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JURNAL EKONOMI SYARIAH

jes
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Published by Universitas Siliwangi

ISSN : 25485032 EISSN : 2714769X DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

The journal focus on providing qualified researches in the area of Islamic economics, banking and finance. The journal aims to cover topics that are paramount in modern Islamic economics and finance. The languages used are Bahasa. Editors invite researchers, lecturers, reviewers, industry practitioners, and observers to contribut

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika

Articles 115 Documents

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FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MAHASISWA MEMILIH PROGRAM STUDI EKONOMI SYARIAH PADA FAKULTAS AGAMA ISLAM UNIVERSITAS SILIWANGI Lina Marlina; Fatimah Zahra Nasution
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

This research aims to analyze the variables influence the student’s decisions in choosing Islamic Economics Department of Islamic Religion Faculty in Siliwangi Univesity at Tasikmalaya and to know the variables give significant influence. This research used a quantitative approach based on cross section obtained through the techniques of data collection with the dissemination of a questionnaire to 189 students as respondents. The data was collected then to be tabulated, done coding then analyzed by statistical tools with computer software or Statistical Package for Social Science (SPSS 20.0) 20.0. Using data in this study is significantly complied qualify the normality of the data. The results of this study indicated by value R2 of 0.838 with high value F count (85.998) than F table (0.95;5;183) or 2.26 so H0 is rejected. This means that there is a linear relationship between independent and dependent variables. It can also be seen from the significance (0.000) α (0.05) so H0 is rejected. This study explained that there is a significant linear relationship between the independent variables (facilities, the lecturers, job opportunities, costs and reputation campus) with dependent variable. This show that 84% of the entire influence factors are tested simultaneously to the decision significantly

ANALISIS PERAN CUSTOMER SERVICE DI BANK BNI SYARIAH KCP PLERED Joni Joni; Fikri Putri Diniati
JURNAL EKONOMI SYARIAH Vol 4, No 1 (2019)
Publisher : Universitas Siliwangi

Customer service plays a very important role in various companies and financial institutions such as Islamic banks. As a Customer Service , the roles and functions must be established. If customer service does not implement one of the functions that should be carried out, it will have an impact on the role of customer service, namely maintaining customers and getting new customers. The role of customer service can be carried out if each of the functions can be implemented by customer service. The purpose of this study was to determine the role of Customer Service at Bank BNI Syariah KCP Plered.The method used in this study is a descriptive method with is qualitative. With two data sources, namely primary data sources consisting of Customer Service, Operational Service Head, several customer security guards and secondary data sources consisting of supporting books, working papers and photos obtained from the field. Data collection techniques used were interviews, observation and documentation. Based on the results research that role customer service at Bank BNI Syariah KCP Plered that is customer service as a service unit able to doing its role that is maintain customer and get customer new in the counter or bank. Implementation role could seen from implementation every the functions contained inside , though there is some functions that are not yet optimal in implementation

EFEKTIVITAS PENERAPAN SISTEM DAN PROSEDUR AKUNTANSI AKTIVA TETAP BERDASARKAN PSAK 16 TAHUN 2011 DALAM EKONOMI SYARIAH Risna Nurhaida Hafni; Ruhadi Ruhadi; Rizky Maidan Ilmi
JURNAL EKONOMI SYARIAH Vol 4, No 2 (2019)
Publisher : Universitas Siliwangi

Today, the development of industry 4.0 is pushing for faster and faster development growth. Therefore, the role played in managing fixed assets in a company is very important in order to support the safety of the company in planning, procuring, and maintaining assets properly. Therefore, decision makers in maintaining fixed assets require expertise and policies specifically regarding financial accounting. The research method used in this research is a qualitative descriptive method, data collection is done by combining theories from various sources. In this study aims to determine the use of fixed assets based on PSAK 16 of 2011 in Islamic Economics. The results of this study are expected to be an additional value in the science reference related to Islamic economics. The findings in this study that the use of fixed assets that refer to PSAK 16 of 2011 is a revision of PSAK 16 of 2007, where the use of sharia accounting regarding fixed assets that are used still in conventional accounting. This is expected to have an adequate Islamic economic instrument as a sign that it is important to build a strong economic system based on the Koran and the Sunnah.

PENGARUH DIVERSIFIKASI PRODUK PEMBIAYAAN TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA Asep Suryanto; Agus Ahmad Nasrulloh
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

This study aims to analyze the effect of mudharabah and murabahah financing on the level of profitability in Islamic banking, namely the Islamic Commercial Bank and Sharia Business Units registered with Bank Indonesia using the Return on Equity (ROE) ratio. The research method used is descriptive quantitative approach. The sample used was 30 data financing and profitability of Islamic banks for the period 2002-2013, by using purposive sampling technique. The method of collecting data uses documentation techniques. The tool of analysing data is used multiple regression analysis. The research result shows, mudharabah and murabahah financing are jointly affected by profitability, but partially mudharabah and murabahah financing does not affect Return On Equity. Simultaneously mudharabah and murabahah financing gives effect to Return On Equity, this is evidenced by the calculated F value (5.158) F table (3.35). Partially both mudharabah and murabahah financing do not have an effect on Return On Equity.

ANALISIS PERILAKU KONSUMEN TEHADAP KEPUTUSAN NASABAH DALAM MEMILIH PEMBIAYAAN MURABAHAH DI BMT AL HIDAYAH KAWALU TASIKMALAYA Joni Joni; Yusep Rafiqi; Lina Marlina
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Consumer decision making in selecting the financing of the dominant consumerbehavior, where consumer behavior is a process, and decision-making is one of the stages. There are many influences that underlie the consumer in choosing a murabaha financing at BMT. Decision-making customers in selecting the financing murabaha in BMT Al Hidayah influenced by several factors, including cultural, social, personal and psychological factors. This study aims to determine the influence of consumer behavior partially and simultaneously against the decision of the customers choose murabaha financing and which variables most affect the customer's decision to choose financing murabaha in BMT Al Hidayah KawaluTasikmalaya. The analysis showed that the variables of consumer behavior (cultural, social, individual, psychological) influence the customer's decision in choosing a murabaha financing amounted to 95.7% while the remaining 4.3% is influenced by other variables outside the research model.

ANALISIS KUALITAS PELAYANAN DALAM MENINGKATKAN KEPUASAN PENGGUNA JASA BARBERSHOP DI KECAMATAN SINGAPARNA KABUPATEN TASIKMALAYA Agus Ahmad Nasrulloh; Ikhsanul Fadillah
JURNAL EKONOMI SYARIAH Vol 4, No 1 (2019)
Publisher : Universitas Siliwangi

Barbershop business in Tasikmalaya District is increasingly prevalent, including in Singaparna District, but not all Barbershop in Singaparna District are visited by consumers. Competition between Barbershop is found in excellent service quality for consumers, the application of a quality service affects the development of customer satisfaction. The research method used is descriptive method with a qualitative approach. Data is obtained through direct interviews with owners of barbershop and consumers. Then the data is analyzed through the stages of data reduction or simplification, data presentation / presentation (Data Display), and drawing conclusions. The results showed that the quality of services provided in five Barbershop in Singaparna Subdistrict, Tasikmalaya Regency was quite good, this can be seen from the efforts made such as prioritizing appearance, neatly arranged facilities, tools that are always ready to use and choosing a strategic place. The reliability and responsiveness of barbershop can be seen from the consumer's assessment of indicators of reliability, responsiveness, empathy and assurance from Barbershop which is quite good.

ANALISIS PENERAPAN PRINSIP-PRINSIP ETIKA BISNIS ISLAM PADA PEDAGANG DI PD PASAR TRADISIONAL PANCASILA TASIKMALAYA Nine Haryanti; Trisna Wijaya
JURNAL EKONOMI SYARIAH Vol 4, No 2 (2019)
Publisher : Universitas Siliwangi

The concrete market is a gathering place for buyers and sellers to trade goods that are there. Based on preliminary studies indicated there are some traders who make a deviation in business practices in terms of Islamic business ethics principles. The formulation of this research is about how the application of Islamic business ethics principles to traders in traditional markets Pancasila Tasikmalaya. The purpose of this study is to find out how the application of Islamic business markets Pancasila Tasikmalaya. The research method using the descriptive method of the qualitative. The data source in this study, namely the primary data is interviewed to the relevant parties is traders, buyers and managers of traditional markets Pancasila. While the secondary data are data obtained through reports on traders and PD. Profiles the traditional market of Pancasila. By using data collection techniques in the form of observation, interview, and documentation. While the data analysis techniques using analytical techniques developed by Miles and Huberman, with its stages: data reduction, display data, and conclusion drawing/ verification. Based on the results obtained from traders, buyers, and managers of traditional markets Pancasila shows that the principles of Islamic business ethics basically traders have applied in the activity of buying and selling. However, there are some deviations committed by traders in buying and selling such as, there are still those who neglect prayers, cheating on scales, selling goods below market prices due to tight market prices, less honest traders do not pay the debt to the supplier, doing savings and loan to conventional bank, unclear expiration limits, and there are still processed food products that add formalin and borax.

STRATEGI PENGELOLAAN DANA WAKAF TUNAI DI INDONESIA: SEBUAH PENDEKATAN METODE AHP Aam S. Rusydiana; Abrista Devi
JURNAL EKONOMI SYARIAH Vol 1, No 1 (2016)
Publisher : Universitas Siliwangi

Waqf is one of Islamic law that concern to people’s lives which is has a function for the community interest in order to obey to Allah SWT. In practice, waqf in Indonesia faces many hard problems, because commonly known as non-productive waqf. Talking about cash waqf, waqf institution not only as religious rituality but also could touch humanity aspect by empowering its potency to maximize public wealth. This research is aim to identify the priority factors that being barrier to develop the practice of cash waqf in Indonesia using AnalyticHierarchy Process (AHP) method. Here is also offered some solutions for the problems identified. Result show that the problems appeared in managing cash waqf in Indonesia divided into 4 important aspects, there are: Human Resource aspect, trust aspect, system aspect, and sharia aspect. The rank for most priority problems to less priority based on the priority result are: 1) trust problems (whereas the most priority for this sub-criteria is donators’ lack of trust), 2) sharia problems (is unfulfilled waqf covenants), 3) human resource problems (is misappropriation of waqf funds, 4) system problems (is weak of management systems). Strategies that can be built to develop the practice of cash waqf in Indonesia based on the priorities are: 1) the development of waqf education institutions, 2) more computerized cash waqf management, 3) more comprehensive fund manager quality improvement, 4) transparency and accountability in every step. The overall results are relatively consistent with studies Rusydiana and Devi (2013) on the same theme, although there is little difference in terms of eigenvalue

ANALISIS IMPLEMENTASI PSAK 101 PADA LAPORAN KEUANGAN DI KSPPS BMT AL-BINA TASIKMALAYA Naurah Nazhifah; Iwan Wisandani; Lina Marlina
JURNAL EKONOMI SYARIAH Vol 5, No 1 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i1.1577

This research, to study the implementation of PSAK 101 on the presentation and preparation of financial statements in KSPPS BMT Al-Bina Tasikmalaya. That is because at the BMT Al-Bina's financial statements found a non-conformity with PSAK 101 on the presentation of sharia financial statements. PSAK 101 is a statement of financial accounting standards that regulates the basic presentation of financial statement for sharia entities. This statement regulates the requirements for the presentation, structure and minimum requirements of the contents of financial statements. The method that used in this study is a qualitative descriptive method. Data collection technique in this research uses interviews, observation, and documentation to analyze data from the practice that carried out directly at the research site. The results of the study show that BMT Al-Bina in presenting they financial statements has not fully applied PSAK No.101, because (1) does not present a statement of cash flow, (2) does not present statement of sources and distribution of zakat (3) does not present statement of source and the use of virtue funds (4) does not present notes to financial statements (5) does not provide financial reporting and financial reporting information as required by PSAK No.101.

PENGARUH BUDAYA ORGANISASI TERHADAP KINERJA KARYAWAN PADA BANK BJB SYARIAH KCP CIAWI TASIKMALAYA FAISAL FAISAL; MUHAMAD DANI SOMANTRI; NURUL HIDAYATUN NAFSIAH; CECEP MOCH. RAMLI AL-FAUZI
JURNAL EKONOMI SYARIAH Vol 5, No 1 (2020): Jurnal Ekonomi Syariah
Publisher : Universitas Siliwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37058/jes.v5i1.1493

AbstractEach organization has a distinct characteristic. This difference is the identity of the organization that is then called the organizational culture. Organizational culture refers to the unique relationship of norms, values, beliefs and behavioral ways that characterize how groups and individuals get things done. Cultural relationships with how to make a commitment to realizing the vision, winning the hearts of customers, winning competitors, and building the strength of the company. The purpose of this research is to know the influence of organizational culture towards employee performance and how much the percentage of organizational culture influences the employee's performance. This research uses a quantitative approach, done by collecting data of numbers. Data is then processed and analyzed to obtain scientific information. Data obtained by the survey results to 17 respondents as a data collection tool. The study used a survey method with simple linear regression data analysis techniques and Pearson's correlation to know the magnitude of the correlation between the X variables to the Y variables, as well as conducting hypotheses to figure out the magnitude of each variable's influence. Once analyzed using a correlation test there is a relationship between the influence of organizational culture to performance with a correlation value of 0.939. As well as an influence between independent variables (organizational cultures) on dependent variables (employee performance) of a simple linear regression test result obtained a significant value less than α (0.000 0.025). From the coefficient of determination of the obtained value of R2 0.883, from the value of coefficient of determination can be concluded that the employee's performance influenced by the organizational culture of 88.3%. AbstrakSetiap organisasi mempunyai ciri khas yang berbeda. Perbedaan inilah yang menjadi identitas bagi organisasi yang kemudian dinamakan budaya organisasi. Budaya organisasi mengacu pada hubungan yang unik dari norma-norma, nilai-nilai, kepercayaan dan cara berprilaku yang menjadi ciri bagaimana kelompok dan individu dalam menyelesaikan sesuatu. Budaya hubungan dengan bagaimana membuat komitmen untuk mewujudkan visi, memenangkan hati pelanggan, memenangkan pesaing, dan membangun kekuatan perusahaan. Tujuan dari penelitian ini adalah untuk mengetahui pengaruh budaya organisasi terhadap kinerja karyawan dan seberapa besar presentase pengaruh budaya organisasi terhadap kinerja karyawan. Penelitian ini menggunakan pendekatan kuantitatif, dilakukan dengan mengumpulkan data yang berupa angka. Data kemudian diolah dan dianalisis untuk mendapatkan suatu informasi ilmiah. Data diperoleh hasil penyebaran kuesioner kepada 17 responden sebagai alat pengumpul data. Penelitian ini menggunakan metode survey dengan teknik analisis data regresi linear sederhana dan korelasi Pearson untuk mengetahui besarnya korelasi antara variabel X terhadap Variabel Y, serta melakukan uji hipotesis untuk mengetahui besarnya pengaruh masing-masing variabel. Setelah dianalisis dengan menggunakan uji korelasi terdapat hubungan antara pengaruh budaya organisasi terhadap kinerja dengan nilai korelasi 0,939. Serta terdapat pengaruh antara variabel independen (budaya organisasi) terhadap variabel dependen (kinerja karyawan) dari hasil uji regresi linear sederhana didapatkan nilai signifikan lebih kecil dari α (0,000 0,025). Dari uji Koefisien determinasi didapatkan nilai R2 0,883, dari nilai koefisien determinasi dapat disimpulkan bahwa kinerja karyawan dipengaruhi budaya organisasi sebesar 88,3%.

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Lina Marlina

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Jl. Siliwangi No. 24 Tasikmalaya

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Lina Marlina

Contact Email jurnalekonomisyariah@unsil.ac.id

Phone +6281223831509

Journal Mail Official -

Editorial Address Jl. Siliwangi No. 24 Tasikmalaya

Location Kota tasikmalaya, Jawa barat INDONESIA

Abstract

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Contact Name
Lina Marlina

Contact Email
jurnalekonomisyariah@unsil.ac.id

Phone
+6281223831509

Journal Mail Official
-

Editorial Address
Jl. Siliwangi No. 24 Tasikmalaya

Location
Kota tasikmalaya,

Jawa barat

INDONESIA