cover
Contact Name
M Maulana Hamzah
Contact Email
ijieb@uinjambi.ac.id
Phone
+6282281325456
Journal Mail Official
ijieb@uinjambi.ac.id
Editorial Address
Indonesian Journal of Islamic Economics and Business (IJIEB) Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi Fakultas Ekonomi dan Bisnis Islam Jln. Arif Rahman Hakim, No. 111 Telanaipura, Jambi email : ijieb@uinjambi.ac.id
Location
Kota jambi,
Jambi
INDONESIA
Indonesian Journal of Islamic Economics and Business
ISSN : 25409514     EISSN : 25409506     DOI : https://doi.org/10.30631/ijoieb
Indonesian Journal of Islamic Economics and Business E-ISSN: 2540-9506 P-ISSN: 2540-9514 is the journal that concerns to publish broader issues on Islamic Economics and Business. It based on the presupposition that Islamic economics and Business is still on going process to be established. There is a need to serious study on not only limited to Islamic banking and financing system but also on philosophy, politic, environment, law, culture, ethics, management and entrepreneurship of ‘Islamic Economics’. The journal aimed at bridging and solving the dichotomy between ‘orthodox’ and ‘heterodox’ problems of Islamic economics. So, the journal invites scholars who interesting in Islamic economics and Business contributes to submit their research article.
Articles 214 Documents
Faktor-Faktor yang Mempengaruhi Tingkat Bagi Hasil Deposito Mudharabah pada Bank Umum Syariah selama Pandemi COVID-Periode 2019-2021 Rosmelina, Helmi; Adetio Setiawan, Romi; Hariyadi, Rizky
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2271

Abstract

This study aims to analyze the factors influencing the profit-sharing level of mudharabah deposits in Islamic commercial banks both partially and simultaneously during the COVID-19 pandemic in Indonesia from 2019 to 2021. The dependent variable in this study is the profit-sharing rate of mudharabah deposits, while the independent variables include Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), and Inflation. The population comprises Islamic commercial banks operating in Indonesia that have published comprehensive financial reports during the vulnerable period from 2019 to 2021. Following the selection process, the target population consists of five banks, namely BCA Syariah Bank, Mega Syariah Bank, Panin Dubai Syariah Bank, Bukopin Syariah Bank, and Victoria Syariah Bank. The sampling method employed in this study is a nonprobability sampling technique using purposive sampling. The results indicate that both partially and simultaneously, the variables Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), and Inflation significantly affect the profit-sharing level of mudharabah deposits. The Coefficient of Determination (R2) reveals that in this study, all independent variables contribute to the dependent variable by 60.9%. The remaining 39.1% is influenced by other variables not included in this study, such as Capital Adequacy Ratio (CAR), interest rates, and other factors.
Analisis Efektifitas Penyaluran Dana Zakat Melalui Program Pemberdayaan Mustahik pada UPZ BAZNAS PT Petrokimia Gresik Dwi Nursafitri Muchlis, Devy; Dwi Setyaningsih, Nina
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2278

Abstract

The mustahik empowerment program is a form of effort made by the Indonesian government in maintaining the potential of zakat in order to improve economic conditions, and one's survival. However, in reality, the potential of zakat in Indonesia has not been maximized. In order for the potential of zakat to be utilized properly, effective management and distribution of zakat funds are needed. This research aims to find out, analyze, and explain how the effectiveness of the distribution of zakat funds carried out by UPZ BAZNAS PT Petrokimia Gresik through mustahik empowerment programs that are run. This research uses qualitative research with a descriptive approach. The data used are primary data, namely the results of direct interviews with related parties, as well as secondary data, namely reports on the distribution of zakat funds for each program run by UPZ BAZNAS PT Petrokimia Gresik, as well as books, journals, and articles related to the title of this research. The results showed that the main purpose of the distribution of zakat funds through mustahik empowerment programs run by UPZ BAZNAS PT Petrokimia Gresik has achieved its main objectives, namely to prosper the lives of mustahik, support the mustahik's economy to be better and minimize the poverty rate in Gresik Regency. The distribution of zakat funds through this mustahik empowerment program can also be said to be effective.
Pengaruh Tingkat Literasi Wisata Halal, dan Perilaku Wisatawan Terhadap Minat Berwisata Halal di Provinsi Riau Riansyah, Abdi; Ismail, Nurizal
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2284

Abstract

This research aims to analyze the effect level of halal tourism literacy and tourist behavior towards interest in visiting halal tourism with a focus on halal tourism in Riau Province. This research uses the PLS-SEM (Partial Least Square Structural Equation Modeling) method to illustrate the results of regression analysis related to testing the relationship between independent and dependent variables. The results of this research reveal that the variables of halal tourism literacy and tourist behavior have a significant effect on interest in visiting halal tourism, which means that the better the public's literacy towards halal tourism, the better the public's attitude towards halal tourism. Vice versa, the better the public's attitude towards halal tourism, the higher the interest in visiting halal tourism. Therefore, it is important to cultivate a positive image of halal tourism to ensure halal tourism in Indonesia, especially in Riau Province.
Economic Empowerment of Mosques as Provider for Community Economic Services Rachman Mulyandi, M; Lonica S, Vesya; Yumeina, Tesalonika
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2300

Abstract

The number of people in Indonesia is mostly Muslim and has a population of 86.7% in Indonesia. Seeing this, it can be one of the steps to alleviate poverty in Indonesia through the development of economic empowerment where the development of economic empowerment can be carried out through mosques because there are 660 thousand mosques in Indonesia. So the purpose of this study is to analyse the economic empowerment that can be carried out by the Mosque through management or social financial institutions to overcome poverty in Indonesia. Qualitative research method with literature study technique used in this research. The result of this research is that the function of mosques in Indonesia is still used only for worship, so that the funds collected to the mosque manager are only used for mosque operational activities. However, some mosques have implemented economic empowerment development programmes, the concept of which is mostly to provide training to the community so that they are ready to work and provide funding for people who already have businesses. Finally, the importance of the government's role in order to maximise economic empowerment through mosques in Indonesia is needed so that there is a common point of view in managing mosque funds for community economic empowerment. Mosque administrators must also begin to change their point of view regarding the management of funds in the mosque not only for mosque operations, but can also be developed for community economic empowerment.
Jual Beli Online dalam Prespektif Alquran Galib, Mukhtar; -, Maulana; Abubakar, Achmad; Irham, Muhammad
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2350

Abstract

Abstract The purpose of this research is to gain a comprehensive understanding of online buying and selling practices from the perspective of the Quran. This study involves the analysis of principles outlined in the Quran that can be applied to online commerce in the present-day context. The research findings demonstrate that online transactions, when examined through the lens of the Quran, should adhere to principles of justice, honesty, transparency, avoidance of usury, consumer protection, and contract fulfillment. While the Quran does not explicitly address online buying and selling, the principles contained within it can be effectively applied to ensure that these transactions align with Islamic values. The research underscores the significance of consulting qualified experts in interpretation (tafsir) and Islamic jurisprudence (fiqh) to attain a deeper understanding of these principles within the specific context of online commerce. By adhering to the Quranic principles, individuals engaging in online buying and selling can foster an environment of fairness, integrity, and ethical conduct. This research serves as a valuable guide for Muslims seeking to navigate the realm of online commerce in a manner that upholds the teachings and values of Islam. It highlights the importance of incorporating the Quranic principles into contemporary business practices and emphasizes the need for continuous consultation with experts to ensure a comprehensive understanding of these principles in the context of online buying and selling. Keywords: Online transactions, Quranic perspective, Principles, Islamic values
Strategi Meningkatkan Efektifitas Penyaluran Dana Zakat di Masjid Jogokariyan Yogyakarta Almustofa, Sodiq; Awal Amarudin, Amin
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2373

Abstract

As a developing country with the second largest Muslim population in the world, Indonesia certainly has great potential in developing zakat fund management, however, there are still many zakat fund management institutions that do not yet have a mature strategy for optimizing their management. Currently there is at least one institution. amil zakat company which is quite famous for its good management of zakat funds, namely Baitul Maal Jogokariyan Mosque (BMMJ). This research aims to examine how effective strategies have been implemented by BMMJ in managing zakat funds. This research uses a descriptive qualitative approach in its discussion, the results of this research show that BMMJ uses at least 4 approaches adopted from saters theory in optimizing its processing management.
Strategi Pengembangan Wisata Halal Pantai Pangubaian Kabupaten Kaur Dengan Metode Analytical Hierarcy Process Puspita, Della; Sunarto, Andang; Hasanah, Uswatun
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i2.2383

Abstract

The purpose of this research is to determine the existence of tourism, a country or more specifically the local government where the tourist attraction is located receives income from the income of each tourist attraction. Halal tourism, as defined by this concept, considers Islamic law when deciding on tourism products as well as tourism services, criteria and alternatives that are priorities in determining strategies for developing halal tourism at Pengubaian Beach. To test this, researchers used a quantitative approach with primary data collection techniques in the form of questionnaires distributed to 85 respondents. The data analysis technique used is the Analytical Hierarchy Process method using the Expert Choice 11 program. From the results of the research and discussion it is known that the attractiveness criterion is the priority criterion with the highest weight value, namely 0.348. And alternative natural tourism in the attractiveness criteria with a weighted value of 0.845
Pengaruh Aset, Dana Pihak Ketiga (DPK) dan Pembiayaan Terhadap Kinerja Keuangan Perbankan Syariah Tahun 2014-2023 Yudianto, Yuda; Setiawan, Iwan
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2422

Abstract

Islamic banking has a role as an intermediary institution, the main task of Islamic banking is to collect funds from the public in the form of deposits or third party funds, then channel these funds in the form of credit or financing while managing existing assets properly. Financing channeled to the public has an important meaning both for the community and for Islamic banking itself to be able to improve financial performance. One of the parameters to measure financial performance is Return On Asset (ROA). Indonesia is one of the countries with a financial services sector consisting of two working principles, namely conventional and sharia. The Islamic financial sector can play a role in encouraging the country's economic growth, especially through Islamic banking savings and financing services. The purpose of this study is to examine and analyze the effect of total assets, financing disbursed (PyD), third party funds (DPK), on Return on Assets (ROA), namely micro. This study uses secondary data from Islamic Banking Statistics (SPS) for the first quarter of 2014 to the fourth quarter of 2023 in aggregate from Islamic Commercial Banks (BUS), Islamic Business Units (UUS) and Islamic People's Financing Banks (BPRS). With time series data, the data processing technique used in this research is multiple linear regression with the Ordinary Least Square (OLS) method using Eviews 10 software to determine the relationship between the independent variable (X) and the dependent variable (Y). The results showed: Partially Total Asset, DPK, and PyD have a positive and significant influence on ROA (financial performance).
Analisis Manajemen Pemberdayaan Ekonomi Masyarakat Melalui Program Zakat Produktif di Baznas Kota Jambi -, Suhardi; Majid, Nazori; -, Rafidah
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2430

Abstract

This research aims to find out what efforts are being made by BAZNAS Jambi City to manage productive zakat empowerment in improving the community's economy, find out what programs are distributed and to find out what are the causes of obstacles and supporters of mustahik's success in empowering productive zakat. This research uses qualitative methods, the data sources used are primary and secondary data sources with data collection techniques and instruments through interviews and documentation. The research results show that BAZNAS Jambi City has carried out management functions in managing zakat. The planning process involves determining the program and the amount of funds distributed to each BAZNAS program. The implementation of the organizing function can be seen in the BAZNAS organizational structure which describes the grouping of activities. However, the management function is still not optimal in terms of implementation and supervision due to several obstacles, namely limited professional human resources in managing zakat and lack of monitoring by BAZNAS towards zakat recipients. The flagship program from BAZNAS can provide positive value for economic empowerment and the direct impact of productive zakat is mustahik income. Efforts have been made to improve the management and empowerment of zakat in the city of Jambi, although it is still not optimal and effective, but BAZNAS continues to try to improve its performance and increase the professionalism of Human Resources at the BAZNAS Institution and continue to collaborate with related parties to support the implementation of the goals of BAZNAS.
The Impact of Risk Management on Islamic Bank Performance in Indonesia Khairul Fatihin, Muh.; Sapwan, Muhammad; Hosfaikoni Hadi, Nizar
Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v9i1.2599

Abstract

Risk management gained growing attention in Islamic banking. This study aims to investigate the impact of risk management on the performance of Islamic banks in Indonesia. The risks used are financing risk, market risk, operational risk, liquidity risk, and rate of return risk (ROR). Using the data panel regression, where the method is the best method for data consisting of time series and cross sections. The data is obtained from the financial reports of each Islamic commercial bank. Meanwhile, the sampling technique used is the purposive sampling technique. The result shows that Financing risk, market risk, liquidity risk, and rate of return risk have a significant effect on Islamic bank performance. Overall, financing risk is the most influential risk toward the performance of Islamic banks in Indonesia. The results of this study have important implications for practitioners and regulators. Therefore, Islamic banks need to improve the standards of risk management practices, especially financing risk management.