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Journal Of Business, Finance, and Economics (JBFE)
Published by Universitas Veteran Bangun Nusantara
ISSN : 27466906     EISSN : 27466914     DOI : 10.32585
Core Subject : Economy,
Economics, Econometrics & Finance
Journal Of Business, Finance, and Economics (JBFE) adalah jurnal ilmiah peer review yang diterbitkan oleh Universitas Veteran Bangun Nusantara. Jurnal JBFE terbit dalam dua edisi dalam setahun, yaitu edisi Juni dan Desember. Kontributor Jurnal JBFE berasal dari peneliti, akademisi (dosen dan mahasiswa) di bidang Manajemen, Ekonomi, Bisnis dan Kewirausahaan. Jurnal Journal Of Business, Finance, and Economics (JBFE) memiliki fokus dan ruang lingkup yang terdiri dari: Studi bisnis, etika; Masalah pendidikan, kewirausahaan, pasar elektronik; Layanan, aliansi strategis; ekonomi mikro; Ekonomi perilaku dan kesehatan; Peraturan pemerintah, perpajakan, masalah hukum; ekonomi makro; Pasar keuangan, teori investasi, perbankan; Ekonomi internasional, FDI; Pembangunan ekonomi, dinamika sistem; Studi lingkungan, masalah perkotaan, pasar negara berkembang; Studi empiris, metode kuantitatif/eksperimental
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 304 Documents
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Enhancing Teaching Quality and Sustainability in Maritime Education: A Motivational Perspective Baihaqi Baihaqi
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 1 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i1.5698

Abstract

This research investigates the effectiveness of motivational strategies in enhancing teaching quality and promoting sustainability within maritime education institutes. Utilising qualitative methods, including interviews with lecturers and feedback from senior cadets, the study examines key motivational factors such as autonomy, competence, and relatedness in fostering student engagement and academic success. Findings highlight the transformative impact of practical simulations, mentorship programmes, and the integration of sustainability science in curriculum design. These initiatives not only enhance students' technical proficiency but also cultivate their awareness of environmental stewardship and economic sustainability in maritime operations. The research underscores the importance of continuous professional development for educators and collaborative curriculum innovation with industry partners to align educational practices with evolving industry needs. Recommendations include enhancing stakeholder engagement and promoting interdisciplinary research to bridge academia-industry gaps. Ultimately, this study contributes to advancing educational frameworks that prepare future maritime professionals to navigate complex global challenges while fostering a resilient and socially responsible maritime sector.
Pengaruh Penggunaan E-Commerce, Financial Technology dan Media Sosial Terhadap Peningkatan Pendapatan UMKM di Jawa Tengah Widodo Wibisono; Sri Heneng Prasastono; Mohammad Hidayatul Holili
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 1 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i1.5699

Abstract

This research aims to study and analyze the factors of e-commerce, financial technology and social media on increasing the income of MSMEs in Central Java with the help of the SPSS computer application in conducting testing.This research uses a type of research, namely descriptive quantitative. The quantitative descriptive research method is an approach that aims to explain phenomena or events as they really are through the collection and analysis of numerical data. This method is used to objectively identify the characteristics, frequencies and relationships between variables in a population or sample.The results obtained in this research have 3 hypotheses in the form of H1, H2 and H3, namely H1 and H2 are declared rejected where the e-commerce and Financial Technology variables have no influence on increasing MSME income in Central Java while H3 is accepted where the social media variable has an influence towards increasing income.
Analisis Disparitas Pendapatan dan Pertumbuhan Ekonomi Kabupaten/Kota di Provinsi Bali Ni Kadek Sri Wahyuni; Ida Bagus Putu Purbadharmaja
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5701

Abstract

The purpose of this study is to find out the factors that can affect economic growth and income disparity of districts/cities in Bali Province. The data used in this study is secondary data obtained from the Badan Pusat Statistik (BPS) of Bali Province. The method of data collection is a non-participant observation method with a total of 90 observations starting from 2013-2022. The analysis technique used is the path analysis technique. The results of the study show that (1) Directly investment has a positive and insignificant effect, minimum wage has a negative and significant effect, and government expenditure has a positive and significant effect on the economic growth of districts/cities in Bali Province. (2) Directly investment has a positive and insignificant effect, minimum wage has a negative and significant effect, government expenditure and economic growth have a negative and insignificant effect on the income disparity of districts/cities in Bali Province. (3) Indirectly, investment, minimum wage, and government expenditure have no effect on income disparity through economic growth of districts/cities in Bali Province.
Analisis Pengaruh Kemampuan Intelektual terhadap Hasil Belajar Mahasiswa dengan Penggunaan Media E-Learning sebagai Variabel Intervening : (Studi Kasus Mahasiswa Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Putra Indonesia “YPTK” Padang) Yuli Angraini
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 1 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i1.5702

Abstract

Intellectual ability is the ability of an individual to carry out mental activities and think clearly based on knowledge. By utilizing technological developments present in the world of education, one of which is the use of E-learning media, students can better understand the material provided with several benefits such as efficiency and effectiveness. This research method was carried out on students from the Faculty of Economics and Business, majoring in Management, Putra Indonesia University "YPTK" Padang. The sample used was 100 respondents using a purposive sampling technique. The data analysis used is primary and secondary data. The results of this research discussion show that: 1) Intellectual ability (X) has a positive and significant effect on student learning outcomes (Y). Based on the t-test results above, it can be seen that the unstandardized coefficients value is 0.277, and the significance value of the intellectual ability variable is 0.000 < 0.05; 2) The use of E-learning Media (Z) improves student learning outcomes (Y). Based on the t-test results above, it can be seen that the unstandardized coefficients value is 0.725 and the significance value of the intellectual ability variable is 0.000 < 0.05; 3) The intellectual ability test (X) is indirectly mediated by the use of e-learning media (Z) on student learning outcomes (Y) based on the results of path analysis showing that there is an indirect influence of the variable use of E-Learning media on student learning outcomes through intellectual ability with a total influence of 0.204 + (0.613 x 0.135) = 0.952.
Pengaruh Kualitas Layanan dan Fasilitas terhadap Kepuasan Pelanggan pada Perusahaan Bus PO. Gumarang Jaya Havest Rizky R; Syahril Daud
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5704

Abstract

Consumer satisfaction can be created when passengers' expectations of the company's services meet or exceed them. The aim of the research carried out was to determine the influence of service quality and facilities on customer satisfaction at PT Gumarang Jaya. The research method used is quantitative research. The research location chosen was PT Gumarang Jaya. The distribution of members of the research population is PO.Gumarang Jaya Bus passengers and 150 people were selected as a sample. Data was collected through a questionnaire guided by a scale of 1-5. The data were analyzed using multiple linear regression analysis with the help of the SPSS Version 25.0 application. The results of research on the service quality variable obtained a value of tcount (5.851) > ttable (1.99) so that H0 was rejected. Then the results of the analysis on the facility variable obtained a value of tcount (5.612) > Ttable (1.99) so that Ho was rejected. The research conclusion is that service quality (X1) has a significant effect on customer satisfaction (Y) of PO.Gumarang Jaya buses. Facilities (X2) have a real influence on customer satisfaction (Y) of PO.Gumarang Jaya buses
Analisis Strategi Pemasaran pada Hotel Toraja Prince di Kecamatan Tallunglipu Kabupaten Toraja Utara di Masa Pandemi Covid-19 Rical Rical; Adriana Madya Marampa; Stefani Marina Palimbong
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 1 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i1.5705

Abstract

This study aims to find out what strategy is appropriate or in accordance with the Toraja Prince Hotel during the Covid 19 Pandemic. This study uses a qualitative method, namely a case study that produces descriptive data that is poured into words. By using SWOT, Matrix, EFAS, and IFAS research techniques and cartecius diagrams. Data collection techniques in this study the authors made a direct visit to the Toraja Prince Hotel to conduct a personal interview with the President Director, Mr. Francoise Tomasoa. Therefore Conclusion Based on the company's internal and external analysis along with the Cartesian diagram, it can be concluded that Toraja Prince Hotel is in Quadrant I, namely Supporting Aggressive Strategy (positive-positive) which indicates Toraja Prince Hotel is in a strong position and has the opportunity to make it possible to carry out activities to increase growth and development. Based on the results of the SWOT Matrix, alternative strategies are obtained, namely SO, WO, ST, and WT strategies.
Peran Regulasi dalam Mendorong Adopsi Cloud Computing UMKM DKI Jakarta Muhammad Rizal; Ruslaini Ruslaini; Eri Kusnanto
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 1 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i1.5707

Abstract

This study aims to understand SMEs' perspectives on the impact of regulation on their decisions to adopt cloud computing technology. The research employs a qualitative method with a phenomenological approach to explore the experiences of SME owners, managers, and IT professionals regarding regulatory frameworks affecting cloud computing adoption decisions. Data were collected through interviews with SMEs in the DKI Jakarta region and analyzed using thematic analysis. The findings indicate that government regulations play a crucial role in shaping cloud adoption strategies among SMEs. However, ambiguous and complex regulations present challenges and hinder SMEs' efforts to adopt cloud computing. Despite these obstacles, SMEs demonstrate resilience and flexibility in navigating regulatory challenges by utilizing certified and recognized cloud service providers, thereby mitigating risks associated with regulatory compliance. This study provides insights for policymakers and practitioners to support cloud computing adoption in the SME sector, helping them maintain competitiveness in increasingly competitive markets.
Penyesuaian Penyangga Modal dan Risiko Bank-Bank di Indonesia Sebagai Respon Terhadap Potensi Krisis Keuangan di Tengah Kondisi Ketidakpastian Global Cici Widowati
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5708

Abstract

This study aims to analyze the impact of capital buffer adjustment and risk adjustment on systemic risk, using a sample of 18 banks in Indonesia, from 2006 to 2020. The results of this study indicate that risk adjustment has a positive effect on systemic risk, and capital buffer adjustment has a negative effect on systemic risk. The results of this study also show that risk adjustments and capital buffer adjustments, in response to a potential financial crisis in the midst of global uncertainty, have different impacts on systemic risk depending on global conditions.
Pengaruh Harga dan Promosi Terhadap Keputusan Pembelian Alat-Alat Komputer pada PT Sumber Utama Nusantara Ahmad Fadli; Manda Dwipayani Bhastary; Ayu Kartika
Journal Of Business, Finance, and Economics (JBFE) Vol 3 No 1 (2022): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v3i1.5709

Abstract

This study aims to determine the effect of training and organizational culture on employee career development at PT Sumber Utama Nusantara. The population of this study were 100 employees and a sample of 30 people using simple random sampling technique. The data collection technique used was through a questionnaire which measured using a Likert scale and processed statistically using multiple regression analysis and hypothesis testing t test. f test, and the determinant coefficient. From the data analysis of each variable, the multiple regression equation Y = Y = 5,395 + 103 X1 + - 239 X2 + e is obtained. Obtained Adjusted R Square value of 0.401, which means that X1 and X2 explain the effect on variable Y by 40.1% while the rest is explained by other variables outside the research. The t-value of the price variable (X1) is 991 and significant at .330. The hypothesis H0 is accepted and Ha is rejected. Therefore tcount 0.05, so it can be concluded that the price variable (X1) has a significant effect on purchasing decisions.
Manajerial Keuangan dalam Pengelolaan Pajak berlandaskan Sistem Informasi Akuntansi pada Perusahaan Swasta di Semarang Jaluanto Sunu Punjul Tyoso; Amsar Amsar; Elly Yulianti
Journal Of Business, Finance, and Economics (JBFE) Vol 5 No 2 (2024): Journal Of Business, Finance, and Economics (JBFE)
Publisher : Universitas Veteran Bangun Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32585/jbfe.v5i2.5710

Abstract

This study analyzes financial management in a private company in Semarang through information management systems in payroll administration. The data were divided into five categories: general, finance, accounting, sales administration, and accounting. The analysis method used was information system analysis with five steps, including monitoring, business processes, task delegation, independent verification, and capture procedures. The business process involves several entities in the application of VAT, Income Tax Article 21, and Income Tax Article 23. The delegation of tasks is considered ineffective because the number of employees is not proportional to the volume of work, which has a negative impact on the company's revenue. Supervision is carried out by the payroll department to ensure data accuracy. Supporting factors for the use of information management systems include information technology, user-friendly systems, top management support, and employee expertise. Conversely, inhibiting factors include lack of funds, declining number of tax employees, and ineffective division of tasks. An independence verification process was also conducted to ensure compliance with the prevailing tax laws in Indonesia.

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