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Jurnal Simki Economic
Published by Universitas Nusantara PGRI Kediri
ISSN : -     EISSN : 25990748     DOI : https://doi.org/10.29407
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Journal Simki Economic is open access, peer-reviewed journal whose objectives is to publish original research papers related to the Indonesian economy and business issues. This journal is also dedicated to disseminating the published articles freely for international academicians, researchers, practitioners, regulators, and public societies. The journal welcomes author from any institutional backgrounds and accepts rigorous empirical or theoretical research paper with any methods or approach that is relevant to the Indonesian economy and business content, as long as the research fits one of three salient disciplines: economics, business, or accounting.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 252 Documents
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Pengaruh Parental Income, Financial Literacy dan Locus of Control terhadap Financial Behavior Management Mahasiswa di Kota Jember Putri, Avinta Melinda
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1228

Abstract

Maintaining wise financial patterns among excessive spending habits can support financial health. Financial health is very important so that basic needs can be met properly through proper budget management. Understanding financial management is considered very important lately for individuals in managing income, monitoring expenses, investing, and planning finances for the future so that it affects their financial and social well-being. This study aims to gain an understanding of the influence of parental income, financial literacy, and locus of control on the management of financial behavior of students in Jember City. Data testing uses multiple linear regression. The sample taken consists of 180 students in Jember City. The sample was taken using probability sampling through the stratified random sampling method. The results of the study found that parental income, financial literacy, and locus of control positively and significantly affect financial management behavior, both individually and together.
Pengaruh Fintech Payment, Lifestyle, dan Lingkungan Kampus terhadap Manajemen Keuangan Pribadi Mahasiswa Universitas Muhammadiyah Jember Putri, Shafa Tamtowi; Satoto, Eko Budi; Samsuryaningrum, Ira Puspitadewi
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1231

Abstract

Personal financial management is a systematic and structured approach to managing various aspects of personal finance. For students, personal financial management includes monitoring income and expenses related to basic needs, including education costs, transportation, food, and other basic needs. Using variables such as fintech payments, lifestyle, and the overall educational environment, this study will examine personal financial management at the University of Muhammadiyah Jember. Overall, 380 people were part of this quantitative study. To analyze the data, SPSS 28 was used along with multiple linear regression. The results of this study indicate that fintech payments, lifestyle and school environment each have a good and significant influence on the personal financial management of students at the University of Muhammadiyah Jember.
Pengaruh Gender, Self Efficacy, Financial Knowledge dan Uang Saku terhadap Pengelolaan Keuangan Pribadi pada Mahasiswa di Kabupaten Jember Insani, Iqbal Bagus Satria; Satoto, Eko Budi; Wijayantini, Bayu
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1269

Abstract

Personal finance is an important aspect for students to achieve financial stability. This study aims to analyze the influence of gender, self-efficacy, financial knowledge, and pocket money on personal finance in college students in Jember. This study uses quantitative research methods and uses questionnaire survey techniques on 100 students from various universities. The data collection tool was a questionnaire and the analysis was conducted using multiple linear regression analysis. The results showed that self-efficacy and financial knowledge have a significant influence on student financial management, while gender and pocket money do not have a significant influence on student financial management. This indicates that self-efficacy and financial understanding are more decisive than demographic factors and the amount of money received. This study suggests the need for applicable financial education to improve students' financial literacy and confidence in managing their finances. Other variables such as financial attitudes and social influence can be investigated in the future.
Pengaruh Bantuan Sosial (BPNT, KIP, KIS) terhadap Indeks Pembangunan Manusia di Kabupaten/Kota Provinsi Papua Tahun 2018-2022 Diana, Ilvi Nur; Yustie, Renta
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1285

Abstract

The purpose and intent of the researcher in this study is to test and see the analysis of the influence of social assistance programs on the Human Development Index. The types of social assistance programs used are BPNT, KIP, and KIS as independent variables and HDI as the dependent variable. The types of social assistance programs taken are in line with the Human Development Index indicators according to UNDP, namely indicators of healthy living, well-educated, and having a good standard of living. The analysis of this study uses saturated samples using districts/cities in Papua Province, namely 29 districts/cities. This study uses multiple linear regression methods accompanied by classical assumption testing and hypothesis testing. The results of the analysis show that the Non-Cash Food Assistance Program (BPNT) has a positive and significant impact on the Human Development Index (HDI). Conversely, the Smart Indonesia Card (KIP) shows a negative but significant impact on the HDI, while the Healthy Indonesia Card (KIS) has a negative but not significant impact on the HDI.
Economic Aspects Evaluation of Agroforestry Implementation in the Framework of Sustainable Development in Indonesia Ningsih, Meidiana Mulya; Matofani, Maya; Arianto, Irfianda Wahyu
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1286

Abstract

The implementation of agroforestry involves the integration of annual staple crops with various types of woody plants (and others) that provide various benefits to their users. This study attempts to evaluate the economic aspects of the implementation of agroforestry within the framework of sustainable development in Indonesia, which includes funding sources and agroforestry financing schemes, as well as the economic and environmental impacts of its implementation. The results of the study indicate that the implementation of agroforestry requires a large initial investment of 5 to 15 million rupiah per hectare. However, operational costs tend to be lower compared to monoculture farming because it allows for more efficient and sustainable land use. The implementation of agroforestry provides long-term economic benefits through increased farmer income and diversification of income sources. The impact on the environment is an efficient use of energy, improving soil quality, reducing carbon emissions, increasing productivity and land market value. The actual income from agroforestry will be felt to be greater than the potential income from carbon trading.
Pengaruh Pengetahuan Kewirausahaan, Self Efficacy dan Dukungan Sosial terhadap Minat Berwirausaha pada Mahasiswa di Kabupaten Jember Rizqy, M. Mahfud; Suharto, Akhmad; Hafidzi, Achmad Hasan
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1287

Abstract

This study aims to evaluate and analyze the influence of entrepreneurial knowledge, self-efficacy, and social support on entrepreneurial interest in students domiciled in Jember Regency. The approach used is quantitative descriptive with saturated sampling technique, involving 400 student respondents. To analyze the relationship between variables, this study uses multiple linear regression method to determine how much influence each independent variable has on the dependent variable. The results of the analysis show that all independent variables have a significant influence on entrepreneurial interest. Entrepreneurial knowledge has a significance value of 0.001 and a t count of 8.574, which is greater than the t table of 1.966. Self-efficacy also shows a significance of 0.001 with a t count of 10.208> t table. Likewise, social support has a significance value of 0.001 and a t count of 4.247> t table. These findings indicate that the three independent variables have a significant positive influence on increasing students' interest in entrepreneurship. This research is expected to provide important contributions in the development of entrepreneurship policies, especially in the academic environment of Jember Regency.
Pengaruh Pertumbuhan Perusahaan dan Likuiditas terhadap Kebijakan Dividen pada Perusahaan yang Terdaftar dalam Indeks High Dividend 20 Dewi, Mutiara; Pribadi, Muhammad Iqbal; Jamal, Sri Wahyuni
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1297

Abstract

The purpose of this study is to examine how dividend policy for businesses listed on the Indonesia Stock Exchange High Dividend Index 20 is affected by company growth and liquidity between 2018 and 2023. This study uses the dividend payout ratio to measure dividend policy, asset growth to measure company growth, and current ratio to analyze liquidity. This study uses a quantitative methodology with panel data regression. The sample includes 192 research data points from 32 purposefully selected organizations. The findings indicate that companies with rapid growth prefer to retain earnings to finance expansion, and this has a negative and significant impact on dividend policy. However, liquidity has a beneficial and significant impact on dividend policy, indicating that businesses with high levels of liquidity are more prepared to pay dividends regularly. The findings of the study indicate that dividend policy is significantly affected by company growth and liquidity.
Analisis Pengaruh Lingkungan Kerja Non-Fisik, Insentif, dan Pelatihan terhadap Kinerja Karyawan pada Hotel Royal Jember Pangestu, Apvellyo Dhymas Adjie; Reskiputri, Tatit Diansari; Rusdiyanto, Rusdiyanto
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1298

Abstract

The quality of a hotel is determined by various factors, including prompt and friendly service, cleanliness, complete facilities, and a comfortable atmosphere. The staff's ability to effectively address guest needs is crucial. Hotels that consistently maintain quality tend to build customer loyalty. This research was conducted with the aim of analyzing the influence of non-physical working conditions, incentives, and training programs on employee performance at the Royal Jember Hotel. The method used in this study is an associative quantitative approach, involving 50 respondents selected through a non-probability sampling technique using the saturation method. Data collection was carried out by distributing questionnaires to participants. The stages of data analysis include testing the validity and reliability of the instrument, evaluating classical assumptions, multiple linear regression analysis, hypothesis testing, and calculating the coefficient of determination to measure the contribution of independent variables to the dependent variable. The research findings indicate that the variables of the non-physical working environment, incentives, and training have a positive and significant influence on employee performance at the Royal Jember Hotel. This is reflected in the coefficient of determination (R²) value which reached 79.1%, indicating the contribution of these three variables in explaining the variability of employee performance.
From Scroll to Purchase: Dampak Social Media Marketing, Persepsi Label Halal, dan Gaya Hidup terhadap Pembelian Kosmetik Lokal di Kalangan Gen Z Surabaya Rosmaniar, Asyidatur; Ratih, Trihana; Tamtomo, Hario
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1299

Abstract

Industri kosmetik halal di Indonesia mengalami pertumbuhan pesat, terutama di kalangan Generasi Z yang sangat dipengaruhi oleh konten digital dan pola konsumsi yang selaras dengan nilai-nilai religius. Tujuan penelitian ini untuk menganalisis dampak Social Media Marketing, persepsi label halal, dan gaya hidup pada keputusan pembelian produk Azarine pada konsumen Generasi Z di Kota Surabaya. Dalam riset ini, pendekatan kuantitatif diimplementasikan dengan strategi penarikan sampel non-probabilitas, khususnya teknik purposive sampling. Sebanyak 160 responden dipilih sebagai sampel penelitian. Pengolahan data menggunakan software SmartPLS 3. 0, dengan metode PLS-SEM. Hasil menunjukkan bahwa Social Media Marketing berpengaruh positif dan signifikan terhadap keputusan pembelian serta memiliki pengaruh positif terhadap persepsi terhadap persepsi label halal. Persepsi label halal juga terbukti berpengaruh positif signifikan terhadap keputusan pembelian. Selain itu, gaya hidup menunjukkan pengaruh positif dan signifikan terhadap keputusan pembelian. Seluruh jalur yang dianalisis menunjukkan efek yang signifikan. Perolehan ini mendukung kerangka teori Stimulus-Organism-Response (S-O-R), di mana Social Media Marketing bertindak sebagai stimulus, persepsi label halal dan gaya hidup sebagai respons psikologis (organism), dan keputusan pembelian sebagai respons akhir konsumen.
Pengaruh Pengetahuan Kewirausahaan, Motivasi Berwirausaha, dan Kreativitas terhadap Minat Berwirausaha Mahasiswa Universitas Muhammadiyah Jember Muzammil, M. Alfian; Hermawan, Haris; Sari, Maheni Ika
Jurnal Simki Economic Vol 8 No 2 (2025): Volume 8 Nomor 2 Tahun 2025
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/jse.v8i2.1304

Abstract

Student interest in entrepreneurship is very important to produce a creative and independent young generation. However, the level of interest is still relatively low, which is often caused by lack of funds, fear of failure, and the time needed to launch and operate a company is very short. The purpose of this study was to investigate how students' interest in entrepreneurship at the University of Muhammadiyah Jember is influenced by their entrepreneurial knowledge, motivation, and creativity. By distributing questionnaires, this study used survey techniques and quantitative approaches. Purposive sampling procedures and proportional stratified random sampling were used to select 200 respondents as samples from a total population of 8,362 students. Multiple linear regression was used to examine the data after the classical assumptions were tested. According to the results of the study, students' interest in entrepreneurship at the University of Muhammadiyah Jember is positively and significantly influenced by three independent variables, namely entrepreneurial knowledge, entrepreneurial motivation, and creativity.

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