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تأثير سلوك في التجارة الإسلامية على رضى المستهلكين (دراسة حالة في UKP Ria Nusantara بمعهد الرسالة منطقة سلاهونج مدينة فونوروكو سنة 2018)
Imam Haryadi;
Yogi Saputra
Journal of Islamic Economics and Philanthropy Vol. 1 No. 3 (2019): February
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v2i01.6362
Sukses dalam bisnis didasarkan pada layanan yang baik dengan menjadikan konsumen sebagai pelanggan. Karena basis perdagangan bisnis bukan untuk mengambil keuntungan materi semata, tetapi juga untuk membantu yang lain. Peneliti memilih objek penelitian di UKP Ria Nusantara dengan dasar bahwa UKP Ria Nusantara merupakan salah satu usaha milik pesantren Ar Risalah, dimana para santri belajar nilai-nilai Agama Islam. Tujuan dari penelitian ini adalah untuk mengetahui dampak perilaku perdagangan syariah terhadap kepuasan konsumen di UKP Ria Nusantara. Jenis penelitian adalah penelitian kuantitatif dengan menggunakan metodologi survei. Metode pengumpulan data dengan membagi survei kepada 140 pembeli, menggunakan skala skala Likert. Peneliti menggunakan analisis data regresi sederhana. Hasil penelitian menunjukkan bahwa perilaku perdagangan syariah memiliki efek positif, menunjukkan bahwa hasil uji-t sebesar 0,000 lebih kecil dari 0,05 yang berarti bahwa perilaku perdagangan syariah berdampak pada kepuasan konsumen UKP Ria Nusantara. Dampak perilaku perdagangan Islam menunjukkan bahwa hasil uji R2 adalah 0,473, artinya perilaku perdagangan Islam memiliki pengaruh terhadap kepuasan konsumen sebesar 43,3% dan sisanya 52,7% dipengaruhi oleh variabel lain yang tidak masuk dalam penelitian ini
PERILAKU KONSUMEN DALAM MEMBELI PRODUK HALAL PADA MAHASISWA DI KOTA BENGKULU
Annisah Monica Juliyanti;
Rheesty Illahyana;
Zul Fikri;
Asnaini Asnaini;
Herlina Yustati
Journal of Islamic Economics and Philanthropy Vol. 4 No. 3 (2022): February
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v5i1.6574
Especially in the city of Bengkulu, there are two types of universities. In this research, the main attraction is PTKIN Bengkulu State Islamic Institute and PTN Bengkulu University. Based on observations made by researchers, it gives an attraction that some students from Bengkulu University have very detailed consumer behavior towards halal products, while knowledge about the definition of halal products is not so deeply discussed in their lecture world. Meanwhile, there are several students from the Bengkulu State Islamic Institute who are already well-known for their universities based on the Islamic religion, but are still not very detailed in the selection of halal products. By using a quantitative approach method based on the type of primary data through observation techniques with a sample of 132 FEBI IAIN students and 132 FEB UNIB students in Bengkulu City. Based on the results of the t-test calculation, the t-value is 1.42. Furthermore, thet value iscalculated compared with the ttable, which is 2.01. Based on the results of tarithmetic in this study, it is known that tcount < ttable is 1.42 < 2.01, so there is no significant difference in the consumption behavior of halal products in students of FEBI IAIN Bengkulu and FEB UNIB, although the groups of students who come from different scientific bases namely from Islamic universities and the general public did not show significant differences in consuming the product.
Marketing Mix Kantin Parklatz Unit Usaha Universitas Darussalam Gontor dalam Meningkatkan Minat Konsumen (Ditinjau dari Perspektif Islam)
Imam Haryadi;
Fajar Shodiq
Journal of Islamic Economics and Philanthropy Vol. 4 No. 1 (2021): August
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v4i03.6575
The marketing mix will be the basis for every business actor to maintain the success of the business. The main problem in this research is the application of the marketing mix of the Parklatz Canteen in increasing consumer interest at the University of Darussalam Gontor based on an Islamic perspective. So in this study aims to determine the application of the marketing mix of Kantin Parklatz in increasing consumer interest at the University of Darussalam Gontor based on an Islamic perspective. In this study, researchers used a qualitative descriptive study, the data collection techniques used were observation, interviews, and documentation. Meanwhile, data analysis used data analysis model of Miles and Huberman which includes three steps, namely data reduction, data presentation, and drawing conclusions. The results of this research, that in the application of the marketing mix of Kantin Parklatz is quite effective in increasing consumer interest. Therefore, all the existing marketing mix variables have been implemented well. However, overall the application of the marketing mix has not applied it. So that in the end it affects the marketing mix related to prices and promotions, namely that there are still unsatisfactory services such as during the payment process.
PEMBIAYAAN PROPERTY INDENT (KPR SYARIAH) DITINJAU DARI MAQASHID SYARIAH DAN QAWAIDUL FIQHIYYAH
Meichio Lesmana;
Ahmad Suminto;
Siti Nurma Rosmitha
Journal of Islamic Economics and Philanthropy Vol. 4 No. 1 (2021): August
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v4i03.6576
In meeting the need for housing, people with low incomes are very difficult to own a house in cash. The development product which was originally a conventional product, namely KPR, but in Islamic banking the system is used with profit sharing/margin so that it is without usury. The focus of this paper discusses how maqashid sharia and qawaidul fiqhiyyah review Sharia mortgages which are currently one of the prima donna products in Islamic banking. The author uses a normative juridical method, namely legal research using secondary data sources. Normative, because this study will examine secondary data starting from the review of maqashid sharia and qawaidul fiqhiyyah in the field of Islamic banking, especially in Sharia mortgages. Operationally, normative juridical research is carried out by means of library research. The results of this study are Islamic mortgages are allowed because they are part of carrying out the goals of sharia or maqashid sharia in the part of maintaining family and property, it is also assessed that home ownership is a daruriyah need of every human being so that with this Sharia mortgage it can provide benefits for Muslims in general also according to qawaidul fiqhiyyah contracts in Sharia mortgages are allowed by referring to several fiqh rules.
PERILAKU KONSUMEN DALAM MEMBELI PRODUK HALAL PADA MAHASISWA DI KOTA BENGKULU
Annisah Monica Juliyanti;
Rheesty Illahyana;
Zul Fikri;
Asnaini Asnaini;
Herlina Yustati
Journal of Islamic Economics and Philanthropy Vol. 4 No. 1 (2021): August
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v4i03.6577
Especially in the city of Bengkulu, there are two types of universities. In this research, the main attraction is PTKIN Bengkulu State Islamic Institute and PTN Bengkulu University. Based on observations made by researchers, it gives an attraction that some students from Bengkulu University have very detailed consumer behavior towards halal products, while knowledge about the definition of halal products is not so deeply discussed in their lecture world. Meanwhile, there are several students from the Bengkulu State Islamic Institute who are already well-known for their universities based on the Islamic religion, but are still not very detailed in the selection of halal products. By using a quantitative approach method based on the type of primary data through observation techniques with a sample of 132 FEBI IAIN students and 132 FEB UNIB students in Bengkulu City. Based on the results of the t-test calculation, the t-value is 1.42. Furthermore, thet value iscalculated compared with the ttable, which is 2.01. Based on the results of tarithmetic in this study, it is known that tcount < ttable is 1.42 < 2.01, so there is no significant difference in the consumption behavior of halal products in students of FEBI IAIN Bengkulu and FEB UNIB, although the groups of students who come from different scientific bases namely from Islamic universities and the general public did not show significant differences in consuming the product.
Tingkat Literasi Sukuk Mahasiswa Ekonomi Islam (Studi di Universitas Islam Indonesia dan Universitas Darussalam Gontor)
Miftahul Huda;
Achmad Fajaruddin;
Nafisah Roudlotin Ni'mah
Journal of Islamic Economics and Philanthropy Vol. 4 No. 3 (2022): February
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v5i1.6606
Mayoritas muslim di Indonesia juga tidak dapat meningkatkan kapitalisasi pasar modal di Indonesia. Apabila dibandingkan dengan Negara Asia lainnya, Indonesia memiliki potensi yang tinggi untuk meningkatkan invesasi sukuk di pasar modal syariah melihat populasi muslim di Indonesia. Permasalahan yang banyak timbul di kalangan mahasiswa adalah belum adanya pendapatan tetap sehingga masih sangat tergantung pada orang tua dan sikap boros dalam pengeluaran yang kurang terlalu penting. Sukuk dapat menjadi salah satu jalan untuk mengembangkan ekonomi syariah, khususnya dengan Negara berpopulasi muslim tertinggi seperti Indonesia. Tujuan penelitian ini adalah untuk mengukur tingkat literasi sukuk mahasiswa ekonomi islam perguruan tinggi islam swasta. Penelitian ini menggunakan 169 kuesioner dan telah disebarkan di Universitas Islam Indonesia dan Universitas Darussalam Gontor untuk membandingkan tingkat literasi sukuk antara keduanya. Metode analisis data yang dilakukan adalah analisis deskriptif presentase. Hasil dari penelitian adalah tingkat literasi sukuk mahasiswa ekonomi islam berada pada level medium apabila melihat jumlah skor yang di dapat oleh kedua universitas yaitu Universitas Islam Indonesia sebesar 66,62 % dan Universitas Darussalam Gontor sebesar 60,58 %. Tetapi meskipun keduanya berada pada level yang sama presentase angka Universitas Islam Indonesia lebih tinggi daripada Universitas Darussalam Gontor.
TINGKAT LITERASI SUKUK MAHASISWA EKONOMI ISLAM (STUDI DI UNIVERSITAS ISLAM INDONESIA DAN UNIVERSITAS DARUSSALAM GONTOR)
Miftahul Huda;
Achmad Fajaruddin;
Nafisatu Roudlotin Ni’mah
Journal of Islamic Economics and Philanthropy Vol. 4 No. 1 (2021): August
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v4i03.6607
The majority of Indonesia’s Muslim population cannot increase capitalization in the sharia capital market. Compared to other Asian countries, Indonesia should have more potential to increase the number of investor Sukuk in the sharia capital market given the large population of Muslims in Indonesia. The problem that arises a lot among students is the lack of a fixed income and still very dependent on parents and wasteful attitudes on spending money that is less important. Sukuk can be one of the paths to develop the sharia economy. Investment based on sharia principles provides a great opportunities and ease in their implementation, it make Sukuk an excellent opportunity to be amendable. This study aims to measure the Sukuk literacy rate of Islamic economic college students for private Islamic universities. This study distributed 169 questionnaires and was shared in Islamic University of Indonesia and University of Darussalam Gontor to compare the Sukuk literacy rate between two universities. The data analysis method used by this research is descriptive analysis percentage. The result showed in this study is that the Sukuk literacy rate in both universities is in the medium category looked to the score of Islamic University of Indonesia 66,62 and to the University of Darussalam Gontor that is 60,58. However even though they belong in the same category, the percentage rate in the Islamic University of Indonesia is higher than the University of Darussalam Gontor.
COMPARATIVE ANALYSIS OF FULMER, SPRINGATE AND GROVER MODELS IN PREDICTING BANKRUPTCY
Rahma Yudi Astuti
Journal of Islamic Economics and Philanthropy Vol. 4 No. 1 (2021): August
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v4i03.6767
This study aims to determine the difference in scores between the Fulmer, Springate and Grover models in predicting bankruptcy and to determine the model with the highest level of accuracy in the property and real estate industry listed on the Indonesian Sharia Stock Index (ISSI). Bankruptcy prediction needs to be done because an analysis is very important for companies in determining decisions. This study uses secondary data obtained from financial statements listed on the Indonesia Stock Exchange (IDX). The sampling technique uses purposive sampling so that 40 companies are sampled. The analytical technique used in this research is Kruskall Wallis non-parametric analysis and test the accuracy of the prediction model. The results of this study indicate that there are significant differences between the Fulmer, Springate and Grover models in predicting the bankruptcy of the property and real estate industries. The Fulmer model is the most accurate model with an accuracy rate of 80%, a type I error rate of 70% and an error II type 3%.
ETIKA PENGELOLAAN SUMBER DAYA ALAM BERKELANJUTAN DALAM PERSPEKTIF ISLAM
Lovina Meyresta Wijaya;
Muhammad Iqbal Fasa;
prof. Suharto -
Journal of Islamic Economics and Philanthropy Vol. 4 No. 4 (2022): May
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v5i2.6804
AbstrakEtika pengelolaan sumber daya alam berkelanjutan bertujuan untuk terciptanyanya pengelola sumber daya alam secara arif dan bijaksana tanpa merusak alam sekitar, guna menopang kehidupan manusia di muka bumi ini agar kelangsungan sumber daya alam tersebut dapat menjadi koeksistensi secara suistainable dan saling menguntungkan antara sumber daya alam dan manusia sebagai pengguna. Penelitian ini bertujuan, untuk mengetahui seberapa pentingnya penerapan etika pengelolaan sumber daya alam terhadap lingkungan dan bagaimana cara penerapan etika pengelolaan sumber daya alam tersebut, apakah telah sesuai dengan etika pengelolaan sumber daya alam dalam Islam. Sehingga nantinya, diharapkan hasil resume penelitian ini dapat diterapkan pada pengelolaan sumber daya alam pada lingkungan kehidupan manusia. Penelitian yang dilakukan berupa deskriptif menggunakan studi pustaka dan meresume dari hasil riset penelitian yang telah dilakukan sebelumnya. Hasilnya menunjukkan bahwa etika pengelolaan terhadap sumber daya alam sangat diperlukan untuk pembangunan berkelanjutan. Islam juga telah mengharuskan kita sebagai manusia untuk menjaga dan melestarikan alam untuk kesejahteraan umat manusia. Dalam menerapan etika pengelolaan sumber daya alam diperlukannya beberapa prinsip, yaitu prinsip hormat atau menghargai alam, bertanggung jawab, solidaritas, kasih sayang, dan keseimbangan terhadap alam.
Pengaruh Religiusitas Dan Kebersyukuran Terhadap Perilaku Berzakat Harta
Ahda Segati;
Abdul Latif Rizqon
Journal of Islamic Economics and Philanthropy Vol. 4 No. 2 (2021): November
Publisher : Universitas Darussalam Gontor
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DOI: 10.21111/jiep.v4i4.7091
The purpose of this study was to determine how the influence of religiosity and gratitude on the behavior of zakat in the Pekanbaru community. The data used in this study is primary data as many as 100 respondents as a sample who have implemented Zakat Mal in Pekanbaru. Data obtained by questionnaire using Likert scale. The research model is multiple linear regression by using religiosity and gratitude as independent variables, while tithing behavior is the dependent variable. The data is then processed with the SPSS program to answer research questions. The results showed that there was a significant influence between religiosity and gratitude on the behavior of zakat in the Pekanbaru community.