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Moh Agus Nugroho
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Jeksyah
Published by Institut Agama Islam Negeri Sultan Amai Gorontalo
ISSN : -     EISSN : 28079272     DOI : 10.54045/jeksyah
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
JEKSYAH: Islamic Economics Journal is a peer-reviewed journal published by the Department of Islamic Economics, Faculty of Islamic Economics and Business (FEBI) State Islamic Institute (IAIN) Sulta Amai Gorontalo. Published twice a year in May and September. This journal publishes current original research on Islamic economics and business issues. This journal has become a CrossRef Member, therefore, all articles published by Islamic economics and business journals will have a unique DOI number. The open Islamic economics and business journal welcome scholars, graduate students, and practitioners to submit their best research articles relevant to the topic. Reviewers will review each submitted paper. The review process uses a double-blind review, meaning that the identity of the reviewer and the author is similar to that of the reviewer, and vice versa.
Arjuna Subject : -
Articles 51 Documents
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Enhancing Student Engagement With Indonesian Sharia Banking: The Role Of Sharia Financial Literacy Amrin
Jeksyah: Islamic Economics Journal Vol. 3 No. 01 (2023): May 2023 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v3i01.307

Abstract

The purpose of this study was to find out and analyze the influence of the level of Islamic financial literacy on the interest in using Bank Syariah Indonesia products. This study uses quantitative research with associative types. The data collection technique uses a questionnaire with a population of all Islamic banking students class of 2021, Faculty of Economics and Islamic Business, UIN Syarif Hidayatullah Jakarta. The sampling technique used purposive sampling with the criteria of students who did not have accounts at Islamic banks, namely as many as 67 people. The analysis technique used is simple regression analysis with the help of SPSS version 20 software. The results showed that first, Islamic financial literacy level has a positive and significant effect on students' interest in using Islamic bank products with a tcount of 7.964 (> 1.99714) and a significance value of 0.000 (<0.05).The coefficient of determination (R2) is 0.494 which means that the ability of Islamic financial literacy to explain students' interest in using Islamic bank products is 49.4%. Second, the better the Islamic financial literacy level of a student, the higher the interest in using products at Islamic banks. Thus, Islamic financial literacy is needed with high intensity so that it provides benefits for students and the wider community.
Analysis Of The Value Relevance Of Religiosity On Economic Behavior Prasetyo, Deva; Bin Shuib , Mohd Sollehudin
Jeksyah: Islamic Economics Journal Vol. 3 No. 01 (2023): May 2023 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v3i01.607

Abstract

This study aims to determine the relevance of the value of religiosity to economic behavior by SAMIAJI rengginang producers. This research is descriptive research with a qualitative approach. The data collection technique used in this research is in the form of observations made at the SAMIAJI rengginang producer located in Warungasem, Batang. Then interviews with Mrs. Masruroh as the founder of the SAMIAJI business, and documentation techniques. The result of this research is that the SAMIAJI rengginang business, which is located in Warungasem Batang, has existed since 2013 with its founder, Mrs. Masruroh. This business produces three types of rengginang, namely jimpitan rengginang, small round rengginang and large rengginang. The production stages consist of steaming, printing, drying, frying and packaging stages. The religious values that are believed by the rengginang producers are honesty, trust, justice, responsibility and usefulness. Its relevance to production economic activities is that the existence of these religious values as moral and ethical shapers in production, so that production is more directed, clean and healthy. Such production can be beneficial for business continuity, because it can improve product quality and consumer loyalty.
Online Shopping Consumptive Behavior Of Teenagers In The Perspective Of Imam Al-Ghazali M, Nurhikmah; Casmini
Jeksyah: Islamic Economics Journal Vol. 3 No. 01 (2023): May 2023 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v3i01.623

Abstract

This study discusses online shopping consumptive behavior using the literature review method, by collecting data from several documents in the form of books, articles and other literature relevant to the topics discussed. The results of this study indicate several factors that lead to consumptive online shopping behavior among adolescents, namely the flow of globalization, psychological development, peer influence, permissive parenting and family socio-economic levels, and low self-control. The consumption patterns that occur in online shopping consumptive behavior among adolescents in Al-Ghazali's perspective are very far from Islamic values ​​which aim to achieve falah and maslahah. Teenagers in fulfilling their needs only follow their desires without any consideration in the ownership of goods or the use of services that are goal oriented to their creation as servants and caliphs on earth. So that the online shopping consumptive behavior of teenagers is not in line with the principles of simplicity and the principles of moral ethics in Islam which lead to tabzir attitudes.
Optimizing The Role Of Indonesia's Islamic Financial Industry :Empirical Analysis Of Its Impact on Economic Growth Febby Rhamadhani, Rika; Fanani, Ahmad
Jeksyah: Islamic Economics Journal Vol. 3 No. 01 (2023): May 2023 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v3i01.630

Abstract

Past research on the financial sector, which includes the whole financial services industry and is connected to economic growth, has remained scarce. The three main Islamic financial industry sectors in Indonesia—Islamic Capital Market, Islamic Banking, and Islamic Non-Bank Financial Industry—and their contributions to economic growth between 2014Q1 and 2021Q3 were empirically studied in the current study. The ARDL Bound-test for Cointegration and Error Correction Model was applied to the quarterly data (ECM). Three of the four research variables—sharia stocks, Sukuk, and sharia insurance—were found to have a considerable impact on GDP, whereas Islamic banking had no such impact. Islamic banks in Indonesia must therefore maximize funding for the productive sector. Future policies ought to take into account maximizing the contribution of the Islamic financial sector to economic growth.
Culinary MSMEs with Halal Certification: Resilience Factors During the Covid-19 Pandemic Andika, Sultan
Jeksyah: Islamic Economics Journal Vol. 3 No. 01 (2023): May 2023 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v3i01.637

Abstract

The presence of COVID-19 has implications on the global economy, including Indonesia. Economic downturns are not only experienced by large multinational and national companies but also impact micro, small, and medium enterprises (UMKM). This study aims to investigate the resilience factors of UMKM during the COVID-19 pandemic, with the intention of deriving survival strategies specifically tailored to UMKM in this challenging period. Research data was gathered through interviews with 100 UMKM owners in the food and beverage sector, comprising both those with halal certification and those without in Palu City. Subsequently, the UMKM were categorized into resilient and non-resilient groups for further analysis. The research methodology applied for this study involved descriptive analysis and logistic regression analysis. Based on the research findings, the factors that positively and significantly influence UMKM resilience during the COVID-19 pandemic are entrepreneurial characteristics and government support.
Contribution of Islamic Banking Towards Economic Growth in Indonesia With Data Panel Regression Approach Dukalang, Hendra H.; Ningsih, Setia
Jeksyah: Islamic Economics Journal Vol. 4 No. 02 (2024): September 2024 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v4i02.1804

Abstract

This study uses a panel data regression approach to analyze the contribution of Islamic banking to economic growth. The variables in this study consist of one dependent variable and three independent variables. The dependent variable is Economic Growth Income. while the independent variable consists of 3 variables, namely: Total assets, third party funds and Islamic financing. The population and samples used in this study were all provinces in Indonesia in 2014-2020. In this study, the panel data regression models used are the Common Effect Model (CEM), Fixed Effect Model (FEM), and Random Effect Model (REM). Selection of panel data regression estimation models using tests, namely the Chow Test and the Hausman Test. Based on the statistical methods used, the best model is obtained with the random effect model. The Fixed effect model above has an R-squared of 0.4742 or in other words the predictor variable is able to explain 47.42% of the response variable.
Evaluation of PSAK 102 Implementation in Murabahah Financing Accounting: A Case Study of Two Sharia Cooperatives Nursyamsi, Ruqoyyah; Nakhwatunnisa, Haulah; Widagdo, Ridwan
Jeksyah: Islamic Economics Journal Vol. 5 No. 01 (2025): May 2025 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v5i01.1966

Abstract

This study aims to analyze the suitability of murabahah financing accounting treatment based on PSAK 102 at the Alfa Maratus Sholihah Cooperative and Kopsyah Harapan Sejahtera. The research is motivated by the high distribution of murabahah financing at both cooperatives and the need to assess whether this is accompanied by appropriate accounting practices. A qualitative method was used, with data collected through interviews and documentation. The data sources include both primary and secondary data, which were analyzed using data reduction, data display, and conclusion drawing techniques. The results show that the accounting treatment of murabahah financing at both cooperatives is generally in accordance with PSAK 102 and shares similar characteristics, particularly in transaction recording. Differences were found in profit recognition and the presentation of murabahah profits. Additionally, neither cooperative implements fines, and the Alfa Maratus Sholihah Cooperative does not apply receivable settlement deductions. Variations also exist in the computerized systems used to record murabahah transactions. It is recommended that both cooperatives improve compliance by incorporating all aspects outlined in PSAK 102, especially in terms of profit recognition and receivable management mechanisms.
Strategic Assessment of BSI Smart Agents: A SWOT Approach to Promoting Financial Inclusion in Cirebon Indonesia Yudian, Inge; Nakhwatunnisa, Haulah; Aziz, Abdul
Jeksyah: Islamic Economics Journal Vol. 5 No. 01 (2025): May 2025 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v5i01.2039

Abstract

This study analyzes the BSI Smart Laku Pandai program in Cirebon using a SWOT analysis approach, aiming to evaluate the potential and challenges faced by agents in implementing inclusive financial services. The study identifies four types of strategies based on the results of the SWOT matrix, namely SO (Strength-Opportunities), WO (Weaknesses-Opportunities), ST (Strengths-Threats), and WT (Weaknesses-Threats) strategies. The SO strategy focuses on leveraging the strengths of simple and guaranteed products to attract additional income opportunities for agents. The WO strategy seeks to address weaknesses in resources and technology by adding staff and improving service application performance. The ST strategy aims to mitigate external threats by strengthening the relationship between the bank and agents through supervision and education. Lastly, the WT strategy reduces weaknesses and avoids threats by ensuring the availability of services such as savings books and ATM cards, as well as conducting regular surveys of agents. This study provides recommendations for developing and maintaining the quality of Laku Pandai services by strengthening the role of agents at the local level and improving financial and technological literacy within the community. It is hoped that this research can serve as a reference for improving inclusive finance policies in Cirebon and other regions.
Effectiveness of the Blessed Friday Program on Brand Awareness of Lazis Al-Haromain Kediri City Through Digital Marketing Azizah, Siti Mufidatul; Zuraidah; Rahayu, Ana Duwi; Putri, Charista Tanta; Avifah, Nur
Jeksyah: Islamic Economics Journal Vol. 5 No. 01 (2025): May 2025 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v5i01.2629

Abstract

This article analyzes effectiveness of the blaseed friday program on brand awereness of Lazis Al-Haromain Kediri City through digital marketing. This program utilizes social media, especially Instagram, to disseminate information and education about social activities carried out every Friday. The research method used is qualitative descriptive with a case study approach, with data collection through interviews, non-participant observations, as well as documentation from social media and internal reports of the institution. The results of the study show that the digital marketing strategy implemented has succeeded in increasing community involvement and the number of donors, which has an impact on the growth of donations and increasing public awareness of the existence of Lazis Al-Haromain Kediri City. In addition, transparency in the distribution of documented donations through social media has helped build public trust in this institution. While the program is effective, there are several challenges such as limited resources in content creation, limited operational funds for paid advertising, and changes in social media algorithms that affect the reach of uploads. Therefore, innovative strategies such as collaborating with influencers, social media optimization, and training digital marketing teams are solutions that can be applied to overcome these obstacles.
Halal Lifestyle, Awareness, and Consumer Behavior: Implications for the Halal Food Market in Dayeuh Village, Indonesia Oktapiani, Nurul; Al Farisi, Muhammad Salman; Herawati, Ermi
Jeksyah: Islamic Economics Journal Vol. 5 No. 01 (2025): May 2025 Edition
Publisher : Fakultas Ekonomi dan Bisnis Islam _ IAIN Sultan Amai Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54045/jeksyah.v5i01.2649

Abstract

This study aims to examine the influence of halal lifestyle and halal awareness on public purchase interest in halal food products. The research focuses on understanding how these factors contribute to consumer behavior in Dayeuh Village, Cileungsi District, Bogor Regency, West Java Province, Indonesia. A quantitative approach was employed, using a simple random sampling technique to select 100 respondents from the local population. Data were collected through questionnaires and analyzed statistically. The findings reveal that both halal lifestyle and halal awareness simultaneously have a significant and positive effect on public purchase interest. Consumers with a stronger understanding and commitment to halal principles tend to show greater interest in purchasing halal certified products. The study highlights that limited education about halal concepts remains a major barrier, which affects the level of public interest in halal consumption. Based on these findings, it is recommended that policymakers and stakeholders intensify educational programs and public awareness campaigns on the importance of halal lifestyles and certifications. Furthermore, collaboration between governmental institutions, halal certification bodies, and the food industry is essential to strengthen public knowledge and trust, thereby encouraging greater consumer engagement with halal products.

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