Indonesian Journal of Islamic Economics and Business
Indonesian Journal of Islamic Economics and Business E-ISSN: 2540-9506 P-ISSN: 2540-9514 is the journal that concerns to publish broader issues on Islamic Economics and Business. It based on the presupposition that Islamic economics and Business is still on going process to be established. There is a need to serious study on not only limited to Islamic banking and financing system but also on philosophy, politic, environment, law, culture, ethics, management and entrepreneurship of ‘Islamic Economics’. The journal aimed at bridging and solving the dichotomy between ‘orthodox’ and ‘heterodox’ problems of Islamic economics. So, the journal invites scholars who interesting in Islamic economics and Business contributes to submit their research article.
Articles
214 Documents
<![CDATA[Analisis Dana Pihak Ketiga (DPK), Risiko Dan Fee Based Income (FBI) Terhadap Pembiayaan Bagi Hasil Pada Bank Umum Syariah ]]>
<![CDATA[Hamdan Ainulyaqin, Muhammad]]>;
<![CDATA[Rakhmat, AS]]>;
<![CDATA[Edy, Sarwo]]>;
<![CDATA[Maharani, Siti]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i1.1875
<![CDATA[This study aims to determine the effect of Third Party Funds (TPF), risk and Fee Based Income (FBI) on Profit Sharing Financing at Islamic Commercial Banks for the period 2013-2020. In this study using quantitative methods, the data collection technique used is Non Probity Sampling. The subjects in this study were Islamic Commercial Banks with a total sample of 96 financial statements. The data analysis technique used is the Classical Assumption Test and Multiple Regression Test using the help of the IBM SPPS Statistic 21 application. The results of this study indicate that partially the TPF variable has no effect on profit sharing financing, then for the risk variable measured using the NPF (Non Performing Financing) ratio. has a negative and significant effect on profit-sharing financing, and lastly, the Fee-based Income (FBI) variable has a negative and significant effect on profit-sharing financing.]]>
<![CDATA[Eksistensi Hukum Positif dalam Memenuhi Ketentuan Muamalah Pada Praktik Qurban Kontemporer di Indonesia ]]>
<![CDATA[Harun, Hermanto]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 1 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i1.1909
<![CDATA[This study aims to examine the phenomenon of contemporary qurban practices and how legal regulations in Indonesia control the practice of animal slaughter to comply with the demands of Islamic muamalah law. the method used is literature study with descriptive normative analysis. In general, there are 3 contemporary qurban models, namely online qurbani and qurbani through mosques. Islamic economic problems that arise are gharar in various aspects especially in quality of animals, slaughtering standard and transaction. Legal regulations in Indonesia include Law No. 18 of 2009, Government Regulation number 95 of 2012, Minister of Agriculture Regulation No. 114 of 2014, and Article 302 of the Criminal Code only covers gharar in terms of quality, health, livestock safety and consumer safety, but has not discussed the gharar aspect of the transaction]]>
<![CDATA[Analisis Manajemen Pembiayaan Lembaga Keuangan Mikro Syariah Di BMT-UGT Nusantara Capem Kamal ]]>
<![CDATA[Dwi Utari, Wahyuni]]>;
<![CDATA[Qadariyah, Lailatul]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i1.1918
<![CDATA[This study examines the management of sharia financing at BMT UGT Nusantara Capem Kamal which faces various problems and challenges. In addition, this study ensures that the BMT UGT Nusantara Capem Kamal institution complies with sharia law in managing its sharia financing. This study applies a descriptive method that is qualitative. This study collects primary data through observation, interviews, and documentation with the Leader of BMT UGT Nusantara Capem Kamal as the key informant. Through literature analysis from various related sources, this study also collects relevant secondary data. From the results of this study, it can be concluded that the management of sharia financing at BMT UGT Nusantara Capem Kamal is in accordance with sharia, effective, efficient, and responsive to the needs and abilities of members and the community, and able to overcome financing risks fairly and wisely. The sharia financial institution BMT UGT Nusantara Capem Kamal, manages sharia financing well, efficiently, and in accordance with sharia. BMT UGT Nusantara Capem Kamal can overcome financing problems and adjust financing products to the needs and abilities of members and the community.]]>
<![CDATA[Pengaruh Penyaluran Dana Zakat dan IPM Terhadap Kemiskinan Provinsi Jambi Tahun 2010-2021 ]]>
<![CDATA[Martaliah, Nurfitri]]>;
<![CDATA[Anita, Efni]]>;
<![CDATA[Naufal ramli, Luthfi]]>;
<![CDATA[Rahman, Fuad]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 8 No. 2 (2023): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v8i2.1983
<![CDATA[The high distribution of zakat funds, the human development index can affect the level of poverty in Jambi Province. The purpose of this study is to find out how the influence of the distribution of zakat funds and the human development index on poverty. The variables used are the distribution of zakat funds and the human development index on poverty in Jambi Province in 2010-2021. The object of this research is Jambi Province which is registered in BAZNAS and BPS for the 2010-2021 period. The method used is multiple linear regression. The results of this study indicate that simultaneously the distribution of zakat funds and the human development index variables have a significant effect on the poverty rate in Jambi Province. Partially, the distribution of zakat funds has no significant effect on poverty. Meanwhile, the human development index has a significant effect on the poverty rate in Jambi Province. The value of the coefficient of determination (R2) is known that the value of the coefficient of determination is 0.948725. This shows that the dependent variable (poverty level) can simultaneously be explained by the independent variables (zakat fund distribution and human development index) of 94.87% while the remaining 5.13% is explained by other factors outside the variables studied. Keywords: Distribution of zakat funds, human development index, and poverty level]]>
<![CDATA[Determinan Kemiskinan Di Indonesia Menurut Perspektif Pembangunan Islam Periode 2007-2021 ]]>
<![CDATA[Asril, Rossyta]]>;
<![CDATA[Eka Puteri, Hesi]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i1.2041
<![CDATA[Poverty is a very difficult problem to be solved by both developed and developing countries. This research was conducted to see how if the distribution of zakat funds, economic growth has been allocated properly and appropriately can it reduce the number of poverty levels and what if unemployment decreases can it reduce the amount of poverty. The research method used is quantitative research with a total sample of 30 taken from the last 15 years using a semi-annual time series. The method of data collection was carried out using the publication documentation method from the BPS Indonesian 2022 and the Financial Report of the BAZNAS, then analyzed using a multiple linear regression model using Eviews software version 12. This study found that the distribution of zakat funds and unemployment had an impact on the level of poverty in Indonesia. Economic growth has no impact on poverty in Indonesia. This study recommends a strategy in reducing poverty by allocating productive zakat funds with the right target and improving community economic growth and reducing the number of unemployed by looking at human resources, namely by carrying out social empowerment to the community so that unemployment will be reduced, and will increase income and will impact on poverty.]]>
<![CDATA[Analisis Dampak Kinerja Pengelolaan Zakat Dalam Pengentasan Kemiskinan Pada Kabupaten Ogan Komering Ilir ]]>
<![CDATA[Ghufron Khafidin, Muhammad]]>;
<![CDATA[Firdaus, Achmad]]>;
<![CDATA[Mukhlish Yusuf, Ahmad]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i1.2065
<![CDATA[The population of Ogan Komering Ilir Regency in 2020 was 769,348 people. The poverty rate in 2020 reached 123.34 thousand people, then in 2021 it increased to 124.78 thousand people. The increasing poverty rate is a problem for the performance of zakat managers, while zakat itself is a form of poverty alleviation effort. This research is to determine the impact of zakat management performance in alleviating poverty in Ogan Komering Ilir district and the factors that influence the performance of zakat management in poverty alleviation. Quantitative descriptive analysis method. The total respondents in this study were 100 respondents from zakat management employees in each district, sub-district, sub-district/village of Ogan Komering Ilir district. In this research, a new variable is added in the performance of zakat management, namely the muzakki trust variable. The analysis method in this research uses Partial Least Squares Structural Equation Modeling (PLS-SEM). The results of this research show that zakat management performance factors influence poverty alleviation by 59.2% and the remaining 40.8% is influenced by other variables. Overall, the performance of zakat management has a positive and significant effect on poverty alleviation.]]>
<![CDATA[Early Warning System Kerentanan Keuangan Asuransi Syariah di Indonesia ]]>
<![CDATA[Adi Kurnia Hidayat]]>;
<![CDATA[Firdaus, Achmad]]>;
<![CDATA[-, Indra]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 2 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i2.2066
<![CDATA[This study aims as a first step in determining the financial health of the company using the Early Warning System (EWS) financial ratios and early corporate bankruptcy. This research aims to analyze the Altman Z-Score and Fulmer Model models which will be used as an Early Warning System (EWS) for sharia insurance vulnerabilities in Indonesia. The Altman Z-Score and Fulmer Model methods use data obtained from financial reports and processed as a measure of financial health. The ratio that influences the financial vulnerability of sharia insurance in Indonesia using the Altman method which has been modified using PCA is the ratio of retained earnings/total assets (X2) and income before tax/total assets (X3). Meanwhile, the influential ratios from the Fulmer method modified using PCA found 3 ratios that influenced the financial vulnerability of sharia insurance in Indonesia, namely Retained Earning/Total Assets (V1), EBT/Equity (V3) and Cash Flow/Total Debt (V4).]]>
<![CDATA[Pengaruh Kualitas Corporate Governance terhadap kinerja Perbankan Syariah: Studi Negara Asia Tenggara ]]>
<![CDATA[Setyawan, Aris]]>;
<![CDATA[Mukhlishin, Murniati]]>;
<![CDATA[Eko Pramono, Sigid]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i1.2077
<![CDATA[This study aims to examine the effect of corporate governance quality on financial performance in Islamic banking in the Southeast Asian region by looking at the relationship between variables with each other. The dependent variable in this study is Financial Performance proxied by ROA (Return on Asset). The independent variable is Corporate Governance which is proxied by the Size of the Audit Committee, and the Number of Audit Committee Meetings, the Size of the Sharia Supervisory Board, and the Number of Sharia Supervisory Board Meetings. The data analysis method in this study uses multiple linear regression. The research samples used in this study were 10 (ten) Islamic commercial banks in Southeast Asian countries. The data used in this study are secondary data from annual reports and good corporate governance reports of Islamic banking in Southeast Asia for the period 2015-2019. The research findings show that GCG proxied by the Size of the Audit Committee and the Number of Audit Committee Meetings has no significant effect on financial performance proxied by ROA (Return on Asset). Meanwhile, GCG proxied by the Size of the Sharia Supervisory Board and the Number of Sharia Supervisory Board Meetings has a significant effect on financial performance proxied by ROA (Return on Asset). This shows that the role of the Sharia Supervisory Board in ensuring that company operations run in accordance with Islamic values has a very important role and is the core of the integrity and credibility of Islamic Banks and has a significant influence in improving the company's financial performance.]]>
<![CDATA[Pengaruh Pengetahuan dan Reputasi terhadap Kepercayaan dan Intensi Berkurban di Masjid dengan Moderasi Religiusitas ]]>
<![CDATA[Oktafia, Vita]]>;
<![CDATA[Sutarso, Yudi]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i1.2263
<![CDATA[This research analyze the trust and intention of the community to kurban at the mosque. This research uses a quantitative approach with a purposive sampling technique and uses the SEMPLS test. This study was conducted to determine the relationship between knowledge and reputation variables on trust and intensity of kurban in mosques with religiosity as a moderating variable. The data used is primary data in the form of a questionnaire with a population obtained from one hundred and one respondents who are Muslims. The results of this study show public knowledge and mosque reputation do not affect the intensity of people's kurban at the mosque. However, knowledge and reputation affect the increase in public trust in the mosque. And then religiosity as a moderating variable in this study does not affect the intensity of the community to kurban at the mosque.]]>
<![CDATA[Strategi Supir Angkot Bertahan Dalam Menghadapi Persaingan Taksi Online Dalam Perspektif Ekonomi Islam ]]>
<![CDATA[Hendro Prabowho, Trimuji]]>;
<![CDATA[Adetio Setiawan, Romi]]>;
<![CDATA[Afrida Indra, Yetti]]>
<![CDATA[ Indonesian Journal of Islamic Economics and Business Vol. 9 No. 1 (2024): Indonesian Journal of Islamic Economics and Business ]]>
Publisher : <![CDATA[Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi ]]>
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DOI: 10.30631/ijoieb.v9i1.2264
<![CDATA[The purpose of this research is to understand the application of Islamic economic principles by public transportation drivers in Bengkulu City, with the expectation that they can effectively compete with online taxis. Additionally, this study aims to comprehend how these drivers can meet their daily needs amid the increasing popularity of online taxis. The research employs a qualitative descriptive method, with data collected through questionnaires, interviews, and documentation. The gathered information is analyzed using selection, summarization, presentation, and conclusion-drawing techniques. The research findings indicate that some public transportation drivers do not adhere to Sharia economic principles due to a lack of understanding of their application in the Islamic context. One of the informants interviewed said that there were still drivers who set rates that were considered excessive, contradicting Islamic values that prohibit actions harmful to passengers. Furthermore, the study reveals the absence of a specific method currently utilized by public transportation drivers to attract passengers. The primary target demographic for these drivers appears to be mothers wanting to go to the market and schoolchildren, possibly due to their limited understanding of utilizing online taxis.]]>
