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JURNAL ECONOMINA
Published by Sekolah Tinggi Ilmu Ekonomi 45 Mataram
ISSN : 29631181     EISSN : 29631181     DOI : https://doi.org/10.55681/economina
Core Subject : Economy,
Economics, Econometrics & Finance
JURNAL ECONOMINA (JE) is a peer-reviewed journal which publishes original research papers. ECONOMINA has been published since 2022. It is currently published every month a year with e-ISSN: 2963-1181. The Digital Object Identifier (DOI) is assigned to each published article and the journal is indexed by Crossref, GARUDA, Neliti.Com, Dimensions and Google Scholar. Areas of research include, but are not limited to Global Business, Transition Issues, Economic Growth and Development, Economics of Organizations and Industries, Finance and Investment, Strategic Management, Human Resources, Marketing, Innovations, Public Administration and Accountancy.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 926 Documents
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Home Resources, Job Crafting, dan Work Engagement sebagai Prediktor Job Performance Karyawan Café Dine-In Daniel Christian B.; B Medina Nilasari; Dita Oki Berliyanti
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3284

Abstract

The dine-in cafe industry faces high service demands, requiring employees with optimal performance. Employee job performance is influenced by various factors, both from the home environment and proactive work behavior. This study aims to analyze the influence of Home Resources and Job Crafting on Job Performance with Work Engagement as a mediating variable in dine-in cafe employees in Depok City. The study used a quantitative approach with a survey method on dine-in cafe employees selected using a purposive sampling technique. Data were collected through questionnaires and analyzed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) with the help of SmartPLS 4. The results showed that Home Resources and Job Crafting had a positive effect on Work Engagement. In addition, Work Engagement had a positive effect on Job Performance and was able to mediate the influence of Home Resources and Job Crafting on Job Performance. These findings indicate that support from the home environment and proactive behavior in shaping work can increase work engagement, thus impacting the performance of dine-in cafe employees. This research implies that café managers need to encourage the creation of a work environment that supports job crafting behavior while also addressing employee well-being to improve organizational performance. This abstract should be tailored to the objectives, variables, and research methods in your thesis.
Implementation of Electric Vehicle Policy in DKI Jakarta to Realize Environmentally Friendly Mobility Ziddane Rafian Ziddane; Tati Tati
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3287

Abstract

This study analyzes the implementation of electric vehicle policy in Jakarta Province using George C. Edward III's policy implementation theory and the Environmental, Social, and Governance (ESG) approach. A qualitative descriptive method was employed through interviews, observation, and document analysis. The findings indicate that policy implementation has not been fully effective. Major challenges include limited public awareness, uneven charging infrastructure, high vehicle prices, and insufficient institutional capacity. Although the government has demonstrated commitment through regulations and incentives, public adoption remains limited. Strengthening communication, expanding infrastructure, and ensuring policy consistency are essential to improve the effectiveness and sustainability of electric vehicle policy implementation.
The Influence of Lifestyle and Self-Control on the Consumptive Behavior of Islamic Boarding School Students in Madura with Religiosity as a Mediating Variable Zainul Arifin; Dzikrulloh Dzikrulloh; Nasrulloh Nasrulloh
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3294

Abstract

Consumptive behavior among students in Madura has become an interesting phenomenon because it emerges within a pesantren environment that strongly emphasizes simplicity and religiosity. On the other hand, the development of modern lifestyles also influences students' consumption patterns, leading to increasingly consumptive tendencies. This study aims to analyze the influence of lifestyle and self-control on consumptive behavior and examine the mediating role of religiosity. This research employed a quantitative approach with a causal associative design. Data were collected through an online questionnaire using a Likert scale distributed to 96 student-santri in Madura selected through purposive sampling based on the Lemeshow formula. Data analysis was conducted using Partial Least Square-Structural Equation Modeling (PLS-SEM) through SmartPLS 4. The results indicate that all constructs met the validity and reliability criteria, with Cronbach's Alpha and Composite Reliability values exceeding 0.70 and Average Variance Extracted (AVE) values above 0.50. The R² values showed that consumptive behavior was explained by 71.7%, while religiosity was explained by 86.2%. The findings reveal that lifestyle does not directly affect consumptive behavior but significantly influences religiosity. Self-control significantly influences consumptive behavior but does not significantly influence religiosity. Religiosity significantly affects consumptive behavior and is proven to act as a full mediator. These findings contribute to the development of Islamic consumer psychology literature and provide practical implications for pesantren institutions in designing preventive strategies against consumptive behavior among student-santri.
Implementation of a Monitoring and Evaluation System to Improve the Efficiency of Goods Delivery at Ninja Express in Gunungsitoli City Andika Pranata Telaumbanua; Palindungan Lahagu; Eliyunus Waruwu
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3296

Abstract

This study aims to examine the implementation of a monitoring and evaluation system in improving the efficiency of goods delivery at Ninja Express in Gunungsitoli, to assess the current state of the goods delivery process, and to identify the challenges faced in that process. This study employs a qualitative approach, with the researcher serving as the key instrument. Data were collected through observation, interviews, and document analysis, then analyzed using an interactive model comprising data collection, data reduction, data presentation, and drawing conclusions. The research variables were measured based on five monitoring and evaluation indicators: inputs, processes, outputs, outcomes, and impacts. The research results show that the implementation of the monitoring and evaluation system at Ninja Express in Gunungsitoli is supported by adequate hardware and software as well as trained human resources. Structured implementation through SOPs and real-time tracking technology has successfully increased delivery efficiency by approximately 15–20 percent, reduced operational errors, and improved process transparency and customer satisfaction. In the long term, this system also contributes to lower operating costs and increased company productivity. This study recommends enhancing human resource training, strengthening internal communication, optimizing technology, and strengthening risk management and compliance to maintain sustainable operational efficiency.
Extended Theory Of Planned Behaviour: Investigating Halal Food Purchasing Decisions On Tokopedia E-Commerce In Indonesia Abdullah Alatas; Abdul Wahab
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3299

Abstract

This study aims to understand the influence of halal food purchase decisions on Tokopedia e-commerce. The model applied involves five independent variables, three variables adopted from the Theory Of Planned Behaviour (TPB) namely attitude, subjective norms and perceived behavioural control and two additional variables namely, halal awareness and lifestyle, as well as one variable that acts as a moderating variable namely religiosity. Furthermore, the dependent variable is only one, namely, the purchase decision. This research was conducted using a quantitative approach with variant-based Structural Equation Model (SEM-PLS) analysis techniques. The data source used is primary data with a sample size of 250 respondents throughout Indonesia, the data was obtained by distributing questionnaires. The test results showed that all variables were significant with a positive direction at 5% alpha. On the other hand, testing the first moderation model, namely the halal awareness variable on purchasing decisions, shows insignificant results or does not contribute because the P-value is greater than the critical value (0.312> 0.05). The second moderation test, namely, the lifestyle variable on purchasing decisions which shows significant results in a negative direction or contributes to weakening with a P-value smaller than the critical value (0.039 <0.05) and a regression coefficient value of -0.094.
The Effect Of Price And Service Quality On Consumer Decisions At The Minang Pangkalan Balai Gold Shop, Banyuasin Regency Melisa Melisa; Erfan Robyardi; Erdiansyah Erdiansyah
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3315

Abstract

This study aims to analyze the influence of price, service quality, and consumer decisions (Y) at the Usaha Minang Gold Shop, Pangkalan Balai, Banyuasin Regency. The research method used is a quantitative method with an associative approach. This study involved 79 respondents who were consumers of the Usaha Minang Gold Shop. Data collection techniques were carried out through questionnaires that had been tested for validity and reliability. Data analysis used classical assumption tests (normality, multicollinearity, and heteroscedasticity), as well as multiple linear regression analysis, t-test, and F-test. The results of the t-test (partial) showed that the Price variable had a significant effect on consumer decisions, with a significant value of 0.000 (<0.05). The service quality variable also had a significant effect on consumer decisions, with a significant value of 0.046 (<0.05). In addition, the results of the F-test (simultaneous) showed that Price and service quality together had a significant effect on consumer decisions (Y). with a significant value of 0.000 (0.05).
Analysis of the Effect of Tax Revenue and Government Expenditure on the Education Sector on the Human Development Index in ASEAN-6 Countries Nova Fatimah; Anna Yulianita; Siti Rohima; Imam Asngari; Abdul Bashir
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3321

Abstract

This study aims to examine the effect of government expenditure on the health and education sectors on the Human Development Index (HDI) in six major ASEAN countries (Indonesia, Malaysia, Thailand, the Philippines, Singapore, and Vietnam) during the 2012–2021 period. The data were obtained from three primary sources: the Organisation for Economic Co-operation and Development (OECD), the United Nations Development Programme (UNDP), and the World Bank. The study employs multiple linear regression with a panel data approach. Prior to the estimation, a series of classical assumption tests including normality, multicollinearity, heteroscedasticity, and autocorrelation tests were conducted to ensure the validity and reliability of the regression model. The results indicate that government expenditure on the health and education sectors has a positive and statistically significant effect on the HDI of ASEAN-6 countries. These findings underscore the importance of effective budget allocation in the social sector to promote sustainable human development across the ASEAN region and provide strategic policy implications for governments in designing budget allocation policies that prioritize the education sector to improve people's quality of life.
Qur'anic Mizan and Sustainable Islamic Financial Instruments: A Semantic Analysis Akmal Hidayah; Sujiat Zubaidi; Irfan Maulana Ishaq; Muhammad Hafidh Rafi
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3340

Abstract

This study aims to explore the evolution of meaning and the semantic structure of the term mizan in the Qur’an and to operationalize it as an applied framework for designing modern sustainable Islamic financial instruments. This qualitative library research applies Toshihiko Izutsu’s structural-semantic approach through the analysis of basic meaning, syntagmatic and paradigmatic relational meanings, and the reconstruction of the Qur’anic worldview (weltanschauung). Sacred textual and exegetical data are then triangulated with the Maqasid al-Shari’ah framework to produce holistic financial governance parameters. The findings reveal that the term mizan transformed from a physical-commercial weighing tool in the pre-Islamic era into a paradigm of systemic equilibrium and cosmic-social justice. Practically, the philosophical value of mizan, synthesized with the protection of wealth (hifz al-mal) and life (hifz al-nafs), emphasizes the need to integrate commercial and social finance. The implementation of hybrid instruments, ranging from meso-level Cash Waqf Linked Deposit (CWLD) for sustainable agriculture to macro-level Green Sukuk and Waqf-Linked Sukuk for socio-ecological infrastructure, represents a practical application of mizan. These instruments have the potential to maintain financial stability while mobilizing inclusive capital to achieve ecological sustainability and distributive justice.
A Financial Technology Implementation Strategy in Islamic Banking to Increase Public Financial Inclusion: SWOT Analysis at Bank Syariah Indonesia Branch Office Old Mountain Anggi Kartika; Sarmiana Batubara
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3347

Abstract

The financial system, particularly Islamic banking, has undergone significant changes as a result of advances in digital technology. Fintech, or financial technology, has emerged as a key tool to improve public access to formal financial services and support increased financial inclusion. However, fintech implementation in non-metropolitan areas of Indonesia continues to face several challenges, including inadequate digital infrastructure, low levels of technological literacy, and threats to digital security. By investigating the implementation of fintech in Islamic banking branches in Indonesia, this study contributes to the non-metropolitan area characterized by limited digital infrastructure. This study aims to analyze using SWOT analysis techniques to investigate how financial technology is used at Bank Syariah Indonesia KCP Gunungtua to improve financial inclusion in the community. This study combines field research methodology with descriptive qualitative methods. Five informants—Branch Operations and Service Managers, Operations Staff, Account Officers, Tellers, and Customer Service—at Bank Syariah Indonesia KCP Gunungtua were interviewed to collect research data. Using a SWOT matrix, internal and external elements were identified as part of the data analysis process. The research results show that fintech implementation has strengths in terms of ease of transaction access, service efficiency, and increased financial service reach. The main weak nesses are limited internet network s, suboptimal technological infrastructure, and low digital literacy among the public. Opportunities for fintech implementation are evident in the benefits of the Islamic banking system and the increasing public demand for digital financial services. Meanwhile, threats include the risk of cybercrime, competition between digital financial institutions, and the gap in the public's technological capabilities. Recommended strategies include strengthening digital security, increasing fintech literacy, expanding service networks through digital agents, and developing technological infrastructure in underserved areas.
Employee Engagement Under Pressure: The Conditional Effects of Job Resources and Target Pressure on Employee Performance in the Banking Sector Sintia Ulandari; Suhardi Suhardi; Afrizal Afrizal
JURNAL ECONOMINA Vol. 5 No. 7 (2026): JURNAL ECONOMINA, Juli 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i7.3348

Abstract

The intensification of performance pressure in modern banking raises concerns about the sustainability of employee engagement under target-driven systems. Although employee engagement is traditionally viewed as a positive psychological mechanism enhancing performance, aggressive key performance indicators, digital monitoring, and continuous target evaluation may constrain its beneficial effects. This study examines employee engagement as a psychological mechanism linking job resources and work motivation to employee performance and investigates the moderating role of target pressure in the banking sector. Grounded in Job Demands–Resources (JD-R) Theory and Conservation of Resources (COR) Theory, the study conceptualizes engagement as a conditional mechanism whose effectiveness may diminish under excessive performance demands. A quantitative explanatory design was employed using survey data from 200 banking employees working within target-based performance systems in Indonesia. Generalized Structured Component Analysis (GSCA) was used to test direct, mediating, and moderating relationships. The findings show that job resources and work motivation positively influence employee engagement, which significantly improves employee performance. Employee engagement also mediates the effects of job resources and work motivation on performance. However, target pressure significantly weakens the positive engagement–performance relationship, indicating that engagement is context-dependent and potentially unsustainable in high-pressure environments. The study extends JD-R Theory by integrating resource depletion and strain pathway perspectives and advances an engagement-under-pressure perspective. Practically, organizations should balance performance demands with employees’ psychological resource sustainability through adaptive target management and sustainable human resource practices.

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