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Mansur Azis
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mansur4215@gmail.com
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joipad@iainponorogo.ac.id
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Rumah Jurnal FEBI Kampus 2 IAIN Ponorogo, Jl. Puspita Jaya, Pintu, Jenangan, Ponorogo
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INDONESIA
Journal of Islamic Philanthropy and Disaster
Published by Institut Agama Islam Negeri Ponorogo
ISSN : 28078071     EISSN : 28077113     DOI : https://doi.org/10.21154/joipad
Core Subject : Religion, Economy, Humanities, Science, Social,
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
JOIPAD is a journal published by the Faculty of Islamic Economics and Business IAIN Ponorogo. JOIPAD accepts original scientific writings that have never published in the field of development of zakat, waqf, and infaq management in Indonesia and the world as well as problems related to philanthropy and non-profit institutions, including conceptual thoughts, research reports, case reports, application of theory, critical studies and literature reviews.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 8 Documents
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Search results for , issue "Vol. 5 No. 2 (2025): June-December 2025" : 8 Documents clear
CONTEMPORARY APPLICATIONS OF CASH WAQF IN ISLAMIC FINANCIAL INSTITUTIONS Mahadi, Nur Farhah
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.11968

Abstract

This study discusses the contemporary applications of cash waqf in Islamic financial institutions. It comparatively examines diverse interpretations from both classical and contemporary fuqahā’. This study rigorously examines the innovative models and product structures of cash waqf employed by Islamic financial institutions. The analysis delves into the distinct Sharīʽah principles and jurisprudential implications of each model. Furthermore, the research explains the socio-economic impact and financial sustainability of these initiatives. Qualitative approach is used in this paper to conduct a comprehensive review of the diverse perspectives of jurists across the four principal Sunni namely, the Ḥanafiyyah school, the Mālikiyyah school, the Shāfiʽīyah school and Ḥanbaliyyah school, including contemporary fiqh al-wāqiʽ perspectives on contemporary applications of cash waqf in Islamic financial institutions within Malaysian context. This study synthesizes secondary data from a comprehensive review of academic and professional sources. It draws upon a wide range of materials, including both foundational and current scholarly manuscripts, journal articles, and research papers, alongside professional resources such as official documents, reports, and digital publications on the Makmur myWakaf Fund (MWF), PMB–An-Nur Waqf Income Fund, Maybank Mixed Assets-I Waqf Fund (MMAIW), Kenanga Waqf Al-Ihsan Fund (KWAF), and iTEKAD CIMB Islamic Rider Entrepreneur Programme. The findings reveal that Islamic Financial Institutions (IFIs) are revitalizing cash waqf through innovative financial products. This study contributes to the understanding that, by seamlessly integrating the profit motive of finance with the social objectives of waqf, IFIs have pioneered innovative financial instruments, such as cash waqf-linked investment products, waqf-based unit trusts, and waqf-shares, that facilitate the channelling of pecuniary returns (manfa‛ah) toward philanthropic endeavours, thereby bolstering the fund’s sustainability and growth which aligns directly with Bank Negara Malaysia’s (BNM) Value-Based Intermediation (VBI) vision and strategically embeds corporate social responsibility (CSR), environmental, social, and governance (ESG) investing, and sustainable and responsible investment (SRI). The findings provide crucial guidance for cultivating a supportive legal and regulatory framework to harness the long-term socioeconomic potential of cash waqf.
Riba-Free Financial Empowerment for Muslim Women: A Path to Sustainable Independence Zahara, Jihan Nabila; Futaqi, Faruq Ahmad; Chalid, Fitria Idham
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.12227

Abstract

Introduction: This study analyzes the implementation of BankZiska Ponorogo’s women’s empowerment program through riba-free financing aimed at eliminating riba practices and promoting sustainable economic independence. Research Methods: Using a qualitative explanatory case study, data were collected through interviews, observation, and documentation involving BankZiska’s directors, managers, volunteers, and female beneficiaries. Results: The Al-Qardhul Hasan-based financing provides interest-free, collateral-free capital for women micro-entrepreneurs excluded from formal finance. It improves their income, business stability, and spiritual awareness through mentoring and Islamic financial education, fostering greater confidence and independence. Conclusion: BankZiska’s riba-free model effectively empowers women and promotes inclusive, ethical, and sustainable economic growth. It demonstrates that Islamic social finance can advance financial inclusion, poverty reduction, and gender equality in line with the SDGs.
Efektivitas Efektivitas program Ponorogo Makmur BAZNAS Ponorogo Dalam Mengentaskan Kemiskinan Untuk Mendukung Pencapaian SDGs: Efektivitas program Ponorogo Makmur BAZNAS Ponorogo Dalam Mengentaskan Kemiskinan Untuk Mendukung Pencapaian SDGs Lia Agustin; Fibrianis Puspita Anhar
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.11254

Abstract

Penelitian ini bertujuan menganalisis efektivitas pengelolaan Zakat, Infaq, dan Sedekah (ZIS) oleh BAZNAS Ponorogo melalui Program Ponorogo Makmur dalam upaya pengentasan kemiskinan dan mendukung pencapaian SDGs. Fokus kajian meliputi efektivitas program. ZIS memiliki potensi besar jika dikelola secara optimal, terutama dalam program ekonomi produktif. Hal ini dapat mempercepat tercapainya tujuan pembangunan berkelanjutan. Namun, realisasi anggaran untuk Program Ponorogo Makmur masih rendah dibandingkan program lainnya.Jumlah penerima manfaat pun hanya mencapai 214 mustahik. Secara teori program ini di duga efektif, namun pelaksanaannya belum maksimal. Penelitian ini menghadirkan keterbaruan dengan mengkaji efektivitas Program Ponorogo Makmur yang dijalankan oleh BAZNAS Ponorogo dalam mendistribusikan dana Zakat, Infaq, dan Shadaqah (ZIS) untuk pengentasan kemiskinan secara komprehensif. Berbeda dengan penelitian sebelumnya seperti yang dilakukan oleh Nabila Amira yang hanya menitikberatkan pada pendistribusian zakat produktif untuk mendukung kegiatan sociopreneur, penelitian ini memperluas fokus pada pendayagunaan seluruh dana ZIS dan keterkaitannya dengan pencapaian tujuan pembangunan berkelanjutan (SDGs). Selain itu, pendekatan yang digunakan menyoroti peran strategis BAZNAS sebagai lembaga zakat lokal dalam membangun ekosistem pemberdayaan ekonomi masyarakat yang berkelanjutan, sehingga memberikan kontribusi teoritis dan praktis yang lebih luas dalam kajian pengelolaan zakat berbasis pemberdayaan. Jenis penelitian yang digunakan dalam penelitian ini adalah penelitian lapangan (field research).Data dikumpulkan melalui wawancara dengan staf BAZNAS dan penerima manfaat program. Observasi dilakukan untuk melihat langsung pelaksanaan Program Ponorogo Makmur. Dokumentasi digunakan sebagai pelengkap untuk memperkuat data yang diperoleh. Sumber data pada penelitian ini di peroleh dari hasil wawancara dengan pihak BAZNAS, Undang-Undang No.23 Tahun 2011,serta beberapa sumber referensi dari buku dan tinjauan literatur lainnya. Hasil penelitian menunjukkan bahwa sesuai dengan teori menurut Gibson, Program Ponorogo ini efektif untuk mengentaskan kemiskinan. Akan tetapi, jika dilihat dari target BAZNAS dalam hal membantu mengentaskan kemiskinan sebesar 10% dari total kemiskinan, Program Ponorogo Makmur belum efektiv karena cangkupan penerima manfaat masih sangat jauh dari 10% walaupun pada setiap tahunya mengalami peningkatan jumlah penerima. Keywords: BAZNAS Ponorogo, Effectiveness, Poverty Alleviation, Ponorogo Makmur Program, SDGs
Kesiapsiagaan Individu dalam Menghadapi Bencana Gempa Bumi di Institusi Pendidikan Tinggi: Analisis Deskriptif Silamma, Kalvari; Sri Sahayati
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.11556

Abstract

Introdution: The Special Region of Yogyakarta, particularly Sleman Regency, is an area with a high earthquake threat. The Faculty of Health Sciences (FIKES) at Respati University of Yogyakarta is located in this high-risk zone, making disaster preparedness among educational staff crucial. This study aims to illustrate earthquake disaster preparedness among lecturers, educational staff, and general staff at FIKES UNRIYO. Research Methods: The research adopts a Cross-Sectional design with a sample of 90 respondents selected through simple random sampling. Data were collected using the LIPI/UNESCO (2006) questionnaire, which evaluates preparedness based on knowledge, emergency response plans, warning systems, and resource mobilization. The data were analyzed descriptively. Results: The findings indicate that the respondents' preparedness index is 82%, categorized as high. Conclusion: Lecturers, educational staff, and general staff at FIKES UNRIYO demonstrate a high level of earthquake disaster preparedness, although some parameters still require optimization
POTENSI INTEGRASI ZAKAT DAN WAQAF BERBASIS DIGITAL UNTUK PENCAPAIAN SUSTAINABLE DEVELOPMANT GOALS (SDGS) DALAM PRESPEKTIF MAQASHID SYARIAH Fajar Satriyawan Wahyudi; Azrul Amirullah, Muhammad
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.11845

Abstract

This study examines the potential of digital-based zakat and waqf integration as a strategic instrument to support the achievement of the Sustainable Development Goals (SDGs) through the Maqashid Sharia approach. Using descriptive qualitative methods and literature studies, this study explores how digitalization can improve efficiency, transparency, and inclusiveness in zakat and waqf management. The analysis shows that digital zakat and waqf integration aligns with the five main objectives of Maqashid Sharia, namely the protection of religion, life, intellect, descendants, and property. Digital transformation is a catalyst for increasing public participation and equitable distribution of benefits, as well as addressing sustainable development challenges such as poverty, social inequality, and access to education. However, the implementation of this integration still faces challenges, including low digital literacy, a lack of innovation in social financial products, and limitations in regulations and reporting systems. Therefore, synergy between Islamic financial institutions, the government, and stakeholders is needed to build an adaptive, accountable, and sustainable zakat and waqf governance system to strengthen Islam's contribution to global development.
ANALYSIS OF THE EFFECT OF PERCEPTION OF CONVENIENCE, TRANSPARENCY AND INSTITUTIONAL IMAGE ON INTEREST IN PAYING NON-CASH ZAKAT, INFAQ AND ALMS (ZIS) WITH TRUST AS A MODERATING VARIABLE (STUDY ON MUSLIM SOCIETY OF SALATIGA INDONESIA) Irawati, Narendra
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.11984

Abstract

This study aims to examine the influence of perceived ease of use, transparency, and institutional image on the intention to pay Zakat, Infaq, and Shadaqah (ZIS) through non-cash methods among the Muslim community in Salatiga, Indonesia, with trust as a moderating variable. Despite the increasing adoption of digital payment systems like QRIS, ZIS collection by official zakat institutions (OPZ) remains suboptimal. This research is essential to identify key factors influencing digital ZIS payment interest and to provide strategic recommendations for OPZ in enhancing public trust. A systematic literature review of relevant national and international studies was conducted. The main outcome of this study is a conceptual framework that illustrates the relationship between perceived ease of use, transparency, and institutional image on the intention to pay non-cash ZIS, moderated by trust. This framework is expected to serve as a reference for developing more effective and adaptive digital zakat fundraising strategies. Keywords: Zakat, Infaq, and Shadaqah (ZIS) non-cash, perceived ease of use, transparency, institutional image, trust.
Peran Regulasi Dan Kebijakan Publik Dalam Penguatan Tata Kelola Zakat Nasional Warto, Warto; Atep Hendang Waluya; Firman Setiawan
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.12173

Abstract

Zakat plays a strategic role in supporting socio-economic development and equitable welfare distribution in Indonesia. However, the optimization of national zakat potential still faces a significant gap between estimated potential and actual collection. This article aims to analyze the role of regulation and public policy in strengthening national zakat governance by highlighting regulatory dynamics, institutional effectiveness, and the synergy between the government, the National Amil Zakat Agency (BAZNAS), and Zakat Management Organizations (LAZ). The study employs a qualitative approach with descriptive-analytical methods through literature review, secondary data, and policy comparisons based on academic works and institutional reports. The findings indicate that zakat regulation, particularly after the enactment of Law No. 23 of 2011, provides a stronger legal foundation for zakat institutions but still encounters challenges in harmonizing technical regulations, fostering multisectoral coordination, and implementing modern governance standards based on digitalization. The analysis also reveals that public policies adaptive to socio-economic and technological developments play a significant role in enhancing transparency, accountability, and public trust. The article concludes by emphasizing the importance of reformulating zakat policies to be more integrative with the national development agenda, particularly the Sustainable Development Goals (SDGs), as well as strengthening regulatory systems capable of driving zakat realization closer to its national potential.
Penguatan Pemahaman Filantropi Islam Untuk Peningkatan Dana di Indonesia Arum, Intan Puspa; Astuti, Meti
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 5 No. 2 (2025): June-December 2025
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v5i2.11575

Abstract

Zakat, Infaq, dan Shodaqoh (filantropi islam) merupakan instrumen penting dalam perekonomian syariah yang memiliki potensi besar untuk mendukung pembangunan ekonomi nasional. Namun, pemanfaatan filantropi islam masih belum optimal, salah satunya disebabkan oleh rendahnya kesadaran masyarakat terhadap filantropi islam baik dari segi tanggung jawab, teknis pelaksanaan, hingga dampak positif dari adanya filantropi islam. Penelitian ini bertujuan untuk mengkaji kondisi pengetahuan dan kesadaran masyarakat terhadap filantropi Islam, potensinya dalam pembangunan ekonomi. Metode penelitian menggunakan pendekatan kualitatif dengan analisis literatur dan studi dokumen. Hasil penelitian menunjukkan bahwa tingkat kesadaran masyarakat masih dapat ditingkatkan melalui edukasi dan sosialisasi yang lebih masif. Selain itu, potensi filantropi islam sangat besar untuk menjadi tulang punggung dalam pengentasan kemiskinan, peningkatan kesejahteraan umat, dan pembangunan infrastruktur ekonomi. Kesadaran filantropi islam terbukti menjadi pondasi penting dalam memaksimalkan pengumpulan dana secara efektif dan berkelanjutan.

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