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Jurnal Ekonomi Syariah Pelita Bangsa
Published by Universitas Pelita Bangsa
ISSN : 25280244     EISSN : 27457621     DOI : https://doi.org/10.37366/jespb
Core Subject : Religion, Education,
Religion Education
Jurnal Ekonomi Syariah Pelita Bangsa is a peer review of national journals published by Sharia Economics Study Program, Faculty of Islamic Religion, University of Pelita Bangsa, Bekasi. Editors appreciately welcome all public especially academics, researchers, and educators to donate their intellectual dedication in the form of articles to be published in this journal which is original and has not been published in any media. The articles may be written in Indonesian, Arabic, or English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 170 Documents
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STRATEGI PENYELESAIAN PEMBIAYAAN BERMASALAH BERBASIS ISLAMIC ENTREPRENUERSHIP DI BMT SE-KOTA JEPARA solikhulhidayat; Muhammad Zaid Alaydrus; Masykuri Bakri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 01 (2022): JESPB Edisi April 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i01.381

Abstract

Most BMTs in Jepara City experience problematic financing, the high level of NPF (Non Performing Financing) on ​​average reaches above 26%, even though BMT health requires no more than 5%, this is very risky. Failure to repay financing, if not addressed immediately, will have a negative impact on BMT, poor financial performance and a more serious threat to the survival of BMT. This research is to find out the causes of problematic financing and how to solve it. By using a qualitative descriptive study. 12 BMTs in Jepara City who are members of the NU Citizens' Sharia Cooperative Association (Askowanu) as research objects. From the results of the study, the main factors causing non-performing financing are because customers have difficulty paying installments due to non-current businesses, lack of skills in running a business, use of funds that are not in accordance with planning, loan funds are often used for something unproductive, borrower delinquency, from the start. had bad intentions in applying for financing. The existence of these problems is seen from the perspective of Islamic Entrepreneurship, of course it is not appropriate. The strategy for solving problem financing carried out by BMT is through rescheduling, reconditioning, restructuring, another strategy is through the NU organizational path, by means of a personal approach. In the future, to overcome these problems, intensive assistance and supervision is needed as well as providing an understanding of Islamic entrepreneurs who prioritize honesty and trust.
Etika Bisnis Islam Dalam Upaya Pengembangan Ekonomi Sektor Industri Halal Pahlevi Wulandari, Efriza; Muhammad Djakfar
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.419

Abstract

Indonesia memiliki potensi besar dalam pengembangan industri halal, karena banyaknya penduduk muslim yang ada di Indonesia. Industri halal dalam rangka pengembangan ekonomi syariah harus mengutamakan aspek hukum dan etika yakni harus menerapkan prinsip-prinsip hukum dan etika bisnis yang Islami. Sedikit dari pedagang yang menggunakan atau menerapkan praktik etika bisnis secara Islam dan belum semuanya faham dengan etika bisnis secara Islam. Sehingga perlu adanya tindakan tentang bagaimana etika bisnis yang dijalankan dengan syariat Islam agar dapat menjadikan gambaran tentang perkembangan ekonomi sektor industri halal dan bidang mana saja yang mampu menjadi kekuatan industri halal di Indonesia. Metode penelitian yang digunakan adalah kajian literatur. Hasil penelitian menjelaskan bahwa dalam upaya pengembangan industri halal, etika bisnis sangat diperlukan karena berkaitan dengan perilaku bisnis diantaranya etika dalam produksi barang atau jasa, pemasaran produk, etika dalam legalitas bisnisnya, etika dalam menggunakan modal, dan etika dalam memanfaatkan sumberdaya manusia. Industri produk halal akan lebih mampu bersaing dengan menerapkan etika bisnis Islam dengan kelima aspek tersebut.
IMPLEMENTASI PEMBIAYAAN MUROBAHAH DI BAETUL MAAL WATTAMWIL (BMT) PURWAKARTA AMANAH SYARIAH Wawan Oktriawan
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.519

Abstract

Tujuan penelitian ini adalah untuk mengetahui kesusuaian aplikasi Murobahah di BMT PAS dengan Fatwa DSN MUI tentang Murobahah. Penelitian dilakukan di BMT Purwakarta Amanah Sejahtera kabupaten Purwakarta. Penelitian ini menggunakan pendekatan kualitatif yang besifat deskriptif. Teknik pengumpulan data yang digunakan adalah wawancara, Observasi dan Dokumentasi. Data kemudian di analisa dengan metode reduksi data, display data kemudian verifikasi dan pengambilan kesimpulan. Hasil penelitian menunjukkan bahwa Praktik murabahah yang di laksanakan di BMT PAS di padukan dengan akad Wakalah yaitu BMT memberikan mandat kepada anggota untuk melakukan pembelian barang yang akad dibuat dan dilakukan secara terpisah. Hal ini sesuai dengan Fatwa Dewan Syariah Nasional No. 04/DSNMUI/IV/2000 tentang murabahah pada poin 9 yang menyebutkan “Jika LKS akan mewakilkan pembelian barang kepada nasabah dari pihak ketiga maka akad jual beli burobahah harus dilaksanakan sesudah barang menjadi milik bank
Implikasi Zakat Terhadap Perekonomian Bramasta Dafa; Ilham Taufik Hidayat; A.N. Rohim
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.567

Abstract

This study aims to examine the implications of zakat on the economic sector. In this study, the author used a descriptive qualitative method, which is an effort to find out the events in the object of study, then carried out with a library study approach (library research). Library research is a type of research that uses secondary data obtained from research results, books, journals, articles related to the research topic. While analysing the data using content analysis technique, which is a method used to find out a conclusion from a text. The results of this study show that the potential development of zakat can be implied by good distribution management so that it can be used as a solution to overcome poverty.
PENGARUH AUDIT TENURE, ROTASI AUDIT DAN REPUTASI KANTOR AKUNTAN PUBLIK (KAP) TERHADAP KUALITAS AUDIT (Studi Empiris Pada Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2015-2019) Moh. Ali Darwis; E. Muhammad
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.583

Abstract

This study aims to analyze the effect of marketing activities and intangible assets on firm value. This type of research is a quantitative research. The population in this study is the food and beverage industry sub-sector companies listed on the Indonesia Stock Exchange for the period 2016 - 2019. The sampling technique uses purposive sampling, and a total sample of 14 companies is obtained. The data collection technique uses secondary data that has been tested for validity and reliability. The data analysis technique used is multiple linear regression. The results show that marketing activities have a negative and insignificant effect on firm value, intangible assets have a negative and insignificant effect, liquidity has a negative and significant effect, profitability has a negative and insignificant effect, solvency has a negative and insignificant effect, marketing activities, intangible assets, liquidity, profitability and profitability simultaneously affect the value of the company.
PENGARUH CURRENT ASSET SAVING ACCOUNT (CASA) DAN FEE- BASED INCOME (FBI)TERHADAP RETURN ON ASSET (ROA) PADA BANK JABAR-BANTEN SYARIAH (BJBS) PERIODE 2016-2020 Ade Monika; Arif Luqman Hakim; Ali Nur Ahmad
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.584

Abstract

This study examines the effect of Current Account Saving Account (CASA) and Fee-Based Income (FBI) on Return On Assets (ROA) at Bank BJB Syariah for the 2016-2020 period. This study aims to determine whether or not there is an effect of Current Account Saving Account (CASA) and Fee Based Income (FBI) on Return On Assets (ROA) either partially or simultaneously at Bank BJB Syariah for the 2016-2020 period. In this study the authors used descriptive quantitative methods, using secondary data. The subjects in this study were the monthly reports of Bank BJB Syariah during the 2016-2020 period with a sample size of 60. The analytical techniques used were Descriptive Statistics Test, Classical Assumption Test, Simple Regression Test and Multiple Regression Test using the help of the IBM SPSS Stratistic 24 application. The results of the study This shows that partially the Current Account Saving Account (CASA) variable has no effect on Return On Assets (ROA), then the Fee-Based Income (FBI) variable has a negative and significant effect on Return On Assets (ROA). And simultaneously Current Account Saving Account (CASA) and Fee-Based Income (FBI) variables have a positive and significant effect on Return On Assets (ROA).
UPAYA PENGEMBANGAN PEMASARAN PRODUK TABUNGAN iB MASLAHAH BANK BJB SYARIAH KCP LIPPO CIKARANG PADA MASA PANDEMI Vivih Shapira; Heru Mulyanto
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.590

Abstract

This study aims to determine the development of marketing strategies for the iB Maslahah savings product at Bank BJB Syariah during the pandemic and the development of socialization to the public about the iB Maslahah savings product at Bank BJB Syariah during the pandemic. The type of data in this study used a qualitative method with a descriptive approach. From the research results, the development of marketing strategies for iB Maslahah savings products is using social media including Twitter, Instagram, Youtube, Facebook, Whatsapp, and Tiktok. In addition, it also uses a desk call and mobile development maslahah. While the development of the socialization of the iB Maslahah savings product that the BJB Syariah bank did, namely through social media, among others, socialization using Instagram and YouTube live streaming.
Pengaruh Aktivitas Pemasaran Dan Aset Tidak Berwujud Terhadap Nilai Perusahaan (Studi Perusahaan Makanan dan Minuman Terdaftar di Bursa Efek Indonesia Periode 2016 - 2019) Hamim Jazuli; Erfan M
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.591

Abstract

This study aims to analyze the effect of marketing activities and intangible assets on firm value. This type of research is a quantitative research. The population in this study is the food and beverage industry sub-sector companies listed on the Indonesia Stock Exchange for the period 2016 - 2019. The sampling technique uses purposive sampling, and a total sample of 14 companies is obtained. The data collection technique uses secondary data that has been tested for validity and reliability. The data analysis technique used is multiple linear regression. The results show that marketing activities have a negative and insignificant effect on firm value, intangible assets have a negative and insignificant effect, liquidity has a negative and significant effect, profitability has a negative and insignificant effect, solvency has a negative and insignificant effect, marketing activities, intangible assets, liquidity, profitability and profitability simultaneously affect the value of the company.
PENGARUH BEBAN BAGI HASIL DAN FEE-BASED INCOME TERHADAP LABA BANK JABAR BANTEN SYARIAH Sifaur Rohmah; Sukron Mamun; Matnin
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.594

Abstract

This research is a quantitative approach. This study uses the monthly financial statement population of Bank Jabar Banten Syariah for the period 2018-2020. While the data collection techniques in this study with documentation. The data analysis used is the classical assumption test, multiple linear regression analysis, hypothesis testing and the coefficient of determination (R2) test. The variables used in this study are the amount of Profit Sharing Expenses, the amount of Fee-Based Income and the amount of Bank Profit. From the results of the t test, it was obtained that X1 had a sig value of 0.020<0.05 and a tcount of 2.449>2.035, while X2 had a sig value of 0.248>0.05 and a tcount of 1.176<2.035. As for the F test, it is known that the sig X1 and X2 values simultaneously are 0.00 <0.05 and the Fcount value is 20.305> 3.28. And based on the coefficient of determination test (R2) the values of X1 and X2 have a contribution percentage of 55.2% to the Bank's Profit and the remaining 44.8% is influenced by other variables not included in this study.
STRATEGI PENARIKAN ZAKAT PROGRAM DT PEDULI PADA KANTOR PELAKSANAAN PROGRAM (KPP) DAARUT TAUHIID CIREBON Nugroho, Arief; Fauzi, Ahmad; Bernad Hananto
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.595

Abstract

Indonesia memiliki potensi besar dalam pengembangan industri halal, karena banyaknya penduduk muslim yang ada di Indonesia. Industri halal dalam rangka pengembangan ekonomi syariah harus mengutamakan aspek hukum dan etika yakni harus menerapkan prinsip-prinsip hukum dan etika bisnis yang Islami. Sedikit dari pedagang yang menggunakan atau menerapkan praktik etika bisnis secara Islam dan belum semuanya faham dengan etika bisnis secara Islam. Sehingga perlu adanya tindakan tentang bagaimana etika bisnis yang dijalankan dengan syariat Islam agar dapat menjadikan gambaran tentang perkembangan ekonomi sektor industri halal dan bidang mana saja yang mampu menjadi kekuatan industri halal di Indonesia. Metode penelitian yang digunakan adalah kajian literatur. Hasil penelitian menjelaskan bahwa dalam upaya pengembangan industri halal, etika bisnis sangat diperlukan karena berkaitan dengan perilaku bisnis diantaranya etika dalam produksi barang atau jasa, pemasaran produk, etika dalam legalitas bisnisnya, etika dalam menggunakan modal, dan etika dalam memanfaatkan sumberdaya manusia. Industri produk halal akan lebih mampu bersaing dengan menerapkan etika bisnis Islam dengan kelima aspek tersebut

Page 5 of 17 | Total Record : 170

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