antara in Supporting Sustainable Development Goals Ernawati, Ernawati; Adiningsih, Tutut
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.6490

Abstract

This study aims to analyze the opportunities and challenges of implementing Sharia-based green finance in State-Owned Enterprises (SOEs), using Perum LKBN Antara as a case study. Sharia-based green finance is an innovative approach that integrates sustainability principles with Islamic values in the financial system. Using a qualitative method with a case study approach, data were collected through in-depth interviews, company documents, and annual reports, which were analyzed using NVivo software. The results show that Perum LKBN Antara has significant potential to adopt Sharia-based green finance, supported by internal awareness, environmentally friendly strategic policies, and ESG reporting practices. However, the implementation still faces several challenges, such as limited human resources, the absence of a structured sustainability roadmap, and a lack of understanding of Sharia principles in the context of green finance. This research recommends strengthening internal literacy, collaborating with Sharia-compliant institutions, and developing a roadmap and sustainability report based on Sharia ESG principles. This study is expected to provide both theoretical and practical contributions to the development of Sharia-based green finance in the public sector as a support for achieving the Sustainable Development Goals (SDGs). Keywords: Green Finance, Sharia Accounting, State-Owned Enterprises (SOEs), LKBN Antara, ESG, SDGs.
The Influence of Work Balance and Organizational Culture on Employee Job Satisfaction at PT Honda Sanggar Laut Palopo Umra; Muhammad Kasran; Samsinar
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6503

Abstract

In an increasingly competitive era of globalization, companies need to increase competitiveness that cannot be separated from employee contributions, the balance between personal life and work is the most important aspect in increasing job satisfaction. This study aims to examine the effect of work balance and organizational culture on employee job satisfaction at PT Honda Sanggar Laut Palopo. This study uses a quantitative method that focuses on data collection and statistical analysis that aims to answer the researcher's questions and test the hypothesis. The population in this study were 60 employees of PT Honda Sanggar Laut Palopo. The sample in this study used a saturated sample with a total of 52 employees of PT Honda Sanggar Laut Palopo. Data collection was carried out using a google form by distributing questionnaires to respondents who were measured, each item was scored on a Likert scale where each score was from (1) to (5). The data analysis technique for this study was tested using Smartpls4. The results showed that work balance had a positive and significant effect on employee job satisfaction at PT Honda Sanggar Laut Palopo, and organizational culture had a positive and significant effect on employee job satisfaction at PT Honda Sanggar Laut Palopo.
The Effect of Work-Life Balance and Work Environment on Employee Job Satisfaction at PT Honda Sanggar Laut Palopo Nurmala; Muhammad Kasran; Adil Basir
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6504

Abstract

An imbalance in work-life balance can lead to decreased health and quality of work. A healthy work environment also plays an important role in increasing productivity and job satisfaction. This study aims to test the influence of work-life balance and work environment on employee job satisfaction at PT Honda Sanggar Laut Palopo. In this study,This study uses a quantitative method that focuses on data collection and statistical analysis that aims to answer the researcher's questions and test the hypothesis. The population in this study was 60 employees of PT. Honda Sanggar Laut Palopo. The sample in this study was 50 employees of PT. Honda Sanggar Laut Palopo. Data collection was carried out using a google form through the distribution of questionnaires to respondents who were measured, each item was scored on a Likert scale where each question was scored from (1) to (5). The technical analysis of this research data was tested using Smartpls4.The results of this study indicate that work-life balance has a positive and significant influence on the job satisfaction of employees of PT Honda Sanggar Laut Palopo and the work environment has a positive and significant influence on the job satisfaction of employees of PT Honda Sanggar Laut Palopo.
Cross-sectional Analysis of Member Satisfaction Factors of KSPPS Mitra Usaha Ideal Jawa Timur Afrizal Zulkarnaein; Taufiqur Rahman
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.6512

Abstract

This study aims to ascertain the relationship between the variables of service quality, trust, and ease of use on member satisfaction of KSPPS Mitra Usaha Ideal Jawa Timur. This is predicated on the idea that cooperative member satisfaction significantly impacts the cooperative's long-term success, with service quality, trust, and usability being elements thought to influence members positive experiences. This kind of study employs a cross-sectional design and is quantitative. Ninety-three participants made up the study's sample, which was gathered by distributing questionnaires. Instrument tests, multiple linear analysis tests, and classical assumption tests are the methods of data analysis that are employed. The findings indicated that while simplicity of use has no discernible impact on member satisfaction, service quality and trust do. The satisfaction of KSPPS Mitra Usaha Ideal Jawa Timur members is simultaneously impacted by the three independent variables. This study also shows a connection to disconfirmation theory, which compares expectations with performance, and negativity theory, which maintains that bad experiences affect a person more than positive ones.
Analysis Policy Overtime And Culture Organization To Employee Performance Bank Syariah Indonesia (BSI) PALOPO Branch Office Muh. Hidayat Yasruddin; Saharuddin; Sari Ratna Dewi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6546

Abstract

writing of this research article entitled "Analysis of Overtime Policy and Organizational Culture on Employee Performance of Bank Syariah Indonesia (BSI) KC Palopo". This study investigates how organizational culture and overtime policy affect employee performance at Bank Syariah Indonesia (BSI) KC Palopo. This study uses multiple linear regression analysis using the SPSS program and involves 40 respondents. In the t-test, the t-value for the overtime policy is 5.019, which is greater than the t table of 2.026. In addition, the significance value for the overtime policy variable is 0.000. The results of the study indicate that the overtime policy affects employee performance positively and significantly, and the t-value for the organizational culture variable of 3.062 is greater than the t table, and the significance value for the organizational culture variable is 0.004, which is smaller than 0.05. The results of the study indicate that organizational culture affects employee performance positively and significantly.
The Influence of Celebrity Endorsers, Product Knowledge And Brand Image on Gen Z's Purchase Decisions on Skintific Products: Marketing, Skincare Alifia, Frasyla Putri Alifia; Huda, Achmad Syamsul
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.6553

Abstract

This study aims to analyze the influence of celebrity endorsers, product knowledge, and brand image on purchasing decisions for Skintific products among Generation Z in Jabodetabek. With the increasing awareness of the importance of skin care and the development of the beauty industry, Skintific has become one of the popular brands in Indonesia. The research method used is a quantitative approach with data collection through questionnaires distributed to 160 respondents. The results of the regression analysis show that celebrity endorsers, product knowledge, and brand image have a positive and significant influence on purchasing decisions. Simultaneously, the three variables explain 62% of the variation in purchasing decisions. These findings indicate that marketing strategies involving influencers and good product knowledge can increase consumer purchasing interest, as well as the importance of building a strong brand image to attract the attention of Generation Z. This study is expected to provide insight for manufacturers in designing more effective marketing strategies in the digital era. Keywords: Celebrity Endorser, Product Knowledge, Brand Image, Purchasing Decision, Generation Z, Skintific.
The Influence of Work Discipline and Work Enthusiasm on Employee Performance At The Office of The Employment Social Security Organizing Agency (BPJS) of Palopo City Nurafni Sofyan; Suparni Sampetan; Andi Rizkiyah Hasbi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6568

Abstract

This study was conducted to investigate the impact of discipline and work motivation on employee performance at the Palopo City Social Security Agency (BPJS) office. The research method used is quantitative type with descriptive and analytical approach. The research sample included all employees of BPJS Palopo City consisting of 36 individuals. Information collection was carried out using a verified questionnaire and information analysis was carried out through multiple linear regression with the help of the SPSS program. The results indicate that discipline at work and work motivation have a good and meaningful impact on staff performance, both separately and together. The coefficient of determination of 71.8% indicates that the independent variables contribute significantly to the improvement of staff performance while the others are influenced by other elements outside this study. This study emphasizes the importance of discipline and work motivation to improve efficiency and productivity in an organization.
The Impact of Training and Career Development on Employee Retention at the North Wara Health Center Jusnita; Indra Kusdarianto; Dirham
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.6569

Abstract

This study aims to analyze the impact of training and career development on employee retention at Wara Utara Public Health Center (Puskesmas). A quantitative research method with a survey approach was employed. Data were collected through questionnaires distributed to 44 respondents, comprising both medical and non-medical staff. Multiple linear regression analysis was used to examine the relationship between the independent variables training (X1) and career development (X2) and the dependent variable, employee retention (Y). The findings indicate that career development has a significant effect on employee retention, with a regression coefficient of 0.651 and a significance level of 0.015 (<0.05). In contrast, training has a positive but statistically insignificant effect, with a regression coefficient of 0.287 and a significance level of 0.282 (>0.05). Simultaneously, training and career development significantly contribute to employee retention, as evidenced by an F value of 86.682 and a significance level of 0.000. The coefficient of determination (R²) is 0.809, indicating that 80.9% of the variation in employee retention can be explained by training and career development. These results suggest that structured career development programs contribute more significantly to enhancing employee loyalty compared to training programs. Therefore, organizations are encouraged to strengthen career development strategies to improve employee retention and reduce turnover rates.

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