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Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah

isbank
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Published by Sekolah Tinggi Ekonomi dan Bisnis Syariah Indo Global Mandiri Palembang

ISSN : 24609595 EISSN : 26865149 DOI : https://doi.org/10.36908/isbank

Core Subject : Economy, Humanities, Science, Education, Social,

Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah is an open access peer-reviewed online journal that provides a forum for sharing scientific studies on Islamic economics and banking. Editors welcome articles and research reports that address current issues such as: sharia economics, sharia business, sharia banking and sharia management.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 189 Documents

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The Impact Of Covid-19 On Digital Sharia Banking In Padangsidimpuan City Muhammad Wandisyah R Hutagalung; Darwis Harahap; Muhammad Isa
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

The high level of direct transactions at Islamic banks during the Covid-19 pandemic is a common sight in Padangsidimpuan City. In fact, in the current 4.0 era, Islamic banks have provided various digital-based services to make it easier for customers to transact without having to come to Islamic banks, especially during the pandemic. This study aims to see the impact of the Covid-19 pandemic on the use of Digital Syariah Banking in Padangsidimpuan City. This study uses descriptive qualitative data analysis techniques with 400 samples. This study resulted that Covid-19 had no impact on the use of Digital Syariah Banking in Padangsidimpuan City. This is due to three factors, namely the public's view of Covid-19, security, and the location of Islamic banks.

Liquidity Risk Management of Mudharabah Deposit Products At PT. BPRS Al Makmur Ifelda Nengsih; Rizal Rizal
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Abstract This research aims to uncover the risk management and management system carried out by PT. BPR Syariah Al-Makmur against mudharabah deposit products. This type of research is qualitative with descriptive methods. Data is collected through interviews and documentation to get an overview of the research. This study found that deposits became a superior product because deposits could take funds even if they were not due and were not subject to fines (penalties). To avoid liquidity risks due to withdrawal of funds before maturity, management develops various strategies. The liquidity risk management strategy developed in sequence is through a persuasive approach, namely by giving ababa, requesting 1 to 3 days if the funds are insufficient and providing facilities for the delivery of funds to the customer's residence. The preventive strategy of handling liquidity risk is to predict the needs of funds by carrying out daily monitoring of funds so that the stock of funds is carried out, also through the asset liquidity approach and repressive approach. Become a new model of deposit management carried out by PT. BPR Syariah Al-Makmur because no other financial institution has done anything like this. This model proved to be the largest source of funds compared to ordinary savings from 2012 to 2018. Although the number of deposits has decreased from 2017 to 2019. Even in 2019 the number of deposits is lower than ordinary savings, but this is an interesting thing to study further why this can happen.

The Policy of Islamic Economic Politics in Indonesia in the Reformation Era Choirunnisak Choirunnisak; Nopriawan Mahriadi
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

The Reformation Era began on May 21, 1998, with Suharto's resignation as president of Indonesia being replaced by B.J. Habibie. This study discusses how the political economy of Islam in Indonesia is, especially in the Reformation era. This research is a type of library research (library research) that focuses on qualitative data management with data analysis methods using descriptive-analytical methods. The results of this study are six Islamic political-economic policies 1) Law Number 10 of 1998 concerning banking. 2) Law Number 23 of 1999 concerning Bank Indonesia. 3) Law number 3 of 2004 concerning Bank Indonesia. 4) Law number 24 of 2004 concerning the Deposit Insurance Corporation. 5) Law number 19 of 2008 concerning Indonesian Sharia Securities. 6). Law No. 21 of 2008 concerning Islamic banking

The Role of Market Orientation And Product Quality On The Performance of Small-Medium Enterprises With Supply Chain Management Strategies As Mediation Variables (Case Study On Songket Smes In Palembang City) Chandra Satria; Antoni Antoni; Doly Nofiansyah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

The purpose of this research was to analyze and measure the role of market orientation, product quality, supply chain management strategies as mediating variables on the performance of small and medium enterprises (SMEs) in Palembang. This study explains how the influence of market orientation and understanding of product quality by the owner or leader of the Songket UKM in Palembang City on the company's performance. The research sample amounted to 50 people consisting of elements of the owners and leaders of the Palembang songket UKM and that is from 25 Palembang UKM business units. Survey method with quantitative management data through statistical analysis test of the SPss IBM 25 application to measure the level of market orientation, product quality, supply chain management strategy on the performance of SMEs in Palembang. These results show that the Market orientation has a significant positive role on the performance of SME companies in the city of Palembang and it can provide an alternative solution in the form of information on awareness of the influence of the variables studied as owners or leaders of SMEs on market orientation, product quality , supply chain management strategies to improve the performance of songket SMEs in Palembang.

Education Investment In Economic Growth Following Provinces In Indonesia In 2014-2020 Dai’ah Dini; Rizqon Halal Syah Aji
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Education is the main capital in carrying out the development of a country. The purpose of this study is to determine the effect of education investment proxied by the school participation rate (APS) of elementary, middle and high schools on Economic Growth in 34 provinces in Indonesia in 2014-2020. This study used a dynamic panel regression analysis method with a fixed effect model. The results of this study show that the SD variable has a significant influence on economic growth in 4 provinces in Indonesia, namely the provinces of DKI Jakarta, West Java, Central Java, East Java and in 30 other provinces have no significant effect. The SMP variable has a significant influence on Economic Growth in 2 provinces in Indonesia, namely DKI Jakarta, East Java Province and in 32 other provinces has no significant effect. Meanwhile, the SMA variable has a significant influence on Economic Growth in 4 provinces in Indonesia, namely DKI Jakarta, East Java, Banten, East Kalimantan provinces and in 30 other provinces has no significant effect. The education investment variables proxied by the primary, middle and high school budgets together have a significant influence on economic growth in 30 provinces in Indonesia in 2014-2020 and in 4 other provinces such as Riau, Bali, West Nusa Tenggara and Papua have no significant effect.

Analysis of Customer Relationship Management In Influencing Customer Satisfaction And Loyalty of Bank Muamalat Indonesia In Tulungagung Kiky Nia Lorenza; Dede Nurohman
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

The paper aims to determine effect customer relationship management through affecting customer satisfaction and loyalty of Bank Muamalat Indonesia in Tulungangung. The study used an associative-quantitative method. The primary data was obtained from the questionaire through Google Form and the secondary data was obtained from observing the office and bank websites. 100 customers of Bank Muamalat Indonesia in Tulungangung was chosen as sample. The data was processed by hypothesis test using IBM SPPS version 25. The results that (a) the customer relationship management has positive and significant effect on customer loyalty, (b) the customer relationship management has positive and significant effect on customer satisfaction, and (c) the customer satisfaction has positive and significant effect on customer loyalty.

The Existence Of The Islamic Economy In Building The World of Education Choiriyah Choiriyah; Dwi Noviani; Mardeli Mardeli
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Islamic economics is one of the economic concepts that should be considered to replace it. Islamic economics has made a lot of progress, both in the operational practice of academic studies in universities and in the form of teaching activities. Islamic economics has been developed in several universities both in Muslim countries and in western countries. In the context of Indonesia, the development of learning and implementation of Islamic economics has made significant progress. It is proven by learning about Islamic economics that has been taught in several public and private universities. This proves that the increase in human resources and the Islamic development economy continue to grow.

Afzalur Rahman's Thinking Contribution To The Islamic Economy From Epistemological Aspects To The Concept of Wages In Islam Havis Aravik; Rahma Febrianti; Achmad Irwan Hamzani; Nur Khasanah
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

This article describes the contribution of Afzalur Rahman`s thought to Islamic economics from the epistemological aspect to the concept of wages in Islam. This article is a type of library research, with the data presented being qualitative data. Data were collected from primary and secondary sources and analyzed with a qualitative descriptive method. This study's results show that Afzalur Rahman is one of the well-known Muslim economists who is very productive in producing works. Afzalur Rahman's real contribution to economics can be seen in various Islamic economic theories that were developed from the results of numerous analyzes, such as the foundation of Islamic economics built on monotheism, justice, leadership, brotherhood, work, productivity, ownership, freedom, and responsibility, social security, and prophecy. On the concept of wages, Rahman agrees that wages must be determined through negotiations between workers, employers, and the state, to provide justice for various parties.

Analysis Of Factors Affecting Firm Value (Empirical Studies On Food And Beverage Sub-Sector Industry Companies Listed On Idx In 2014 – 2020) Melati Dwi Nabila Putri; Zainul Kisman
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 1 (2022): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Agustus 202
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

This study aims to determine the effect of profitability, dividend policy, firm size, and debt policy on firm value in the Manufacturing sector of the food and beverage sub-sector listed on the Indonesia Stock Exchange (IDX) in 2014-2020. The ratios used in this study include Price to Book Value (PBV), Return on Equity (ROE), Dividend Payout Ratio (DPR), Log Total Assets, and Debt to Equity Ratio (DER). This study used 10 companies as research samples with 7 years of observation, resulting in 70 observations. This research uses Eviews version 10 program with panel data analysis method. The method used in sampling in this study, namely purposive sampling technique. The results showed that simultaneously profitability (ROE), Dividend Policy (DPR), Firm Size (Log Total Assets), and Debt Policy (DER) variables had an effect on firm value, and partially Profitability (ROE) and Debt Policy (DER) variables. has a positive and significant effect on firm value. Then the Dividend Policy (DPR) has a negative and significant effect on firm value. While Firm size (Log Total Assets) has no effect on firm value in the company

The Influence of Social Environment, Religiosity, and Customer Knowledge on Saving Decisions with Wadi'ah Contracts at Bank Muamalat Indonesia Tulungagung Sub-Branch Harisah Al-islam; Syafrudin Arif Marah Manunggal
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 8 No 2 (2023): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 20
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v8i2.600

This paper aims to examine the effect of the social environment, religiosity, and customer knowledge partially and simultaneously on the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. The research method used is quantitative method. This research is sourced from primary data generated from the distribution of questionnaires. The statistical test used is the classical assumption test and multiple linear regression analysis. The results of this study are the social environment partially influences the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. Religiosity does not partially affect the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. Customer knowledge partially influences the decision to save with a wadi'ah contract at Bank Muamalat Indonesia Tulungagung Sub-Branch. The variables of social environment, religiosity, and customer knowledge simultaneously have an effect of 61.4% on the variable of saving decisions with wadi'ah contracts at Bank Muamalat Indonesia Tulungagung Sub-Branch. While the remaining 38.6% is influenced by other variables outside of this model.

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Ahmad Tohir

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isbank@stebisigm.ac.id

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Jl. Jend. Sudirman KM.4 No.629, 20 Ilir D. IV, Kec. Ilir Tim. I, Kota Palembang, Sumatera Selatan 30129

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Sumatera selatan

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Home Page

OAI Link

Editorial Team

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Reviewer

Google Scholar

Contact Name Ahmad Tohir

Contact Email isbank@stebisigm.ac.id

Phone +6281315545733

Journal Mail Official isbank@stebisigm.ac.id

Editorial Address Jl. Jend. Sudirman KM.4 No.629, 20 Ilir D. IV, Kec. Ilir Tim. I, Kota Palembang, Sumatera Selatan 30129

Location Kota palembang, Sumatera selatan INDONESIA

Abstract

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Abstract

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Abstract

Contact Name
Ahmad Tohir

Contact Email
isbank@stebisigm.ac.id

Phone
+6281315545733

Journal Mail Official
isbank@stebisigm.ac.id

Editorial Address
Jl. Jend. Sudirman KM.4 No.629, 20 Ilir D. IV, Kec. Ilir Tim. I, Kota Palembang, Sumatera Selatan 30129

Location
Kota palembang,

Sumatera selatan

INDONESIA