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Contact Name
Edith Prasetiadi
Contact Email
jurnal.economina@gmail.com
Phone
+6287739663809
Journal Mail Official
jurnal.economina@gmail.com
Editorial Address
LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram Jl. Tawak-Tawak Karang Sukun, Mataram e-mail: jurnal.economina@gmail.com or economina@45mataram.ac.id
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
JURNAL ECONOMINA
ISSN : 29631181     EISSN : 29631181     DOI : https://doi.org/10.55681/economina
Core Subject : Economy,
JURNAL ECONOMINA (JE) is a peer-reviewed journal which publishes original research papers. ECONOMINA has been published since 2022. It is currently published every month a year with e-ISSN: 2963-1181. The Digital Object Identifier (DOI) is assigned to each published article and the journal is indexed by Crossref, GARUDA, Neliti.Com, Dimensions and Google Scholar. Areas of research include, but are not limited to Global Business, Transition Issues, Economic Growth and Development, Economics of Organizations and Industries, Finance and Investment, Strategic Management, Human Resources, Marketing, Innovations, Public Administration and Accountancy.
Articles 460 Documents
Qur'anic Mizan and Sustainable Islamic Financial Instruments: A Semantic Analysis Akmal Hidayah; Sujiat Zubaidi; Irfan Maulana Ishaq; Muhammad Hafidh Rafi
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3340

Abstract

This study aims to explore the evolution of meaning and the semantic structure of the term mizan in the Qur’an and to operationalize it as an applied framework for designing modern sustainable Islamic financial instruments. This qualitative library research applies Toshihiko Izutsu’s structural-semantic approach through the analysis of basic meaning, syntagmatic and paradigmatic relational meanings, and the reconstruction of the Qur’anic worldview (weltanschauung). Sacred textual and exegetical data are then triangulated with the Maqasid al-Shari’ah framework to produce holistic financial governance parameters. The findings reveal that the term mizan transformed from a physical-commercial weighing tool in the pre-Islamic era into a paradigm of systemic equilibrium and cosmic-social justice. Practically, the philosophical value of mizan, synthesized with the protection of wealth (hifz al-mal) and life (hifz al-nafs), emphasizes the need to integrate commercial and social finance. The implementation of hybrid instruments, ranging from meso-level Cash Waqf Linked Deposit (CWLD) for sustainable agriculture to macro-level Green Sukuk and Waqf-Linked Sukuk for socio-ecological infrastructure, represents a practical application of mizan. These instruments have the potential to maintain financial stability while mobilizing inclusive capital to achieve ecological sustainability and distributive justice.
A Financial Technology Implementation Strategy in Islamic Banking to Increase Public Financial Inclusion: SWOT Analysis at Bank Syariah Indonesia Branch Office Old Mountain Anggi Kartika; Sarmiana Batubara
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3347

Abstract

The financial system, particularly Islamic banking, has undergone significant changes as a result of advances in digital technology. Fintech, or financial technology, has emerged as a key tool to improve public access to formal financial services and support increased financial inclusion. However, fintech implementation in non-metropolitan areas of Indonesia continues to face several challenges, including inadequate digital infrastructure, low levels of technological literacy, and threats to digital security. By investigating the implementation of fintech in Islamic banking branches in Indonesia, this study contributes to the non-metropolitan area characterized by limited digital infrastructure. This study aims to analyze using SWOT analysis techniques to investigate how financial technology is used at Bank Syariah Indonesia KCP Gunungtua to improve financial inclusion in the community. This study combines field research methodology with descriptive qualitative methods. Five informants—Branch Operations and Service Managers, Operations Staff, Account Officers, Tellers, and Customer Service—at Bank Syariah Indonesia KCP Gunungtua were interviewed to collect research data. Using a SWOT matrix, internal and external elements were identified as part of the data analysis process. The research results show that fintech implementation has strengths in terms of ease of transaction access, service efficiency, and increased financial service reach. The main weak nesses are limited internet network s, suboptimal technological infrastructure, and low digital literacy among the public. Opportunities for fintech implementation are evident in the benefits of the Islamic banking system and the increasing public demand for digital financial services. Meanwhile, threats include the risk of cybercrime, competition between digital financial institutions, and the gap in the public's technological capabilities. Recommended strategies include strengthening digital security, increasing fintech literacy, expanding service networks through digital agents, and developing technological infrastructure in underserved areas.
Employee Engagement Under Pressure: The Conditional Effects of Job Resources and Target Pressure on Employee Performance in the Banking Sector Sintia Ulandari; Suhardi Suhardi; Afrizal Afrizal
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3348

Abstract

The intensification of performance pressure in modern banking raises concerns about the sustainability of employee engagement under target-driven systems. Although employee engagement is traditionally viewed as a positive psychological mechanism enhancing performance, aggressive key performance indicators, digital monitoring, and continuous target evaluation may constrain its beneficial effects. This study examines employee engagement as a psychological mechanism linking job resources and work motivation to employee performance and investigates the moderating role of target pressure in the banking sector. Grounded in Job Demands–Resources (JD-R) Theory and Conservation of Resources (COR) Theory, the study conceptualizes engagement as a conditional mechanism whose effectiveness may diminish under excessive performance demands. A quantitative explanatory design was employed using survey data from 200 banking employees working within target-based performance systems in Indonesia. Generalized Structured Component Analysis (GSCA) was used to test direct, mediating, and moderating relationships. The findings show that job resources and work motivation positively influence employee engagement, which significantly improves employee performance. Employee engagement also mediates the effects of job resources and work motivation on performance. However, target pressure significantly weakens the positive engagement–performance relationship, indicating that engagement is context-dependent and potentially unsustainable in high-pressure environments. The study extends JD-R Theory by integrating resource depletion and strain pathway perspectives and advances an engagement-under-pressure perspective. Practically, organizations should balance performance demands with employees’ psychological resource sustainability through adaptive target management and sustainable human resource practices.
The Impact of Interactivity and Live Streaming Promotion (TikTok Shop) on Consumer Purchase Intention: An S-O-R Model Approach Safira Putri; Yasyifa Dian Urfina; Fakhriansyah Fakhriansyah; Rifaid Rifaid
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3349

Abstract

This study examines the impact of live streaming interactivity and promotion on consumer purchase intention in TikTok Shop through the Stimulus-Organism-Response (S-O-R) model, with trust and consumer attitude as mediating variables. Data were collected from 174 respondents in West Nusa Tenggara using purposive and snowball sampling techniques and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that interactivity does not have a direct effect on purchase intention but significantly influences purchase intention through the mediating role of trust. Meanwhile, promotion has a significant effect on purchase intention, both directly and indirectly through consumer attitude. The model explains 74.9% of the variance in consumer purchase intention. These findings highlight the importance of strengthening consumer trust and fostering positive attitudes as key strategies for enhancing live streaming marketing effectiveness on TikTok Shop.
Employee Performance In The Perspective Of Job Demand- Resource: The Role Of Work Ethic As A Personal Resource And Workload As A Job Demand With Job Satisfaction As A Mediator Nita Ayu Saputri; Suhardi Suhardi; Mohammad Makrus
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3350

Abstract

This study aims to analyze employee performance from the perspective of Job Demands–Resources (JD-R) by examining the role of work ethic as a personal resource and workload as a job demand, as well as job satisfaction as a mediating variable in village employees in Pangkalpinang. This research is motivated by the increasing complexity of public service demands and the importance of understanding the psychological mechanisms that affect employee performance in the public sector. The research uses an explanatory quantitative approach with survey data collected from employees in several villages in Pangkalpinang. Data analysis was carried out using Partial Least Squares Structural Equation Modeling (PLS-SEM) to test the direct and indirect relationships between variables. The results of the study show that work ethic has a positive and significant effect on job satisfaction and employee performance. Job satisfaction has also been shown to have a significant effect on employee performance and is able to partially mediate the relationship between work ethic and employee performance. On the other hand, workload does not have a significant effect on job satisfaction or employee performance. These findings indicate that employees tend to be able to adapt to routine administrative pressures in the public sector environment. The results of the study show that the motivational mechanism sourced from personal resources is more dominant than the strain mechanism in explaining employee performance at the local government level. This research contributes to the development of JD-R theory by showing the strong role of personal resources compared to job demand in shaping employee outcomes in the public sector. Practically, the results of the study imply that local governments need to prioritize strengthening work ethic and employee psychological well-being in order to improve organizational performance and the quality of public services in a sustainable manner.
Implementation of Green Accounting and Community-Based Tourism in Supporting Sustainable Tourism: A Study on Toronipa Beach Putriana Aksa; Nur Asni; Muntu Abdullah
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3364

Abstract

This study examines the implementation of green accounting and community- based tourism (CBT) as two integrated approaches to supporting sustainable tourism, with a case study at Toronipa Beach, Southeast Sulawesi. The study employs a descriptive qualitative approach based on secondary data, using the Systematic Literature Review (SLR) method and document-based case study. Data were sourced from journals indexed in Scopus and Sinta, official government reports, and publications from international bodies such as UNWTO and UNEP. The findings indicate that: (1) green accounting provides a framework for reporting environmental costs and benefits that remains underutilized in the coastal tourism sector; (2) CBT effectively improves local welfare and ecosystem conservation when supported by strong institutional frameworks; (3) Toronipa Beach has significant potential for applying both approaches synergistically, although it faces challenges in institutional capacity and environmental financial governance; and (4) the integration of green accounting and CBT yields a more comprehensive sustainable tourism model than applying each separately. This research contributes to developing a conceptual model of sustainability-based environmental accounting for coastal tourism destinations in Indonesia.
Productive Waqf Paradox: How Misconceptions lead to the Wrong Practices Ahmad Rodzi Pawanteh; Rubai Ahmad Munawar; Sudin Haron
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3376

Abstract

Productive waqf has become one of the latest topics of interest among Islamic economics researchers. They believe that this mechanism is truly significant, yielding noble outcomes that benefit both this world and the hereafter. Initially, there were three types of waqf: religious waqf, philanthropic waqf, and posterity (or family) waqf. Currently, scholars and researchers are inclined to discuss waqf from an economic perspective. They believe that this new dimension of waqf is far superior to other elements in the Islamic economic system. Unfortunately, those wishing to jump onto the bandwagon of this trending topic often create confusion and mislead public understanding regarding this truly significant mechanism. There is a concern that history might repeat itself, echoing the trajectory of the Islamic banking system, where the original philosophy was hijacked by those imbued with the conventional system, ultimately replacing the original religious foundation with a profitability motive. This paper provides a detailed review of the true meaning of productive waqf, its nature, and the differences between various kinds of waqf. We also offer our professional opinions on ensuring the sustainable prosperity of this kind of waqf. Hopefully, this paper will serve as a guideline for those who wish to establish a productive waqf that serves the benefits of the Muslim community.
The Effect Of Motivation And Creativity On Entrepreneurial Interest Of Students In Entrepreneur Class At Darul Falah Islamic Boarding School Nafiatul Amara Eka Maulida; Nafi'ah Nafi'ah; Setia Dwi Ratna Rahmawati
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3377

Abstract

This study aims to determine the effect of motivation and creativity on the entrepreneurial interest of Entrepreneur Class students at Darul Falah Islamic Boarding School, Ponorogo. The study used a descriptive quantitative method with a sample of 30 students. Data were analyzed using validity, reliability, classical assumption, multiple linear regression, t-test, and F-test through SPSS version 25. The results showed that motivation had a positive and significant effect on entrepreneurial interest, with a significance value of 0.029 (<0.05). Creativity had a positive effect, but it was not statistically significant, with a significance value of 0.116 (>0.05). Simultaneously, motivation and creativity had a significant effect on entrepreneurial interest, with a significance value of 0.000 (<0.05). The coefficient of determination was 0.498, which means that motivation and creativity were able to explain 49.8% of students’ entrepreneurial interest, while the remaining 50.2% was influenced by other factors outside this study. Therefore, motivation can be considered the most important factor in increasing the entrepreneurial interest of Entrepreneur Class students
The Effect of Quality of Information System Service on User Satisfaction Through Service Efficiency in A Web-Based Digital Diploma System Rosa Selly Yudiasari; Metta Padmalia
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3380

Abstract

This study was conducted in response to the need to improve the quality of digital academic services in higher education, particularly the issuance and verification of web-based digital diplomas. Accordingly, the study examines how information system service quality affects user satisfaction through service efficiency in the context of a web-based digital diploma system. The study employed a quantitative explanatory model using a cross-sectional approach. The research population consisted of Universitas Ciputra students and alumni, and purposive sampling was used to obtain 95 respondents who had experience using the digital diploma system. The data were analyzed through path analysis using IBM SPSS Statistics, supported by validity testing, reliability testing, classical assumption testing, the Sobel test, and bootstrap confidence intervals. The results show that information system service quality has a positive and significant effect on user satisfaction and service efficiency. Service efficiency also has a positive and significant effect on user satisfaction and significantly mediates the relationship between information system service quality and user satisfaction. The mediation is partial because the direct effect remains significant while the indirect effect through service efficiency is also significant. These findings indicate that a high-quality information system can increase user satisfaction both directly and through more efficient service delivery. Higher education institutions should therefore strengthen the technical quality of digital academic systems and ensure that these systems create effective services in actual practice. Improvements should focus on system usability, reliability, security, accuracy, process simplification, error reduction, and responsive helpdesk support. A web-based digital diploma system should consequently be viewed not merely as a tool for document digitization, but also as a strategic instrument for institutional digital transformation and the improvement of academic service quality.
The Influence of Good Corporate Governance , Firm Size, Liquidity, and Dividend Payout Ratio on Firm Value in IDX80 Companies Listed on the Indonesia Stock Exchange for the Period 2020-2024 Dewi Rismawati; Okta Karina Hardanti
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3387

Abstract

This study aims to analyze the influence of Good Corporate Governance , firm size , liquidity , and dividend payout ratio on Firm Value in companies included in the IDX80 index on the Indonesia Stock Exchange during the period 2020–2024. The study uses a quantitative approach with an associative design and utilizes secondary data obtained from financial statements, annual reports, and company stock price data. The research sample consisted of 22 companies selected using a purposive sampling technique based on consistency of membership in the index, completeness of reports, and availability of research data. Data analysis was performed using IBM SPSS Statistics version 26 through descriptive statistics, classical assumption testing, multiple linear regression, and partial and simultaneous tests. The results show that Good Corporate Governance has a negative effect on Firm Value , while firm size , liquidity , and dividend payout ratio have no effect on Firm Value . Simultaneously, all independent variables have an effect on Firm Value . These findings indicate that the effectiveness of corporate governance is more decisive for investor assessment than the proportion of independent commissioners, while company size, liquidity, and dividend policy have not been the main factors in the formation of company value in IDX80 companies.

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