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Ahmad Sandi
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Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Published by Sekolah Tinggi Keguruan dan Ilmu Pendidikan Bima
ISSN : 26853132     EISSN : 26146002     DOI : https://doi.org/10.33627/pk.v2i1
Core Subject : Economy, Humanities, Education, Social,
Humanities Economics, Econometrics & Finance Education Social Sciences
Jurnal Pendidikan dan EKonomi (PenKoMi) merupakan Jurnal Program Studi Pendidikan Ekonomi STKIP Bima. Jurnal PenKoMi memuat artikel hasil penelitian dan hasil pemikiran di bidang pendidikan dan ekonomi, berisikan laporan hasil penelitian, hasil gagasan konseptual, dan critical review di bidang pendidikan dan ekonomi.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 228 Documents
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PENGARUH KOMPENSASI DAN BEBAN KERJA TERHADAP LOYALITAS KARYAWAN PADA SHOPEE EXPRESS MPUNDA KOTA BIMA Jaenab, Jaenab; Hidayati, Mawar
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2181

Abstract

The research aims to determine how compensation and workload have a significant effect on employee loyalty at Shopee Express Mpunda, Bima City so that it can provide input to the leadership at Shopee Express Mpunda, Bima City. This research is quantitative research and the type of research is associative with the population in this research being all employees of Shopee Express Mpunda Kota Bima, so the sampling technique is a saturated sample of 56 respondents while the data collection technique uses observation, literature study and questionnaires, referring to the Likert scale. 5 points were then distributed to 56 respondents. The analytical method used in this research is multiple linear regression which is then analyzed using SPSS version 21 for Windows. The results of this research are that: 1) Compensation has a significant influence on Loyalty to Shopee Express Mpunda Bima City. 2) Workload There is no significant influence on Loyalty to Shopee Express Mpunda Bima City. 3). Compensation and workload have a significant influence on employee loyalty at Shopee Express Mpunda Bima City
Konsep Ekonomi Islam Versi Al-Mawardi dan Al-Ghazali fatimah, emi sri rahayu; Masse, Rahman Ambo; Kara, Muslimin
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2199

Abstract

ABSTRACT This article discusses the concepts of Islamic economic thought according to Al-Mawardi and Al-Ghazali. The purpose of this article is to study the economic thinking of Muslim scholars who lived during the Abbasid dynasty, namely Al-Mawardi and al-Ghazali. The research method used in writing this article is literature review. Literature reviews are used to analyze previous research related to the topic in this article. The research results obtained show that Al-Mawardi and Al-Ghazali through their thinking have studied Islamic economics comprehensively by showing that Al-Mawardi's thoughts about the state and economic activity, the concept of public loans, taxation, the urgency of state financial institutions (baitul maal), and the concept of justice is still very relevant in the current context.Then, Al-Ghazali's economic analysis focuses on a number of topics, such as the development of trade and markets, production, barter, and money, and the role of government and public finance. Meanwhile, Al-Ghazali's economic theory begins with the idea of maslahah which covers all human endeavors and establishes strong ties between humans and society.
PENERAPAN PROFIT SHARING BERBASIS AL-ADHL PADA PRODUK MUDHARABAH DI PERBANKKAN SYARIAH Sandi, Ahmad; Abdullah, Muhammad Wahyuddin; K, Amiruddin
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2206

Abstract

The purpose of this study is to find out how to Apply Al-Adhl-Based Profit Sharing on Mudharabah Products in Sharia Banking. The research method used is qualitative research using literature studies with the aim of describing the problem being researched. Data collection techniques with literature studies from various sources such as books, the internet, and research journals that have the same topic as those discussed by the researcher. The purpose of the study is to find out the Application of Al-Adhl-Based Profit Sharing in Mudharabah Products in Sharia Banking. From the results of the discussion, it is shown that the application of profit sharing based on Al-Adhl (fair) in Mudharabah Products in Sharia Banking, has not fully run in accordance with the mechanism and principles of fairness, where in the distribution of revenue, the income distributed to shahibul mal and mudharib is still not fully in accordance with the Qur'an and Sunnah. There is still a lack of character in fulfilling the mandate and a sense of guilt in committing fraud among the community, so that it affects obedience in carrying out the agreement between the two parties of shahibul mal and mudharib
ELECTRONIC WORD OF MOUTH TERHADAP PURCHASE INTENTION PADA BRAND SEPATU BATA YANG DIMEDIASI DENGAN BRAND IMAGE : PERSPEKTIF THEORY OF PLANNED BEHAVIOR Astina, Mutiara Andin; Wibisono, Dimas
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2213

Abstract

This research aims to determine the influence of electronic word of mouth on purchase intention for the Bata shoe brand which is mediated by the brand image perspective of the theory of planned behavior. This research uses primary data obtained from questionnaires with a quantitative approach. The data analysis technique used is multiple linear regression analysis with the SmartPLS 3.0 analysis tool. This research uses a non-probability sampling technique using purposive sampling. This technique is used because this research has certain criteria. The data used in this research are electronic word of mouth, brand image, and purchase intention. The research results show that electronic word of mouth has a positive and significant effect on purchase intention, the influence of electronic word of mouth has a positive and significant effect on brand image and brand image has a positive and significant effect on purchase intention, and at the same time brand image has a positive and significant effect in mediating electronic word of mouth on purchase intention.
PENGARUH AUDIT TENURE DAN UKURAN PERUSAHAAN TERHADAP MANAJEMEN LABA (STUDI EMPIRIS PADA PERUSAHAAN CONSUMER NON-CYCLICAL YANG TERDAFTAR DI BURSA EFEK INDONESIA TAHUN 2018-2022) Fitrianti, Dini; Yudiman, Atika Tri
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2217

Abstract

Peneltian ini bertujuan Untuk mengetahui dan menganalisa audit tenure dan ukuran perusahaan terhadap manajemen laba periode 2018-2022. Metode penelitian yang digunakan adalah deskriptif asosiatif dengan pendekatan kuantitatif. Jenis data yang digunakan adalah data sekunder. Analisis data menggunakan analisis uji deskriptif, uji asumsi klasik meliputi uji normalitas, uji multikolinearitas, uji heterokedastisitas dan uji autokorelasi, analisis regresi linear berganda, analisis koefisien determinasi, uji hipotesis meliputi uji parsial (uji t) dan uji simultan (uji F). Pengolahan data menggunakan bantuan software Eviews versi 12 serta tingkat kepercayaan yang digunakan sebesar 5%. Berdasarkan hasil penlitian diketahui bahwa audit tenure dan ukuran perusahaan secara simultan berpengaruh terhadap manajemen laba. Secara parsial audit tenure tidak berpengaruh terhadap manajemen laba, sedangkan ukuran perusahaan berpengaruh terhadap manajemen laba.
LABA USAHA KOPERASI: DAMPAK PERPUTARAN MODAL KOPERASI PEGAWAI REPUBLIK INDONESIA (KPRI) OBOR KOTA BIMA TAHUN 2015-2019 Mursyid, Fadilah Try
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2243

Abstract

The aim of this research is to analyze Cooperative Business Profit: Impact of Capital Turnover of the Koperasi Pegawai Republik Indonesia (KPRI) Obor Kota Bima Tahun 2015-2019. The research is quantitative research with the primary data source being documentation data about business capital turnover, and secondary data from interviews with cooperative administrators. The data analysis technique used is cooperative ratio analysis using the capital turnover ratio analysis formula. The research results show that this year's net sales achievement has decreased drastically from 2015-2019. Development of business capital The amount of business capital has increased. The amount of business capital that has increased has also increased in terms of assets or wealth owned. From the aspect of effectiveness and efficiency, it is very effective because it can be seen from the profit generated from sales from year to year which has increased. Profitability analysis increases every year. The Koperasi Pegawai Republik Indonesia (KPRI) Obor Kota Bima should be able to maintain its working capital efficiently, and the cooperative's management system should be able to improve its liquidity to prevent funds from remaining idle in the cash which will affect the amount of profit generated from decreasing.
PENGARUH STRUKTUR MODAL DAN PENILAIAN PASAR PERUSAHAAN TERHADAP RETURN SAHAM Wizanasari, Wizanasari
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2251

Abstract

Penelitian ini bertujuan untuk membahas pengaruh penungkapan, struktur modal, dan penilaian pasar perusahaan pada sub sektor perbankan yang terdaftar di Bursa Efek Indonesia. Dalam penelitian ini data yang digunakan yaitu data skunder, serta penentuan sampel menggunakan metode purposive sampling. Sampel yang digunakan sebanyak 11 perusahaan selama periode 2018 sampai dengan 2022. Total data kesulurhan observasi sebanyak 55 data yang diambil dari annual report dan sustainability report. Analisa data yang digunakan dalam penelitian ini adalah Statistik Deskriptif, Uji Data Panel, Uji Model, Uji Asumsi Klasik, dan Analisis Regresi dengan Data Panel, sedangkan Pengujian hipotesis yang digunakan dalam penelitian ini menggunakan Uji t (Parsial) dan Uji F (Simultan). Hasil penelitian menunjukan bahwa dan penilain pasar tidak berpengaruh terhadap return saham, sedangkan Struktur Modal berpengaruh secara negatif terhadap return saham. Serta secara simultan struktur modal, dan penilain pasar berpengaruh positif terhadap return saham pada perusahaan sub sektor perbankan yang terdaftar di Bursa Efek Indonesia.
PENGARUH ARUS KAS OPERASI DAN STRUKTUR MODAL TERHADAPPERTUMBUHAN LABA (Studi Empiris pada Perusahaan Subsektor Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2018 –2021) Sriyani, Nani
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2254

Abstract

Penelitian ini bertujuan untuk mengetahui bagaimana Pengaruh Arus Kas Operasi dan Struktur Modal terhadap Pertumbuhan Laba. Jenis penelitian ini menggunakan kuantitatif asosiatif, objek penelitian pada perusahaan sub sektor perbankan yang terdaftar di Bursa Efek Indonesia pada tahun 2018-2021, menggunakan metode purposive sampling dalam pengumpulan sampel data serta jenis data yang digunakan ialah data sekunder. Jumlah populasi dalam penelitian ini adalah 44 perusahaan dan total sampel yang digunakan dalam penelitian ini ada 40 dari 10 perusahaan untuk periode 4 tahun. Analisis data yang digunakan dalam penelitian ini menggunakan regresi data panel dengan menggunakan alat uji Eviews 12. Hasil penelitian ini menunjukan bahwa secara bersama sama variabel Arus Kas Operasi dan Struktur Modal berpengaruh terhadap Pertumbuhan Laba. Berdasarkan hasil uji hipotesis T menunjukan Arus Kas Operasi berpengaruh terhadap Pertumbuhan Laba, dan Struktur Modal tidak berpengaruh terhadap Pertumbuhan Laba.
Implementasi Bantuan Dana Usaha Kredit Rakyat(KUR) dan Regulasi Perbankkan Terhadap Pendapatan UMKM Pada Nasabah BanK Sulselbar Hariatih, Hariatih; Payu, Anita Achmad; Lisda, Lisda
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 7 No 2 (2024): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v7i2.2263

Abstract

This research aims to analyze People's Business Credit Fund Assistance (KUR) and banking regulations on Micro, Small and Medium Enterprises (UMKM) Income for PT Customers. Bank Sulselbar Bantaeng Branch The research method used in this research is a qualitative research method, the type of research used is field research, the research approach is a case study approach, this research data was obtained from primary data and secondary data. The data collection techniques used were observation, interviews and documentation. The data analysis technique used is qualitative data analysis. The results of the research show that the implementation of Bank Sulselbar Bantaeng Branch business credit assistance in distributing People's Business Credit (KUR) to Micro, Small and Medium Enterprises (UMKM) has increased very significantly and requires government intervention in banking regulatory policies by making several regulations that will be included in banking law so that micro, small and medium enterprises (UMKM) can more easily develop their businesses with capital assistance in the people's business credit program (KUR) and increase banking interest rates on people's business credit (KUR)
ANALISIS AKAD MURABAHAH TERHADAP PEMBIAYAAN KPR BTN BERSUBSIDI IBDI BANK BTN SYARIAH Faradhiba, Yulia; Bahri, Andi; Damirah, Damirah; Muliati, Hj.; Semaun, Hj. Syahriyah
Jurnal PenKoMi : Kajian Pendidikan dan Ekonomi Vol 8 No 1 (2025): Jurnal Penkomi : Kajian Pendidikan dan Ekonomi
Publisher : Sekolah Tinggi Keguruan dan Ilmu Pendidikan (STKIP) Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33627/pk.v8i1.2274

Abstract

In BTN Sejahtera iB KPR financing, one of the obligations given by the bank to subsidized Sharia KPR customers is to pay home ownership credit before the 20th of each month. In providing subsidized Sharia KPR financing, BTN Syariah Parepare collaborates with subsidized housing in Parepare City. The aim of this research is to analyze murabahah contracts for sharia mortgage financing for subsidized housing, a case study at Bank BTN Syariah Parepare. This study used qualitative research methods. The location of this research is Bank BTN Syariah Parepare City Branch. The interviewees were 3 people from marketing at Bank BTN Syariah, Parepare City and 10 customers of Bank BTN Syariah, Parepare City, who took subsidized mortgages. The data analysis techniques in this research are data reduction, data presentation, and drawing conclusions. The research results show that the forms of financing at the BTN Syariah Bank in the city of Parepare are divided into three, namely FLPP (Housing Financing Liquidity Facility), Public Housing Savings (TAPERA), and Savings-based housing financing assistance (BP2BT). Where Islamic banks provide financing with the aim of obtaining income and helping customers or other communities who need these financing funds in developing their various businesses so that the economy becomes prosperous

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