cover
Contact Name
farid fathony ashal
Contact Email
mes.pps@ar-raniry.ac.id
Phone
+6282369772577
Journal Mail Official
mes.pps@ar-raniry.ac.id
Editorial Address
https://journal.ar-raniry.ac.id/index.php/JoSE/about/editorialTeam
Location
Kota banda aceh,
Aceh
INDONESIA
Journal of Sharia Economics
ISSN : 27743551     EISSN : 27743543     DOI : https://doi.org/10.22373/jose.v1i2.642
Core Subject : Economy,
Journal of Sharia Economics focuses on the studies pertaining to the field of Islamic Economics and Finance. Journal of Sharia Economics welcomes the contributions from related academicians and practitioners on the following topics: Islamic banking Islamic insurance/ takaful Islamic accounting Islamic business ethics and Islamic contemporary economics and business issues Islamic work ethics Islamic corporate social responsibility Islamic financial management Islamic financial technology Islamic business management Islamic business policies, strategies, and performance Islamic business and retail research Islamic economics policy and decision-making Islamic business security and privacy issues Islamic e-commerce Islamic consumer behavior Islamic business relationship management Islamic marketing Islamic management and retail marketing Public relations and retail communication Innovation and product development
Articles 108 Documents
FAKTOR – FAKTOR PERUBAHAN SOSIAL YANG MEMPENGARUHI PEMBAGIAN HARTA WARISAN DI BANDA ACEH, INDONESIA Wahyudani, Zulham; Firdaus, Muhammad
Journal of Sharia Economics Vol. 3 No. 1 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i1.1450

Abstract

This thesis generally discussed the social change and its relationship to the practice of Islamic inheritance within the Acehnese community, especially those who live in Banda Aceh city. This study aims to investigate the impact of the social change in altering the inheritance law. Data for this study were primarily gathered through questionnaire surveys. In addition, secondary data were gathered through various Islamic literatures, books, articles, seminar papers and other related materials. The questionnaires were distributed to 230 respondents that were randomly chosen among Banda Aceh community. The findings of this study revealed that the social change has influence on the altering of the Islamic inheritance law within the community. The data shows that the practices of inheritance in Banda Aceh were mostly based on family approval. These practices were influenced by several of social change’s factors, such as role of wives in earning family income, economy, gender, justice and traditions. As this study has several limitations, it was recommended that future studies need to examine this matter more comprehensively due to some deficiencies in its application such as the use of fiqh and ushul methods.
THE IMPURITY OF SHARIAH BANKING IN INDONESIA Trisnaningtyas, Januari Pratama Nurratri
Journal of Sharia Economics Vol. 3 No. 1 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i1.1453

Abstract

The practice of Islamic banking should run accordingly with the rule of sharia. Islamic banking aimed to overcome conventional banking problems, which are often profit-driven and benefit only a particular party. In Indonesia, where the majority of the population is Muslims, Islamic banking runs together with conventional banking and creates a dual-banking system. This dual-banking system seems fair on the one hand. However, it causes challenges in terms of the pure practice of Islamic banking, on the other hand. This research analyses the implementation of Islamic banking in Indonesia within the dual-banking system through three main frameworks: the regulation of Islamic banking, Islamic banking’s product to compete with the conventional ones, and the government regulation regarding this matter. The research shows that Indonesia has not been able to implement Islamic banking in accordance with the sharia rules fully. Instead, some principles are adapted according to the dual-banking system and are aligned with the interest of various parties such as the government and central bank of Indonesia.
FAKTOR-FAKTOR YANG MEMPENGARUHI PENDAPATAN USAHA MIKRO KECIL MENENGAH DI KOTA BANDA ACEH DALAM PERSPEKTIF EKONOMI ISLAM Muhammad Adnan, Febi Silviana
Journal of Sharia Economics Vol. 3 No. 1 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i1.1541

Abstract

Permasalahan yang sering muncul dalam UMKM biasanya berkaitan dengan keterbatasan modal. Kendala modal dapat menghambat tumbuh dan berkembangnya usaha dalam mencapai suatu keberhasilan, dalam menjalankan suatu usaha diperlukan kecukupan dana agar usaha berjalan dengan lancar dan dapat berkembang. Modal adalah bagian atau hak yang dimiliki oleh pengusaha yang digunakan untuk biaya operasi saat bisnis dijalankan. Jam kerja adalah waktu / jam yang digunakan dari mulai buka hingga tertutupnya usaha. Lama usaha adalah lama waktu yang sudah dijalani pedagang dalam menjalankan usahanya. Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh modal usaha, jam kerja, dan lama usaha terhadap pendapatan UMKM di Kota Banda Aceh. Penelitian ini menggunakan jenis penelitian kuantitatif dan sumber data berasal dari kuesioner. Jumlah populasi dalam penelitian ini yaitu sebanyak 8.706 jiwa, dengan penarikan sampel menjadi seratus responden. Teknik pengolahan data menggunakan uji validitas, asumsi klasik dan uji hipotesis, serta menganalisis data menggunakan regresi linier berganda dengan bantuan SPSS 28. Hasil penelitian ini menunjukkan secara parsial terdapat pengaruh positif dan signifikan antara variabel independen terhadap pendapatan UMKM. Secara simultan variabel independen di peroleh nilai f-hitung 74,155 >f-tabel, artinya terdapat pengaruh modal usaha, jam kerja, dan lama usaha secara bersama-sama terhadap pendapatan UMKM. Kata Kunci : Modal Usaha, Jam Kerja, Lama Usaha, Pendapatan.
PENGARUH PROMOSI PENJUALAN, KENIKMATAN BERBELANJA, GAYA HIDUP ONLINE TERHADAP IMPULSIVE BUYING MASYARAKAT MUSLIM MILLENIAL Hayatun Nuri
Journal of Sharia Economics Vol. 3 No. 1 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i1.1549

Abstract

ABSTRAK Adanya sistem jual beli online telah mendorong terjadinya pembelian impulsif Penelitian ini bertujuan untuk melihat pengaruh promosi penjualan, kenikmatan berbelanja dan gaya hidup online terhadap impulsive buying. Penelitian ini merupakan penelitian yang menggunakan pendekatan kuantitatif. Populasi dalam penelitian ini adalah generasi millennial yang berdomisili di Kota Banda Aceh pengguna aplikasi Shopee dengan penarikan sampel menjadi seratus responden. Jenis data dalam penelitian ini adalah data primer. Metode analisis data dalam penelitian ini menggunakan Structural Equation Modeling berbasis Partial Least Square (SEM-PLS) dengan bantuan aplikasi SmartPLS. Hasil penelitian ini menunjukkan bahwa promosi penjualan berhubungan positif dan signifikan terhadap kenikmatan berbelanja, kenikmatan berbelanja berhubungan positif dan signifikan terhadap impulsive buying. Gaya hidup online berhubungan positif dan signifikan terhadap kenikmatan berbelanja, kemudian promosi penjualan berhubungan positif dan signifikan terhadap impulsive buying dengan kenikmatan berbelanja sebagai variabel intervening, serta gaya hidup online juga berhubungan positif dan signifikan terhadap impulsive buying dengan kenikmatan berbelanja sebagai variabel intervening. Kata Kunci: Promosi Penjualan, Kenikmatan Berbelanja, Gaya Hidup Online, SEM-PLS
PENGELOLAAN WAKAF PRODUKTIF DI KABUPATEN PIDIE PROVINSI ACEH (TANTANGAN DAN KENDALA) Rahmatillah, Rahmatillah; yasir yusuf, Muhammad; sari, nilam
Journal of Sharia Economics Vol. 3 No. 1 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i1.1607

Abstract

Penelitian ini bertujuan untuk mengetahui pengelolaan wakaf produktif di Kabupaten Pidie dengan melihat kendala dan tantangan. Penelitian ini menggunakan metode penelitian kualitatif dengan pendekatan etnografi. Jenis data dalam penelitian ini adalah data primer melalui metode wawancara. Teknik analisis data dengan menggunakan analisis deskriptif. Hasil Penelitian menunjukkan bahwa pengelolaan wakaf produktif di Kabupaten Pidie belum sepenuhnya berjalan dengan baik, karena terdapat aset wakaf produktif yang terbengkalai dan tidak memberikan manfaat bagi kesejahteraan masyarakat. Tantangan yang dihadapi dalam pengelolaan wakaf produktif adalah minimnya pemahaman tentang wakaf produktif, kurangnya pembinaan bagi nazhir. Kendala dalam pengelolaan wakaf produktif di kabupaten pidie, yaitu: banyak nazhir yang tidak professional, kurangnya sosialisasi, dan kurangnya kemampuan manajerial pengelolaan wakaf produktif. Adapaun solusi dalam permasalahan ini adalah meningkatkan sumber daya nazhir yang berkompeten sehingga mampu mengelola wakaf produktif secara kreatif dan inovatif, meningkatkan sosialisasi yang lebih spesifik dan efisien sehingga mudah dipahami masyarakat.
AKTUALISASI PERAN PEMERINTAH DALAM MENJAGA STABILITAS HARGA MELALUI MEKANISME TAS’ĪR: Studi Pendapat Wahbah al-Zuḥailī noufal azmi
Journal of Sharia Economics Vol. 3 No. 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.1851

Abstract

The market mechanism in the Islamic muamalah system is based on the free market (free market, sūq al-ḥurrah). Moeslem Scholars agreed that the law of origin of pricing (tas'īr) was forbidden and should not be done. However, the fukaha are not cohesive in establishing the legal position of tas'īr when there is a tyranny or monopoly of iḥtikār goods. This study is a library research, with a conceptual approach. The study aims to find out the opinion of Wahbah al-Zuḥailī regarding the actualization of the role of the government in maintaining price stability through tas'īr, and also to know its relevance to the current context. The results showed that Wahbah Al-Zuḥailī recognized the ability of tas'īr when there was a need (al-ḥājah). The actualization of the role of the government in maintaining stability and normalization of prices can be carried out in the event of one of two indicators, namely the practice of iḥtikār and traders selling goods at a profit greater than 30% of the original price. The government is authorized and justified in imposing ta'zr administrative sanctions, such as imprisonment, fines, and shop closing sanctions (revocation of business licenses). Al-Zuḥailī's view is relevant to the current context, because in developing countries, especially in Indonesia, the government also has the authority to conduct market supervision, market intervention, and issue price policies when there is a shortage and prices of basic necessities are high. In Indonesia, the government's authority to maintain price stability is regulated in Law Number 7 of 2014. Keywords: Actualization, Government role, Price Stability, Tas'īr
STRATEGI PENGEMBANGAN PRODUK PEMBIAYAAN MUSYARAKAH PT. BANK ACEH KEPADA PELAKU USAHA UMKM KOTA BANDA ACEH DI MASA PANDEMI nafisah, nada; Ashal, Farid Fathony; Aulia, Riza
Journal of Sharia Economics Vol. 3 No. 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.1886

Abstract

This study aims to determine the contribution of gampong funds in the development of BUMG Amarabu, Simeulue Cut District, Simeulue Regency and the role of BUMG in the economic development of the community in Amarabu. This study uses a qualitative approach with a descriptive type of research. Informants consisted of geuchik, village officials, community leaders, BUMG administrators and the community. Data collection techniques are interviews, observation, documentation and literature study. Based on the results of the study, it is known that the contribution of gampong funds in the development of BUMG, Simeulue Cut District, Simeulue Regency includes increasing the income of the BUMG itself through community economic efforts so that Gampong-Owned Enterprises are always active in carrying out their activities in Gampong Amarabu. The role of Gampong-Owned Enterprises in the economic development of the community in Amarabu, Simeulue Cut District, Simeulue Regency includes supporting the strengthening of community business activities in collaborating with various parties who have potential in the field of improving the Amarabu community's business. Accommodating and fostering the community in business activities so that it becomes a source of income that is able to foster motivation and innovation in the business world. Increase community economic resilience through business activities that can create jobs. Keywords: Development Strategy, Musyarakah Financing Products, Bank Aceh, MSME
BITCOIN DI INDONESIA: SELAIN HARAM, ANCAMANKAH TERHADAP LINGKUNGAN? Alfian, Alfian
Journal of Sharia Economics Vol. 3 No. 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.1898

Abstract

Bitcoin is the first cryptocurrency that is widely accessible and the most sought after by investors working in the Cryptocurrency world. At the same time, the price of Bitcoin continues to fluctuate, raising concerns about inflation and monetary aggregates in Indonesia. Therefore, Bank Indonesia (BI) prohibits financial institutions in Indonesia from using cryptocurrencies as a means of payment or financial services. This is also supported by the Indonesian Ulema Council (MUI) institution by prohibiting the use of cryptocurrencies in Indonesia. Apart from the policies of Bank Indonesia and the MUI, there are several factors that cause the use of cryptocurrencies to be prohibited in Indonesia, including having a negative impact on the economy and the environment. Keyword: Cryptocurrency; Bitcoin; Indonesian policy; environmental impact.
PRAKTIK MEKANISME PENETAPAN HARGA JUAL BELI PADI DI KABUPATEN ACEH BESAR Darmawan, Reza; Armiadi Musa; Hafas Furqani
Journal of Sharia Economics Vol. 3 No. 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.1956

Abstract

The purpose of this study is to discuss the practice of determining the selling and buying price of rice that is practiced by the people in Aceh Besar district. In this practice, there are two times for determinations the sale and purchase price of rice which is considered to contain an element of gharar in the second price determination. This research will explain: how the mechanism of the practice, a review of Islamic law related to the practice, whether the practice can be practiced in other areas. This study uses field research methods with data collection techniques in the form of interviews. The results of the study concluded: (1) In the practice of two times price determination buying and selling rice, there are three types of contracts used, that is the ba'i, hybrid contract between ba'i and wadiah and a hybrid contract between ba'i and qardh. (2) The practice using a ba'i is legal by refers to the rules of ushul fiqh related to the basic law of muamalah that is mubah. The legality is also supported by urf which is able to bring benefit even though it contains elements of gharar in it. The element of gharar in the second price fixing is considered gharar yasir which is legal because it has become 'urf that is able to present benefits and mutual pleasure towards the consequences that arise from the gharar element. Two other types of contracts, a hybrid contract between ba’i with wadiah and a hybrid contract between ba’i with qardh according to the Islamic law riview, they are not contrary to Islamic Law. (3) Although in real terms this practice can increase farmers' income, this practice cannot be practiced in other areas. Keywords: Price determination mechanism, Gharar, Hybrid Contract
HUBUNGAN ANTARA GRATITUDE DENGAN KETERIKATAN KERJA PADA KARYAWAN PT. BANK ACEH SYARIAH CABANG JANTHO: Indonesia Ghaisani, Feny; Ashal, Farid Fathony; Ridha, Ismail Rasyid
Journal of Sharia Economics Vol. 3 No. 2 (2022): Islamic Finance
Publisher : Program Studi Magister Ekonomi Syariah UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jose.v3i2.1995

Abstract

This study was conducted to determine the relationship between gratitude and work engagement on employees of PT. Bank Aceh Syariah Jantho Branch. The study used a quantitative approach based on primary data (through a questionnaire) with a total sample of 42 employees of PT. Bank Aceh Syariah Jantho Branch with saturation sampling technique. Data analysis using Pearson Correlation test. The results showed that the relationship between the variables of gratitude and work engagement showed a positive and strong direction as seen from the correlation value of r 0.762 and there was a significant relationship between gratitude and work attachment to employees, with a significance value of p 0.00 < 0.01, the higher the gratitude possessed employees the higher their work engagement will be. Keywords: Gratitude, Work Engagement, Employees

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