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Jurnal Ekonomi Syariah Pelita Bangsa
Published by Universitas Pelita Bangsa
ISSN : 25280244     EISSN : 27457621     DOI : https://doi.org/10.37366/jespb
Core Subject : Religion, Education,
Religion Education
Jurnal Ekonomi Syariah Pelita Bangsa is a peer review of national journals published by Sharia Economics Study Program, Faculty of Islamic Religion, University of Pelita Bangsa, Bekasi. Editors appreciately welcome all public especially academics, researchers, and educators to donate their intellectual dedication in the form of articles to be published in this journal which is original and has not been published in any media. The articles may be written in Indonesian, Arabic, or English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 170 Documents
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PENGARUH EFISIENSI, KEMUDAHAN, DAN KEAMANAN INFORMASI TERHADAP MINAT MENGGUNAKAN APLIKASI FINTECH Fikri Akbar; Sakum; Solikhul Hidayat
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 7 No. 02 (2022): JESPB Edisi Oktober 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v7i02.597

Abstract

This study aims to determine how the effect of efficiency, convenience, and information security on interest in using fintech applications. The population of this study were students of the Faculty of Islamic Religion, Pelita Bangsa University with a sample of 130 people. Primary data obtained from respondents via Google Docs. The sampling technique used was purposive sampling method and the analytical technique used was multiple linear regression test. The results showed that the efficiency variable had a positive and significant effect on interest in using fintech applications. The convenience variable has a positive and significant effect on interest in using fintech applications. And the information security variable has a positive and significant effect on interest in using fintech applications. And from the results of the determination test, it can be stated that efficiency, convenience, and information security have a simultaneous effect on interest in using fintech applications.
Praktek Gadai Sawah di Kabupaten Bekasi Dalam Perspektif Ekonomi Islam MH Ainulyaqin; Saiban, Kasuwi; Munir, Misbahul
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.258

Abstract

The purpose of this research is to find out the views of the four schools of thought on the implementation of the field pawn system. The study was conducted in Bekasi. The research approach used is qualitative. The results of the study revealed that in terms of the ijab kobul, the implementation of the pawn was in accordance with the provisions of Islamic law even though the ijab kobul was carried out orally in the language of the local community. Meanwhile, regarding other matters regarding rahin and murtahin are also valid in accordance with the provisions of Islamic law because each party is a person who has reached puberty, is reasonable and understands the law. Marhun is also legal according to Islamic law because the rice fields are legal goods to be pawned. With the full use of paddy fields by the recipient of the pawn, this is actually not justified and illegal according to the provisions of Islamic law because there is still an element of taking opportunities in narrowness and unfairness to rahin and of course this is very contrary to the principle of muamalah.
Kritik Terhadap Indeks Implementasi Zakat Core Principles AS Rakhmat; Busaid
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.312

Abstract

The Zakat Core Principle (ZCP) is intended to support the improvement of the quality of the zakat system and the effectiveness of the Zakat Management Organization. ZCP is a zakat management principle consisting of 18 principles which are grouped into 6 (six) main dimensions of zakat management. The six dimensions are legal basis, zakat supervision, zakat governance, intermediation function, risk management, and sharia compliance. ZCP aimed to improve the quality of zakat management so that it is more effective in mobilizing public social funds for improving people's welfare. This research uses descriptive-critical analysis method. This analysis begins by describing the ZCP Implementation Index, then analyzing the things that can be criticized from the ZCP Implementation Index. The authors did not criticize the 18 principles, so for further researchers, it is hoped to continue this critical study of ZCP. It is required also this critical Study will assist BAZNAS in developing the ZCP concept.
Attempt to Boost the Sales through the Adoption of Viral Marketing Strategy Nurulita, Riza Safira; Santoso, Ignatius Hari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.712

Abstract

Differences in marketing tools due to technological developments allow marketers to customize and use digital platforms, one of which is using of viral marketing strategies. This study confirms the role of viral marketing strategies in Azarine's skincare product purchase intentions and attempts to measure the effectiveness of these strategies on sales. By using 100 respondents spread across different cities in Indonesia via social media, the results proved that viral marketing strategies divided into messenger, messages and environments, can be significant predictors of consumer’s purchase intention. The relationship between the designs was tested by SmartPLS4 with the path analysis technique, showed that increased interaction and product engagement generated interest in purchases and effectively increased sales in the short term
PENGEMBANGAN MODEL PERINGATAN DINI UNTUK PEMBIAYAAN UNIT USAHA KECIL Azhari, Najahuddin; Saiful Anwar
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.726

Abstract

ABSTRACT Purpose -The purpose is developing early warning system (EWS) model for small Islamic financing (SMIF) or UMKM by artificial neural networks (ANNs) method as a tool can more usefull for mitigating risk in Islamic bank,(iB/BUS). Methodology – The analysis consists of three main steps. First step prediction analyzing list risk exposure which is commonly used by Islamic Bank SME product, especially at murobaha aqd by multyvariate regression method. Second is appearance significant risk for identifying as main variables by logistic regression. Third is the implementation of appropriate ANNs model design according to neural networks properties for evaluation based on simulated return predictions/classification of UMKM financing risk model. Originality – Value in this paper is scarcity theme in EWS development mitigate risk utilizing ANNs method esspecially for Indonesian islamic syaria bank case SME-UMKM. Findings – It is shown that situasional changes of risk exposure can be predicted and classified quite well. The model provides an alternative for early warning analyzing mitigate risk exposure. Found risk exposure is predicted cause cross reference of data. Practical Implications- Contribution ANN methodology usage of many variety islamic research bisnis model especially in credit risk granting at iB institution. Keywords-IslamicBanks,Risk,ANNs, SME,IB/BUS,EWS,CAMELS. Paper type Research paper ,thesis.
Strategi Peningkatan Kualitas Pelaku UMKM di Kabupaten Bekasi Syuhada, Wira; Nugraha, Arief Teguh; Sugianto, Hadir; Hardikusuma, Amrullah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.753

Abstract

ABSTRACT The skills and expertise of Human Resources (HR) are important factors that should be possessed by Micro Small and Medium Enterprises (MSMEs). Managing HR and improving it is a must for MSME actors. In addition, as a readiness to respond to open markets and respond to business challenges in the digital era, MSMEs must be able to adapt to dynamic market developments. Therefore this study aims to provide knowledge related to HR competence and its improvement, the object and target of the research are MSME actors in Bekasi Regency, West Java Province. The method used is descriptive statistics used to identify the factors inhibiting the growth of MSMEs in Bekasi district. Likewise secondary data processing is also proposed in this study. Therefore the results of the study revealed that the most common obstacle hindering the growth of MSMEs in Bekasi district was the lack of efforts to increase human resources. Understanding the obstacles that are factors in increasing MSME growth will be a reference for policy makers in finding design programs to stimulate MSME actors in business competition that can increase the value of macroeconomic growth. ABSTRAK Kecakapan serta keahlian Sumber Daya Manusia (SDM) merupakan faktor penting yang seharusnya dimiliki oleh pelaku Usaha Mikro, Kecil, dan Menengah (UMKM). Mengelola SDM dan meningkatkannya merupakan sebuah keharusan untuk dimiliki oleh pelaku UMKM. Selain itu, sebagai kesiapan mrespon pasar terbuka dan menjawab tantangan bisnis era digital, UMKM harus mampu beradaptasi dalam perkembangan pasar yang dinamis. Karenanya penelitian ini bertujuan untuk memberikan pengetahuan terkait kompetensi SDM dan peningkatannya, objek dan sasaran penelitian yaitu para pelaku UMKM di Kabupaten bekasi propinsi Jawa barat. Metode yang digunakan adalah statistic deskriptif yang digunakan untuk mengidentifikasi faktor penghambat pertumbuhan UMKM di kabupaten bekasi. Begitu juga pengolahan data sekunder juga diajukan dalam penelitian ini. Karenanya hasil penelitian mengungkapkan bahwa kendala yang paling umum menghambat pertumbuhan UMKM di kabupaten bekasi adalah kurangnya upaya peningkatan sumber daya manusia. Memahami hambatan yang menjadi faktor peningkatan pertumbuhan UMKM akan menjadi acuan bagi pembuat kebijakan dalam menemukan program rancangan untuk menstimulasi pelaku UMKM dalam persaingan bisnis yang dapat meningkatkan nilai pertumbuhan ekonomi secara makro.
Indeks Literasi Zakat : Sebuah Metode dalam Pendekatan Pengukuran Zakat Salmarani Salsabila; M Fuad Hadziq
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.769

Abstract

Zakat merupakan salah satu rukun Islam yang wajib dilaksanakan oleh setiap umat muslim di dunia sehingga potensi dananya sangat besar. Akan tetapi pengukuran tentang zakat sangat sedikit kajian terhadap literasi mengingat masih banyak masyarakat yang belum teredukasi dengan baik tentang persoalan zakat. Studi ini menganalisis tentang cara atau metode dalam mengukur literasi zakat. Penelitian ini bersifat kualitatif deskriptif ekspalanatif. Adapun metodenya menggunakan dengan metode konten analisis dengan mengambil referensi dari sumber primer dan sekunder terutama jurnal bereputasi. Adapun hasil penelitian menunjukkan bahwa salah satu metode pengukuran dalam bidang zakat dapat dilakukan dengan menggunakan metode indeks literasi zakat. Teknisnya dengan mengukur nilai pembobotan untuk setiap komponen yang ada pada ILZ. Lalu melakukan perhitungan dengan menggunakan Simple Weighted Index dengan membobotkan setiap indikatornya.
PENGARUH LITERASI ZAKAT TERHADAP KEPERCAYAAN MUZAKKI PADA NU CARE-LAZISNU CABANG JEPARA Dimas Ananda; Aan Zainul Anwar
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.770

Abstract

Indonesia is the largest Muslim country in the world, but the gap in the potential and realization of zakat is quite high. Whereas zakat is an obligatory worship that must be fulfilled by every Muslim. In addition to the role of amil in managing zakat funds, zakat muzakki literacy is also a factor in the gap in zakat potential. This study aims to determine the effect of zakat literacy on the trust of muzakki at NU Care-Lazisnu Branch Jepara. This study uses quantitative methods, with multiple linear regression. Data were obtained through a questionnaire of nahdliyin (member of Nahdlatul Ulama) who live in Jepara Regency who distributed zakat through NU Care-Lazisnu with a total population of 85,860 people and the number of samples is 100 respondents. The variables of this research are knowledge of zakat in general, knowledge of the obligation to pay zakat, knowledge of 8 asnaf, knowledge of zakat calculation and knowledge of the object of zakat. The results of this study indicate that knowledge of the obligation to pay zakat and knowledge of the 8 asnaf have a positive effect on muzakki's belief in lazisnu, while knowledge of zakat in general, knowledge of zakat calculation, and knowledge of the object of zakat do not have a positive effect on muzakki's belief in lazisnu.
SENGKETA JAMINAN TANAH PADA AKAD RAHN (STUDI KASUS KSPPS NURI JATIM CABANG PASONGSONGAN) Abdul Bari; Matnin; Ahmad Syafi’i; Ahmad Nuruddin Hasbullah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.772

Abstract

KSPPS NURI JATIM Pasongsngan Branch is a sharia-based savings and loan cooperative that provides various products, mudharabah, murabahah, musyarakah, wadiah, and Ar-rahn. Geographical factors that require people to do business make Ar-Rahn's products the most attractive to members, because Ar-Rahn will prepare financing funds on the condition that members bring valuable items, such as motorbike/car BPKB, land certificates, and also gold , as collateral for the financing. Therefore the purpose of writing this article is to find out the service mechanism, prevention efforts, and ways to resolve disputes between members and cooperatives. The method used is a descriptive qualitative method obtained from books, journals, and interviews with employees of KSPPS NURI JATIM, Pasongsongan Branch. The results obtained were that in preventing disputes using character analysis and economic ability as evidenced by conducting a survey, while the settlement used non-litigation negotiation theory, with the initial step of making a visit followed by forming a SUS TEAM with the permission of KSPPS NURI JATIM Center.
Pengaruh Opini Audit, Reputasi KAP, Ukuran Perusahaan, Solvabilitas, Profitabilitas, Kompleksitas Operasi, Dan Pergantian Auditor Terhadap Audit Delay (Study Empiris Pada Perusahaan Consumer Goods Yang Terdaftar di Bursa Efek Indonesia Tahun 2016-2020) Erfan Muhammad; Dewi Retno Puspita; Sukron Mamun
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.773

Abstract

This study aims to analyze the effect of audit opinion, KAP reputation, company size, solvency, profitability, company complexity, auditor replacement on audit delay in consumer goods companies listed in the Indonesia Stock Exchange 2016-2020. Data collection and processing were carried out quantitatively using multiple linear regression analysis techniques. The results of this study indicate that there are four factors that affect Audit Delay, such as audit opinion variables, KAP reputation, profitability, and auditor replacement. The variables that have no effect on Audit Delay are the. Company size, solvency, and the complexity of operating variables.

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