cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
farid fathony ashal
Contact Email
mes.pps@ar-raniry.ac.id
Phone
+6282369772577
Journal Mail Official
mes.pps@ar-raniry.ac.id
Editorial Address
https://journal.ar-raniry.ac.id/index.php/JoSE/about/editorialTeam
Location
Kota banda aceh,
Aceh
INDONESIA
Journal of Sharia Economics
Published by Universitas Islam Negeri Ar-Raniry Banda Aceh
ISSN : 27743551     EISSN : 27743543     DOI : https://doi.org/10.22373/jose.v1i2.642
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Sharia Economics focuses on the studies pertaining to the field of Islamic Economics and Finance. Journal of Sharia Economics welcomes the contributions from related academicians and practitioners on the following topics: Islamic banking Islamic insurance/ takaful Islamic accounting Islamic business ethics and Islamic contemporary economics and business issues Islamic work ethics Islamic corporate social responsibility Islamic financial management Islamic financial technology Islamic business management Islamic business policies, strategies, and performance Islamic business and retail research Islamic economics policy and decision-making Islamic business security and privacy issues Islamic e-commerce Islamic consumer behavior Islamic business relationship management Islamic marketing Islamic management and retail marketing Public relations and retail communication Innovation and product development
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 108 Documents
 7   8   9   10   11 
DAMPAK INFLASI, SUKU BUNGA BI, DAN PERTUMBUHAN EKONOMI TERHADAP PEMBIAYAAN MURABAHAH DI BANK SYARIAH INDONESIA PADA TAHUN 2014-2022 Saputra, Reza Abdilah
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.4670

Abstract

Penelitian ini memiliki tujuan dalam menganalisis dampak Inflasi, Suku Bunga Bank Indonesia, dan Pertumbuhan ekonomi terhadap Pembiayaan Murabahah pada bank syariah di Indonesia. Penelitian ini menggunakan data Time Series tahun 2014-2022, yang didapatkan pada situs resmi Bank Indonesia, Otoritas Jasa Keuangan, serta Badan Pusat Statistik. Agar dapat menganalisis data tersebut, penulis memanfaatkan metode Regresi Linier Berganda. Kemudian, hasil dari penelitian ini menyatakan bahwa variabel Inflasi, Suku Bunga Bank Indonesia, dan Pertumbuhan ekonomi tidak ditemukan pengaruh yang signifikan baik secara simultan atau juga parsial terhadap Pembiayaan Murabahah. Kemudian penelitian ini juga membuktikan mengenai Inflasi memiliki dampak negatif terhadap pembiayaan murabahah. Kemudian, Suku bunga BI memiliki dampak negatif serta tidak signifikan terhadap pembiayaan murabahah dan Pertumbuhan ekonomi memiliki dampak positif namun tidak signifikan terhadap pembiayaan murabahah
ANALYSIS OF GOVERNMENT EXPENDITURE FROM THE PERSPECTIVE OF ISLAMIC ECONOMICS ON HDI IN WEST JAVA PROVINCE PERIOD 2013-2018: Indonesia sunani; Noviandra, zahara; Arifudin
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.4712

Abstract

Abstract The Human Development Index (HDI) serves as a key indicator in measuring a country's economic progress. However, despite Indonesia's relatively high economic growth, its HDI ranking remains low. To enhance economic development, the government must play an active role by directing expenditure policies across various sectors such as the economy, healthcare, and education. From the perspective of Islamic economics, government spending should be based on principles of justice, balance, and sustainability. This research employs a qualitative descriptive method, utilizing government expenditure data sampled from 2013 to 2018. The analysis reveals that government spending significantly impacts Indonesia's economic development positively. Each increment in government expenditure results in a certain percentage increase in economic growth. Furthermore, the research finds that the composition of government spending also influences economic growth. Government expenditure focused on productive sectors like infrastructure, education, and research and development yields a more positive impact on economic growth compared to expenditure on administrative and consumptive sectors. In the context of Islamic economics, government spending must adhere to Sharia principles, avoiding interest (riba) and practices contrary to Islamic values, while ensuring fair distribution of resources. Consequently, the government can foster an inclusive and sustainable economic climate, supporting the enhancement of the Human Development Index. Keyword : HDI, Goverment Expenditure, Islamic Economy. Abstrak Indeks Pembangunan Manusia (IPM) menjadi salah satu indikator kunci dalam mengukur kemajuan ekonomi suatu negara. Namun, meskipun pertumbuhan ekonomi Indonesia relatif tinggi, peringkat IPM masih rendah. Untuk meningkatkan pembangunan ekonomi, pemerintah harus memainkan peran aktif dengan mengarahkan kebijakan pengeluaran pada berbagai sektor, seperti ekonomi, kesehatan, dan pendidikan. Dalam perspektif ekonomi Islam, pengeluaran pemerintah harus berdasarkan prinsip keadilan, keseimbangan, dan keberlanjutan. Penelitian ini menggunakan metode kualitatif deskriptif dengan mengambil sampel data pengeluaran pemerintah dari tahun 2013 hingga 2018. Hasil analisis menunjukkan bahwa pengeluaran pemerintah memiliki dampak positif yang signifikan terhadap pembangunan ekonomi Indonesia. Setiap kenaikan satu unit pengeluaran pemerintah menghasilkan peningkatan pertumbuhan ekonomi sebesar persentase tertentu. Lebih lanjut, penelitian ini menemukan bahwa komposisi pengeluaran pemerintah juga memengaruhi pertumbuhan ekonomi. Pengeluaran pemerintah yang difokuskan pada sektor produktif, seperti infrastruktur, pendidikan, dan riset dan pengembangan, memberikan dampak yang lebih positif terhadap pertumbuhan ekonomi dibandingkan dengan pengeluaran untuk sektor administratif dan konsumtif. Dalam konteks ekonomi Islam, pengeluaran pemerintah harus mematuhi prinsip-prinsip syariah, menghindari riba (bunga) dan praktik yang bertentangan dengan nilai-nilai Islam, serta memastikan distribusi yang adil dari sumber daya. Dengan demikian, pemerintah dapat menciptakan iklim ekonomi yang inklusif dan berkelanjutan, yang mendukung peningkatan Indeks Pembangunan Manusia. Kata Kunci : IPM, Pengeluaran Pemerintah, Ekonomi Islam
PENGELOLAAN KEUANGAN RUMAH TANGGA DALAM EKONOMI ISLAM Khuly Shofiana
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.4865

Abstract

ABSTRACT This research aims to find out how household finances are managed in Islam. The method used in this writing is qualitative descriptive, namely describing or describing a study material. The author chose a qualitative descriptive research design because the author wanted to describe the analysis of the conditions that would be observed in the field in a clear, transparent and in-depth manner. This research is a type of literary research using secondary data sources in the form of books and previous journals. In an environment that influences sharia principles, financial management becomes a practice that reflects religious values. Creating harmony with Islamic economic philosophy which prioritizes blessings, justice and equality. In the Islamic context, household financial management has deep relevance to Islamic economic principles. Managing household finances with these principles can be applied to achieve economic and moral stability in the household. Apart from that, Muslim families can also achieve a balance between investing for the future, meeting basic needs, and also contributing to social good. A better understanding of the principles of Islamic economics is also the basis for solving problems regarding financial management, such as avoiding excessive debt problems. A household management plan can protect a group of families from consumerist behavior, because a family needs wise management in managing family finances, in order to manage financial cash flow better and more regularly. Islam also reminds its followers to live simply and avoid transactions that encourage waste.   ABSTRAK Penelitian ini bertujuan untuk mengetahui bagaimana pengelolaan keuangan rumah tangga dalam Islam. Adapun metode yang digunakan dalam penulisan ini adalan deskriptif kualitatif, yaitu menggambarkan atau mendeskripsikan satu bahan kajian. Penulis memilih desain penelitian deskriptif kualitatif karena penulis ingin mendeskripsikan keadaan yang akan diamati di lapangan dengan suatu analisis, transparan, dan mendalam. Penelitian ini termasuk jenis penelitian literer dengan menggunakan sumber data sekunder yang berupa buku maupun jurnal-jurnal terdahulu. Dalam lingkungan yang dipengaruhi prinsip syariah, pengelolaan keuangan menjadi praktik yang mencerminkan nilai-nilai agama. Menciptakan keselarasan dengan filsafat ekonomi Islam yang mengedepankan keberkahan, keadilan, dan pemerataan. Dalam konteks Islam, pengelolaan keuangan rumah tangga memiliki relevansi yang mendalam dengan prinsip ekonomi Islam. Mengelola keuangan rumah tangga dengan prinsip-prinsip tersebut dapat diterapkan untuk mencapai stabilitas ekonomi dan moral dalam rumah tangga. Selain itu, keluarga Muslim juga dapat mencapai keseimbangan antara berinvestasi untuk masa depan, memenuhi kebutuhan dasar, dan juga berkontribusi terhadap kebaikan sosial. Pemahaman yang lebih baik terhadap prinsip-prinsip ekonomi Islam juga menjadi dasar untuk menyelesaikan permasalahan mengenal pengelolaan keuangan, seperti menghindari masalah hutang yang berlebihan. Rencana pengelolaan rumah tangga dapat memproteksi sekelompok keluarga dari perilaku konsumeris, karena sebuah keluarga memerlukan manajemen yang bijak dalam mengelola keuangan keluarga, guna mengatur cashflow keuangan menjadi lebih baik dan teratur, Islam juga mengingatkan umatnya untuk hidup sederhana dan menghindari transaksi yang mendorong pemborosan.  
MACROECONOMIC ASPECTS IN INFLUENCING STOCK PRICE MOVEMENT ON THE INDONESIAN SHARIA STOCK INDEX 2018-2022 Yahya, Padli Pawaid
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5061

Abstract

This study aims to analyze the influence of macroeconomic variables and world oil prices in influencing stock price movements on the Indonesian Sharia Stock Index (ISSI) in 2018-2022. In this case, stock price movements can be influenced by several factors, one of which is macroeconomics. The research methodology used in this study is to use a quantitative research approach and secondary data type, with quarterly samples from each year 2018 to 2022 which amounted to. The research model carried out is log linear regression panel data analysis conducted through the chow test and classical assumptions using Eviews 10 tools. Based on the results of this study, it states that partially shows the variables of Inflation, BI Interest Rate Economic Growth (GDP) and Money Supply. While simultaneously all variables did not have a significant effect on the Indonesian Sharia Stock Index (ISSI).
STRENGTHENING ACCOUNTABILITY MECHANISMS IN WAQF INSTITUTIONS: A SYSTEMATIC LITERATURE REVIEW Fauziyah Latiefa Salsabila; Rini; M Fahmi Hidayat
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5343

Abstract

Waqf institutions have faced several challenges in carrying out their functions and duties, including accountability issues that may hinder the growth and sustainability of waqf institutions. This journal aims to conduct a methodical review of the being literature on strengthening responsibility or accountability mechanisms in waqf institutions. Designed as a systematic study, it reviews articles published on scopus and google scholar from 2014 to 2024. The findings of this journal can provide insights and suggestions for the strengthening of appropriate accountability mechanisms, and it is hoped that waqf institutions can contribute more effectively in fulfilling their social objectives and strengthening the presence of Islam in society. Based on the systematic literature review, the article identifies three main dimensions relating to waqf institutions, namely: processes, institutional framework, and reporting techniques. The literature analysis also highlights the importance of cooperation between internal and external parties in strengthening accountability mechanisms within waqf institutions.
EXPLORATION OF CASH WAQF AS A SHARIA ECONOMIC INSTRUMENT IN REALIZING SOCIAL WELFARE IN INDONESIA Asy'arie, Bima Fandi; Djalaludin, Ahmad; Ambarwati, Diana; Imamah, Nurul
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5517

Abstract

Wakaf uang, yang juga disebut sebagai (cash waqf), merupakan perkembangan dari prinsip wakaf tradisional. Dalam wakaf uang, aset yang sebelumnya terkait dengan properti fisik seperti tanah dan bangunan, kemudian diubah menjadi aset yang bersifat cair atau berwujud uang tunai yang dapat diinisiasi oleh individu, kelompok, lembaga, atau badan hukum. Regulasi wakaf sudah tercantum dalam Undang-Undang Nomor 41 Tahun 2004 tentang wakaf, ini lahir sebagai hasil dari proses panjang pencarian yang dilakukan oleh para ulama Indonesia dalam merespons dinamika perkembangan terkait dengan perwakafan. Penelitian ini bertujuan untuk mengevaluasi potensi wakaf uang (cash waqf) dalam meningkatkan kesejahteraan sosial. Penelitian ini menggunakanpendekatan kualitatif dengan metode penelusuran kepustakaan (library research). Hasil yang telah ditemukan pada penelitian ini yaitu meninjau potensi wakaf uang (cash wafq) dalam sektor (1) pendidikan, (2) kesehatan, (3) pemeliharaan penghasilan, (4) pelayanan kerja, (5) perumahan, dan (6) pelayanan sosial.
THE EFFECT OF THIRD-PARTY FUNDS, FINANCING, AND EQUITY ON NET INCOME BANK MUAMALAT INDONESIA Nurhayati, Nurhayati; Puteh, Anwar; M Nur, Mukhlish; Hafizh, Muhammad
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5640

Abstract

Third party funds, financing, and equity are important factors in some of the factors that influence net income, which take money from the public and then rechannel it into society. This research is aimed at knowing the impact Third-party fund, Financing, and Equity to Net income with research subject Bank Muamalat Indonesian period 2014-2023. This study employs multiple linier regression analysis and quantitative approaches. The study object is presented as published financial reports from Bank Muamalat Indonesia (2014-2023). And analyzed with the Eviews 12 statistical tool. The outcome of the study demonstrate Third-Party Funds a positive and significant effect on Net Income because the t-count value for Third-Party Funds > t-table is 2,9206 > 2,0280 and the significant value for Third-Party Funds < 0,05 is 0,0060 < 0,05. The result of Financing has a positive and insignificant impact on Net Income this is shown by the t-count value for Financing < t-table is 0,6558 < 2,0280 and the significant value for Financing > 0,05 is 0,5161 > 0,05. The results of Equity a negative and insignificant impact on Net Income because the t-count value of Equity < t-table is -0,1850 < 2,0280 and significant value for Equity > 0,05 is 0,8542 > 0,05. Simultaneously Third-party Funds, Financing, and Equity the effect Net Income, this is proven by the value significant F test 0,0007 < 0,05. The value of coefficient of determination (R2) is 0,3198 or 31,98%, which means that the Third-Party Funds, Financing, and Equity variables the effect net Income by 31.98%, while other factors not included in this study account for 68,02% of the explanation.
PERBANDINGAN RETURN PENGGUNAAN MOVING AVERAGE CONVERGENCE DIVERGENCE DAN RELATIVE STRANGE INDEX PADA INDEKS SAHAM SYARIAH INDONESIA Fadrizha Nanda, T.Syifa; Dianah, Azimah
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5656

Abstract

This study compares the return levels from the use of the technical indicators Moving Average Convergence Divergence (MACD) and Relative Strength Index (RSI) applied to the simulation of the movement of the Indonesia Sharia Stock Index (ISSI). This research is a population study using panel data in the form of daily closing values over 12 years of the Indonesia Sharia Stock Index movement. The data was processed using a technical analysis approach with two momentum indicators, MACD and RSI, to obtain buy and sell signals based on the principles of each indicator, applied to the ISSI. The use of the MACD and RSI technical indicators on the ISSI shows that MACD yielded a profit of 207% with a success rate (win rate) of 72%, while RSI provided a profit of 125% with a win rate of 55%.
PRODUCTION AND DISTRIBUTION FROM ISLAMIC ECONOMIC PERSPECTIVE Adi, Asriadi Arifin
Journal of Sharia Economics Vol. 5 No. 2 (2024): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v5i2.5658

Abstract

In Islamic economics, production and distribution are the main pillars for achieving happiness, Islam bases production on the purpose of utilization, that production is a springboard for achieving value benefits and a more collective utilization goal that touches all groups. The presence of this paper is to examine the inherent (close relationship) of the concept of production and distribution based on an Islamic view. The results of this study will become a new discourse in Islamic economics literature as a contribution in the theoretical field for the perfection of the results of future studies. The type of research used is library research by referring to the written content of relevant research and then elaborating it with current phenomena. The conclusion states that Islam is a religion of rahmatan lil -' alamin which implies the distribution of goodness and benefit to every creature created by Allah SWT on earth, therefore this is a principle that is absorbed in Islamic economics so that it wards off all forms of production and distribution activities that are not in harmony with it. So that all human economic activities as caliphs must be verified based on Islamic normative values. Between the concepts of production and distribution, according to Islam, both are not a separate entity, but are a fragment. The main motive that must precede production is distribution, that someone who works has no other motive than himself and to ensure the fulfillment of the needs of others for the sake of realizing prosperity, economic justice and a balanced standard of living among all elements of society .
PERFORMANCE ANALYSIS OF SHARIA RURAL BANKS IN INDONESIA WITH THE ISLAMICITY PERFORMANCE INDEX METHOD Jihan Indah Pitriani; Aneta Rakhmawati; Rizky Fadhillah
Journal of Sharia Economics Vol. 6 No. 1 (2025): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v6i1.5981

Abstract

This study aims to evaluate the performance of Sharia Rural Banks in Indonesia using the Islamicity Performance Index method. The research method used is descriptive qualitative with quantitative secondary data. The study population includes Sharia Rural Banks in Indonesia registered with the Financial Services Authority in 2022, with 36 samples selected through purposive sampling. Data analysis used non-statistical and descriptive quantitative methods. The results show that most have a healthy performance in the Profit Sharing Ratio (PSR) indicator, with Dinar Ashri having the highest PSR. However, the Zakat Performance Index (ZPR) shows an unhealthy predicate, with Hikmah Khazanah having the highest ZPR. The Equitable Distribution Ratio (EDR) shows that most have an unhealthy predicate in qardh, while employee expenses are mostly in a healthy predicate, and net profit is still unhealthy. Halal investment and Islamic income are rated very good, with Amanah Ummah having the highest indicator. The AAOIFI Index shows most SHARIA RURAL BANKS have a good percentage of financial statement disclosures, with Bhakti Sumekar having the highest percentage. Al Masoem was identified as the best sharia performing Sharia Rural Banks based on the Islamicity Performance Index.

Page 10 of 11 | Total Record : 108

 7   8   9   10   11 

Filter by Year

2020 2025


Reset
Filter By Issues
All Issue Vol. 6 No. 2 (2025): Islamic Finance Vol. 6 No. 1 (2025): Islamic Finance Vol. 5 No. 2 (2024): Islamic Finance Vol. 5 No. 1 (2024): Islamic Finance Vol. 4 No. 2 (2023): Islamic Finance Vol. 4 No. 1 (2023): Islamic Finance Vol 4 No 1 (2023): Islamic Finance Vol 3 No 2 (2022): Islamic Finance Vol. 3 No. 2 (2022): Islamic Finance Vol 3 No 1 (2022): Islamic Finance Vol. 3 No. 1 (2022): Islamic Finance Vol. 2 No. 2 (2021): Islamic Finance Vol 2 No 2 (2021): Islamic Finance Vol 2 No 1 (2021): Islamic Finance Vol 1 No 2 (2020): Islamic Finance Vol 1 No 1 (2020): Islamic Finance More Issue