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Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Published by Institut Manajemen Koperasi Indonesia
ISSN : 26852721     EISSN : 27751457     DOI : doi.org/10.32670/ecoiqtishodi
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
FOCUS AND SCOPE Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah E-ISSN: 2775-1457 and P-ISSN: 2685-2721 contains articles on sharia economics and finance, which are generated from the results of research, reports / case studies, studies / literature reviews, which are oriented towards the latest in sharia economics and finance in order to become a source of scientific information capable of contributing to the development of Islamic economics and finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 118 Documents
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Digitalisasi Wakaf Uang di Indonesia: Potensi, Tantangan, dan Studi Kasus Platform Digital Yuda Pratama, M. Andika
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/1f1gfp58

Abstract

The digitalization of cash waqf represents a pivotal innovation in the development of Islamic social finance amid the Fourth Industrial Revolution. Despite its vast potential to support social development and empower communities, the actual realization of cash waqf in Indonesia remains significantly underutilized. Key challenges include low public literacy, the absence of comprehensive digital regulations, and limited integration among digital platforms. This study aims to explore the potential, challenges, and strategic roadmap for cash waqf digitalization in Indonesia, with a specific focus on three digital platforms: LinkAja Syariah, e-Salaam, and GoAmal by Dompet Dhuafa. Employing a qualitative descriptive approach through library research, this paper draws from scholarly journals, official regulations, DSN-MUI fatwas, and institutional reports. The data were analyzed using descriptive-comparative and content analysis methods. Findings suggest that digitalization enhances accessibility, transactional efficiency, and donor engagement but still faces issues related to trust, governance, and regulatory frameworks. As a contribution, this article proposes a phased roadmap—from short-term literacy campaigns and QRIS integration to long-term blockchain-based national platforms—that may guide policymakers and practitioners. The study concludes by emphasizing the need for multisector collaboration involving BWI, KNEKS, OJK, and waqf institutions to build a sustainable and trustworthy digital waqf ecosystem. Keywords: Digital Cash Waqf, Islamic Social Finance, Sharia Financial Technology, Waqf Platforms, Digital Waqf Roadmap.
Risiko Strategi Jemput Bola Pada Produk Simpanan Sembako (SIMKO) Di KSSPS Artha Yasmin Az-zahra Jepara Nasiroh, Ulyatin; Wahidullah, Wahidullah; Nafisah, Zahrotun
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/h0k4ed68

Abstract

This research aims to explain the risks of the ball picking strategy implemented at KSPPS Artha Yasmin Az-zahra Jepara. This research uses a qualitative approach method. The pick-up strategy is very popular with cooperatives and the community because the pick-up carried out by cooperatives it's easier for people to do it transactions with the cooperative. Picking up the ball can also make it easier for people not needing to go to the workplace since it can be done at home or at the market. From the results of this research, several things have been discovered, namely the risks experienced and the strategies that have been determined for the product. In this basic food savings product, people are also very happy about this product because it is a basic food savings product. Cooperatives also experience risks in the form of late payments. It is important for KSPPS to carry out regular evaluations and improvements in the implementation of strategy to ensure sustainability and growth cooperatives in the future. Keywords: Risk, ball picking strategy, Grocery savings products,KSPPS
Pengaruh Religiusitas, Literasi, dan Digital Payment Terhadap Kesadaran Melakukan Wakaf Tunai Pada Gen Z Maulidah Fitrotin, Jihan; Hasanah, Niswatun
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jadknq27

Abstract

This research seeks to assess the influence of religiosity, literacy, and digital payment on the awareness of cash waqf among Generation Z, particularly students of Qomaruddin Gresik University. The research employed a quantitative method utilizing primary data collected from 91 participants via purposive sampling. Methods of data collection encompass surveys, literature reviews, and observational studies. Data were examined through classical assumption testing, multiple linear regression, t-tests, and F-tests. The results of the regression analysis indicate that both literacy and digital payment variables positively and significantly influence awareness of cash waqf, whereas religiosity does not have a partial effect. At the same time, the three variables positively and significantly influence cash waqf awareness, exhibiting an F-count value of 33.822 and a significance level of 0.000 (<0.05).The coefficient of determination (R²) value of 0.542 indicates that 54.2% of the variation in cash waqf awareness can be explained by religiosity, literacy, and digital payment variables, while 45.8% is influenced by other factors outside this study.  Keywords: Cash Waqf; Religiosity; Literacy; Digital Payment; Generation Z
Analisis Strategi Pengelolaan Zakat, Infaq dan Shadaqah Di Baznas Jawa Barat Nuraini, Desty; Indriyani, Dinitha
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/gedtc130

Abstract

The management of Zakat, Infaq, and Shadaqah (ZIS) at BAZNAS West Java plays a crucial role in empowering the economy of the community. This study aims to analyze the strategies for managing ZIS at BAZNAS West Java, focusing on aspects of collection, distribution, and reporting of ZIS. The research method used is a qualitative approach with in-depth interviews and secondary data analysis. The findings indicate that BAZNAS West Java has successfully developed a collection strategy involving various sectors, such as corporations and individuals. However, challenges remain in the distribution process, which is not yet fully equitable, and in reporting, which requires improvement in transparency and accountability. Despite some progress, there is a need to strengthen the distribution and reporting system to improve the effectiveness of ZIS management. The contribution of this research provides insight for ZIS managers in designing policies that are more efficient and beneficial to the community, as well as a reference for further research in the field of ZIS management.  Keywords: Management strategy, BAZNAS West Java, community empowerment.  
Peran Keuangan Syariah Dalam Mendorong Pertumbuhan Ekonomi Dan Inklusi Keuangan Di Indonesia Sobarna, Nanang; Salsabila, Alya; Sholihatunnisa, Sholihatunnisa
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/h1bb9652

Abstract

The Islamic financial system is crucial for driving economic growth in developing countries like Indonesia. Through its functions as a fund intermediary, liquidity provider, investment financing, and risk management, the financial system plays a strategic role in driving a country's economic growth. Based on the principles of justice and the prohibition of usury, the Islamic financial system has the potential to drive economic growth and financial inclusion in Indonesia. The purpose of this study is to uncover the role of the Islamic financial system in promoting inclusive economic development in Indonesia. This study employed a qualitative methodology involving the use of descriptive analytical techniques. Data were collected through literature research from accredited national journals, indexed international journals, and other relevant sources. Research shows that Islamic financial assets in Indonesia will increase by 12.48% annually, reaching IDR 2,756.45 trillion by June 2024. The current market share of Islamic finance is 11.41%. This demonstrates public interest in Islamic financial products. Furthermore, as of June 2024, the collection of zakat, infaq, sadaqah, and other social funds reached IDR 26.1 trillion, indicating significant growth in Islamic social funds. To maximize the role of Islamic finance in driving Indonesia's economic growth, all stakeholders must work together to improve financial literacy and inclusion, and strengthen regulations, so that the goal of building an inclusive and equitable economy can be achieved. Keywords: Islamic Financial System, Economic Growth, Financial Inclusion
Menggali Potensi Kharaj dan Ushr dalam Mendorong Ekonomi Hijau: Perspektif Islam untuk Masa Depan Berkelanjutan Muharni, Yusraini; Janwari, Yadi; Al Hakim, Sofyan; Rahmah Kusuma, Nurul
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/v8pnyx76

Abstract

The global environmental crisis demands the implementation of sustainable development concepts, including an environmentally friendly green economy. From an Islamic economic perspective, classical fiscal instruments such as kharāj (land tax) and ushr (zakat on agricultural produce) are relevant to supporting the transition to a green economy. This study aims to analyze the potential of kharāj and ushr as green fiscal instruments based on Sharia values. The research method uses a qualitative approach through a literature review of classical (Kitāb al-Kharāj) and modern literature (green economy and sustainable finance). The results of the study indicate that kharāj can be modernized as a green land tax that supports conservation, renewable energy, and reforestation. Meanwhile, ushr can be directed to fund organic agriculture, water management, and the empowerment of smallholder farmers. This study provides a theoretical contribution to the development of an Islamic green fiscal model that is synergistic with the Sustainable Development Goals (SDGs).Keywords: kharaj, ushr, green economy, sustainability, SDGs
Ekonomi Islam dan Pembangunan Lembaga yang Inklusif: Menyongsong Keadilan Sosial Berkelanjutan dalam SDG 16 Sodik, Gugun; Riantani, Suskim
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/jab6fw64

Abstract

The Sustainable Development Goals (SDGs), established by the United Nations, serve as a global framework for fostering a more equitable, peaceful, and sustainable world. Among the 17 goals, SDG 16 emphasizes the importance of peace, justice, and strong institutions, which form the foundation for inclusive and sustainable development. This research focuses on the role of SDG 16 from the perspective of Islamic economics, aiming to explore how the principles of Islamic economics—particularly those related to social justice, wealth distribution, and institutional strengthening—can contribute to achieving these objectives. In the context of Islamic economics, the goal of creating a just and peaceful society is rooted in values such as adl (justice), mizan (balance), and maslahah (public interest), which are central to Islamic policies and economic practices. Islamic economics emphasizes transparency, accountability, and the equitable management of resources, aligning closely with the principles outlined in SDG 16. Additionally, Islamic financial instruments, such as zakat, waqf, and other social funds, play a vital role in strengthening economic structures that promote social justice and community well-being. Using a qualitative approach and comparative analysis, this study examines the application of Islamic economic principles in the context of sustainable development, with a particular focus on Muslim-majority countries that have integrated Sharia-based values into their economic policies. The research also discusses the challenges and opportunities faced by these countries in effectively implementing SDG 16. The findings of this study suggest that the application of Islamic economic principles, which prioritize justice, fair distribution, and the strengthening of legal institutions, can serve as an effective solution for achieving peace, social justice, and strong institutions in these nations. Overall, the study concludes that Islamic economics not only provides a moral and ethical foundation for achieving SDG 16 but also offers practical approaches to addressing social injustice, economic inequality, and social-political instability. Therefore, the integration of Islamic economic principles into sustainable development policies becomes a strategic step toward creating a more just, peaceful, and sustainable world. Key Word: Sustainable Development Goals (SDGs). Peace, Justice, and Strong Institutions, Islamic Economics. Social Justice.
Praktik Jual Beli Kupon Doorprize: Perspektif Fiqih Muamalah Muflikhah, Siti; Ala’uddin, Muhammad; Hasanah, Niswatun
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 7 No. 1 (2025): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/v7q6f710

Abstract

In a fun walk event, the distribution of door prizes is the main attraction for participants because it gives them the opportunity to win various attractive prizes through a lottery system. However, this system is entirely dependent on the luck of each participant. This study aims to examine the practice of buying and selling door prize coupons, the views of religious leaders, and analyze them based on the perspective of Fiqh Muamalah. This study is a field research with a qualitative approach. The data sources consist of primary and secondary data, obtained through observation, interviews, and documentation. The results of the study show that the  organizing committee provides free coupons as well as paid coupons priced at Rp2,000 per sheet as part of the funding for door prize gifts. This practice was carried out without coordination with religious leaders, indicating a lack of communication with the authorities in religious matters. From the perspective of Fiqh Muamalah, the sale of coupons accompanied by a lottery system is deemed inconsistent with the principles of Islamic commerce and categorized as maisir (gambling), as it involves speculative elements and relies on luck, as emphasized in Surat Al-Maidah verse 90. Keywords: Buying and selling, door prize coupons, Fiqh Muamalah

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