cover
Contact Name
Husnurrosyidah
Contact Email
kanjenxratu@gmail.com
Phone
+62291 432677
Journal Mail Official
iqtishadia@iainkudus.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
Location
Kab. kudus,
Jawa tengah
INDONESIA
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Core Subject : Economy,
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Articles 341 Documents
ANALISIS PEMIKIRAN FZALUR RAHMAN TENTANG ASPEK EPISTEMOLOGI EKONOMI ISLAM Mu'min, Ma'mun
IQTISHADIA Vol 8, No 2 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i2.958

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Artikel ini bertujuan untuk menganalisis pemikiran Afzalur Rahman tentang ekonomi Islam. Menurut Afzalur Rahman, ekonomi Islam sebagai sebuah obyek ilmu pengetahuan memiliki tiga aspek penting, yaitu: ontologi, epistemologi dan aksiologi. Dasar ekonomi Islam ada sepuluh, yaitu tauhid, maslahah, keadilan, kepemimpinan, persaudaraan, kerja dan produktifitas, kepemilikan, kebebasan dan tanggung jawab, jaminan sosial, dan kenabian. Ditinjau dari tujuannya, ekonomi Islam memiliki tiga tujuan utama, yaitu: mewujudkan pertumbuhan ekonomi dalam negara, mewujudkan kesejahteraan manusia, dan mewujudkan distribusi sumber ekonomi secara adil. Secara etika, paling tidak terdapat lima etika yang harus dipegang teguh para pebisnis Islam, yaitu: Berpegang teguh pada kejujuran, berpegang teguh pada sikap tolong menolong, tidak pernah melakukan sumpah palsu, berpegang teguh pada prinsip sukarela, dan bersih dari unsur riba.    Kata Kunci: Ekonomi Islam, Epistemologi, Afzalur Rahman   ANALYSIS OF FAZLUR RAHMAN’S CONCEPT ON THE EPISTEMOLOGY OF ISLAMIC ECONOMICAbstractThis goal of this article is analysing Afzalur Rahman’s concept on Islamic economic. As an object of study, Islamic economic should have three aspects of knowledge: ontology, epistemology and axiology. There are ten basis of Islamic economic: theology, maslahah, justice, leadership, brotherhood, productivity and performance, ownership, freedom, responsibility, social security, and prophethood. The goals of Islamic economic are: achievement of economic growth, social welfare, and fair economic distributions. In addition, there are Islamic business ethics: honesty, kindness, never makes false oath, voluntair, and free of usury.    Keywords: Islamic Economics, Epistemology, Afzalur Rahman
Does Islamic Religiosity Influence Female Muslim Fashion Trend Purchase Intention? An Extended of Theory of Planned Behavior Riptiono, Sulis
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.4384

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In this article we examine the effect of the variable Islamic Religiosity toward consumer purchase intention on Muslim fashion trends by using the extended of theory of planned behavior as the grand of the theory. Respondents in this study were female Muslim in Central Java, Indonesia. Data collected using purposive sampling and analysis tool used in this study is path analysis. The results showed that all hypotheses were accepted except hypotheses three. Subjective norms have the most influence on the intention to buy female Muslim fashion trends. Subjective norm variables have a significant effect on consumer attitudes and consumer purchase intentions on female Muslim fashion trends. Other findings state that the variable of Islamic religiosity does not have a significant effect on female Muslim purchase intention directly, but the Islamic religiosity variable indirectly influence toward female Muslim purchase intentions through consumer attitudes variables. Whereas for Perceived behavioral control variables have a positive effect on consumer purchase intention.Keyword: Islamic Religiosity, Theory of Planned Behavior, Female Muslim Fashion Trend, Purchase Intention
EXPLORING STRATEGIES TO ENHANCE ISLAMIC BANKING’S ROLE TO RAISE CASH WAQF FUNDS Khairunisa, Rizanti; Akbar, Nashr; Devi, Abrista
IQTISHADIA Vol 10, No 2 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i2.2863

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Cash Waqf funds has an important role to empower the economy of Ummah. Unfortunately, the collected cashwaqf fund is still very small compared to its potentialnumber. Against this background, this researchaims to design systems that may enchance the role ofIslamic banks in cash waqf fund raising. This paperemployed Interpretative Structural Modeling (ISM) byconducting literature studies and In-depth interviewswith some regulators, practitioners and academicians.The result shows that experts and practitioners agreedthat the strong legal support on cash waqf is necessaryto enhance the role of Islamic Banks to raise cash waqffunds. It creates a sense of secure to the stakeholders.Furthermore, it requires a strong coordination betweenIndonesian Waqf Board (BWI), Ministry of ReligiousAffairs, Bank Indonesia (BI), Financial ServicesAuthority (OJK), Nazhir and Islamic FinancialInstitutions that may receive cash waqf (LKS-PWU)in order to boost the role of Islamic Banks. The mainobstacle that must be tacled soon is the lack of educationabout cash waqf. 
ANALISIS METODE PENGAKUAN KEUNTUNGAN AL–TAMWIL BI AL-MURĀBA’AH DI KSPS MALIKUSSALEH ACEH UTARA Harianto, Syawal
IQTISHADIA Vol 7, No 1 (2014): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v7i1.1103

Abstract

Kajian ini bertujuan ini untuk menganalisis metode pengakuan keuntungan yang digunakan dalam pembiayaan murabahah  in KSP Malikussaleh. Peneliti menggunakan pendekatan deskriptif kualitatif untuk mengumpulkan  dan menganalisis data. Transkrip data dianalisis  dan selanjutnya dibandingkan   dengan  kajian literature dan hasil wawancara untuk menyimpulkan persamaan dan perbedaannya. Hasil menunjukkan bahwa KSP Malikussaleh menggunakan  metode proporsional  metode dalam  pengakuan keuntungan  dari pembiayaan  murabahah dan menggunakan PSAK 102.Kata Kunci: murabahah,  metode, proporsional.ANALYSIS OF PROFIT RECOGNITION  METHOD OF AL- TAMWIL BI AL-MURABAHAH IN KSP MALIKUSSALEH ACEH UTARA. The aim of this  research is to analyze profit recognition methods that are used on murabahah  finance in KSP Malikussaleh.  Researcher used a qualitative descriptive approach to collect and analyse the data. Transcript data were analyzed and as concepts emerged they were compared with those from literature reviews  and interviews  to establish  similarities  and differences. Investigators  reached  consensus  about the  major themes.  The result of this  research showed  that KSP Malikussaleh  used the proportional methods on profit recognition in murabahah finance and using of PSAK 102.Keywords: murabahah, proportional, method.
Analysis of Preferable Occupation between Merchant and Islamic Bank Clerk in Bank Syariah Mandiri (BSM) Based on a Hadith about Riba Kafabih, An'im; Manzilati, Asfi
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.2751

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This paper investigates the relationship between occupation to interest rate between Islamic bank clerk and merchant who export or import goods. As Prophet Muhammad ever said that at the end people still eat the “the dust of riba” event they want to avoid it, this implies that what people’s occupation will also be affected by the rate of interest rate. Introducing two model that represent the relationship between two occupation, merchant and Islamic bank clerks, and using ordinary regression, this study finds that statistically, as people want to be a merchant, they will gain much benefit when the rate of interest raise, however, when people prefer to become Islamic bank clerk (especially in BSM as case study), their income will harm as the rate of interest increase. In addition, when the interest rate rise, the benefit which is gained by merchant much greater than the loss of Islamic bank profit (BSM) because of the higher coefficient value of merchant rather than Islamic bank profit (BSM).
Analisis Solutif Penyelesaian Pembiayaan Bermasalah di Bank Syariah: Kajian Pada Produk Murabahah di Bank Muamalat Indonesia Banda Aceh Ibrahim, Azharsyah; Rahmati, Arinal
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2319

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This article aims to study the triggering factors of financing problems in BMI Banda Aceh and the policies taken to resolve the issues. In particular, the article also examines the effectiveness of applying these policies in reducing financing problems in BMI Banda Aceh. This research is expected to be a framework or model for other Islamic banks that have similar problems. The data was collected using an in-depth interview and documentation study. In analyzing data, this article utilized descriptive analysis method with qualitative approach. The findings show that finacing problems at BMI were triggered by 1) customers, 2) internal bank, and 3) fictitious factors. BMI applied a comprehensive policy to solve the problems starting from prevention to the culmination. The resolving techniques consist of ‘on the spot’, summons, billing, restructuring, collateral selling and written off, and penalty charging. In addition, BMI has also applied internal policy to the case that was not regulated by the financial authority such as the establishment of Remedial Team that was specifically formed to handle financing problems.Artikel ini bertujuan untuk mengkaji faktor-faktor penyebab terjadinya pembiayaan bermasalah di Bank Muamalat Indonesia (BMI) Banda Aceh dan kebijakan yang diambil untuk menyelesaikan persoalan tersebut. Secara khusus, artikel ini juga mengkaji keefektifan kebijakan tersebut dalam mereduksi pembiayaan bermasalah di BMI Banda Aceh. Penelitian ini diharapkan dapat menjadi framework atau model bagi bank syariah lain yang memiliki permasalahan yang sama. Data untuk penelitian ini dikumpulkan melalui wawancara mendalam dan studi dokumentasi yang kemudian dianalisis secara kualitatif. Hasil penelitian menunjukkan bahwa faktor penyebab pembiayaan murabahah bermasalah berasal dari 1) nasabah, 2) internal bank dan 3) faktor fiktif. Kebijakan yang diterapkan sangat komprehensif mulai dari pencegahan sampai dengan penyelesaian. Teknis penyelesaian dilakukan dengan metode on the spot, somasi, penagihan, restrukturisasi, penjualan jaminan, dan melakukan write off serta adanya penetapan terhadap denda. Selain itu, BMI juga mempunyai pola-pola kebijakan internal yang secara langsung tidak diatur secara detail oleh otoritas keuangan seperti pembentukan tim remedial yang khusus menangani pembiayaan bermasalah.
ANALISIS PENGARUH IMPLEMENTASI CSR TERHADAP KESEJAHTERAAN SOSIAL DI BMT HARAPAN UMAT KUDUS Farida, Farida
IQTISHADIA Vol 7, No 2 (2014): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v7i2.1094

Abstract

Tujuan penelitian ini adalah untuk menganalisis dan menguji secara empiris mengenai pengaruh  corporate social responsibility goal, corporate social issue, corporate relation  program  terhadap kesejahteraan masyarakat. Penelitian ini menggunakan pendekatan  kuantitatif dan teknik  pengambilan  sampel  yang digunakan  adalah Simple  Random Sampling.  Sampel  yang diambil dalam  penelitian ini adalah sejumlah 162 orang masyarakat Kudus. Metode analisis data dengan menggunakan metode analisis regresi berganda. Dari hasil penelitian  dan analisis yang telah dilakukan dapat diketahui bahwa pertama, terdapat pengaruh yang signifikan antara Corporate Social Responsibility Goal  (X1)  terhadap kesejahteraan masyarakat. Kedua,  tidak terdapat pengaruh yang signifikan antara Corporate Social Issue (X2) terhadap kesejahteraan masyarakat  (Y). Ketiga, terdapat pengaruh  yang  signifikan  antara Corporate Relation  Program (X3) terhadap kesejahteraan masyarakat (Y).Kata Kunci: Kesejahteraan, Corporate, Social Responsibility.ANALYSIS OF  THE INFLUENCE  OF CSR IMPLEMENTATION TOWARD SOCIAL WELFARE IN BMT HARAPAN UMAT KUDUS .  The  goals  of this  article  is  analyzing and examining  the  influence of corporate  social responsibility goal, corporate  social  issue,  and corporate relation program  toward social welfare. This study uses quantitative  approach with simple random  sampling. Sample consists of 162 residents of Kudus. Data are analyzed  using multiple  regression method.  Result shows that corporate social responsibility goal and corporate relation program have  significant influence toward  social welfare while  corporate relation program has no significant influence toward social welfare.Keywords:  Welfare, Corporate, Social Responsibility.
The Stability of the Indonesian Sharia Stock Index to Economic Shocks Mubarok, Faizul; Al Arif, Mohammad Nur Rianto; Mufraini, Muhammad Arief
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.7748

Abstract

The stock market has a strategic role in the development of a country's economy in the era of globalization, including the Islamic stock market. The rapid growth of the Islamic stock market, especially in developing countries, is a historical record in Indonesia's financial sector. This study aims to analyze the factors that influence the return of the Indonesian Sharia Stock Index (ISSI) in the short and long term, how long shocks occur, and how much the contribution of these factors. This study uses monthly time series data from January 2012 to December 2019 using the Vector Error Correction Model (VECM) method. VECM estimation results show the price of gold has a significant effect on the short and long term, while inflation has an impact on a long time. ISSI's return quickly reaches stability when it receives a shock from the exchange rate. The price of gold dominates the diversity of ISSI's performances. Stakeholders should consider several things that affect the ISSI return, pay attention to the economic climate, and anticipate quickly the shock that occurs.
PENGARUH KUALITAS PELAYANAN B2B PERBANKAN SYARI’AH DAN CULTURAL FIT PADA KEPUASAN, LOYALITAS, DAN REKOMENDASI POSITIF Haryono, Tulus; Sawitri, Hunik Sri Runing; Harsono, Mugi; Ningsih, Ekawati Rahayu
IQTISHADIA Vol 9, No 1 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i1.949

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Artikel ini bertujuan untuk mengatasi kesenjangan tentang teori dasar tentang kualitas layanan dalam hubungan pemasaran. Artikel ini hendak menguji pengaruh strategi peningkatan kualitas pelayanan B@B perbankan syariah dan culture fit terhadap kepuasan konsumen, loyalitas dan rekomendasi positif. Kajian ini juga berusaha mendemonstrasikan keterkaitan antara variabel-variabel. Sampel yang diambil secara praktis terdiri atas 200 responden: pemilik usaha, pemimpin organisasi/perusahaan dan manajer keuangan yang memanfaatkan transaksi elektronik dari BSM Kudus dan Pati, baik sebagai kreditur, debitur maupun pengguna layanan BSM lainnya. Hasil analisis koefisien path menunjukkan bahwa dimensi empati, tangible, keandalan, kepatuhan, dan culture fit berpengaruh secara langsung maupun tidak lengsung terhadap kesetiaan nasabah. Kata Kunci: Hubungan Pemasaran, Kualitas Layanan, Culture Fit  THE INFLUENCE OF SERVICE QUALITY OF B2B SHARIA BANKING AND CULTURE FIT TOWARD CUSTOMER SATISFACTION, LOYALTY AND POSITIVE RECOMMENDATIONS Abstract This goal of this article is to overcome the research gap by developing the basic theory of the service quality in relationship marketing. This article examines effect of strategy of improving service qaulity of B2B sharia banking and culture fit toward customer satisfaction, loyalty and positive recommendation. The study also seeks to demonstrate the interdependence between variables. Convenience samples are 200 respondents: business owners, heads of organizations/companies and financial managers who make use of electronic transactions of BSM Kudus and Pati, whether as a creditor, debitor or other services of BSM. Result of path coefficient analysis shows that the dimensions of empathy, tangibles, reliability, compliance and cultural fit directly or indirectly have effect on loyalty.  Keywords: Marketing Relationship, Service Quality, Cultural Fit
Model Kepemimpinan Spiritual Dalam Meningkatkan Kepuasan Kerja Dan Kinerja Karyawan di BMT se-Kabupaten Pati Rahmawaty, Anita
IQTISHADIA Vol 9, No 2 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i2.1732

Abstract

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