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Jurnal Ekonomi Syariah Pelita Bangsa
Published by Universitas Pelita Bangsa
ISSN : 25280244     EISSN : 27457621     DOI : https://doi.org/10.37366/jespb
Core Subject : Religion, Education,
Religion Education
Jurnal Ekonomi Syariah Pelita Bangsa is a peer review of national journals published by Sharia Economics Study Program, Faculty of Islamic Religion, University of Pelita Bangsa, Bekasi. Editors appreciately welcome all public especially academics, researchers, and educators to donate their intellectual dedication in the form of articles to be published in this journal which is original and has not been published in any media. The articles may be written in Indonesian, Arabic, or English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 170 Documents
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Peranan BUMP dalam Meningkatkan Kemandirian Ekonomi Pesantren dalam Perspektif Ekonomi Syariah (Studi Kasus: Pesantren Syekh Hasan Yamani) Abdul Malik; Nasra; Busrah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2707

Abstract

Currently, pesantrens are still dependent on donors and external assistance, so efforts are needed to achieve economic independence in order for pesantrens to be financially self-sufficient and sustainable. The purpose of this study is to examine the role of the Pesantren-Owned Enterprises (BUMP) in managing pesantren economic ventures to create a stable source of income and reduce dependence on external parties. The research method used is qualitative, with data collection through observation, interviews, and documentation. The results show that BUMP contributes significantly to improving the welfare of the pesantren and its students, as well as serving as an entrepreneurship learning medium for the students. With the existence of BUMP, the pesantren can carry out its functions of education, da'wah, and community empowerment more independently in economic terms. In conclusion, the existence of Pesantren-Owned Enterprises is a strategic step in realizing the economic independence of pesantrens, with professional management and optimal utilization of local potential.
Faktor Penentu Aksesibilitas Pembiayaan Bank Wakaf Mikro pada Pelaku Usaha Mikro di Jawa Timur Diniyah, Fellasufah; Widjaja, Muhammad Yusuf Aria; Syafira, Suci Reza
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2767

Abstract

This study aims to determine the factors that determine the accessibility of financing at Micro Waqf Banks. The method used is a quantitative method, using primary data distributed to micro-entrepreneurs around Islamic boarding schools where Micro Waqf Banks (BWM) are located in East Java. The sample in this study consisted of 100 respondents, namely 75 respondents received financing accessibility and 25 respondents did not receive financing accessibility. Data analysis used in this study was logistic regression using Stata 16. The results of this study indicate that factors that influence financing accessibility at BWM are influenced by the variables of age, education, and assets, while the variables of household size, income, length of business, network or recommendation, and business mentoring do not affect micro-entrepreneurs in financing accessibility at BWM. The limitations or implications of this study are limited to data obtained from two districts or cities in East Java. However, the novelty in this study lies in the accessibility of financing at Micro Waqf Banks, which are LKMS whose funding sources come from social funds, namely waqf.
Empowering Islamic Boarding School Economy Through Strategic Partnerships M Andri Efindy; Abdul Gafur; Badrian; Pati Matu Jahra; Ansharullah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2784

Abstract

This study aims to determine the economic empowerment of Islamic Boarding School with a partnership system and to determine what impacts have been caused on the economy of Darul Hijrah Putera Islamic Boarding School in South Kalimantan. This study used a descriptive qualitative approach, and the interview method as data collection. The results of this study are economic empowerment at Darul Hijrah Putera Islamic Boarding School with a strategic partnership system including capital assistance, assistance in developing facilities, assistance in mentoring, and strengthening business partnerships. The impacts of this collaboration are the improvements in institutions, businesses, income, the environment, life and welfare of community.
Gerakan Koin NU Bentuk Pengejawantahan Ekonomi Kerakyatan Selaras Dengan Sistem Ekonomi Islam Almunawaroh, Tri; Boby Sandityas Prahasto
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2803

Abstract

This literature review aims to understand the relationship between the NU Coin Movement and the people's economy and the Islamic economic system.The research data were obtained from various library sources, including books, articles, journals, official websites, and other scholarly writings.From the review of various sources, it can be understood that the NU coin movement is a movement for the independence of the community, where the funds collected from the NU community are managed by NU and used for NU. Its purpose is for the common welfare, to help the weak, empower the capable, and reduce social inequality among the community.The existence of a gotong royong system and the realization of people's sovereignty, "from NU, by NU, and for NU". Thus, it can be said that the NU coin movement is one of the manifestations/embodiments of the people's economic system. And in its transactions, it aligns with the concept of Islamic economics which aims to achieve maslahah ummah (public welfare), by adhering to the principles of aqidah/Tauhid, ownership, freedom, justice (‘adalah), balance, brotherhood/family (ukhuwah), and wealth distribution/prevention of wealth accumulation.
Pengaruh Literasi Keuangan Syariah dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa FEB Universitas Mataram Putri Marotain; Akhmad Jufri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2870

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh literasi keuangan syariah dan religiusitas terhadap perilaku konsumtif mahasiswa FEB Universitas Mataram. Penelitian menggunakan pendekatan kuantitatif dengan data primer yang diperoleh melalui kuesioner menggunakan skala Likert 5 poin. Analisis data dalam penelitian ini dilakukan menggunakan metode sensus, dengan teknik regresi linear berganda yang diolah melalui perangkat lunak IBM SPSS statistic 25. Temuan penelitian mengungkapkan bahwa baik secara parsial maupun simultan, literasi keuangan syariah dan religiusitas memberikan pengaruh negatif yang signifikan terhadap perilaku konsumtif mahasiswa Fakultas Ekonomi dan Bisnis Universitas Mataram.
Analisis Inovatif Terhadap Akad Jual Beli Syariah: Integrasi Teknologi Digital, Efisiensi Praktis, dan Prinsip ESG dalam Ekonomi Islam Kontemporer Arlinta Prasetian Dewi; Suselo, Dedi
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2878

Abstract

This article discusses innovation in the implementation of Sharia-compliant sales contracts through a multidimensional approach: digital technology integration, practical efficiency analysis, and the application of sustainability principles (Environmental, Social, and Governance/ESG) in contemporary Islamic economics. This study uses a qualitative method with a desk study approach, examining six main contracts: Murabahah, Salam, Istisna', Ijarah, Wadiah, and Qard al-Hasan. The findings indicate that digitalization offers opportunities to increase transaction efficiency and transparency, but requires attention to Sharia compliance. Furthermore, the ESG approach demonstrates the alignment of Sharia values ​​with global sustainability principles. This research emphasizes the importance of collaboration between regulators, industry players, and academics in developing innovative Sharia-compliant contract models that are responsive to the challenges of the times.
Manajemen SDM Qur'ani dalam Bingkai Worldview Keagamaan Mediatif-Holistik Rekonstruksi Modernitas Melalui Empirisme Humaniora Wira Syuhada; Zidni Ilman
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2908

Abstract

This study develops a Qur’anic HRM model using a meditative-holistic religious worldview approach that unites both transcendental and empirical dimensions. The novelty of this research lies in the reconstruction of empirical humanities based on Qur’anic values as an alternative paradigm that integrates spirituality, intellectuality, and rationality into HRM practices. Through a philosophical-hermeneutical approach, this study analyzes the concept of khalifah (Qur’an, Al-Baqarah: 30), the multidimensional potential of humans (Qur’an, As-Sajdah: 9), and the principle of mutuality (Qur’an, At-Tawbah: 71) to reconstruct modernity. The findings reveal that a meditative-holistic worldview can bridge transcendence and empiricism by integrating spiritual, intellectual, emotional, and social dimensions. This study contributes a Qur’anic HRM model that offers integrity-based recruitment, holistic development, performance evaluation oriented toward the common good (maslahah), and collective leadership. It contributes to modern humanities by offering a synthesis between scientific rationality and Islamic spirituality, while also providing practical guidance for contemporary organizations.
Standar Garis Kemiskinan Dalam Perspektif Syariah Amin Nur Kholid
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2771

Abstract

This study aims to examine the concept of the poverty line from a sharia perspective. This study uses a qualitative-descriptive approach. The primary data source is literature such as books, journals, and articles related to Islamic economics that discuss the Islamic poverty line. Meanwhile, secondary data sources come from various literature that explain the primary data sources, including books, books, journals, and articles. The results of the study indicate three things: first, determining the standard poverty line from a sharia perspective can use two approaches: the had al-kifayah approach, and the nishab approach for gold zakat and agricultural zakat. Second, calculations using the nishab standard for the zakat poverty line are much easier and more rational than conventional approaches. Third, the poverty line based on the nishab gold is higher than the poverty line according to the World Bank.
Analisis Determinan Volatilitas Saham Pada Jakarta Islamic Index (JII) Farhadi Arifiansyah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2948

Abstract

The purpose of this study is to analyze the effect of dividend policy, leverage, asset growth, price-earnings ratio, and inflation on stock price volatility in Jakarta Islamic Index (JII) companies for the 2021-2024 period. The quantitative descriptive-causal research method used purposive sampling with a population of 30 and a sample of 18 consistent JII stocks. Secondary data were analyzed using multiple linear regression (Stata 14) after classical assumption testing. The dependent variables were independent volatility: Dividends, DER, asset growth, PER, and inflation. The results of this study are dividends (β=0.000456; *p*=0.010) and PER (β=0.0122; *p*=0.009) increase volatility significantly, while Leverage (β=-0.059; *p*=0.827), asset growth (β=0.0027; *p*=0.826), and inflation (β=0.0053; *p*=0.982) are not significant with a limited explanatory power of the model R²=16.57% the rest is explained by other variables outside the study.
Pengaruh Kemudahan Penggunaan Dan Kualitas Sistem Byond BSI Terhadap Kepuasan Nasabah Harahap, Annisa Oktavia; Rahmadani; Supaino; Zulhendry; Ermyna Seri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2957

Abstract

This study aims to analyze the effect of ease of use and system quality on customer satisfaction, with respondents being Muslim students of Politeknik Negeri Medan. The research employs a quantitative approach using survey techniques. Data were collected through a Likert-scale questionnaire distributed to 100 respondents and analyzed using multiple linear regression with the assistance of SPSS version 26. The results show that, partially, the ease of use variable does not have a significant effect on customer satisfaction. Conversely, system quality has a positive and significant effect on satisfaction. Simultaneously, ease of use and system quality also have a positive and significant influence on customer satisfaction. The coefficient of determination (R²) value of 0.500 indicates that 50% of the variation in customer satisfaction can be explained by the two independent variables. The conclusion of this study emphasizes the importance of system quality in enhancing customer satisfaction with Islamic digital banking applications. These findings align with the Technology Acceptance Model (TAM) approach and the principles of Maqashid Sharia.

Page 17 of 17 | Total Record : 170

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