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nurodin@iuqibogor.ac.id
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+6281316817632
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Jl. Moch Noh Nur No. 112 Leuwiliang Bogor-Jawa Barat
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INDONESIA
Journal Islamic Economics Ad Diwan
ISSN : 28097130     EISSN : 28094840     DOI : https://doi.org/10.51192/ad.v1i2.310
Journal Islamic Economics Ad Diwan; Institut Ummul Quro Al-ISlami Bogor adalah jurnal penelitian dalam disiplin ilmu ekonomi islam dan masalah ekonomi syariah yang diharapkan dapat memberikan kontribusi baru atau state-of-the-art untuk pengembangan akademik atau aplikasi dunia nyata atau keduanya. Jurnal ini mencakup artikel penelitian asli, antara lain: Ekonomi Islam, Kewirausahaan Syariah, Manajemen dan Perbankan Syariah, Etika Bisnis Syariah, Manajemen Investasi Syariah, Manajemen Risiko Bank Syariah, Manajemen Dana Bank Syariah, Akuntansi Syariah, Anggaran Bank Syariah, Manajemen Zakat, Modal Syariah Pasar. Jurnal Ad Diwan ini diterbitkan oleh Program Studi Ekonomi Syariah, Fakultas Ekonomi Syariah, Institut Ummul Quro Al-Islami Bogor. Jurnal ini terbit dua kali dalam setahun yaitu Bulan September dan Maret.
Articles 86 Documents
Analisis Pengaruh Digital Marketing terhadap Pertumbuhan Penjualan UMKM Tinjauan Menggunakan Metode Systematic Literature Review: Analysis of the Influence of Digital Marketing on MSME Sales Growth Review Using the Systematic Literature Review Method Tesa Vausia Sandiva; Jhon Veri
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.997

Abstract

This study uses the Systematic Literature Review (SLR) method to analyze the influence of digital marketing on sales growth of Micro, Small and Medium Enterprises (MSMEs). From a review of 19 articles published between 2019 and 2024, this research consistently shows that digital marketing strategies, such as the use of social media platforms and other digital marketing techniques, play an important role in increasing brand awareness, consumer engagement and sales conversions for MSMEs. Optimization Information technology infrastructure has also been proven to increase the effectiveness of digital marketing strategies in MSMEs. These findings have a significant impact on industry players and MSME related parties, emphasizing the importance of implementing and managing digital marketing strategies for sustainable business growth and competitive advantage in the current digital era. Keywords: Digital Marketing, UMKM, Systematic Literature Review (SLR)
Penggunaan mata uang kripto pada ekosistem keuangan sosial islam ditinjau dari perspektif pemikiran uang Al-Ghazali: PENGGUNAAN MATA UANG KRIPTO PADA EKOSISTEM KEUANGAN SOSIAL ISLAM DITINJAU DARI PEMIKIRAN UANG AL-GHAZALI Santoso, Slamet; Janwari, Yadi; Jubaedah, Dedah; Rahmah Kusumah, Nurul; Muharni, Yusraini
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.1065

Abstract

This research examines the use of cryptocurrency with blockchain in the Islamic social finance ecosystem from Al-Ghazali's point of view on money. Al-Ghazali, one of the great scholars in the Islamic scholarly tradition, has profound thoughts on money, its characteristics, and its uses, which are written in the book Ihya Ulumudin. His thoughts can provide a perspective for analyzing the use of cryptocurrency in various economic aspects, including Islamic social finance. The blockchain opens opportunities for inclusive financial solutions and more equitable access to economic resources. This study used a qualitative approach by reviewing the literature to explore how cryptocurrencies from blockchain technology, especially stablecoins, can support the Islamic social finance ecosystem and align with Al-Ghazali's thoughts. From the study conducted, generally, cryptocurrencies in their function as a medium of exchange and unit of account, their benefits for financial inclusion, wealth distribution, and non-usurious aspects align with Al-Ghazali's thoughts on money. What remains a concern is the use of cryptocurrencies which is still not legally recognized by Bank Indonesia regulations and the fatwa from the Indonesian Ulema Council (MUI) that prohibits it
PENGARUH NOM, CAR, NPF NETT DAN FDR TERHADAP KINERJA KEUANGAN PADA BCA SYARIAH PERIODE 2013-2022: THE INFLUENCE OF NOM, CAR, NPF NETT AND FDR ON FINANCIAL PERFORMANCE IN BCA SYARIAH FOR THE PERIOD 2013-2022 Aris, Riyanti A; Eki Tiyas Nurulia; Noorikha Pandayahesti Saputeri
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.1105

Abstract

This study aims to analyze the effect of NOM, CAR NPF NETT and FDR on financial performance at BCA Syariah for the period 2013-2022. Bank financial performance is a description of the financial condition over a certain period of time including aspects of fund collection and distribution to evaluate bank financial performance using various variables. This description is usually presented in the annual financial report. This study uses a descriptive quantitative approach method with secondary data analysis, namely research that uses numerical/numerical data. which is obtained in the annual financial report that has been published by BCA Syariah. By using descriptive statistical techniques, classical assumptions, multiple regression hypothesis testing, coefficient of determination. Partial test and normality test Based on the simultaneous test of the F test that has been carried out, the regression coefficient F count is 463.657 F table of 2.47 so that H0 is rejected and Ha is accepted with a significance of 0.000 0.05 (which has been set), it can be concluded that simultaneously there is a significant effect between the independent variables NOM, CAR, NPF NETT and FDR on financial performance (ROA). partial research results: NOM has a significant effect on financial performance or ROA, CAR has no effect on financial performance or ROA. NPF NETT shows an effect on financial performance or ROA, FDR has no effect on financial performance or ROA.
THE ECONOMIC THOUGHTS OF SHAH WALIULLAH AD-DAHLAWI Adam Agus Putra, Panji; Annisa Eka Rahayu
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.1117

Abstract

Salah satu intelektual Muslim yang paling dikenal dan memiliki banyak pemikiran mengenai ekonomi adalah Shah Waliullah Ad-Dahlawi. Ad-Dahlawi memiliki banyak pemikiran di berbagai bidang seperti ekonomi, politik, dan budaya. Salah satu pemikiran Ad-Dahlawi yang menonjol dan penting untuk dibahas adalah pemikirannya tentang ekonomi. Penting untuk membahas pemikirannya tentang ekonomi karena memiliki signifikansi besar untuk perkembangan ekonomi Islam di masa depan. Jenis penelitian yang digunakan adalah penelitian kualitatif dalam bentuk studi pustaka, di mana data atau bahan berasal dari sumber-sumber kepusataan. Penelitian ini menggunakan sumber dari buku, tesis, dan jurnal. Hasil dari penelitian ini menunjukkan bahwa pemikiran ekonomi oleh Ad-Dahlawi menekankan masalah ekonomi global yang mencakup masalah ekonomi makro dan mikro, sehingga pemikirannya membahas secara rinci peran ekonomi dari bagaimana orang memperoleh kekayaan mereka. Pemikiran ekonominya dibagi menjadi lima bagian, yaitu al-Bai' (jual beli), riba (bunga atau riba), penyitaan aset, penimbunan aset (ikhtikar), dan penggunaan barang yang digadaikan. Kata kunci: Ad-Dahlawi, Pemikiran, dan Ekonomi.
Legal Definitions and Types of Found Goods In Fiqh Muamalah Rismayanti, Rini; Desy Dahliani Fadilah; Deni Maulana
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.1131

Abstract

Found item isn't specific term for a particular type of property; it is a general term. Luqathah is an item that found at a public area. Taking luqathah is obligatory according Shafi'i Madhhab for saving the property of fellow Moeslim but it have to announced for a year. However, taking luqathah according Maliki Madhhab is makrooh because it is feared that there maybe negligence in matters there are required, such as announcing the found item to the public. Shafi'i Madhhab and Maliki Madhhab have the difference opinion about luqathah. Therefor, the purpose of this study is to find out what should the finder of found item do and what theese two madhhab think about the ownership of found item. Imam Malik and Imam Shafi'i both allow to use of luqathah. According to Imam Maliki, the announcement must be made if there are no people take the luqathah as long as a year. The finder of luqathah have a responsibilty to compensate the item that used or donated. Shafi'i and Malik agree if the luqathah is priceless or doesn't have any valuable that no need to saved, but it must be saved and announced if the item has valuable so its owner known.
Analisis Keputusan Masyarakat Kabupaten Bogor Terhadap Gadai Syariah (Studi Pada PT. Pegadaian Syariah Graha Pos Cibinong) : Analysis of Community Decisions in Bogor Regency In Choosing Sharia Pawn Products (Study at PT. Pegadaian Syariah Graha Pos Cibinong) Linda Lidia Oktaviani; R Ali Pangestu; LIse Purnamasari
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.1154

Abstract

Masyarakat memilih produk pembiayaan sesuai dengan kebutuhannya seperti untuk memenuhi kebutuhan konsumtif, biaya pendidikan, modal usaha dan sebagainya. Namun dalam masalahnya, selalu masih ada masyarakat yang hanya ikut-ikutan untuk mengajukan pembiayaan dengan tidak memahami prosedur atau hanya ingin cepat mendapatkan dana tanpa mengkhawatirkan legal atau tidaknya lembaga keuangan tersebut, Lalu penelitian ini akan membuktikan apakah faktor pelayanan, kepercayaan, alasan syariah dan promosi dapat menjadi penentu keputusan masyarakat kabupaten bogor untuk menggadaikan barang secara syariah. Dengan adanya pengaruh terhadap keempat variabel menjadi bukti bahwa masyarakat menggadaikan barang secara syariah karena ketertarikan terhadap pelayanan karyawan, kepercayaan terhadap lembaga, memiliki pemahaman terhadap syariat islam tentang muamalah dan tertarik dengan segala bentuk promosi di pegadaian syariah. Metode penelitian yang digunakan adalah deskriptif dengan pendekatan kuantitatif menggunakan teknik analisis Partial Least Square (PLS). Populasi dari penelitian ini yaitu nasabah PT. Pegadaian Syariah tahun 2019-2023 dengan sampel 98 responden. Hasil penelitian ini menunjukan bahwa variabel pelayanan, kepercayaan, alasan syariah dan promosi berpengaruh signifikan terhadap keputusan masyarakat Kabupaten Bogor untuk menggadaikan barang secara syariah.   Kata kunci: Pegadaian syariah, Keputusan, Masyarakat.    
DETERMINAN PROFITABILITAS DENGAN NON PERFORMING FINANCING (NPF) SEBAGAI VARIABEL MODERASI PADA BANK MUAMALAT INDONESIA PERIODE TAHUN 2015–2022 Larasati, Dwi Ananda; Muslihati; Nasri Katman, Muhammad
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.1161

Abstract

This study of this research is to determine the effect of Mudharabah, Musyarakah and Murabahah financing on profitability at Bank Muamalat Indonesia. Apart from that, this research also aims to test whether the Non Performing Financing variable is able to moderate the relationship between each. Mudharabah, Musyarakah and Murabahah variable on Profitability at Bank Muamalat Indonesia. The data collection method in this research uses secondary data sourced from Bank Muamalat Indonesia's quarterly financial report data for the 2015-2022 period. In carrying out data analysis, the author uses analytical methods and uses the Smart PLS analysis tool. The results of this research are that mudharabah, musyarakah and murabahah financing do not have a significant effect on profitability. The results of the moderating variable show that Non-Performing Financing is able to moderate the effect of mudharabah financing on profitability at Bank Muamalat Indonesia
ANALISIS PENGARUH DANA DESA DAN PRODUK DOMESTIK REGIONAL BRUTO TERHADAP INDEKS PEMBANGUNAN MANUSIA DI JAWA TENGAH Gallyn Ditya Manggala; Sheny Yulianty
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 4 No 1 (2024): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v4i1.1185

Abstract

This study aims to analyze the influence of Village Funds and Gross Regional Domestic Product (GDP) on the Human Development Index (HDI) in Central Java Province. This study uses a panel data regression model with a coverage of 29 districts in Central Java during the 2016-2020 period. The results of the study show that Village Funds and GDP have a positive and significant influence on HDI. The Regression Coefficient of Village Funds of 2.96E-10 indicates a positive and significant influence, which means that every increase in one unit of Village Funds will increase HDI by 2.96E-10, assuming the other variables remain constant. GDP was also found to have a significant influence on HDI in Central Java, with a regression coefficient value of 111.4025, indicating that every increase in one unit of GDP will increase HDI by 111.4025.
FAST FASHION; PERILAKU KONSUMSI BERLEBIH Farah Khumaerah Arif, Nurul; Ambo Masse, Rahman; Sirajuddin, Sirajuddin
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.1038

Abstract

The aim of this research is to empirically test students' behavior in consuming excessive fast fashion and find out solutions that students can use to reduce excessive consumption of fast fashion. The method used in this research is a qualitative method using a phenomenological research approach. The data source used is primary data, namely data obtained directly from the original source through interviews. Data analysis carried out by researchers is data collection, data reduction, data presentation, drawing conclusions and verification. The results of this research show that UIN Alauddin Makassar students consume fast fashion in terms of leisure class theory and Monzer Kahf's theory in accordance with the factors that influence them in carrying out this consumption behavior, namely social class, appearance support, personality and self-concept, desires and needs, There are several factors that influence fashionconsumption, namely income, taste, technology, product quality, religion, product price information,attractive product promotions. Meanwhile, according to informants, the negative impacts caused by excessive consumption behavior include reduced savings, increased debt and social jealousy. The conclusion of this research is that excessive behavior is influenced by fomo attitudes and not being able to adapt to current developments
EKSISTENSI ZHIHAR DALAM HUKUM ISLAM: ANALISIS PERSPEKTIF FIQH SYAFI'IYYAH Ibnu Mukti
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 3 No 2 (2024): Ad Diwan
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v3i2.1264

Abstract

The main purpose of marriage is to create a household full of peace, tranquility, love, and affection. However, in living a household life, various problems and issues often arise, one of which is the case of a husband who performs zhihar on his wife. This action can have legal consequences that require clear explanations and rules. In this case, Islam is present as a solution to the problem of zhihar, which during the Jahiliyah era was used as a way to divorce a wife. This study aims to examine the existence of kafarah zhihar according to the perspective of Fiqh Syafi'iyyah. The approach used is literature research with a qualitative normative method. The results of the study show that in Fiqh Syafi'iyyah, zhihar is a statement by a husband who equates his wife with a mother or with someone who is forbidden to marry, either because of blood relations, marriage, breastfeeding, or other reasons. Zhihar does not only occur by equating a wife with a mother, but also with other mahrams. There are two types of zhihar lafadz, namely clear ones (sharih) and figurative ones (kinayah), both of which require intention for the zhihar to be valid.