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CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE
Published by Transpublika Publisher
ISSN : 2809848X     EISSN : 28098226     DOI : https://doi.org/10.55047/cashflow
Core Subject : Economy, Social,
CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE main objectives is to establish an effective channel of communication between stakeholders including academic and research institution, businesses, governments and communities. It also aims to promote and disseminate the research finding in the development of management, accounting, and economic theories and practices. This CASHFLOW Journal provides wider range of scope on the area of management, accounting, and economic which is not limited on general practices but also on the issues of Sharia Economics, History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to sharia economics.
Articles 152 Documents
ANALYSIS OF FACTORS AFFECTING EMPLOYEE PERFORMANCE AT BANK SYARIAH INDONESIA (BSI) OF ADAM MALIK BRANCH OFFICE IN MEDAN CITY Hanum, Farida; Harahap, M Ihsan
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 3 (2022): APRIL 2022
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (353.025 KB) | DOI: 10.55047/cashflow.v1i3.165

Abstract

This study aims to determine the concept of factors that affect employee performance at Bank Syariah Indonesia (BSI), which expected to be empowering human resources, work motivation, job satisfaction. A study of human resource management (HR) literature. The type of research used by the researcher is field research using qualitative methods and literature studies or library research. Data collection techniques used by researchers are interviews and observation. The finding reveals that HR empowerment has an effect on employee performance at Bank Syariah Indonesia, Work motivation has an affects employee performance at Bank Syariah Indonesia, and Job satisfaction has an effect on employee performance at Bank Syariah Indonesia. Therefore, the findings means that the more often the empowerment of human resources is given, the higher the employee's performance and the higher the work motivation, the higher the employee's performance and will also result in job satisfaction for employees at Bank Syariah Indonesia (BSI) Adam Malik Branch Office in Medan City.
IMPLEMENTATION OF MANAGEMENT SYSTEM ON HALAL CERTIFICATION FOR MEDAN CITY MSMES ACTORS: (Case study at the Medan City Cooperative and MSMEs Office) Zulianti, Divia; Aslami, Nuri
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 3 (2022): APRIL 2022
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (307.345 KB) | DOI: 10.55047/cashflow.v1i3.166

Abstract

The Medan City Micro, Small and Medium Enterprises (MSME) and Cooperative Service in collaboration with the Halal Product Guarantee Agency (BPJPH) supports the existence of a halal certificate guarantee for MSME actors in the city of Medan. Currently, to implement all of business activity, there is a need for halal certification guarantee management so that MSME business actors can better understand how important a halal certificate is to a business. Indonesia's population is a Muslim-majority country and a potential market for various halal products. The percentage of the number of micro, small and medium enterprises is high. For example, micro businesses can be represented at 98,79%, small businesses 1,11%, while medium businesses 0,09%, and large businesses only 0,01%. This data is based on the 2013 Ministry of Cooperatives and Small and Medium Enterprises and from the total of these business units, micro, small and medium enterprises (MSMEs) act as business drivers in Indonesia. However, the guarantee of a halal certificate issued by the Ministry of Religion is considered to be very difficult for Medan City MSME actors to obtain due too many requirements that must be met by the business actors themselves. The guarantee of a halal certificate is expected to be a spirit to awaken and excite the development of the halal industry in the country, especially North Sumatra. Halal Product Assurance certification and supervision services also consistently apply the principles of integrity, transparency, and avoid all kinds of extortion and gratification.
THE INFLUENCE OF HUMAN RESOURCE MANAGEMENT ROLE ON THE PERFORMANCE OF EMPLOYEES AT PT BANK SUMUT KRAKATAU MEDAN CITY BRANCH OFFICE Dongoran, Sapina; Harahap, Muhammad Ikhsan
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 3 (2022): APRIL 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.739 KB) | DOI: 10.55047/cashflow.v1i3.167

Abstract

Roles can be defined as unique behaviors that represent the characteristics of each individual in a work group or social environment that has a major influence on events. In terms of improving the quality of performance of Krakatau North Sumatra branch office, this will be achieved through continuous improvement of the quality of human resources, who always strive to improve the level and quality of services to meet the needs and expectations of the community. The purpose of this study was to determine the influence of management on the quality of employee performance at PT Bank Sumut in Krakatau Medan City Branch Office. The sample used is a saturation sample, taking all members of the population as a sample of 13 employees. The data collection method used is interviews, the role of HR management in employee performance indicators is found through a literature study, the indicators used include work systems and structures, work quality, collaboration creativity. The results of the study indicate that (1) HR management has a significant effect on the quality of the performance of PT Bank Sumut Krakatau Medan City Branch Office; (2) work quality has a significant effect on the quality of employee performance at PT Bank Sumut Krakatau Medan City Branch Office; while (3) obstacles or constraints has simultaneously affected the quality of employee performance at PT Bank Sumut Krakatau Medan City Branch Office.
MARKETING STRATEGY ANALYSIS OF OVO DIGITAL WALLET CUSTOMERS INTEREST Dewi, Mutia Sari; Aslami, Nuri
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 3 (2022): APRIL 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (314.41 KB) | DOI: 10.55047/cashflow.v1i3.170

Abstract

Abstract This study aims to analyze the marketing strategy of customer interest on OVO as digital wallet. This study a qualitative study in the sense that it is a library study with books and other literature serving as the primary object. The data presented is in the form of words, which requires concise and systematic processing. Analysis is a series of straightforward efforts to generate and process research material into a simple framework. The collected data is subsequently examined to obtain information, however first the data is picked for its reliability. In this study, data analysis techniques such as content analysis were used. The finding reveals that the OVO strategy for improving customer advantages through the use of online payment systems is to place emphasis on the payment transaction itself. The points that have been acquired can be redeemed at a later date if the price of the payment specification decreases. Customers can pay while still on the spot, which is surely highly efficient, practical, and quick, making it a method that streamlines the customer's experience overall. By providing a positive environment that caters to their needs, especially for the millennial generation, who happens to be the largest user of the OVO digital wallet, it will encourage them to flock to the merchants that they prefer to visit.
WORD OF MOUTH RELATIONSHIP ANALYSIS ON PURCHASE INTENTION AND ITS IMPACT ON PURCHASE DECISIONS Apdillah, Dicky; Hidayat, Riyan Fiqri; Al Azmi, Chairanda; Zuwandana, Ahmad
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 3 (2022): APRIL 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (697.571 KB) | DOI: 10.55047/cashflow.v1i3.171

Abstract

This study aims to analyze the relationship of Word of Mouth in Purchase Intention toward Purchase Decision. This study is a quantitative study using SEM PLS. The sample in this study was 100 respondents to consumers of Alfamart Kramat Pulo 2 with a non-probability sampling technique, namely a sampling technique that provides equal opportunities for each element (member) of the population to be selected as a member of the sample. The data the analyzed using validity test and hypothesis test to obtain the result. The finding reveals that by empirical analysis, word of mouth has a statistically significant positive impact on purchasing interest, such that as word of mouth improves, so does purchasing intention. Meanwhile, in empirical evidence, purchasing intention has a positive and significant impact on purchasing decisions, such that if the purchasing interest in a product becomes increasingly attached to the minds of customers, the likelihood of making a purchase increases. Furthermore, according to empirical research, word of mouth has a positive and statistically significant impact on purchasing decisions.
EFFECT OF IJARAH REVENUE, MUDHARABAH FINANCING AND THIRD-PARTY FUNDS ON THE PROFITABILITY OF ISLAMIC COMMERCIAL BANKS Addawami, Ali Nafi’; Zamzami, R. Mohd.
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 3 (2022): APRIL 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1135.845 KB) | DOI: 10.55047/cashflow.v1i3.194

Abstract

This research aims to analyze and empirically test the influence of ijarah revenue, mudharabah financing and third-party funds to the profitability of ROA of Islamic Commercial Bank contained in the Financial Services Authority for the 2016-2020 period. The research method used is a quantitative research method because this study uses numbers with statistical calculations and aims to test the hypotheses that have been made. The independent variables in this study were ijarah revenue, mudharabah financing and third-party funds while the dependent variable in this study was profitability (ROA). The research population is Islamic banking registered with the Financial Services Authority (OJK) in 2016-2020, with sample selection using purposive sampling techniques. Therefore, data on the monthly financial statements of Islamic Commercial Banks were obtained which were summarized in the Islamic Banking Statistics for the period 2016-2020, so that 60 research samples were obtained. Data collection techniques in this research use documentation and literature studies. The data analysis techniques used in this study are descriptive statistics, multiple regression analysis, classical assumption tests, determination coefficient tests and hypothesis testing using the EViews 12 analysis tool. Test F results show that ijarah revenue, mudharabah financing and third-party funds simultaneously have a significant effect on profitability (ROA). Meanwhile, T test reveals that ijarah revenue partially had a positive and significant effect on profitability (ROA), while mudharabah financing partially had a negative and significant effect on profitability (ROA) and third-party funds partially had a positive and significant effect on profitability (ROA).
ANALYSIS OF THE IMPACT OF WORK MOTIVATION AND WORK DISCIPLINE ON EMPLOYEE PERFORMANCE AT PT. TELKOM AKSES MEDAN Siregar, Amelia Padillah; Aslami, Nuri
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 4 (2022): JULY 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (348.54 KB) | DOI: 10.55047/cashflow.v1i4.206

Abstract

Employee performance is the process of attaining the company's organizational goals in accordance with the company's regulations. To achieve optimal work results, the organization must have disciplined personnel, as discipline is an attitude that demonstrates the employee's commitment to the job. Therefore, to produce disciplined employees, it is necessary to provide these employees with direction and desire to work harder, which will result in the production of high-quality goods and skilled personnel. This study aims to analyze the impact of work motivation and work discipline on employee performance at PT. Telkom Akses Medan. This study employs a quantitative methodology with an associative approach. The population consists of all PT Telkom Akses Medan personnel, and the sample size is 79 individuals. The results indicate that despite the fact that PT Telkom Akses Medan employees lack discipline, work discipline has no effect on employee performance, since the performance is very fulfilling and the company appreciates the way it operates. This study also demonstrates that PT Telkom Akses Medan's performance is significantly affected by employee motivation.
STRATEGY ANALYSIS TO IMPROVE SERVICE QUALITY IN INDIHOME PRODUCTS ON CUSTOMER SATISFACTION AT TELKOM WITEL MEDAN Dewi, Sri Kartika; Aslami, Nuri
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 4 (2022): JULY 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (327.039 KB) | DOI: 10.55047/cashflow.v1i4.207

Abstract

This study aims to analyze PT Telkom Witel Medan's strategy for improving the quality of service on IndiHome products in order to increase customer satisfaction. This study employs a qualitative descriptive research methodology. Consequently, observation and interviews were employed to collect data for this study. This investigation was carried out at PT Telkom Witel Medan. The findings of the study revealed that the strategy for improving the quality of service on IndiHome products in order to increase customer satisfaction is already very effective and is getting better every month, as the MyIndiHome application makes it very simple for customers to obtain product-related information, suggestions, and complaints. In addition to providing services in accordance with the Standard Operating Procedure (SOP), Telkom Witel Medan employs various strategies to ensure customer satisfaction and brand loyalty. Telkom Witel Medan uses two ways of measuring IndiHome customer satisfaction: a complaint and suggestion system and a customer satisfaction survey system, such as distributing questionnaires to customers regarding service quality and customer satisfaction with IndiHome products.
ANALYSIS OF CASH FLOW STATEMENT TO ASSESS THE COMPANY'S FINANCIAL PERFORMANCE AT PT ASTRA INTERNATIONAL TBK. Suciani, Tri Yeni; Setyawan, Supanji
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 4 (2022): JULY 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (396.314 KB) | DOI: 10.55047/cashflow.v1i4.223

Abstract

Companies must keep track of their financial health and performance in order to meet their objectives. Financial statements are used to examine a company's financial performance. Analyzing cash flow figures can be used to evaluate a company's financial performance. This is a descriptive study that employs quantitative approaches. The data used is secondary data from PT Astra International Tbk's annual report in the form of cash flow reports. Cash flow ratio analysis was utilized as an analytical approach. The operating cash flow ratio, capital expenditure ratio, cash coverage ratio to current liabilities, cash coverage ratio to net income, and total debt ratio were all considered in this study. The findings of the cash flow ratio calculation indicate that PT Astra International Tbk. has a poor financial performance.
IMPLEMENTATION OF QR CODES ON ICHIBAN SUSHI RESTAURANT'S DISH MENU ON ORDER TIME EFFICIENCY AND CUSTOMER SATISFACTION LEVEL Alberlianasari, Firstarine; Nabilah, Salma; Rahmawati, Safrina Dewi
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 1 No. 4 (2022): JULY 2022
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Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1419.945 KB) | DOI: 10.55047/cashflow.v1i4.224

Abstract

This research aims to find out how the QR code affects the efficiency of consumer ordering time and the level of consumer satisfaction with the QR code. This is a qualitative research which describes the QR code research on the Ichiban Sushi restaurant menu. Data collection techniques using observation and interviews. The research carried out on "Ichiban Sushi" restaurant which is located in Plaza Asia, Tasikmalaya City in West Java. The results of this study focus on solving problems by simplifying the queue management process for the Ichiban Sushi menu and simplifying restaurant menu ordering and how it affects customer satisfaction. The findings reveal that there was an efficiency in ordering time because using this QR code was felt to be faster and more flexible, consumers could order simultaneously and consumers also did not need to queue to order restaurant menus. QR codes on the ordering menu for Ichiban Sushi Restaurant greatly affects the level of consumer satisfaction, where the majority of consumers feel satisfied with the use of QR codes on the ordering menu for Ichiban Sushi Restaurant which is certainly very beneficial for consumers.

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