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Muttaqien; Indonesian Journal of Multidiciplinary Islamic Studies
Published by STAI DR. KHEZ. Muttaqien Purwakarta
ISSN : -     EISSN : 27235963     DOI : https://doi.org/10.7520/mtq
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Muttaqien Journal is a periodical scientific journal published 2 (two) times a year in January and July by Muttaqien Publishing and managed by the Center for Research and Community Service (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta. This journal is a multilingual (Indonesian, English, and Arabic), peer-reviewed journal reviewing multidisciplinary Islamic studies related to the Indonesian Context. The aim is to provide readers with a better understanding of Islamic studies in Indonesia and present developments by publishing articles, research reports, and book reviews.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 70 Documents
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Search results for , issue "Indonesian Journal of Multidiciplinary Islamic Studies" : 70 Documents clear
Evaluasi Penerapan Prinsip Good Governance pada Lembaga Amil Zakat Nurul Fikri Kota Palangka Raya Jariyah, Khairun; Sayuti, Muhammad Noor; Monady, Hanief; Rofi, Rofi
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.06.2.03

Abstract

This study examines the implementation of Good Amil Governance (GAG) in zakat management at LAZ Nurul Fikri, Palangka Raya. This study focuses on six main principles: transparency, accountability, responsibility, independence, fairness, and Sharia compliance. The method used is descriptive qualitative, with data collection through semi-structured interviews with key informants, direct observation, and documentation review. Data analysis was conducted using the Miles and Huberman model, including data reduction, presentation, and conclusion drawing. The results show that LAZ Nurul Fikri has significantly implemented GAG principles, especially in transparency and accountability, as reflected in using a digital system for financial reports, routine internal and external audits, and information disclosure to stakeholders. However, responsibility and independence remain due to limited human resources and low public awareness of zakat. Supporting factors include an efficient reporting system and high muzaki participation, while inhibiting factors are a weak collaboration network and poor zakat literacy. This research offers practical implications for zakat institutions, policymakers, and academics, emphasizing the importance of digitalization, human resource development, and strategic collaboration. Future research should conduct cross-regional comparisons and use a mixed-methods approach to strengthen the results.
Meninjau Kembali Riba: Dampaknya terhadap Inovasi Perbankan Islam di Indonesia Susandi, Adi; Virliana, Nadya Zahra
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.06.2.04

Abstract

In Islamic finance’s development, riba (usury) remains a significant challenge affecting banking product innovation. This study examines how various interpretations of riba impact product development in Islamic financial institutions in Indonesia. The method used is a qualitative systematic literature review, with data drawn from scholarly works, fatwas issued by the National Sharia Council (DSN-MUI), and the operational practices of Islamic banks. Thematic analysis was used to identify key patterns and issues shaping Islamic financial products. The results show that from classical schools of thought to contemporary Islamic scholars, diverse understandings of riba have driven the formalization of contracts such as murabahah, ijarah, and musharakah. Although legally valid, these contracts often mimic conventional financial mechanisms and do not fully fulfill the ethical objectives of maqāṣid al-shar’iah, raising concerns about the authenticity and long-term credibility of Islamic banking. This study recommends a multidisciplinary approach focused on maqāṣid, encompassing Islamic legal theory, behavioral economics, and sociocultural analysis, to enhance product relevance and integrity. This approach is crucial to maintaining public trust and ensuring the development of Islamic finance as a value-based system responsive to the dynamics of the modern economy.
The Integration of Psychological Aspects and Islamic Values in Domestic Dispute Mediation in Religious Courts Gussevi, Sofia; Supriatna, Encup; Fahmi, Irfan; Abidin, Ujang; Zahra, Maida
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.08

Abstract

Mediation is a form of Alternative Dispute Resolution that aims to achieve amicable settlements between disputing parties. In the context of family disputes in Indonesia, mediation plays a strategic role in preventing divorce and maintaining family unity and harmony. However, the effectiveness of mediation is influenced not only by legal and procedural factors but also by the psychological conditions and dynamics of the parties involved. This study examines the role of psychological aspects in determining the success of family dispute mediation in the Religious Courts of Indonesia. Using an empirical legal research design with a qualitative sociological approach, primary data were collected through in-depth interviews with judges, mediators, and disputing parties at the Religious Court of Purwakarta, supported by direct observation of mediation sessions. The findings reveal that mediators who understand the psychological dynamics of the parties are more capable of creating a conducive mediation environment, managing emotions effectively, and facilitating constructive communication. Psychological aspects significantly contribute to the achievement of amicable agreements and to the sustainability of post-mediation relationships. Accordingly, the integration of psychological approaches into the training and practice of family mediation in the Religious Courts should be strengthened to enhance the effectiveness of family dispute resolution in a peaceful, humane, and just manner. This study aligns with the principles of Islamic law, particularly the concepts of islah (reconciliation) and shulh (amicable settlement), as well as the objectives of maqāṣid al-sharīʿah, especially hifz al-nasl (the protection of progeny and family integrity).
A Study of Planning Problems in an Islamic Perspective: The Method of Maudhui Interpretation and the Results of Strategic Principles Supodo, Yuli; Hariyadi, Muhammad
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.07

Abstract

Modern planning in Islamic education management often struggles to balance ikhtiar (rational effort) and divine tawakkal (reliance on Allah), leading to failures in risk mitigation in the Society 5.0 era. This article aims to address this issue by revealing holistic strategic principles from Qur'anic maudhui tafsir. The qualitative library research method applies thematic analysis on QS. Al-Anfal:30 (qadar), QS. Al-Hasyr:18 (ikhtiar), and QS. Ali Imran:159 (tawakkal), using classical tafsir by Ibnu Katsir (1999) and contemporary by Quraish Shihab (2007) and Hamka (2003), triangulated with Islamic management literature. Results reveal a three-pillar model: qadar as a long-term vision baseline, incremental ikhtiar for budgeting, and post-shura tawakkal mitigation, enhancing budget management efficiency by 25-35% compared to secular approaches, as shown in a contemporary Islamic management simulation. Impacts include holistic RPS recommendations integrating spiritual, rational, and participatory dimensions for Islamic universities, with prospects for empirical testing. The conclusion affirms Maudhui Tafsir as an original solution for planning that balances qadar, ikhtiar, and tawakkul.
Implementation of Presidential Instruction Number 3 of 2014 by the Regional Government in Optimizing the Collection of Zakat, Infaq, and Sedekah for ASN in Bukittinggi City Satria, Boedi; Rizal, Rizal; Paizin, Muhsin Nor
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.05

Abstract

The management of zakat, infaq, and alms (ZIS) by the State Civil Apparatus (ASN) plays an important role in regional socio-economic development, but its implementation often faces structural and administrative challenges. This study analyzes the implementation of Presidential Instruction Number 3 of 2014 by the Bukittinggi City Government in the collection of ZIS for ASN. The method used is qualitative with a case study at BAZNAS Bukittinggi City, involving BAZNAS administrators, regional officials, and ASN as informants. Data were obtained through interviews, observations, and document analysis, such as ZIS reports and regional regulations. The analysis was carried out using the Miles & Huberman model, through data reduction, presentation, and drawing conclusions, with data validity strengthened by triangulation. The results show that policy implementation has been carried out through payroll mechanisms and regulatory support, but its effectiveness is limited by uneven socialization, ASN resistance to automatic deductions, differences in treatment between OPDs regarding TPP deductions, and limited BAZNAS human resources. There is a picture between the potential for ASN ZIS reaching ± Rp. 12 billion per year and the realization of only around Rp. 2.55 billion. Therefore, policy implementation remains suboptimal and requires greater institutional capacity, regulatory harmonization, and civil servant zakat literacy.
Islamic Ecotheological Philanthropy: An Integrative Framework of Hifdz Al-Bi'ah and Islamic Social Finance for Sustainable Development in Indonesia: العمل الخيري الإيكولوجي الإسلامي: دمج حفظ البيان في التمويل الاجتماعي الإسلامي من أجل التنمية المستدامة في إندونيسيا Fahrurrozi, Fahrurrozi
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.02

Abstract

تستكشف هذه المقالة المفهوم الناشئ للعمل الخيري الإيكولوجي الإسلامي، وهو توليفة بين الإيكولوجيا الإسلامية والتمويل الاجتماعي الإسلامي كأساس للتنمية الاقتصادية المستدامة في إندونيسيا. يؤكد الإيكولوجيا في الإسلام على حفظ البيئة كجزء من مقاصد الشريعة، مشددًا على التكليف الإلهي للإنسان بأن يكون خليفة في الأرض. في الوقت نفسه، لطالما كانت أدوات التمويل الاجتماعي الإسلامي، كالزكاة والوقف والصدقة، أدوات لتحقيق الرفاه الاجتماعي والعدالة. مع ذلك، لا يزال دمج الأخلاقيات البيئية في هذه الأدوات غير متطور. باستخدام دراسة أدبية نوعية وتحليل مقارن مع ماليزيا ومصر، تجادل هذه الورقة بأن دمج مبادئ الإيكولوجيا في التمويل الاجتماعي الإسلامي يمكن أن يخلق نموذجًا شاملًا للتنمية المستدامة. يربط هذا النموذج الممارسات الاقتصادية بالرعاية البيئية والمسؤولية الروحية، مشكلاً بذلك نموذجًا جديدًا في الاقتصاد الإسلامي. تُشير الدراسة إلى أن مبادرات مثل مشاريع الوقف الأخضر في إندونيسيا، وخارطة طريق التمويل الإسلامي المستدام في ماليزيا، والوقف البيئي في مصر، تُظهر إمكانات اقتصاد بيئي قائم على القيم الدينية. ومن خلال إعادة صياغة العمل الخيري باعتباره واجبًا روحيًا وبيئيًا في آنٍ واحد، يُسهم هذا البحث في وضع إطار عمل جديد للعمل الخيري الإسلامي البيئي اللاهوتي، يدعم التوازن بين النمو الاقتصادي والعدالة الاجتماعية والاستدامة البيئية.
Integrating Islamic Economics Principles in Indonesia’s Green-Blue Economy Amidst Digital Transformation and Geopolitical Uncertainty Hubur, Aa
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.06

Abstract

This study examines the green-blue economy concept from an Islamic economics perspective, analyzing how the principles of khalifah (human stewardship of the Earth), maqashid syariah, and the prohibition of israf (waste) and fasad (environmental destruction) can guide sustainable marine and environmental resource management. Using a qualitative approach with literature review and expert interviews, this research identifies opportunities and challenges in integrating digital transformation with green-blue economy practices within an Islamic ethical framework. The findings reveal that Islamic principles align naturally with sustainable development goals, offering a holistic approach that balances economic growth, environmental preservation, and social welfare. For Indonesia as the largest Muslim-majority nation with vast marine resources, integrating Islamic economics principles into green-blue economy policies represents a strategic opportunity to achieve both worldly prosperity and spiritual accountability as mandated in the Qur'an. The study concludes that strengthening international cooperation and developing Islamic-based environmental governance can effectively address challenges posed by geopolitical uncertainty while maintaining alignment with maqashid syariah.
The Innovation of Islamic Finance in The Era of Digital Transformation: A Multidisciplinary Analysis of Opportunities and Challenges in Southeast Asia Amalia, Euis
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.01

Abstract

The global Islamic finance industry has experienced significant growth with assets reaching $3.8 trillion, yet faces major challenges in integrating digital technology while maintaining Shariah compliance. This study aims to analyze the opportunities and challenges of Islamic finance innovation in the era of digital transformation with a focus on the Southeast Asian region. This research employs a qualitative descriptive-analytical approach using literature review methodology, collecting data from the State of Global Islamic Economy Report, annual reports of Islamic financial institutions, and related academic publications. The analysis synchronizes digital technology developments with the principles of Maqasid al-Shariah. The results show that blockchain and fintech technologies can improve operational cost efficiency by 20-30% while strengthening transparency and Shariah compliance. However, significant challenges include regulatory gaps, debates on the legal status of cryptocurrency, and low digital financial literacy among rural Muslim communities (49% in Indonesia). This study concludes that the successful digital transformation of Islamic finance requires collaboration between scholars, technologists, and regulators to develop a comprehensive framework.
Navigating Stock Analysis with Artificial Intelligence: An Islamic Economic Approach to Mitigate Gharar and Maysir Rani, Muhammad; Siraz, Muhammad; Ardiyansah, Mawar; Setiawan, Rahmad Fahreza; Akbar, Wahyu
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.04

Abstract

The increasing interest of Indonesian people in stock investment, especially sharia stocks, drives the need for careful analysis in accordance with Islamic principles. On the other hand, the development of Artificial Intelligence (AI) technology offers great potential in capital market analysis, but the lack of in-depth research raises questions about its suitability with sharia principles. This study uses a qualitative descriptive methodology with a literature review approach, collecting data from various secondary sources such as journal articles, books, and relevant online publications. This study aims to: (1) examine stock analysis from an Islamic economic perspective, (2) analyze the role of AI as a stock analysis tool, and (3) explore the Islamic economic perspective on AI-based stock analysis. The results indicate that AI has the potential to improve the efficiency and accuracy of Islamic stock analysis. However, investors must carefully identify and understand the characteristics of the AI used to prevent the practices of gharar (uncertainty) and maysir (excessive speculation). This study is important in a multidisciplinary context because it bridges the latest technological developments with the principles of Islamic economics, providing ethical and practical guidance for Muslim investors in the digital era.
Does Profitability Undermine Social Accountability? Evidence From Indonesian Islamic Banking Utami, Deby Liyana Putri; Setiawan, Romi Adetio; Hariyadi, Risky; Febrianti, Ledya; Kaemah, Muhammadtolan
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.07.1.03

Abstract

This study analyses the influence of company size and profitability on Islamic Social Reporting (ISR) disclosure in Islamic Banks in Indonesia for the 2019-2023 period. Secondary data were collected from the annual reports of eight banks with a total of 40 observations. Company size was measured using the natural logarithm of total assets, profitability was measured by Return on Assets (ROA), and ISR was measured based on an index of 43 indicators across six disclosure themes. The results of multiple linear regression analysis show that company size has no significant effect on ISR, while profitability has a significant negative effect. Simultaneously, both variables significantly influence ISR, although they only explain 13.6% of the disclosure variation (Adj R² = 0.136). These findings indicate that ISR disclosure in Indonesian Islamic banking is not fully driven by economic factors but is more influenced by sharia commitment and other non-financial factors. Consequently, Islamic banks need to strengthen their social accountability as a manifestation of sharia integrity, not merely as a response to financial performance.

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