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INDONESIA
Jurnal Ekonomika dan Bisnis Islam
Published by Universitas Negeri Surabaya
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 350 Documents
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Zakat Produktif Sebagai Instrument Membangkitkan Kesejahteraan Perekonomian Di Masa Pandemic Covid19 Isnaini, Nur
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p70-83

Abstract

Zakat is an obligation of a Muslim who must be excluded from the net value of the wealth he earns, which has reached one nisab and achieved haul. The method used in this study is Library (library research). The purpose of this study is to examine productive zakat as an instrument to revive economic welfare during the Covid-19 pandemic. From this research, zakat is an obligation of Muslims that must be excluded from the net value of the wealth earned by him, which has reached one nisab and achieved haul. From the statistical results of the national BAZNAS, the collection and distribution of zakat from year to the year 2015-2022 slalu has increased significantly. The growth of the zakat collection began to be seen in 2015. This growth has to do with the efforts of the government and other zakat stakeholders including BAZNAS. In making improvements and innovations from various sides, both from governance and OPZ. The birth of the covid-19 economy has experienced a tremendous decline, zakat as an Islamic financial instrument is present as a solution and an effort to improve the welfare of the community through programs, health, socio-economic, proselytizing, education, and the economy. The efforts of the national BAZNAS in awakening the welfare of the community during the Covid-19 pandemic have distributed productive zakat funds to mustahiq to build a business that can meet their needs.
INTEGRASI KEUANGAN SOSIAL (ZISWAF) DAN BISNIS PESANTREN DALAM PEMBERDAYAAN SOSIAL-EKONOMI MASYARAKAT DI JAWA TIMUR Faiza, Nurlaili Adkhi Rizfa; Syarifudin, Syarifudin; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p154-165

Abstract

The high number of Islamic Boarding School and the prominence of its alumni suggest that Pesantren have a lot of promise in terms of social change and economic empowerment for communities in the surrounding area. With the establishment of the Pesantren Business Holding (HEBITREN), One Pesantren One Product (OPOP), and Pesantren Sarekat Business Cooperative (KSBP) as part of the Islamic Boarding Schools independence development program in East Java, the development of the Islamic Boarding Schools business have begun to become a special focus. Islamic Boarding Schools also operate Islamic social finance institutions such as the Amil ZIS Institution (LAZIS) and Micro Waqf Banks (BWM), which can help the local economy. This study took a qualitative approach to the library, relying on scientific research of papers, journals, and relevant agency data. This research aims to provide a synthesis of efforts to develop an alternative model of community economic empowerment in East Java through the integration of social finance (ZISWAF) and business run by Islamic Boarding Schools. The finding of the study shows that the integration of social finance with the Islamic boarding school business is able to maximize the independence and quality of Islamic boarding school education, which contributes to the ummah's and nation's economic independence.
Kajian Social Entrepreneur Pengrajin Batik Tulis Di Sentra Batik Al-Barokah Pakandangan Barat Bluto Sumenep Dalam Perspektif Ekonomi Islam Anshari, Ach Zainal
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p57-69

Abstract

The diversity and richness of culture in Indonesia, the skills and creativity possessed by human resources are able to produce handicrafts and have very high economic value, such as batik. Batik as one of the creations of the Indonesian people has different patterns, motifs, characteristics and meanings in each region. Like the existence of the Al-Barokah batik center in Pakandangan Barat village, Sumenep is one of the popular batik centers. Starting from a home-based business but having the talent, tenacity, soul to lead and encourage the community to continue making batik, providing training, teaching other communities and managing relationships to advance the economy of the surrounding community. The right effort by starting a business whose value will be donated to sustainable social interests by opening business opportunities without capital for the community to earn income from marketing and the welfare of society, which we can call social entrepreneurs. Having an Islamic economic concept to address social problems and help meet community needs, avoid social inequality with job opportunities, avoid elements of usury and clarity in business.
Implementasi Pemberian Hadiah Pada Tabungan Hijrah Prima Berhadiah Menurut Fatwa DSN-MUI Ulfa Nur Sakinah; Mujibno, Mujibno
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p114-122

Abstract

One of the Islamic banks that implements the prize program is Bank Muamalat Indonesia, which is the Hijrah Prima Savings wit Prizes program. Mud}a>rabah contracts generally only provide profit sharing in the form of a ratio, interestingly in this savings customers don’t only get profit sharing. Customers will also get prizes at the beginning as desired without being drawn. However, customers who cancel the hijrah prima savings program with prizes before the agreement period will be charged a prize replacement fee. This research uses field qualitative methods (field research). Data sources are obtained from primary data sources and secondary data through interview, observation, and documentation techniques. The data analysis techniques used are data reduction, presentation of conclusion drawing data. To check the validity of the data using triangulation techniques. The results of this research said that the implementation of giving gifts to hijrah prima savings with prizes at Bank Muamalat Indonesia KCP Sumenep is that banks given gifts in the form of goods to customers of hijrah prima savings with prizes. In this case, DSN-MUI allows the awarding of such gifts as stipulated in DSN-MUI fatwa No: 86/DSN-MUI/XII/2012 concerning gifts in raising funds, for which the bank has added one of the conditions for a loan-use agreement when giving gifts.
Pemetaan Penelitian seputar Manajemen Zakat pada Lembaga Keuangan Syariah: Studi Bibliometrik VOSviewer dan Literature Review Budianto, Eka Wahyu Hestya; Ibad, Nuzulul Nasoihul; Pratopo, Gentur; Dewi, Nindi Dwi Tetria
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p1-20

Abstract

This study aims to determine the development of research around Zakah Management in Islamic Financial Institutions. The research was conducted from 2013 to 2022, by searching national journals indexed by Sinta via the Garuda website, with the keyword “Zakah Management”. Based on the search results, there were 60 research articles, then inputted into the VOSviewer application and analyzed descriptively through a literature review study. The results showed that the number of publications had increased significantly every year. Furthermore, based on the results detected using the VOSviewer application, research related to Zakah Management is divided into 11 clusters and 133 items. Meanwhile, based on the results of a literature review study, there are 3 main themes related to Zakah Management in Islamic Financial Institutions.
Pengaruh Budaya kerja dan lingkungan kerja terhadap kinerja pegawai pada Kantor Kementerian Agama Kabupaten Lamongan Kulsum, Umu; Indrarini, Rachma
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p95-101

Abstract

This study aims to examine the effect of work culture and work environment to the employee performance at the Office of the Ministry of Religion of Lamongan Regency. This research was conducted using a quantitative approach. The number of samples used in the research were 71 respondents, which are all employees working at the Office of the Ministry of Religion of Lamongan Regency. This study used a questionnaire that was measured using a Likert Scale and analyzed using the SPSS program. Based on the results of testing the first (H1), second (H2) and third (H3) hypotheses, it shows that there is a significant influence between work culture and employee performance with a significance level of 0.016 (p <0.05) for the first hypothesis (H1), 0.000 (p<0.05) for the second hypothesis (H2) and 0.000 (0<0.05) for the third hypothesis (H3). Based on the F test also shows that the variables of work culture and work environment have an influence of 23.77% on employee performance. The results of the study show that work culture and work environment together have a significant effect on employee performance at the Office of the Ministry of Religion of Lamongan Regency.
Pengaruh Religiositas, Prinsip Konsumsi,dan Gaya Hidup Islami Terhadap Keputusan Pembelian Menggunakan Shopee Paylater Rahmani, Selvi; Mukhsin, Moh; Fakhrudin, Muhamad
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p32-43

Abstract

Shopee paylater is currently one of the paylater services that is most in demand by the people of Indonesia. shopee paylater has its own charm because it has a pay later or installment payment method with low interest. This study only focuses on respondents who use the payment method in the next month or pay later and are never late paying shopee paylater bills to avoid usury and provisions in the Islamic religion. The number of samples used in this study was 70, with the criteria of students majoring in Sharia economics using Shopee paylater. Data is collected by spreading questionnaires online and measuring responses on a likert scale. Utilizing data analysis procedures including validity test, reliability test, classic assumption test, multiple regression analysis, and hypothesis test. The results of this study on the religiousity and the principle of each partial consumption significantly affect the buying decision, while the Islamic lifestyle does not significantly affect the buying decision, but on simultaneous trials of religiousity, the principle of consumption and Islamic lifestyle simultaneously affects the buying decision.
TINJAUAN POLITIK DAN SYARIAH TERHADAP KEBIJAKAN PEMINDAHAN IBU KOTA NEGARA SEBAGAI PILIHAN RASIONAL Yudha Alam, Wira
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p102-113

Abstract

The movement of the IKN has been a plan since Joko Widodo was elected president, in 2019. This article seeks to explore the policy of the State Capital (IKN) understood as the path taken by the government. Using a rational choice framework in the perspective of sharia and politics. This policy exists because it is supported by three aspects: first, the environmental aspect which is a stimulus for actors to act. Second, aspects of the rules of the game through a legal-formal framework that makes it easy to provide the red carpet for actors. Third, the organizational aspect that emphasizes the self-interest of the actors so that it creates a desire to shape IKN policies. This study uses a qualitative method with an analytical descriptive approach, which analyzes various available data. The discussion put forward is based on references examined through the opinions of experts and scholars, as well as from books. The transfer of IKN is considered to tend only as a policy that benefits certain groups, and is considered to have not achieved benefit, because benefit concerns the interests of many people, not personal interests or certain small groups
PEMAHAMAN SANTRI GRIYA KHADIJAH TERHADAP WAKAF PRODUKTIF DENGAN PENDEKATAN TAKSONOMI BLOOM Setiawan, Haryansyah; Sunan Fanani; Eko Fajar Cahyono
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the level of understanding of Griya Khadijah students towards productive waqf in order to evaluate learning and formulate strategies in producing competent human resources. This research uses a qualitative approach with descriptive methods. The data collected came from direct interviews with all Griya Khadijah students, totaling 22 people and from documents at the end of semester exams for productive waqf subjects at Griya Khodijah Puspas Unair. In terms of analyzing, this study uses the revised version of Bloom's taxonomy understanding theory in the cognitive realm, which includes interpreting, exemplifying, classifying, summarizing, inferring, comparing, and explaining. (explaining). As well as analyzing understanding based on its level, namely high level or exploration; moderate level or interpretation; and low level or translation. As a result, five of the seven indicators show an exploratory understanding which proves that on average Griya Khadijah students have a high understanding of the concept of productive waqf. However, understanding is still not completely perfect. Griya Khadijah Santri are still at an intermediate level of understanding on measurements with interpreting and exemplifying indicators, so that more learning focus is needed on these two indicators.
ANALISIS KESEDIAAN KONSUMEN MUSLIM UNTUK MEMBAYAR PRODUK OLAHAN DAGING HALAL Rasyda, Amanda Naura; Santosa, Purbayu Budi
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 1 (2023): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n1.p44-56

Abstract

Processed meat products must have a halal guarantee, so that consumers feel safe drinking them.. Halal certification provide assurance to Muslim consumers in accordance with sharia principles. However, halal certification strategy allows for an increase in production costs which can increase consumer’s prices. An increase in prices allows a negative effect on consumers' willingness to pay. Therefore, this study aims to estimate the additional nominal and the determinants of Muslim consumers to pay higher prices for halal processed meat products. The population in this study were Muslims in Depok District with Accidental Sampling Technique. Data collection was done by distributing questionnaires to 100 respondents. Contingent Valuation Method and binary logistic regression is used in this research. The results showed that Muslim consumers in Depok District will to pay more for halal processed meat products with an additional nominal of Rp. 2,437 per 500gr package. The four variables significantly affect the WTP namely attitudes, perceived behavioral control, religious self-identity, and religiosity). While the subjective norm has no effect.

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