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GENESIS SEMBIRING DEPARI
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Journal of Finance and Business Digital (JFBD)
Published by PT FORMOSA CENDEKIA GLOBAL
ISSN : -     EISSN : 29648688     DOI : https://doi.org/10.55927/jfbd.v1i3
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Journal of Finance and Business Digital (JFBD) publishes original research articles and inquiries into issues of finance, Business digital, economics, and business management. JFBD is an international peer-reviewed journal, which is devoted to contemporary and empirical research related to finance, accounting, tourism business, Business digital, economics, and business management. All manuscripts submitted to the journal are recommended to be written in good English or Bahasa. Authors for whom English is not their native language are encouraged to have their papers checked before submission for grammar and clarity. The work should not have been published or submitted for publication elsewhere. The official language of the manuscript is to be published in the Journal of Finance and Business Digital (JFBD) in English and Bahasa. JFBD publishes articles quarterly in March, June, September, and December.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 109 Documents
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The Influence of Entrepreneurship Education on Entrepreneurial Readiness Mediated by Entrepreneurial Skills and Entrepreneurial Mindset Pudjiastuti, Fransisca Ucik; Wardana, Ludi Wishnu; Sumanto, Agus
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12421

Abstract

This study aims to analyze the influence of entrepreneurship education on the entrepreneurial readiness of vocational high school students in Pujon District, with entrepreneurial skills and mindset as mediating variables. The results of the study indicate that entrepreneurship education positively influences entrepreneurial readiness and improves students' entrepreneurial skills through the Creative Entrepreneurship Product (PKK) subject. In addition, entrepreneurship education also positively impacts changes in entrepreneurial mindset, although this mindset has yet to increase entrepreneurial readiness directly. Entrepreneurial skills have been shown to improve students' readiness to start a business. These findings indicate the importance of entrepreneurship education in preparing a workforce ready to become entrepreneurs
Analysis of the Relationship Between Digital Literacy and Entrepreneurship Education on Entrepreneurial Readiness: the Role of Self-Efficacy in Vocational High School Students in Lumajang Regency in the Digital Era Sumiati, Sumiati; Pratikto, Heri; Dhewi, Titis Shinta
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12422

Abstract

This study aims to analyze the influence of digital literacy and entrepreneurship education on the entrepreneurial readiness of SMKS students in Lumajang Regency, with self-efficacy as a mediating variable. The theories used in this study are the Theory of Planned Behavior and Social Cognitive Theory. The research method is quantitative descriptive with an explanatory approach, involving 208 respondents from five SMKS. Data were collected through online questionnaires and analyzed using Smart PLS. The results showed that digital literacy and entrepreneurship education positively affect self-efficacy, which in turn increases students' entrepreneurial readiness. These findings emphasize the importance of developing digital literacy and entrepreneurship education in building positive attitudes and entrepreneurial readiness among students and providing recommendations for further research with additional variables and broader subjects.
The The Influence of Destination Image on Visit Intention in the Halal Tourism Destination of the Aceh Tsunami Museum with Destination Familiarity as a Moderating Variable Fathin, Annidha; Halim, Hendra; Ginting, Ledy Mahara; Nurlina, Eka; Amri, Khoirul
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12452

Abstract

This study aims to analyze the impact of destination image on visit intentions to the halal tourism attraction of the Tsunami Museum Aceh. The sample consists of 100 respondents who have visited the Tsunami Museum Aceh at least once. The data analysis technique used is Moderate Regression Analysis (MRA). The results indicate that the destination image has a positive and significant effect on visit intentions to the halal tourism attraction of the Tsunami Museum Aceh. Furthermore, the destination familiarity variable moderates the effect of destination image on visit intentions. However, since the regression coefficient is negative, destination familiarity weakens the influence of destination image on visit intentions. Based on these findings, it can be concluded that a destination image built through promotion and communication aligned with visitor values affects tourist visit intentions.
Analysis of Factors that Influence Brand Switching on Smartphone Products Mailany, Sofia; Hendra Halim; Syahriyal, Syahriyal
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12604

Abstract

This study examines the effects of product quality, variety seeking, and advertising on brand switching in smartphone devices among students at Syiah Kuala University's Faculty of Business Economics. Using purposive sampling, 100 questionnaires were distributed, and data were analyzed through multiple linear regression using IBM SPSS Statistics 25. The findings reveal that advertising, product quality, and variety seeking significantly influence brand switching both collectively and individually. These results highlight the critical role of these factors in shaping students' switching behavior. The study provides valuable insights for marketers and smartphone manufacturers to develop effective strategies to enhance customer retention and reduce brand switching among college students. By understanding these factors, businesses can better cater to the preferences and behaviors of their target audience in the competitive smartphone market.
Analysis of the Effect of Government Expenditure, Government Revenue, Money Supply and Interest Rates on Indonesia's Economic Growth Simbolon, Richwan Gunawan; Hermanto, Bambang Agoes
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12614

Abstract

The objective of this study is to analyze the impact of government expenditure, government revenue, money supply, and interest rates on Indonesia's economic growth during the period 1990-2023. This research utilizes secondary data obtained from the Central Statistics Agency (BPS) and Bank Indonesia (BI). The analytical technique employed in this study is the Error Correction Model (ECM). The dependent variable in this research is economic growth, while the independent variables include government expenditure, government revenue, money supply, and interest rates. The findings reveal that the variables significantly affecting Indonesia's economic growth in the long and short term are government revenue, government expenditure, and interest rates. Therefore, it is crucial to adjust policies regulating government expenditure, interest rates, and government revenue to promote economic development.
Analysis of Local Economic Development (LED) in Gunung Sewu Geopark (Case Study on Geosite Gunungkidul, DIY Province) Azizah, Puspa Dewi; Nasikh, Nasikh; Soesilowati, Etty
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12638

Abstract

Indonesia is rich in geological heritage, including the Gunung Sewu Geopark, a significant geotourism site. However, excessive tourism threatens its sustainability, highlighting the need for an effective geotourism development strategy. This study examines local economic development in Gunungkidul Regency, focusing on six dimensions: target groups, location factors, policy focus, sustainable development, governance, and management processes. Using a descriptive quantitative approach, the findings reveal that four dimensions are in excellent condition, while two are in good condition. Despite its commendable state, the geopark requires strategies prioritizing local economic development, as the local economy is key to sustainable geopark management. Addressing the leverage factors in each dimension can enhance the sustainability of Gunungkidul’s geotourism, ensuring long-term benefits for the community and the environment.
Analysis of Role Clarity on Employee Performance through Organizational Commitment and Jobsatisfaction and at the Artificial Insemination Center Singosari Malang Regency Nurhanani, Anjar Dyah; Anwar, Muhadjir
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12640

Abstract

This study aims to investigate the influence of role clarity on employee performance, considering organizational commitment and job satisfaction as moderating variables within the environment of the Balai Besar Inseminasi Buatan (BBIB) Singosari, Malang Regency. A quantitative approach with a causal associative design and a path analysis model was used to assess the relationships between variables. The primary objective is to identify the direct and indirect effects of independent (exogenous) variables on dependent (endogenous) variables. Data were analyzed using Partial Least Squares (PLS) with SMART PLS software, including tests for both the outer and inner models. Research findings indicate that role clarity not only directly enhances employee performance but also strengthens organizational commitment and job satisfaction, which in turn contribute to overall performance improvement.
Implementation of Zis (Zakat, Infaq, Sedekah) with Corporate Social Responsibility (Csr) in an Effort to Support the Sdgs Program (Case Study: Point 1 No Poverty) Yuliarthi, Ni Wayan; Supiani, Nia; Hasanah , Uswatun; Saputra, Muhamad Fajar
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12708

Abstract

This research analyzes the integration of Zakat, Infaq, and Sadaqah (ZIS) into Corporate Social Responsibility (CSR) programs to support the Sustainable Development Goals (SDGs), particularly poverty alleviation (No Poverty). Using a qualitative approach, case studies of companies implementing ZIS in CSR programs were conducted through interviews and document analysis. Findings reveal various ZIS applications, including scholarships, business capital assistance, and financial management counseling for the underprivileged. The implementation of ZIS in CSR programs benefits recipients, creates jobs, enhances education, and boosts local economies. Collaboration between companies, zakat institutions, and the government plays a crucial role in maximizing impact. The study underscores the strategic importance of integrating ZIS into CSR programs to achieve sustainable development goals, particularly in poverty reduction efforts in Indonesia.
Evaluation of the LPG 3 Kg Subsidy Program: how far has it Reached the Poor? Hasanah, Uswatun; Haliah, Haliah; Kusumawati, Andi
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12724

Abstract

Public service is a series of activities aimed at meeting the needs of the community in accordance with applicable laws and regulations. Every citizen and resident has the right to obtain goods, services, or administrative services provided by public service providers. The problem of poverty is an issue that must still be considered by a country, especially in developing countries such as Indonesia. This research aims to provide a deeper insight into the evaluation of the 3 kg LPG cylinder subsidy to ensure that the program is right on target and provides benefits for the poor, micro businesses, farmers and fishermen. This article uses a qualitative approach with a literature study analysis method. The result is that the 3 kg LPG subsidy program in Indonesia helps the poor, but there are still challenges in its implementation.
Impact of ChatGPT and LMS on Student Satisfaction, Engagement, and Self-Directed Learning : a Conceptual Paper Saleh, Yusril; Widodo, Arry; Rubiyanti, R. Nurafn; Silvianita, Anita
Journal of Finance and Business Digital Vol. 3 No. 4 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jfbd.v3i4.12725

Abstract

This study explores the integration of ChatGPT and Learning Management Systems (LMS) to enhance student satisfaction, engagement, and self-directed learning. ChatGPT provides personalized, interactive support, while LMS offers structured, collaborative tools, creating a comprehensive learning experience. Grounded in the Technology Acceptance Model (TAM) and Self-Determination Theory (SDT), the research proposes a framework linking ChatGPT and LMS usage to improved outcomes. This integration addresses gaps in traditional learning approaches, fostering dynamic and adaptive education. The findings highlight the transformative potential of combining AI-driven tools and digital platforms, offering actionable strategies for educators and policymakers. Future research should empirically validate this framework across varied educational contexts to optimize learning environments and improve teaching effectiveness.

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