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Journal of Islamic Economics and Philanthropy

JIEP
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Published by Universitas Darussalam Gontor

ISSN : - EISSN : 2655335X DOI : https://doi.org/10.21111/jiep

Core Subject : Religion, Economy, Humanities,

Religion Humanities Economics, Econometrics & Finance

This Journal focus and scope on: Islamic Economics Islamic Philanthropy Islamic Business Islamic Finance Islamic Worldview on Economics

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 200 Documents

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RELEVANSI PEMIKIRAN EKONOMI ISLAM ABU YUSUF DENGAN MEKANISME PASAR MODERN Haniatul Mukaromah; Fitra Rizal
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Market mechanism is the most important thing in determining the price level in the market. This research aims to see how the market mechanism relevance according to Abu Yusuf with modern market mechanisms. The research method used is a qualitative research methodology with a library research approach. The results showed that there is a relevance of Abu Yusuf's Islamic economic thought with modern economics. This means that there are similarities between the concept of the market mechanism according to Abu Yusuf and the modern market mechanism. Abu Yusuf opposes government intervention in setting prices. The government acts as a regulator / referee in the market mechanism. This means that the government has the duty to ensure that prices in effect in the market are fair prices, which are obtained from natural market mechanisms (based on levels of demand and supply), not monopoly or market engineering. However, the government may intervene in price when there is a monopoly or market distortion.

MODEL PEMBERDAYAAN KOMUNITAS NELAYAN BERBASIS UMKM UNIT PENGOLAHAN IKAN MELALUI BMT IAIN BENGKULU Badaruddin Nurhab; Khairiyah El Wardah; Yunida Een Fryanti
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

As one of the strategic steps that can be taken is to empower fishermen to not only utilize marine and fishery products for consumption, but how these products can be of use value that is more competitive and contributes to the economy in a sustainable manner. One of them is the fish processing-based MSME program. At present, BMT as a form of microfinance institution has two advantages. First, BMT is a baitul maal which one of the activities is in the form of raising and utilizing Zakat, Infaq and Shadaqah (ZIS) funds. The results of this research are in the Prosperous Fishermen Village of Bai Island, Bengkulu City, where most of the livelihoods of the community are fishermen, there is no management of marine products that have added value, such as making fish crackers, making fish shredded, or processed fish food such as nuget, fish balls or fish. the like. Seafood is directly sold at fish auctions or in traditional markets. This potential is very large to be developed through the assistance program of BMT Al-Muawannah IAIN Bengkulu to establish MSME Fish Processing Units so that they can provide added economic value that can help improve community welfare and develop maritime potential in Bengkulu.

PREFERENSI DAN PERILAKU MASYARAKAT PEDESAAN TERHADAP PERBANKAN SYARIAH (Studi Kasus Di Desa Luwunggede, Mundu Dan Karangreja) Muhammad Abdul Aziz; Lutfia Nuril Arafah
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Since the issuance of the 2003 MUI fatwa about the interest is forbidden, Islamic banks are growing rapidly but its slower than conventional banks market share. The villager has not been reached to socialize about the activities of Islamic banks. So as the villager who have low income levels, related only to conventional financial institutions such as cooperatives, rural banks, banks and even moneylenders because the Islamic financial institutions are not reached by them. This study aims to analyze religious and economic preferences and behaviour of rural people towards Islamic banking. This study uses descriptive statistical analysis research with quantitative and qualitative approaches. The data used are primary and secondary data obtained from questionnaires distributed to 90 respondents and interviews from certain figures. The data analysis method used is frequencies.The results of the study show that religious and economic preferences are the most important factors that greatly influence to the behavior of rural people towards Islamic banking.This makes Islamic bank is urgent to accommodate that can not be done by conventional bank, especially in terms of the maslahah afterlife in order to stay away from usury that is unlawful so it is in line with the Islamic principal مَا لَا يُدْرَكُ كُلُّهُ لَا يُتْرَكُ كَلُّهُ and الْمَيْسُوْرُ لَايَسْقُطُ بِالْمَعْسُوْرِ.

ANALISIS PENGARUH RELIGIUSITAS DAN KEPERCAYAAN TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN JASA KEUANGAN SYARIAH (Studi Kasus pada BMT Beringharjo Cabang Ponorogo) Hayatul Maemunah; Mohammad Nufaiz Mauludin
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

Baitul Maal Wat Tamwil (BMT) is a form of non-bank sharia financial institutions whose business activities are based on the sharia system and included in (KJKS), namely sharia financial services cooperatives in Indonesia. The development of BMT in Indonesia has increased from year to year, as stated by Joelarso, General Chair of the Indonesian BMT Association Leadership Council, "until the end of 2015 there were 4,500 BMTs established in Indonesia. Seeing that the majority of people in Indonesia are Muslim, the presence of BMTs is important for the community. One of the BMTs that provide or help the economy of the community is the BMT Beringharjo Ponorogo branch that provides various services to its consumers. This study aims to examine the effect of religiosity and trust in customer decisions using the Islamic branch of BMT Beringharjo Ponorogo financial services. The population in the study was the customers of the Ponorogo branch of BMT Beringharjo with a sample of 80 respondents. Sampling uses probability sampling with simple random sampling technique, data analysis using multiple linear regression. The results showed that simultaneous Religiosity and Trust had a positive effect on Decision Making of customers at BMT Beringharjo Ponorogo. And partially (X1) Religiosity has a positive and significant effect on Decision Making. Customers use Islamic financial services at the Ponorogo branch of BMT Beringharjo, (X2) Trust has a positive and significant effect on Decision Making customers use Islamic financial services at BMT Beringharjo Ponorogo branch.

THE INFLUENCE OF EXPORT AND IMPORT TOWARD ECONOMIC GROWTH IN THE UNITED STATES OF AMERICA, PERIODE 2010-2019 Andi Triyawan; Achmad Fajaruddin; Mawardhea Fithri Anugrah
Journal of Islamic Economics and Philanthropy Vol. 4 No. 2 (2021): November
Publisher : Universitas Darussalam Gontor

Export and import are one of the long-running international trade activities and are still ongoing. The United States is one of the importing countries of Indonesia in the food and technology industry. In the analysis of this research, the aim is to determine how far the influence of US exports and imports on economic growth in Indonesia. In this study using quantitative methods using secondary data sourced from the world bank with panel data which is the time series for the 2010 - 2019 period. The results of this study indicate that there is no significant effect between export value and import value together on GDP value. . So from this case it can be concluded that the export value and the import value together have no effect on the GDP value in the United States of America. Meanwhile, it can be concluded that partially the import value has no effect on the value of GDP in the United States of America.Export and import are one of the long-running international trade activities and are still ongoing. The United States is one of the importing countries of Indonesia in the food and technology industry. In the analysis of this research, the aim is to determine how far the influence of US exports and imports on economic growth in Indonesia. In this study using quantitative methods using secondary data sourced from the world bank with panel data which is the time series for the 2010 - 2019 period. The results of this study indicate that there is no significant effect between export value and import value together on GDP value. . So from this case it can be concluded that the export value and the import value together have no effect on the GDP value in the United States of America. Meanwhile, it can be concluded that partially the import value has no effect on the value of GDP in the United States of America.

ANALISIS FAKTOR YANG MEMPENGARUSI MASYARAKAT SEKITAR MENJADI TENAGA KERJA DI PONDOK (STUDI PADA PEKERJA PONDOK MODERN DARUSSALAM GONTOR KAMPUS 6 MAGELANG) Ahmad Hariri Zadi; Imam Haryadi
Journal of Islamic Economics and Philanthropy Vol. 3 No. 3 (2021): February
Publisher : Universitas Darussalam Gontor

The purpose of this study is to find out what factors influence the community to become workers in the cottage, and to find out the most influential factors to become workers. This research is a field research, using descriptive qualitative. The population was all 79 employees of PM Gontor Campus 6 Magelang, with a sample of 18 people. Purposive sampling method is used to get data from people who know best. The method of data collection uses the method of observation, interviews, documents, and triangulation. The results of this study show that there are 4 factors that influence the community to become workers in the cottage, namely: Religiosity, Security, Leisure, and social. And the most influential factor is the factor of religiosity. The people who have worked in the hut so that istiqomah works in order to get blessings. Because work does not only seek the life of the world, but also for the hereafter.

The Effect Experiential Marketing Of Online Business On Consumption Behavior In Muslim Communities Diva Rafifah Mutiara Muhammad
Journal of Islamic Economics and Philanthropy Vol. 4 No. 4 (2022): May
Publisher : Universitas Darussalam Gontor

Internet is a global network that connects electronic media with other media. The conveniences offered by internet services have changed people's lives. It is what eventually led to the term of e-commerce/market-place as an online business. Management has also become more thorough in determining its online business strategy, as there would be a lot of competition to increase customer satisfaction and loyalty. One solution to compete is to apply experiential marketing, which could stimulate customer experience to increase satisfaction and ultimately lead consumers to become loyal to a product or service. However, in consuming products as Muslim, we have to make sure what product we consume according to Islamic Principles. This paper aims to analyze the effect of experiential marketing on online business on Islam's consumption behavior, especially for the University of Darussalam Gontor for Girls collegian in Mantingan, Ngawi, East Java. The method used in this paper is multiple linear regression analysis, with a total sample of 342 respondents and the analysis tool uses Eviews7. This paper shows that the experiential marketing dimension consisting of sense, feel, think, act, and relate simultaneously has a significant influence on the principles of consumer behavior in Islam, which consists of the Syariah Principle, Quantity Principle, Priority Principle, Social Principle, and Environmental Rule. It is shown that online product and service providers can apply experiential marketing to increase customer satisfaction and loyalty.

Strategi fundraising dana zakat (studi kasus LAZNAS Baitul Maal Hidayatullah Gerai Ponorogo Tahun 2020) Muhammad Rezki Ramadhan; Abdul Latif Rizqon; Nusa Dewa Harsoyo; Imam Haryadi
Journal of Islamic Economics and Philanthropy Vol. 4 No. 4 (2022): May
Publisher : Universitas Darussalam Gontor

Salah satu fungsi dasar zakat ialah dari fungsi ekonomi yaitu zakat dapat mengubah mustahik (penerima zakat) menjadi muzaki (membayar zakat). Perintah zakat selalu disandingkan dengan kewajiban sholat. Melihat pentingnya zakat maka harus ada pengelolaan yang baik didalamnya. LAZNAS Baitul Maal Hidayatullah Gerai Ponorogo, yaitu sebuah Lembaga Amil Zakat Nasional yang dapat meraih penghargaan fundraising terbaik oleh IFI dan juga mendapatkan penghargaan pendistribusian terbaik oleh BAZNAS. Tujuan penelitian ini untuk mengetahui strategi penghimpunan dana zakat di BMH Gerai Ponorogo dan untuk mengetahui hasil dari strategi fundraising yang telah dilakukan oleh BMH Gerai Ponorogo. Jenis penelitian ini adalah penelitian kualitatif dengan menggunakan pendekatan studi kasus. Sumber data dalam penilitian ini adalah data primer dan data sekunder. Teknik pengumpulan data dalam penelitian ini adalah wawancara, observasi, dan dokumentasi. Setelah data-data yang diperlukan terkumpul, kemudian penulis menganalisis data tersebut menggunakan teknik analisis SWOT. Hasil dari penelitian ini diketahui bahwa BMH Gerai Ponorogo dalam strategi fundraising dari segi kekuatan (strengths) dalam hal marketing dengan pemanfaatan teknologi dan informasi dengan pendekatan media-media sosial, manajemen yang baik antara pusat dengan cabang BMH yang mampu merealisasikan program BMH dengan baik, melaksanakan brifing setiap hari sebelum melaksanakn tugas dan evalusasi setiap selesai melakukan tugasnya. Kelemahan (weakness) dari strategi fundraising dari SDM BMH karena beberapa pegawai ada yang tidak melanjutkan kerjanya disana dengan berbagai alasan lainnya, kelemahan lainnya yaitu selama pandemic corona muzaki BMH beberapa bulan ini mengalami penurunan dikarenakan lockdown Indonesia membuat muzaki tidak dapat kemana-mana. Peluang (opprtunities) dari fundraising BMH yaitu masyarakat ponorogo memiliki jiwa sosial yang tinggi, banyaknya lembaga diponorogo sehingga menjadi peluang BMH itu sendiri, dalam membayar zakat muzaki dapat membayar di BMH mana saja walaupun bukan di kota nya itu sendiri. Ancaman (threat) fundraising dari kebijakan pemerintah di perubahan peraturan perundang-undangan zakat yang membuat BMH kembali menyesuaikan dengan peraturan perundang-undangan. Hasil yang telah dilakukan BMH Ponorogo menggunakan strategi menyentuh hati donator melalui door to door, mejemput dana, mengedepankan akhlak dalam bersosialisasi, memanfaatkan media elektronik, surat kabar, menyelengarakan event-event seperti lomba tahfidz, memanfaatkan media sosial seperti IG, FB WA, dan juga menerapkan menitip brosur ke beberapa warung makan dan hotel. Dari strategi tersebut terbukti bahwa dana zakat yang dihimpun BMH Ponorogo bertambah setiap tahunnya.

Pengaruh Pengelolaan Wakaf Tanah Produktif Terhadap Peningkatan Kesejahteraan Masyarakat di Kecamatan Siman, Ponorogo. Abdul Latif; Rofiqy Nurus Sanusi
Journal of Islamic Economics and Philanthropy Vol. 5 No. 1 (2022): August
Publisher : Universitas Darussalam Gontor

According to Indonesian Law no. 11 of 2009 concerning welfare, social welfare is a condition for the fulfillment of the material, spiritual and social needs of these citizens in order to live properly and develop themselves so that they can carry out social functions. The birth of the Law of the Republic of Indonesia No. 41 of 2004 concerning Waqf which leads to empowerment of waqf, is one of the instruments in building the socio-economic life of the community. According to data released by the Indonesian Waqf Board (BWI), the number of donated land locations in Siman District is 147 places, with a land area of 12.70 hectares, covering 5.22 hectares that have been certified as waqf land and 7.47 hectares are not yet certified land. The number of donated land in Siman Subdistrict that has not been certified is more than that which has been certified. Siman subdistrict, Ponorogo was chosen as the place for research because of the large number of waqf lands and boarding schools whose management was not optimal in several places and this had an effect on the welfare of the community. This study aims to determine how much the potential and impact of the Management of Productive Land Waqf in Siman District on Community Welfare. The method used in this research is quantitative methods and data collection techniques using primary data (documentation and questionnaires) and secondary data (official documents of the Siman District Office of Religious Affairs, data from the official website of the Indonesian Waqf Board and from the Central Statistics Agency). The sampling technique was simple random sampling and data collection used a questionnaire method with a Likert scale. Data analysis used simple linear regression and data processing used SPSS 21 software. The results of this study indicate that the management of productive land waqf has a relationship with the welfare of the community. The results of this study indicate that the greater the potential of Productive Land Waqf Management, the greater the impact on Community Welfare. For now, the welfare of the community has only been affected by 18.1% by the management of the productive land waqf, while the sisanaya is influenced by other variables not examined in this study. Researchers suggest that the management of productive land waqf can be maximized.

Zakat Fund Model In Developing Micro, Small And Medium Enterprises (Msmes) In Ponorogo Through Capital, Human Resource And Religiousity As Mediating Variable Atika R. Masrifah; Furqan hifdzur rahman
Journal of Islamic Economics and Philanthropy Vol. 4 No. 4 (2022): May
Publisher : Universitas Darussalam Gontor

Micro, Small and Medium Enterprises (MSMEs) play an important role in the Indonesian economy. MSMEs account for nearly ninety percent of all Indonesian businesses. MSMEs, which account for nearly half of all businesses in Indonesia, have enormous potential to boost the Indonesian economy. However, MSMEs, particularly micro enterprises, face challenges in running their businesses. Capital is an issue that always occurs in MSMEs. Access to capital loans has always been a barrier in the operation of small businesses, particularly Micro Enterprises. To Adress this productive zakat funds are one type of Instrument can assist MSMEs in facing barier acces to fund. This study attempt to examine the effect of productive zakat on developing MSMEs and what factors can affect MSMEs' growth. The quantitative approach is used in this study, and the research method is SEM (Structural Equation Modeling) used as analysis of techniqal. The results of this study indicate that the variables of capital and human resources have a significant and positive effect on the development of MSMEs. while zakat funds have a significant and negative effect on mustahik capital and religiosity. This shows that if the productive zakat increases, mustahik capital and mustahik religiosity will decrease. The suggestion from this research is that monitoring of productive zakat distribution needs to be improved and it is hoped that it will be more selective in giving to mustahik.Keywords: Zakat, MSMEs, SEM

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Rusyda Afifah Ahmad

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jiep@unida.gontor.ac.id

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+6281330042874

Journal Mail Official
jiep@unida.gontor.ac.id

Editorial Address
Jl. Raya Siman, Dusun I, Demangan, Kec. Siman, Kabupaten Ponorogo, Jawa Timur, Indonesia

Location
Kab. ponorogo,

Jawa timur

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Rusyda Afifah Ahmad

Contact Email jiep@unida.gontor.ac.id

Phone +6281330042874

Journal Mail Official jiep@unida.gontor.ac.id

Editorial Address Jl. Raya Siman, Dusun I, Demangan, Kec. Siman, Kabupaten Ponorogo, Jawa Timur, Indonesia

Location Kab. ponorogo, Jawa timur INDONESIA

Abstract

Abstract

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Abstract

Contact Name
Rusyda Afifah Ahmad

Contact Email
jiep@unida.gontor.ac.id

Phone
+6281330042874

Journal Mail Official
jiep@unida.gontor.ac.id

Editorial Address
Jl. Raya Siman, Dusun I, Demangan, Kec. Siman, Kabupaten Ponorogo, Jawa Timur, Indonesia

Location
Kab. ponorogo,

Jawa timur

INDONESIA