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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@laaroiba.ac.id
Phone
+628118114379
Journal Mail Official
dedijunaedi@laaroiba.ac.id
Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
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Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles 821 Documents
Efektivitas City Branding Harmoni Kediri : The Service City Dalam Meningkatkan Pendapatan Asli Daerah Kota Kediri Risdiana Himmati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1207.339 KB) | DOI: 10.47467/alkharaj.v5i5.3255

Abstract

Kediri Harmony: The Service City as a new brand for the City of Kediri must be able to describe the potentials in the City of Kediri. This research was conducted to find out the Kediri City Government's strategy to build regional identity in City Branding Harmony Kediri: Kediri Service city and to find out the Effectiveness of City Branding Harmony Kediri: Kediri Service city in increasing the Local Revenue of Kediri City. The method used in this study is a mix method with a sequential exploratory design. Based on research, it can be seen that City Branding Harmony of Kediri: Kediri Service City helps the City of Kediri gain a good reputation so that it becomes one of the cities of choice for large investors to invest.
Pengaruh Undang-Undang Cipta Kerja terhadap Perilaku Dividen Perusahaan Tony Agusta; Heru Tjaraka
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1018.217 KB) | DOI: 10.47467/alkharaj.v5i5.3399

Abstract

Investors have a goal when investing money in a company, namely to obtain income or returns (return) in the form of dividends or capital gains. There are three types of investors, namely aggressive investors, conservative investors, and moderate investors. This study aims to determine the effect of copyright law on dividend behavior of companies in Indonesia that are listed on the Indonesia Stock Exchange which are incorporated in the Kompas 100 index from 2017-2021. The research uses quantitative methods by comparing data for several years tested using classical assumption tests and data with descriptive statistical analysis. The results of the study show that the company that distributes the least dividends from the total net profit after tax is PT. Surya Citra Media Tbk (SCMA) in 2017 and 2021, while the company that distributes the most dividends from the total net profit after tax is PT. Bukit Asam Coal Mine Tbk. (PTBA) in 2021. Based on the time series analysis, it can be concluded that the work copyright law has a positive influence on the company's dividend policy by scoring the highest record dividend payout ratio since 2017 of 45.48%. Keywords: Dividend, Dividend Policy, Job Creation Law, Tax
Pengaruh Pengungkapan Environmental, Social, dan Governance terhadap Kinerja Perusahan Azka Zahrotun Nisa; Kartika Hendra Titisari; Endang Masitoh
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1111.143 KB) | DOI: 10.47467/alkharaj.v5i5.3410

Abstract

Tujuan penelitian ini adalah untuk menguji dan menganalisis pengaruh pengungkapan environmental, social, dan governance (ESG) terhadap kinerja perusahaan, dengan menggunakan indikator kinerja perusahaan terdiri dari kinerja operasional, kinerja keuangan, dan kinerja pasar. Populasi penelitian ini adalah perusahaan sektor pertambangan yang terdaftar di Bursa Efek Indonesia (BEI) periode 2017-2021, dimana 10 perusahaan diantaranya memenuhi kriteria purposive sampling penelitian. Metode analisis data dalam penelitian ini mengggunakan analisis regresi linier berganda, untuk tiga model regresi model ROA, model ROE, dan model TOBINQ. Berdasarkan hasil analisis penelitian menunjukkan bahwa pengungkapan environmental, social, dan governance (ESG) berpengaruh terhadap kinerja operasional dan kinerja pasar perusahaan. Tetapi, pengungkapan environmental, social, dan governance (ESG) tidak berpengaruh terhadap kinerja keuangan perusahaan. Pengungkapan environmental, social, dan governance (ESG) dapat meningkatkan profitabilitas perusahaan sehingga menarik perhatian stakeholders, meskipun dalam upaya pengungkapan informasi memerlukan biaya lebih.
Analisis Bibliometrik Digital Marketing Publikasi Ilmiah di Negara-Negara Seluruh Dunia Indah Karunia Sari; M Ruslianor Maika
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1024.055 KB) | DOI: 10.47467/alkharaj.v5i5.3422

Abstract

The purpose of this study is to measure the development of scientific publications related to "digital marketing". While the benefits of this study is to determine the effect on increasing sales volume. In this study, researchers collected data obtained from the Scopus database using the keyword "digital marketing". The research method used by the researcher is descriptive quantitative method with bibliometric analysis. Based on data searches, researchers obtained 12,401 scientific work search documents which were then exported in BibTex format and processed using R-Packages software and Biblioshiny Webinterface. This is of course very helpful as a reference for research literature on various economics carried out in the future. Keywords: Bibliometric Analysis, Digital Marketing, Digital Marketing
Pengaruh Payment Gateway Terhadap Kinerja Keuangan pada UMKM Kota Palembang Shania Risky Royanti; Fitria Suri
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (944.99 KB) | DOI: 10.47467/alkharaj.v5i5.3450

Abstract

Financial Technology (Fintech) is the result of a combination of financial services and technology which ultimately changes the business model from conventional to modern. Consumers who initially had to pay face to face and carry a certain amount of cash can now make remote transactions by making payments through the application in just seconds. Mobile phones have helped MSMEs to be more productive and increase their sales thereby improving financial performance. Keywords: Fintech, Financial Performance, Consumers
Penyelesaian Sengketa Pegadaian Syariah Melalui Badan Penyelesaian Sengketa Konsumen (BPSK) Eka Choirunisa; Abdul Mujib
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1204.561 KB) | DOI: 10.47467/alkharaj.v5i5.3468

Abstract

Dispute resolution institutions can be used both for litigation and non-litigation dispute resolution. One of the dispute resolution institutions is the Consumer Dispute Settlement Agency (BPSK), which is regulated in Law Number 8 of 1999 concerning Consumer Protection. The UUPK and BPSK procedural law spell out the responsibilities and authorities of the BPSK. Currently, there are no restrictions on the types of consumer disputes that can be handled by BPSK with business actors and consumers. Regarding the authority of the BPSK in solving problems, especially in the field of Islamic finance, it is often the subject of discussion considering that each institution has different juridical foundations. The research method used is qualitative research using a juridical-normative approach. In Dispute Resolution at BPSK, the parties must first reach an agreement in the form of a contract before proceeding with dispute resolution through BPSK, which is basically a voluntary choice between the parties. BPSK cannot be used to resolve disputes if one party disagrees. Although envisioned as a weapon for consumers seeking justice, implementation remains challenging. This is because legal arrangements do not conform to assumptions, in particular answering buyer inquiries online quickly, effectively and efficiently. Apart from that, the UUPK articles are inconsistent, only contradictions between articles and horizontal conflicts with other statutory products. Legal certainty in dispute resolution requires gradual improvement of three components in the Consumer Dispute Settlement Agency: legal structure, legal substance, and legal culture. Keywords: Sharia Pawnshop Disputes, Consumer Dispute Settlement Agency (BPSK), Consumer Protection Act
Analisis Kualitas Kinerja Keuangan Daerah Provinsi Maluku Tahun 2017-2021 Abidin Tatroman; Kismon Monierdin; Kumba Digdowiseso
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1072.525 KB) | DOI: 10.47467/alkharaj.v5i5.3494

Abstract

The quality of the Maluku Province's financial performance is measured by the degree of decentralization ratio showing the low financial performance of the Maluku Province in 2017-2021 out of a total count of eleven city districts. If you calculate the total average value of the degree of decentralization ratio for 2017-2021 Maluku Province is 4.09%. This figure illustrates that the quality of Maluku Province's financial performance is very low in the 2017-2021 period. The financial independence ratio of Maluku Province is instructive with the average percentage of districts/cities below 25%, meaning that Maluku Province's dependence on central government assistance is quite large for financing regional development. The regional financial effectiveness ratio of Maluku Province is in the category of ineffective regional financial performance. Of the eleven regencies/cities of Maluku Province, only five regencies/cities are categorized as effectively balanced, but the 2017-2018 period is not complete for the 2017-2021 period. The accumulative total analysis shows that Maluku Province is classified as an ineffective regional financial province. Keywords: Quality of financial performance; Maluku Province.
Analisis Sistem Pengendalian Intern Pemerintah (SPIP) terhadap Pendistribusian Bantuan Sosial Covid-19 di Dinas Sosial Provinsi DKI Jakarta Tahun 2020 Orce Kabunggul; Yeni Husnaeni; Kumba Digdowiseso
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (980.662 KB) | DOI: 10.47467/alkharaj.v5i5.3495

Abstract

The aim of the study was to find out how the Government Internal Control System (SPIP) performs in the implementation of Covid-19 income assistance at the DKI Jakarta Provincial Social Service according to the Elements of Internal Control based on PP No. 60 of 2008 concerning the Government Internal Control System (SPIP). This study uses a qualitative method with an interpretive paradigm and an ethnomethodological approach. Data collection techniques for this study were through interviewing key informants and supporting informants, observation and documentation. Based on the results of this study, the implementation of the SPIP in the implementation of income assistance in the implementation of the Covid-19 countermeasures has generally been effective and sufficient in accordance with Government Regulation No. 60 of 2008. Therefore, additional and evaluation is still needed. Implementation, such as discussing ethics and ethics training, assessing the role of assistants and social workers and identifying risks, was not carried out due to the risk of delays in the distribution schedule. Keywords: Government Internal Control System, Covid-19 Social Assistance, SPIP
Faktor-Faktor yang Mempengaruhi Return Saham pada Perusahaan Sektor Industri Barang Konsumsi yang terdaftar di Bursa Efek Indonesia Nyayu Khalilah Putri; Nyimas Dewi Murnila Saputri
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (477.554 KB) | DOI: 10.47467/alkharaj.v5i5.3339

Abstract

This study uses the variables Return on Assets (ROA), Return on Equity (ROE), Debt to Equity Ratio (DER), and Earnings Per Share to identify the variables that can influence stock returns (EPS). 45 consumer products businesses that were listed on the Indonesia Stock Exchange between 2017 and 2021 were selected as samples in the research utilizing the purposive sampling method. The type of data used is secondary data, which takes the form of publicly available financial records, and multiple regression analysis is used to examine the data. The study's findings show that whereas ROE and DER have a negative and significant impact on stock returns, ROA and EPS have a positive and large impact on stock returns. Additionally, stock returns are impacted by the findings of the research on all variables, including ROA, ROE, DER, and EPS. Keywords: Return On Assets (ROA), Return On Equity (ROE), Debt to Equity Ratio (DER) Earning Per Share (EPS), and Stock Return
Analisis Strategi Optimalisasi Penghimpunan Dana Zakat, Infak, dan Sedekah pada Lembaga Amil Zakat Solopeduli 2022 Fitriyah Fitriyah; Supawi Pawenang; Raisa Aribatul Hamidah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.215 KB) | DOI: 10.47467/alkharaj.v5i5.3342

Abstract

The realization of zakat collection in Indonesia has experienced quite a large gap compared to the existing zakat potential. This happens because the zakat institution is less than optimal in implementing the strategy of collecting zakat, infaq, and sadaqa. This certainly creates a challenge for zakat institutions or organizations in maximizing their performance to take part in helping the government in efforts to minimize poverty in Indonesia. LAZ Solopeduli as a provincial-level LAZ with the best ZIS collection growth at the 2019 BAZNAS Award, of course, has a strategy and targets for collecting ZIS as an effort to maximize the potential of existing zakat. The purpose of this study was to find out the optimization strategies and constraints involved in compiling ZIS LAZ Solopeduli 2022. A descriptive-qualitative approach with a type of field research was used. Researchers used various data collection techniques including interviews with seven LAZ Solopeduli employees, observation, and documentation. The analysis was carried out in three stages, namely data reduction, data presentation and conclusion drawing, and verification. The data's credibility was tested using triangulation of data collection techniques. The results showed that the strategy for optimizing ZIS collection was carried out in three stages of strategy formulation, implementation, and evaluation. The formulation is prepared by setting annual targets, determining sources of funds, plotting targets, and formulating strategies. The collection is carried out using two direct and indirect fundraising methods. The strategies used are dialogue fundraising, corporate fundraising, multichannel fundraising, also donor retention and development. The constraints experienced stem from internal problems (limitations of human resources and lack of action) and external problems (government regulations and social issues). Keywords: Strategy Optimization, Fundraising, ZIS

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