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Contact Name
Arna Suryani
Contact Email
arna_halim@yahoo.co.id
Phone
+6281320024269
Journal Mail Official
jppd.journal@unja.ac.id
Editorial Address
Jl. A. Manap Kampus UNJA Telanaipura Jambi, Indonesia
Location
Kota jambi,
Jambi
INDONESIA
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Published by Universitas Jambi
ISSN : 23384603     EISSN : 23558520     DOI : https://doi.org/10.22437/ppd.v10i2.15630
Core Subject : Economy,
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah (The Journal of Perspectives on Financing and Regional Development) is an open-access, peer-reviewed international forum for scientists involved in research to publish high quality and refereed papers. Jurnal Perspektif Pembiayaan focuses on publishing theoretical and empirical papers in all fields of economics, business, and management. The journal accepts a variety of papers using a variety of research methods, including statistical analysis, case studies, and field research, articles examining significant research questions from multiple perspectives. In its sixth year (Volume 6), the Journal of Perspectives on Financing and Regional Development has three fundamental changes. First, this journal was originally published four times a year and now has been published six times a year. Second, the journal has been nationally accredited with a SINTA (Science and Technology Index) score of S4 which is valid from 9 July 2018 – 8 July 2023 based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 21/E/KTP/2018 concerning the Ranking of Scientific Journal Accreditation Period I Year 2018. Third, based on the results of re-accreditation, since Volume 6, Issues 2 (September – October 2018), the Journal of Perspectives on Financing and Regional Development has been nationally accredited with SINTA (Science and Technology Index) score of S2, based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 10/E/KTP/2019 concerning the Ranking of Scientific Journal.
Articles 433 Documents
Overcoming the threat of poverty and social welfare amid the COVID-19 pandemic through sustainable funding sources Saddam Rassanjani; Risky Novialdi; Nur Saribulan; Dahlawi Dahlawi
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 10 No. 6 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v10i6.18017

Abstract

The COVID-19 outbreak is believed to have slowed economic acceleration in several countries, including Indonesia. Dramatic economic changes affect the country's performance in overcoming poverty and unemployment. This article aims to analyze the social and economic impact of the pandemic. It can be seen that the government, as the holder of the mandate of power, still and will continue to rely on social protection programs in dealing with the social and economic impacts that are currently being faced. The government can expand social security and assistance programs by strengthening collaboration between local authorities and non-state institutions. In addition to social protection, Indonesia, known as a country with a Muslim majority, has a religious instrument called zakat, which is believed to overcome the spike in poverty. Moreover, zakat is also considered a potential instrument to support some countries in achieving SDG goals as long as they are appropriately managed.
Islamic bank efficiency: an efficiency method with SFA Fajra Octrina; Hariadi Eka Priatmojo
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 10 No. 6 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v10i6.18250

Abstract

Judging from the financial ratios, the performance of Islamic banking in Indonesia was remarkably stable both before and during the Covid-19 pandemic. However, another thing is whether this condition could make Islamic banks continue to work effectively. This study aimed to measure the cost efficiency of Islamic commercial banks in Indonesia quarter I of 2019 – quarter IV of 2020 and analyze the influencing factors in cost efficiency. The study used a saturated sampling technique with a total sample of 14 Islamic commercial banks, while the efficiency level was determined using the Stochastic Frontier Analysis (SFA) method. It turns out that PT. Bank Muamalat Indonesia Tbk. has the highest efficiency value of 0.9284. Several banks with an efficiency value of more than 0.5 are PT. Bank Aceh Syariah, PT. Bank BNI Syariah, and PT. Bank Mega Syariah. In this study, only inflation variables affect efficiency. In contrast, bank size, Return on Assets (ROA), Net Operating Margin (NOM), Non-Performing Financing (NPF), Financing to Deposit Ratio (FDR) variables, Capital Adequacy Ratio (CAR), Gross Domestic Product (GDP), and the rupiah exchange rate don’t affect the efficiency. Overall, all the company's internal variables and environmental variables affect efficiency.
Convergence of income across regencies in Central Java: spatial econometric approach Edy Yusuf Agung Gunanto; Mulyo Hendarto; Salman Fathoni
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 10 No. 6 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v10i6.18768

Abstract

The development of an economy is oriented towards not only growth but also equality. Furthermore, economic interaction across regions has to be captured in a development analysis to avoid the possibility of biased results. This study analyzes Central Java, Indonesia's economic development, by considering spatial interactions across regencies. The Spatial Durbin Model (SDM) is used for the analysis. The results show significant spatial interaction across regencies/cities in Central Java in the spatial model and economic convergence that occurs faster than in the non-spatial model. Then, the mismatch between the curriculum of education and industry needs is a presumption illustrated in the insignificant relationship of human capital to income. And an anomaly occurs where physical capital has a negative impact on income.
Who get paid higher? A study on wages decomposition between manufacturing and non-manufacturing workers in Indonesia Arief Ibrahim; Nasri Bachtiar; Elvina Primayesa
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 10 No. 6 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v10i6.20744

Abstract

In 2008, Indonesia became a member of the G20, and it is estimated that in 2030 it will be in the top seventh economic countries if it can keep growing. Nevertheless, high economic growth was followed by an inequality problem. This study will analyze the wage gap between manufacturing and non-manufacturing workers. Using Sakernas 2020 and the Mincer wage model regression, the result showed that all independent variables: age, level of education, gender, region of residence, marital status, toddler, disability status, and certificate training influence wages for both manufacturing and non-manufacturing workers. Next, the Blinder-Oaxaca method decomposes the wage gap between both groups. It is shown that manufacturing workers get higher wages than non-manufacturing workers because of differences in the characteristic of workers and also industry attributes which, in this case, capital intensity.
Nexus of energy efficiency, carbon emission and economic growth in Nigeria Danfoso Adama Tijani; Olure-Bank Adeyinka; Dennis Michael
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 10 No. 6 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v10i6.21571

Abstract

Given rising temperatures, climate change, the alarming increase in energy demand, and the importance of energy efficiency, there is a need for an increasing review subject matter. In this sense, policymakers develop various measures, including renewable adoption and energy efficiency. This study examined the causal effect of oil production and carbon emission from gas flaring on the economic growth rate in Nigeria from 1980-2021. The findings revealed that economic growth and energy consumption significantly increases energy-related emissions. An increase in income level influences investors and industrialists to invest in the industrial sector, increasing production, diversification, and expansion. However, increased production and expansion of industries increase energy demand. Energy demand met by consuming fossil fuel increases energy-related emissions in Nigeria and negatively affects environmental quality. More importantly, carbon emission impedes environmental sustainability and sustainable economic growth in Nigeria. The study is relevant to the post-2015 Sustainable Development Goals agendas for two fundamental reasons: the world needs Sustainable Development Goal 7 – ensuring access to affordable, reliable, sustainable, and modern energy by 2030. (b) Large extractive industries primarily drive growth in Nigeria, and the country's population is expected to double in about 30 years. Energy efficiency for inclusive development is very welcome. This is essential because studies have shown that the increase in unemployment (resulting from the underlying demographic change) would be accommodated by only the private sector, not the public sector.
Impact of financial inclusion and banking characteristics on banking stability in Indonesia Linda Rosalina; Diah Wahyuningsih
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 11 No. 1 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v11i1.18227

Abstract

This study aims to examine the impact of financial inclusion and banking characteristics (bank size, Capital Adequacy Ratio (CAR), and Non-Performing Loans (NPL)) on the stability of the Indonesian banking sector from 2009 to 2019. The sample in this research comprises 22 banks in the BUKU 3 category and 7 banks in the BUKU 4 category. The data processing method employed is panel data analysis. The fixed effect model was selected as the most suitable model for this study. This research indicates that the financial inclusion variable significantly negatively impacts banking stability due to uneven access to financial inclusion and low financial literacy regarding banking products. Additionally, banking characteristics negatively influence banking stability through the NPL and bank size variables. In contrast, the CAR variable significantly positively affects the banking stability variable. Therefore, expanding financial access through financial education about utilizing and selecting financial service products that cater to the community's needs is essential. This will enhance the benefits of financial inclusion in society and subsequently positively affect banking stability in Indonesia.
Determinants of health expenditures: income level countries analysis Azwardi Azwardi; Sukanto Sukanto; Nazeli Adnan
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 11 No. 1 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v11i1.21502

Abstract

A global health phenomenon, in particular, there is a significant difference between health spending in developed and developing countries. This study focuses on modeling health expenditures in short-term and long-term schemes in three categories of countries: low-income countries, moderate-income, and high income from 2000 to 2019. The health expenditure scheme is analyzed using the panel data regression approach as a model of determinants of health expenditures. The results showed relatively significant differences between the determinants of health expenditure variables, including populations variable in low-middle-income countries. The positive and significant influences on middle-income countries, whereas high-income countries have a negative and significant influence. As for the overall GDP variable, low-income, lower-middle, and advanced countries negatively and significantly influence health care. For middle-income countries have a positive and significant influence on health spending.
Assessing consumer empowerment and influencing factors in Central Bangka Regency: a multidimensional approach Muhammad Faisal Akbar; Devi Valeriani; Panggio Restu Wilujeng; Mustofa Tohari
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 11 No. 1 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v11i1.21730

Abstract

The rapid development of trade technology in Indonesia exposes consumers to potential exploitation during purchasing. This study examines consumer empowerment in Central Bangka Regency using primary data from 88 respondents across four districts. The Consumer Empowerment Index (CEI) value of 38.53, classified as "understand," indicates a fundamental grasp of rights and obligations and reveals room for growth in consumer empowerment. The analysis shows higher empowerment during the purchase phase, with informed decision-making and support for local businesses. However, a weakness emerges in the post-purchase phase, as consumers are less likely to voice experiences or criticize unsatisfactory products, potentially impacting product quality and customer satisfaction. Regression analysis reveals that only years of schooling and age significantly influence the CEI, while the location of residence, gender, and income group do not have significant effects. The model's low R-squared value suggests potential refinement through additional variables or research. These findings provide valuable insights for the government and stakeholders to enhance Central Bangka Regency's consumer empowerment. Focusing on increasing consumer awareness and engagement in the post-purchase phase through targeted educational campaigns, consumer rights workshops, and accessible complaint channels is essential. However, it is crucial to recognize that observed associations do not imply causation and further research is required to establish causal relationships and explore other factors contributing to consumer empowerment.
Exploring the determinants of NEET youth in Jambi Province: A socioeconomic perspective Hardiani Hardiani; Yulmardi Yulmardi; Nyimas Dian Maisyarah
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 11 No. 1 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v11i1.22074

Abstract

This study aims to analyze: 1) the socioeconomic characteristics and NEET (Not in employment, education, or training) status of young individuals in Jambi Province; 2) the determinants influencing the NEET status of young people in Jambi Province. The data utilized in this study is derived from a survey conducted in four sample villages within Jambi Province, consisting of 200 young participants. Descriptive statistical tools, single-frequency and cross-frequency tables, and binary logit regression are employed for analysis. The findings of the study reveal that: 1) NEET youth, when compared to non-NEET youth, tend to be older, have a higher proportion of females, possess higher education levels, are more likely to be married, are predominantly non-migrants, and have fewer siblings or step-siblings; 2) The parents of NEET youth, in comparison to non-NEET youth, generally have higher incomes and predominantly belong to non-Malay ethnicities in Jambi. 3) Factors significantly impacting the categorization of youth as NEET include gender, education, marital status, and parental income.
Do foreign direct investment, trade and their interactions affect economic growth in Indonesia? Heppi Millia; Ernawati Ernawati; Heriberta Heriberta
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 11 No. 1 (2023): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/ppd.v11i1.22698

Abstract

This study examines the direct and indirect impacts of foreign direct investment, exports, and imports on Indonesia's long-term and short-term economic growth. To this end, we used quarterly data for 2005.1–2021.4 sourced from Statistics Indonesia, the Bank of Indonesia, and the Bank of St. Louis. The analytical tools employed were the autoregressive model of the lag distribution (ARDL) and the error correction model (ECM-ARDL). Findings showed that foreign direct investment, exports, and imports directly affected Indonesia's economic growth. However, while the two formers had an impact only in the short run, the latter also did so in the long run. In addition, foreign direct investment also indirectly influenced economic growth through exports in the short and long run, whereas this was not the case with imports. Based on these findings, we argue for policy recommendations. To begin with, the government should encourage foreign direct investment, which may gradually replace imported raw materials with local raw resources, thereby creating an upstream connection while slowing the rate of imports. Furthermore, the government needs to adopt a policy of downstream processing of primary commodities into industrial commodities to increase export value and expand employment opportunities.

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