cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Drajat Stiawan
Contact Email
drajatstiawan@iainpekalongan.ac.id
Phone
+6281385249519
Journal Mail Official
velocity@iainpekalongan.ac.id
Editorial Address
http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM
Location
Kota pekalongan,
Jawa tengah
INDONESIA
Velocity: Journal of Sharia Finance and Banking
Published by Institut Agama Islam Negeri Pekalongan
ISSN : 2797247X     EISSN : 27971546     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Velocity: Journal of Sharia Finance and Banking is a journal that provides authoritative scientific information sources for researchers and academics in academia, research institutions, government agencies, and industry. ISSN Print is 2797-247X and Online is 2797-1546. We publish original research papers, review articles and case studies focused on Islamic Finance and Banking as well as related topics. All papers were peer reviewed by at least two reviewers. This journal is maintained and published by Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan. Velocity: Journal of Sharia Finance and Banking is a journal that publishes articles covering Sharia Financial Institution Information System, Management of Sharia Financial Institutions, Sharia Financial Institution Risk Management Sharia Financial Institution Marketing Liquidity Management of Sharia Financial Institutions Sharia Financial Institutions Ethics Sharia Financial Institution Law Analysis of the financial statements of Sharia Financial Institutions
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 42 Documents
 1   2   3   4   5 
Pengaruh Pendapatan Premi, Klaim, Invetasi dan Biaya Operasional Terhadap Pertumbuhan Aset Perusahaan Asuransi Jiwa Syariah Di Indonesia Fatmawati, Novia Dwi; Devy, Happy Sista
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (666.445 KB) | DOI: 10.28918/velocity.v1i1.3589

Abstract

This research aims to see the effect of insurance premium income, claims, investment and operating cost on the growth of Islamic life insurance companies in Indonesia. Research method ini this research, used the multiple linear regression using the SPSS 22 program. The sampling technique used is purposive sampling with the population being sharia life insurance companies in Indonesia which are listed in the OJK in 2015-2019. The results showed that insurance premium income has a positive and significant effect on asset growth, while claims and operating cost have a negative and significant effect, so it can be concluded that the greater the insurance premium higher growth of the company's assets , while the claims and operating expenses apply the opposite. Investment in its effect on asset growth shows insignificant results.
Analisis Peran Pembiayaan Lembaga Keuangan Syariah pada Sektor Pertanian di Kabupaten Brebes Nurlaeli, Fenti; Mubtadi, Novendi Arkham; Abdilah, Alya Isni
Velocity: Journal of Sharia Finance and Banking Vol 1 No 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (638.381 KB) | DOI: 10.28918/velocity.v1i2.4295

Abstract

Islamic financial institution have a princip of balanced (tawazun) with do business and social activity. This research aims to analyze the role of Islamic financial Institution on financing for the agricultural sector in Brebes Central Java Province, to analyze the obstacle and the potential product which is financially granted by Islamic financial Institution for the agricultural sector. This research took explorative-qualitative approach to find more and depth on another possibility of the problem of object research. The informants was taken from three Islamic financial Institutions in Brebes regency. The result shows the role of Islamic financial institution is not maximal. This is because (1) agricultural sector depends on the nature (2) Islamic financial Institution as a trustee. The potential of Islamic financial institution is on the availability of financial contract such as murobahah, musawamah, salam, muzara’ah and tawaruq.
The Effect of Sharia Financial Access & Financial Literation to Non-Bankable MSME’s Growth Mutiara Savitri, Fania; Maulana, Asep Suraya; Perwita, Atika Dyah; Saptana, Saptana
Velocity: Journal of Sharia Finance and Banking Vol 1 No 2 (2021): November 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1080.658 KB) | DOI: 10.28918/velocity.v1i2.4606

Abstract

A number of Islamic financial institutions able to provide non-bankable requirement by limiting loan plafond in order to reduce credit risk. That condition can hamper Micro Small Medium Enterprise (MSME)’s growth. This is proven by only 13.21% of MSME that only have been served by obtaining access to Islamic finance. Study about MSME’s Growth have general purpose to analyze interaction between Financial Literacy and Sharia Financial Access to Finance to MSME’s Growth. This study adopted quantitative research design and used Structural Equation Model (SEM) analysis method by SmartPLS 3.0 to run the data. Population in this research was all MSME’s actor in Semarang that put 100 samples contributing in this research by convenience technique. The finding of the research found Financial Literacy and Access to Sharia Finance affect performance, Financial Literacy affects Access to Sharia Finance and financial Literacy cannot be mediator for the relationship between Access to Sharia Finance to MSME’s growth.
Baitul Maal Wa Tamwil Sebagai Lembaga Keuangan Mikro Syariah Pemberdaya Ekonomi Umat (Konsep dan Teori) Solekha, Yasmin Afnan; Murdianah, Alisa Qotrunnada; Lestari, Nofia Sri; Asytuti, Rinda
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (884.455 KB) | DOI: 10.28918/velocity.v1i1.3647

Abstract

The purpose of the research to dig deeper into the concepts and theories of Baitul Maal Wa Tamwil, because it is based on the fact that occurs in the environment that BMT has shown its success which has been widespread in almost all regions of Indonesia, proven in 2016 reaching 6000 units of BMT and finding good prospects. This type of research is qualitative, supported by data taken in a secondary way using literature study. To support the research, the authors processed the data using Ms. Excel. BMT is a sharia microfinance institution as a non-governmental organization that collects and manages funds according to sharia principles in order to achieve financial and humanitarian economic goals or to achieve mashlahah. BMT does not only focus on financial activities but also social virtue activities. BMT refers to the authoritative source of Islam, Law no. 25 1992 concerning cooperatives and the DSN-MUI fatwa. The source of finance comes from customers and the results of operating income. Customer funds are then managed using sharia financing and contracts, the profits are known as profit sharing. BMT must always conduct evaluations so that the operational system and its resources are better and continue to disseminate information to the community.
Pengaruh Pemasaran Produk Baitul Mal Wa Tamwil (BMT) dan Implementasinya Berbasis Digital di Pekalongan Muh. Izza
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.4391

Abstract

The purpose of this paper is to examine the implementation of digital-based marketing of BMT products in Pekalongan. This theme departs from the gap that the digitalization trend has influenced business behavior in Islamic microfinance institutions (BMT). The type of this research is field research in three Islamic microfinance institutions in Pekalongan. The research approach of this study uses a phenomenological qualitative descriptive method. The results of this study, firstly, show that the marketing of financial institution products has used e-mobile applications through two work system patterns, namely (1) Unitary System Work Patterns with nine services (2) Unitary System Work Patterns through four services. Secondly, the implementation of this marketing through various digital media channels that are synergistic, linear, and practical-economically carried out in three steps, namely (1) Data Digitization (2) Creating and Utilizing Digital Media, and (3) Synergizing Data into Digital Media. Thirdly, services through digital products go through six processes, namely (1) account creation, (2) filling in personal data (3) attaching attachments, (4) data verification, (5) institutional confirmation, and (f) finishing.
Transparency and Reputation as The Factor Influences to The Intention Waqf: Empirical Studies in Gontor Institution Azidni Rofiqo; Diyan Novita Sari
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.4615

Abstract

This study aim to measure and exam the transparency and reputation influence to the intention waqf in Gontor Institution. Professional, trustworthy, and honest management of waqf is the reason Gontor continues to grow rapidly. This paper raises reputation and transparency variables as independent variables, intention to have waqf as the dependent variable. The approach this study is a quantitative approach with structural equation modeling-partial least square (SEM-PLS) measurements. by distributing questionnaires to the community and has 197 respondents. The data were processed using path modeling with SmartPLS 3.32 tools. The results of this study indicate that reputation and transparency have a positive and significant effect on intention to do waqf in the Gontor Institution.
Pengaruh Tingkat Literasi Keuangan Syariah Terhadap Kinerja Pemasaran Bank Umum Syariah Guna Optimalisasi Kepercayaan Nasabah Mochamad Yusuf; Rinda Asytuti
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.4642

Abstract

This study aims to analyze the effect of Islamic financial literacy level on the performance of Islamic banks in order to optimize customer trust. This research is classified as a type of qualitative descriptive research. The type of data used in this study is the type of primary data with data collection techniques in the form of observation and interviews. The results of this study indicate that the level of Islamic financial literacy plays an important role in the performance of Islamic banks. Good performance of Islamic banks gives customers confidence in Islamic banks. Keywords: Islamic Financial Literacy, Islamic Bank Performance, Trust
Pengaruh Pengetahuan, Sanksi, Kesadaran dan Kualitas Pelayanan Petugas Pajak Terhadap Kepatuhan Pajak M. Fathrezza Imani; Imahda Khoiri Furqon
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5080

Abstract

This research was conducted with the aim of analyzing the effect of Knowledge, Sanctions, Awareness and Service Quality of Tax Officers on Taxpayer Compliance. Data obtained through a questionnaire distribution survey and supported by the Regional Office or Regional Office of the Directorate General of Taxes. The analytical method used is descriptive quantitative. The test results show that partially Tax Knowledge has a significant effect on Taxpayer Compliance, Tax Sanctions have no significant effect on Taxpayer Compliance, Tax Officer Service Quality has no significant effect on Taxpayer Compliance, Taxpayer Awareness has no significant effect on Taxpayer Compliance.
Liquidity Ratio Analysis in Measuring Company Financial Health at PT. Indofood CBP Sukses Makmur Tbk Dhea Aulia Damayanti; Darma Taujiharrahman; Ibnu Fikri Ghozali
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5167

Abstract

The liquidity ratio will be used to assess PT. Indofood CBP Sukses Makmur Tbk's ability to meet its obligations to pay short-term debt. The current ratio, quick ratio, cash ratio, and inventory to net working capital ratios will be used to analyze PT. Indofood CBP Sukses Makmur Tbk's ability to pay short-term debt. The approach used in this study is a qualitative descriptive analysis method from a financial standpoint, reporting data from PT. Indofood CBP Success Makmur. Tbk. from 2015 to 2019. The data showed that PT. Indofood CBP Success Makmur. Tbk. had a very good liquidity ratio from 2015 to 2019. With a current ratio of 233 percent, a quick ratio of 183 percent, a cash ratio of 116 percent, and an inventory to net working capital ratio of 43 percent, the company is in good shape.
Performance of Indonesian Sharia Rural Bank During Covid-19 Pandemic: A Descriptive Analysis Nurul Fatma Hasan
Velocity: Journal of Sharia Finance and Banking Vol. 2 No. 1 (2022): May 2022
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, UIN KH Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v2i1.5192

Abstract

This article aims to analyze the performance of Indonesian Sharia Rural Bank during Covid-19 Pandemic. This research took descriptive-quantitative approach of financing composition and financial ratios of Sharia Rural Banks in Indonesia. The data is taken from secondary source, that is Sharia Banking Statistics of 2018-2021. The results show that financing composition by Sharia Rural Banks are still dominated by non-PLS financing. The the financial performance of Indonesian Sharia Rural Bank during the Covid-19 Pandemic was relatively good. Although the number of Sharia Rural Bank has decreased from 167 in 2018 to 163 in November 2021, but all indicators (CAR, ROA, ROE, NPF, and FDR) are still in accordance with Financial Services Authority standards.

Page 2 of 5 | Total Record : 42

 1   2   3   4   5 

Filter by Year

2021 2022


Reset
Filter By Issues
All Issue Vol. 2 No. 2 (2022): November 2022 Vol. 2 No. 1 (2022): May 2022 Vol. 1 No. 2 (2021): November 2021 Vol 1 No 2 (2021): November 2021 Vol 1 No 1 (2021): May 2021 Vol. 1 No. 1 (2021): May 2021