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Contact Name
Dedi Junaedi
Contact Email
dedijunaedi@laaroiba.ac.id
Phone
+628118114379
Journal Mail Official
dedijunaedi@laaroiba.ac.id
Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913
Location
Kab. bogor,
Jawa barat
INDONESIA
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles 821 Documents
Analisis Strategi Pemasaran Dalam Meningkatkan Penjualan Dodol Piaraja: Amar Adly; Fitri Handayani Sitorus Pane; Arinah Syahira; Febby Ayu Syahputri Gurning; Yolanda Sambas
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (837.06 KB) | DOI: 10.47467/alkharaj.v5i5.2254

Abstract

Marketing strategy is one of the important points in achieving competitive advantage on an ongoing basic. To support a business to progress, proper and effective planning is needed as a guide for communiti work units in carrying out their activities. In addition, the existence of tight competition in the business world is also a strong reason for the need for a marketing strategy. Thes study aims to evaluate the marketing strategy applied and determine the level of effectiveness of the application of the marketing strategy in increasing sales of Piaraja dodol in Marunjuk Aceh Village. The research method used is a qualitative descriptive method where the data are taken from the results of surveys and interviews. The results of this study are the strategies used by business actors in marketing dodol piaraja, namely the formulation of marketing strategies starting from the strategy of determining marketing targets (targeting), and market positioning strategies (positioning). In addition, business actors also develop their marketing strategies by implementing a marketing mix strategy. From the results of the analysis, also stated the marketing strategy applied by business actors is quite effective.
Pengaruh Kompensasi, Kesehatan dan Keselamatan Kerja terhadap Kinerja Pegawai Harian Lepas di PT Sarana Inti Transindo Surabaya Syair De Alam Mantra; Hesty Prima Rini
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (329.906 KB) | DOI: 10.47467/alkharaj.v5i5.2268

Abstract

To determine whether an organization has a good performance or not, one of the measurement techniques that can be used is to see whether the goals set by the company itself have been achieved or not. PT Sarana Inti Trasindo, a company that offers a wide range of transportation services, mainly focuses on trucks. Especially for casual daily employees who operate in the field of truck drivers, employee performance is still less visible from the problem of late delivery or delivery delays in 2020. The purpose of this study is to look at the K3 elements to see how employee performance and salaries relate to each other. The tool used for data analysis is called Partial Least Square (PLS), and uses this analysis method. Colquitt et al. (2011) defines employee performance as a group of employee behaviors that have a positive or negative effect on the achievement of organizational goals. The health, safety, and welfare of people who work in a facility or project location are the focus of occupational health and safety, often abbreviated as K3, according to Suparno Eko Widodo (2015). Haridoko (2008) claims that "compensation" includes all the benefits that workers get in return for their efforts. Participants in this study were selected from eighty workers from the truck company PT Sarana Inti Trasindo Surabaya. All employees of PT Sarana Inti Trasindo Surabaya who drive trucks are included in the sample of this study. The study findings show that financial compensation and OSH feedback both significantly improve employee performance. It is hoped that PT Sarana Inti Transindo can complete personal protective equipment and also add transportation support equipment to improve the overall performance of personnel. Keywords: Health; Work safety ; Performance ; Compensation
Determinant of Indonesia’s Gdp : Corporate Sukuk as Mediator Maula Arsyadanil Haq; Salwa Nabila Nihaya
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (916.151 KB) | DOI: 10.47467/alkharaj.v5i5.2303

Abstract

This study aims to analyze the impact of the Money Supply and Inflation on Gross Domestic Product (GDP) mediated by Corporate Sukuk. The research method utilizes descriptive quantitative approach using secondary data that accessed through the websites of the BPS, KEMENDAG, BI, and OJK from 2011 to 2020. The information investigation in this study uses path anaysis and sobel test with eviews 12 application to analyze the impact of free factors on subordinate variable. This study indicate that in the first regression analysis the money supply has a significant positive effect on corporate sukuk. Meanwhile, inflation has a significant negative effect on corporate sukuk. In the second regression analysis, the effect of money supply, inflation, and corporate sukuk on GDP shows that the money supply and corporate sukuk have a significant positive effect on GDP. Meanwhile, inflation has no significant effect on GDP. The results of the Sobel test state that corporate sukuk mediate the relationship between the effect of money supply and inflation on GDP.
Pengaruh Biaya Operasional, Pendapatan Operasional, Non Performing Financing dan Financing to Deposit Ratio terhadap Return on Asset Muthi'ah Afifah Fauziah; Nana Diana
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (907.211 KB) | DOI: 10.47467/alkharaj.v5i5.2367

Abstract

This study aims to examine the effect of BOPO, NPF, and FDR on Profitability described by ROA at Islamic Commercial Banks registered with OJK for the 2016-2020 period. Sampling using purposive sampling and obtained 7 Islamic Commercial Banks that meet the criteria of 14 Islamic Commercial Banks as a sample. So the number of samples studied is 35 data for 5 years. This research method uses quantitative methods. The approach used in this study is a descriptive and verification approach. Based on the results of research conducted using SPSS 20, it can be concluded both partially and simultaneously, namely. BOPO has a negative and significant effect on return on assets, NPF has a positive and significant effect on return on assets and FDR has a positive and significant effect on return on assets while simultaneously BOPO, NPF, FDR have a significant effect on return on assets in Islamic commercial banks in Indonesia Registered at OJK for the 2016-2020 period. In this study, it shows that the variables studied, namely BOPO, NPF and FDR, can describe 92.6% of Return On Assets (ROA). Keywords: BOPO, NPF, FDR, ROA
Analisa Prefensi terhadap Pemakaian Uang Elektronik Dalam Transaksi pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam UIN Raden Fatah Palembang Dina Qonita A.R; Sisil Lindia Putri; Andini Herawaty; M Dias Akhira Ramadan; Maya Panorama
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (280.383 KB) | DOI: 10.47467/alkharaj.v5i5.2376

Abstract

Electronic money (e-money) is one of the modern means of payment that is currently often used by the public. Many things make people use electronic money as a means of payment to meet their needs and desires, the benefits derived from using electronic money and the influence of the environment are some of the factors that influence interest in using electronic money. The purpose of this study was to find the effect of using e-money on consumptive behavior and to find an increasing consumptive behavior in the use of e-money in students of the Islamic economics and business faculty of Raden Fatah University, Palembang. Analysis of the data used in this study is using primary data obtained from questionnaires from students at the Fakultas Ekonomi dan Bisnis Islam Uin Raden Fatah Palembang.The results of data analysis in this study indicate that the level of understanding of electronic money has a positive effect on student interest in the Faculty of Economics and Islamic Business, Raden Fatah Islamic University, Palembang to use electronic money (e-money). Benefits of using electronic money (e-money).
Analisis Akad Syariah Terkait Transaksi ShopeePay Pada Aplikasi Shopee Nur Annisa Baharsyam; Rahman Ambo Masse; A. Zulfikar Darussalam
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (924.009 KB) | DOI: 10.47467/alkharaj.v5i5.2386

Abstract

The main problem in this research is the large number of shopeepay users so that there are pros and cons in the community regarding the use of shopeepay in islam. Ustadz muhammad ihsan said that if you want to know the islamic view of e-wallet which has a function to save money digitally including shopeepay, then we need to see the contract that occurs between the user and the shopeepay company. The purpose of this study is to find out how the shopeepay transaction system is in the shopee market place and to find out how to analyze sharia contracts related to shopeepay transactions on the shopee application. This type of research uses descriptive qualitative research. In general, descriptive research is non-hypothetical research, which provides a clear and complete form of an occurrence of a phenomenon. Research in qualitative research seeks to understand the meaning of events by trying to interact with actors in these events. The results of the study show that the sharia contract used in shopeepay transactions on the shopee application is the wadi’ah contract. When viewed from the perspective of fiqh muamalah, when the user does a top-up, that's where the wadi’ah contract takes place. But in the contract, the wadi’ah itself is divided into two, namely wadi’ah yad amanah and wadi’ah yad dhamanah. Based on the results of the study, the contract that is closer to the implementation of shopeepay is the wadi’ah yad dhamanah contract. Keywords: Sharia Contract; ShopeePay; Shopee
Implementasi akad ijarah pada jasa event organizer project 13 di Makassar Syahdan Hidayat; Rahman Ambo Masse; Ayu Ruqayyah Yunus
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (955.396 KB) | DOI: 10.47467/alkharaj.v5i5.2402

Abstract

Along with people's desires that are increasingly complex in almost all aspects of life without being related to entertainment or musical performances but are limited to time and energy management, event organizers are an alternative that answers this, where event organizers are committees that work professionally with the aim of design, implement and be responsible for the implementation of these activities. The purpose of this study was to determine the mechanism of the cooperation contract at the event organizer project 13 with service tenants and related to the implementation of the ijarah contract in the cooperation contract agreement in the view of Islamic economics. The research method used is a qualitative method with a phenomenological approach, and the data collection methods used in this study are interviews and documentation. The results of this study showed that the project 13 system in which it complied with the applicable sharia provisions of the contract and there was a binding written cooperation contract, and based on the observations of the cooperation contract carried out by the event organizer project 13 included in the ijarah contract which in harmony and the terms are in accordance with the provisions of sharia. Key words: Ijarah, Event Organizer, Project 13
Dampak Profit and Loss Sharing terhadap Biaya Produksi dan Pendapatan: Mauhibbatus Syakirin; Lilik Rahmawati; Muafi Aulia Rachman; Riyanto Riyanto; Rio Kartika Supriyatna; Sholikul Hadi
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 4 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (983.129 KB) | DOI: 10.47467/alkharaj.v5i4.2604

Abstract

The theory of Profit and loss sharing is as a solution outside the interest system that does not reflect fairness because it gives rise to discrimination against profit sharing and risks for economic actors. This research was conducted at Islamic financial institutions, namely BMT NU Banyuates in 2019-2021 using descriptive qualitative analysis. From the results Data analysis shows that the value of BMT NU Banyuates revenue has increased in the year 2019-2021. This also happens to operating expenses that have also increased due to due to an increase in items in load at BMT NU Banyuates. But operating profit on BMT NU Banyuates in the same period also experienced an even quite high increase in 2021 which reached 49%. The application of profit and loss sharing theory is seen as more reflective fairness compared to the instrument of interest. Profit and loss sharing in mudharabah and Musyarakah is the right choice because it is considered enough to boost income for shari'a financial companies/institutions.
Pengaruh Tingkat Inflasi, Suku Bunga, Harga Emas, Nilai Tukar, dan Indeks Harga Saham Gabungan terhadap Kinerja Reksa Dana Saham Syariah Periode 2017-2021 Nugroho Widi Sasongko
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1082.127 KB) | DOI: 10.47467/alkharaj.v5i5.3115

Abstract

This study aims to determine the influence of variable inflation, interest rates, gold prices, exchange rates, and composite stock price indices on the performance of Islamic stock mutual funds. The data used are 8 sharia stock mutual fund data registered with the Financial Services Authority (OJK) in the 2017-2021 period. Data analysis techniques are carried out by classical assumption testing, hypothesis testing using multiple linear regression analysis. The results showed that inflation, interest rates, gold prices, rupiah exchange rates against the US dollar (USD) and JCI simultaneously had a significant effect on the performance of Islamic stock mutual funds. Partial inflation with a regression value of 0.0403, interest rate with a regression value of 0.0361, gold price with a regression of 0.0428, and exchange rate with a regression of 0.0002 has a significant effect on mutual fund performance. As for the JCI with a regression value of 0.05218, there is no significant influence on the performance of Islamic stock mutual funds.
Preferensi Anggota terhadap Produk Pembiayaan Murabahah di BMT Al-Hijrah KAN Jabung Sumenep Umi Qurrotul Aini; Taufiqur Rahman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1317.216 KB) | DOI: 10.47467/alkharaj.v5i5.3188

Abstract

This research is a research that discusses the preference of members for financing products at BMT Al-Hijrah Kan Jabung Sumenep, Murabahah buying and selling which is an eternal investment is also buying and selling financing in cash or credit according to Islamic principles. This study aims to elaborate on the factors that influence member preferences and the application of cheap products to the Standard Operating Procedures. This research method uses a qualitative approach to descriptive analysis with data collection techniques, namely observation and interviews. The results of the study confirm that the researcher obtained a description of research data and respondents' preference for murabahah financing products so that regulatory support, promotion and buying and selling rates are the most dominant factors or the main factors for member preferences in murabahah financing transactions at BMT Al-Hijrah.

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