cover
Contact Name
Husnurrosyidah
Contact Email
kanjenxratu@gmail.com
Phone
+62291 432677
Journal Mail Official
iqtishadia@iainkudus.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Kudus Alamat: Jl. Conge Ngembalrejo PO BOX 51
Location
Kab. kudus,
Jawa tengah
INDONESIA
Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam
Core Subject : Economy,
IQTISHADIA, particularly focuses on the main problems in the development of the sciences of Islamic Economics and Business areas. It covers: Islamic Management Islamic Banking Islamic Microfinance Islamic Marketing Islamic Human Resources Islamic Finance Zakah ,Waqf and Poverty Alleviation Islamic Public Finance Islamic Monetary Islamic Economic Development Maqasid al-Sharia Institutional Economics Behavioural Economics and Finance Corporate Governance Risk Management Islamic law and Shariah issues in economics and Finance Securitization and Sukuk Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Other topics which related to this area.
Articles 341 Documents
KONSEP DAN PERAN STRATEGIS EKONOMI SYARIAH TERHADAP ISU KEMISKINAN Yuliyani, Yuliyani
IQTISHADIA Vol 8, No 1 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i1.1085

Abstract

Artikel ini membahas tentang konsep dan strategi ekonomi syariah dalam mengentaskan kemiskinan sebagai respon terhadap kemapanan sistem ekonomi  konvensional  yang dinilai  sebagai sistem ekonomi yang tidak mengakomodir  serta   mengabaikan    prinsip-prinsip dan nilai-nilai luhur keadilan  dan kesejahteraan  sosial daripada kesejahteraan individu. Ekonomi syariah hadir membawa harapan baru di tengah semakin  berkurangnya  percayaan terhadap sistem ekonomi konvensional yang dinilai telah gagal dalam menciptakan kemakmuran, melainkan semakin bertambahnya angka kemiskinan yang disebabkan inflasi. Penelitian kepustakaan  (library research) ini bertujuan untuk mengkaji konsep ekonomi syariah, sistem, prinsip dan perannya dalam  mengentas isu kemiskinan, dengan menggunakan metode  deskriptif-analitis,    pendekatan normatif-ekonomi    dan sosiologi. Hasil penelitian menunjukkan bahwa rekam jejak ekonomi syariah dinilai terbukti telah mampu melewati krisis ekonomi global dan berperan strategis dalam upaya pengentasan kemiskinan.Kata Kunci: Ekonomi, Kemiskinan, KeadilanCONCEPT AND STRATEGIC ROLE OF ISLAMIC ECONOMY TO  OVERCOME POVERTY This  article  discusses  concept and strategy  of Islamic  economy  to overcome  poverty as response  to conventional economic system which failed to accommodate principles of justice and social welfare. Islamic economy brings new hope amid increasingly dwindling  distrust  of conventional   economic  system which was considered to have failed in creating prosperity but rather increasing poverty and causing inflation. This library research aims to examine the sharia economy concept, system, the principles and its role in poverty issues, using descriptive and analytic method, normative, economic and sociologic approach. The results of the study showed that the sharia economic has proven capable of passing through the global economic crisis and strategic role in poverty alleviation efforts.Key Words: Economy, Poverty, Justice
Analysis of Millennial Generation Behavior in Consuming Halal Products: Structural Equation Model-Partial Least Square (SEM-PLS) Method Arifin, Ahmad Zaenal; Salam, Annisa Nur
IQTISHADIA Vol 12, No 2 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i2.5725

Abstract

 The elevated demand of Muslim consumers for halal products is a business opportunity for producers or companies. So that attention to consumer behavior of halal products is part of market valuation that is important for achieving success in the halal industry. Meanwhile, the millennial generation will have an influence in determining the trend of product use especially since entering the digital era. So it is important to conduct further studies on the behavior of the millennial generation in consuming halal products. This research was conducted by collecting data through distributing questionnaires to 100 respondents classified as millennial generation. Then the data collected is processed with Structural Equation Modeling-Partial Least Square (SEM-PLS) and gives conclusion that the interest of millennial generation in buying halal products is influenced by Islamic branding and individual religiosity factors. While the satisfaction of the millennial generation in consuming halal products is influenced by the price factor of these products, Islamic branding and religiosity factors. Furthermore, Islamic branding indirectly influences the buying interest and satisfaction of the millennial generation in consuming halal products through a variable mediating religiosity. Therefore, Islamic branding is an urgent matter that must be fulfilled for companies that have a focus on the development of halal industrial. 
The Determinants of Dividend Payout: Evidence from the Malaysian Property Market Chun Lin, Ong; Mohd Thas Thaker, Hassanudin; Khaliq, Ahmad; Mohd Thas Thaker, Mohamed Asmy
IQTISHADIA Vol 11, No 1 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i1.3157

Abstract

The paper aims to investigate the determinants of dividend payout among the Malaysian property companies. The sample size consists of 30 property listed companies on Bursa Malaysia. The data are generally obtained from the company’s annual report for the period of 2012 to 2016. The study employs multiple regression analysis to examine the influence of firms specific and macroeconomic variables on dividend payout. Result of the test shows that the dividend payout has a significant negative relationship with ownership structure and positive relationship on return on equity, quick ratio and GDP. The study instigates to enrich the literature on dividend determinants especially in the context of Malaysia.
ANALISIS FILOSOFIS, YURIDIS DAN SOSIOLOGIS TERHADAP BANK SYARIAH Supriyadi, Ahmad
IQTISHADIA Vol 6, No 2 (2013): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v6i2.1108

Abstract

Artikel  ini mengkaji  tentang  keberadaan  bank syariah dalam perspektif  filosofis, yuridis  dan sosiologis dengan menggunakan pendekatan deskriptif-qualitatif.   Bank syariah    merupakan lembaga keuangan yang mempunyai peranan penting bagi bangsa Indonesia. Semua kegiatan usaha sekarang ini selalu melibatkan pihak perbankan baik usaha kecil, menengah apalagi usaha besar. Hasil analis menunjukkan  bahwa perbankan syariah merupakan bank yang  dalam  operasionalnya  berdasarkan  prinsip-prinsip syariah baik dalam penghimpunan dana dengan prinsip wadi’ah dan mudharabah; dalam pembiayaan menggunakan prinsip jual beli murabahah, salam dan istishna; dalam mengeluarkan produk jasa bank syariah menerapkan prinsip al-wakalah, al-hiwalah, al- qardh, al-kafalah dan al-rahn.Kata kunci: bank, filosofis, yuridis, sosiologisPILOSOPHICAL, LEGAL AND SOSIOLOGICAL PERSPEC- TIVES ON SHARIA BANKING. This  article  explore  about the  existence of sharia  banking  from philosophical,   legal  and sociological perspectives  using  descriptive-qualitative   approach. Bank Syariah are financial institutions played an important role for the people of Indonesia. This day, many business activities small, shows that sharia banking applies sharia principles in its activities. In fund raising there are principles of wadi’ah and mudharabah while in finance there are mudarabah, salam and istisna, meanwhile in service there are al-wakalah,  al-hiwalah,  al-qardh, al-kafalah and al-rahn.Keywords: Bank, Philosophical, Legal, Sociological
IMPLIKASI DAN TANTANGAN LAHIRNYA UNDANG-UNDANG NO. 21 TAHUN 2008 TENTANG PERBANKAN SYARIAH Suryani, Suryani
IQTISHADIA Vol 8, No 2 (2015): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v8i2.963

Abstract

Artikel ini mengkaji tentang sejarah lahirnya Undang-Undang No 21/2008 yang memberikan landasan hukum bagi keberadaan lembaga perbankan syariah. Pendekatan yang dipergunakan dalam kajian ini adalah pendekatan sejarah dengan tujuan untuk memahami latar belakang lahirnya UU perbankan syariah dan implikasi yang timbul dari peraturan tersebut. Sebagai penelitian sejarah, artikel ini diharapkan tidak hanya sekedar memberikan gambaran sejarah semata. Akan tetapi sebagaimana penelitian sejarah lainnya, penelitian ini juga bertujuan untuk mengkaji bagaiman peluang dan tantangan masa depan perbankan syariah di Indonesia. Banyak faktor  akan mempengaruhi percepatan pengembangan perbankan syariah di masa depan. Salah satu faktor yang sangat penting adalah faktor hukum. Jadi setelah dikeluarkan Undang-Undang 21 Tahun 2008 tentang perbankan syariah, menjadi jelas bahwa perbankan Islam telah diakui oleh hukum positif di Indonesia.Kata kunci: perbankan syariah, regulasi, hukum Islam IMPACT AND CHALLENGE OF ISLAMIC BANKING AFTER THE LAW No21/2008AbstractThis article discusses about historical background of the Law No 21/2008 which provides legal basis for the establishment of Islamic banking. Historical approach is chosen in order to get a better understanding of the background of the Law and its implications. As a historical study, this article aimed at finding chances and challenges for the future of Islamic banking in Indonesia. There are several factors contribute to the development of Islamic banking in Indonesia, among those is law. Therefore, the enactment of the Law No 21/2008 proves the status of Islamic banking as legal.Keywords: Islamic banking, regulation, Islamic law.
Do Islamic Microfinance Practise Descrease the Level of Three Aspects of Poverty wulandari, ries; Dzakiroh, Husna
IQTISHADIA Vol 12, No 1 (2019): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v12i1.2883

Abstract

Islamic microfinance institutions such as Baitu Tamkin is one of Koperasi Syariah at Lombok Timur practising islamic value. In practising islamic value, Baitu Tamkin insert this value in line with three aspect including commercial finance, social aspect, and spiritual awareness. But the evaluation of this islamic microfinance practise has not been conducted yet.  Therefor we conducted a research to evaluate the curent impact of this program wheter there was improvement and how the conditions of poverty in the member self before and after taking part in empowerment programs on Baitut Tamkin.   Poverty condition that we observed not only financial aspect but also social and spiritual aspect. This research used parametric including Multiple Linear regression, a simple Linear Regression, t-test and non parametric test using Wilcoxon test. We conclude that the level of poverty at local region decreased at  three aspects but with various condition.  First, the islamic commercial financing significantly increasing their member’s montly liquidity but do not significantly increase their member’s housing condition. Second, the social condition of member showed that after being a member they create more friendly environment and helping each other. But there is no impact at “become islamic role model’ or and uswah al-hasanah. Third, spiritual awareness of member increased after they could practising some muamalah based on verses and hadith at muamalah. Number of member that moving from poor condition to empowered condition showed positive trend. 
Board Characteristics, Type of Insurance and Performance In Indonesia Sharia Insurance Companies Endraswati, Hikmah; Cahya, Bayu Tri
IQTISHADIA Vol 13, No 2 (2020): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v13i2.8083

Abstract

The purpose of this study was to examine the influence of the board characteristics on the performance of Indonesia sharia insurance companies with insurance types as moderating variable. The board characteristics in this study are the size of board directors, the size of board commissioners, the proportion of women in board directors, and the proportion of women in board commissioners. This study uses 22 sharia insurance business units as a sample with the periode of 2014-2019. We use purposive sampling as a sampling technique. Multiple regression with split sample is used in this research as technical analysis. The results showed that the size of the board directors influence performance negatively. In addition, the type of insurance moderate the influence size of board directors and the proportion of women as directors on performance. There are differences for size of the board of commissioners and the proportion of women as board commissioners.
DAMPAK PRODUKTIFITAS KERJA ISLAMI BAGI KINERJA KARYAWAN Rakhmawati, Istina
IQTISHADIA Vol 9, No 1 (2016): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v9i1.954

Abstract

Artikel ini bertujuan untuk menjelaskan bagaimana konsep produktifitas kerja dalam Islam serta bagaimana dampaknya bagi peningkatan kinerja karyawan. Etika kerja Islami yang tertuang dalam al-Qu’ran dan Hadits menjadi dasar bagi umat Islam dalam bekerja. Dengan menggunakan metode deskriptif analisis, artikel ini akan mengkaji bagaimana konsep Islam tentang bekerja sebagai ibadah terkait dengan sifat alamiah manusia yang membutuhkan pekerjaan sebagai aktualisasi diri. Dari analisis yang dilakukan, ternyata konsep kerja sebagai ibadah dalam Islam memiliki dampat positif bagi peningkatan kinerja karyawan. Dengan bekerja, orang akan mendapatkan penghasilan sehingga tidak akan menjadi beban bagi orang lain, sesuai dengan ajaran Islam yang menganjurkan Muslim untuk memberi bukannya meminta.  Kata Kunci: Produktifitas Kerja Islami, Etika Kerja Islami,        Kinerja Karyawan   IMPACT OF ISLAMIC WORK PRODUCTIVITY TOWARDS WORK PERFORMANCE AbstractThis article aims to explain the concept of work productivity in Islam and its impact on the improvement of work performance. Islamic work ethics contained in Qur’an and Hadith become the basis for Muslim in doing work. Using descriprive anaylitic method, this article examines Islamic concept of working as an act of worship related to the nature of people who need a job as self-actualization. Result shows that the concept of working as worshipping has a positive impact on work performance of Muslim. By working, people may earn living so that they will not be a burden for others. This is in accordance with Islamic teaching on giving instead of asking.   Keywords: Islamic Work Productivity, Islamic Work Ethics, Work Performance
Measuring Corporate Social Responsibility Performance for Employees with an NH Approach Method Hadi, Nor
IQTISHADIA Vol 11, No 2 (2018): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v11i2.4096

Abstract

This article explains the empirical research results of the social responsibility performance measurement model for employees that is done by companies by using the NH Approach method. Social responsibility needs to be measured to see the effectiveness of the social responsibility done by a company, as well as to provide legitimacy for stakeholders regarding the company’s volunteer efforts in carrying out its responsibilities. The NH Approach is an integrated social responsibility measurement model that was developed based on the legitimacy theory and the stakeholder theory. An evaluation is conducted from two sides, from the stakeholder side as the recipient of social responsibility assistance, and the company management side as the social responsibility assistance provider.The study used a research and development approach, where the respondents numbered 98 individuals with a response rate level of 92% (90 respondents who returned the questionnaires). From the 90 questionnaires submitted, only 62 of them were considered complete and analyzed.The research results reveal that the practice of social responsibility that was done by the company has a grade of Unsatisfactory (C), because the social responsibility index has a score of 62.39. Several factors act as the triggers, including misunderstandings between parties in understanding social responsibility, underdeveloped social responsibility programs that have already been conducted, and limited social responsibility practice, so that the programs implemented cover various elements of social responsibility.
STUDI EKSPLORASI PENERAPAN ETIKA BISNIS PADA PERBANKAN SYARI’AH DI INDONESIA Ningsih, Ekawati Rahayu
IQTISHADIA Vol 10, No 1 (2017): IQTISHADIA
Publisher : Ekonomi Syariah IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/iqtishadia.v10i1.2443

Abstract

The purpose of this paper is to analyze and discuss what ethical things that have been applied as standard in sharia banking business practice in Indonesia, especially in practice. Object and setting the location of research on Syari'ah Banking in Kudus, Pati and Jepara with a research sample of 27 customers and 7 managers of Bank Syari'ah. Based on the study of business ethics theory, the results of the author's analysis on the syari'ah banking practices that are shown by the sample found results: first, sharia bankers have been able to face friendships with consumers and stakeholders. Secondly, bankers have good personal morality and are not responsible for complicated matters, especially when there are regulatory changes from the parent bank. Third, bankers have less individual interest (self interest) in him. The authors hope that this paper can be a source and reference both philosophically and good practice for regulators and practitioners of syari'ah banking so that the operational banking syari'ah in Indonesia to be better and professional. Limitations in this study are limited samples and population areas that are too narrow so that less generalize and still have to be tested again.Tujuan dalam penulisan ini adalah untuk menganalisis dan membahas nilai-nilai etika apa sajakah yang selama ini diterapkan sebagai standar dalam praktik bisnis perbankan syariah di Indonesia, terutama dalam mengatasi permasalahan operasional teknis dilapangan berbasis pada studi ekplorasi. Obyek dan setting lokasi penelitiannya pada Perbankan Syari’ah di Kabupaten Kudus, Pati dan Jepara dengan sampel penelitian sebanyak 27 orang nasabah dan 7 manajer Bank Syari’ah. Berdasarkan kajian teori etika bisnis, hasil analisis penulis pada praktik perbankan syari’ah sebagaimana yang di tunjukkan oleh sampel ditemukan hasil: pertama, para bankir syariah telah mampu bersikap friendship dengan para konsumen maupun stakeholder. Kedua, para bankir telah memiliki personal morality yang bagus tetapi kurang bertanggung jawab pada masalah-masalah yang rumit, terlebih ketika ada perubahan regulasi dari bank induknya. Ketiga, para bankir kurang memiliki ketertarikan individual (self interest) dalam dirinya. Penulis berharap agar tulisan ini dapat menjadi sumber dan rujukan baik secara filosofis maupun praktik baik bagi regulator maupun praktisi perbankan syari’ah agar operasional perbankan syari’ah di Indonesia menjadi lebih baik dan profesional. Keterbatasan dalam penelitian ini adalah keterbatasan sampel dan wilayah populasi yang telalu sempit sehingga kurang men-generalisasi temuan dan masih harus di uji kembali.

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