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Indonesian Journal of Islamic Economics and Finance

jief
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Published by Institut Agama Islam Sunan Giri Ponorogo

ISSN : - EISSN : 28081102 DOI : https://doi.org/10.37680/ijief

Core Subject : Economy, Social,

Economics, Econometrics & Finance Social Sciences

Indonesian Journal of Islamic Economics and Finance E-ISSN (28081102) is a journal wich is biannually issued and publishes new editions in June and December. The journal publisher is Institut Agama Islam Sunan Giri (INSURI) Ponorogo and managed by Departement of Islamic Economics INSURI. The publication of this journal is tightly-peer with a double bind reviewed process using Open Journal System (OJS) for the magazine. The journal can be accessed openly on the website.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 118 Documents

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Management and Potential for Developing Wakaf Productivity Surati, Surati; Fikriawan, Suad; Nafi'ah, Nafi'ah
Indonesian Journal of Islamic Economics and Finance Vol 2 No 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

The purpose of this research is to know about how to manage and develop land waqf in Cokromenggalan Ponorogo Village, and about the potential for developing waqf productivity in Cokromenggalan Ponorogo Village. The research method used in this study is a qualitative method using an inductive approach, the data collection techniques used are observation, interview and documentations. The results of this study are the management and development of waqf in Cokromenggalan Village managed by nadzir with the assistance of the local mosque administrator (ta'mir). In the distribution of waqf assets, the majority are in the form of mosques, prayer rooms, and educational institutions. As for the potential development of waqf productivity, it is still not maximized, due to limited human resources, costs, and public awareness to manage waqf is still lacking.

Akuntansi Syariah di Indonesia dalam Era Digital Rahmawati, Yunaita
Indonesian Journal of Islamic Economics and Finance Vol 2 No 1 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Along with technological advances, indirectly the existing system of sharia-based accountants is also forced to follow the revolution. This is because humans are very dependent on technology in carrying out their daily activities. Life in accounting such as reading, recording, and calculating is now starting to be transferred to technology. This study tries to find out how the influence of digitalization on Islamic accounting in Indonesia, and also find out whether digitalization is an opportunity and a challenge for the Islamic accounting profession and how to prepare accounting students in the digitalization era. The results indicate that digitalization has an influence on the growth of sharia-based accounting, especially in Indonesia. In addition to the influence of digitalization on sharia accounting in Indonesia, digitalization also brings opportunities as well as challenges for the accounting profession, especially sharia-based accountants. Opportunities for a new profession where accountants' human resources can compete with the presence of technology. However, this will also be a challenge for accountants, with technology that will take over the role of accountants, indirectly reducing the accounting profession in the world of work will be eliminated and replaced by technology. Therefore, there is a need for a response that every accountant must have to deal with accountants in the future. This then becomes a challenge for agencies that have to produce and produce a generation of accountants who are superior in their fields and are also technologically literate. With the renewal system in the curriculum of the teaching and learning process that is adapted to the needs of the times, it is hoped that this will give birth to a generation of sharia-based accountants who are ready to compete in the digitalization era. That way digitalization will be an extraordinary job prospect in the field of sharia-based accountants.

Kontribusi Institusi Keuangan Mikro Syariah dan Ekonomi Kreatif dalam Pemulihan Ekonomi Pasca Pandemi Latifah, Eny; Sukma, Diniyah; Arifiatin, Nanik
Indonesian Journal of Islamic Economics and Finance Vol 2 No 1 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Tujuan dari penelitian ini adalah untuk mengetahui kontribusi apa yang diberikan keuangan mikro syariah dan ekonomi kreatif yang dimiliki UD. Snack Bu Ernie dalam memulihkan perkonomian pasca pandemi. Metode Penelitian yang digunakan adalah pendekatan kualitatif yang berjenis studi kasus pada salah satu lembaga keuangan mikro syariah dan Usaha Ekonomi Kreatif dan mempergunakan tehnik analisis dengan memadukan triangulasi data dari dokumentasi, observasi dan wawancara demi mendapatkan hasil yang diinginkan. Hasil penelitian menunjukan bahwa lembaga keuangan mikro syariah memiliki konstribusi berupa dampingan dalam pemberian pembiayaan kepada ekonomi kreatif demi mewujudkan adanya peningkatan perekonomian masyarakat ditunjukkan adanya lapangan pekerjaan, peningkatan pendapatan serta pemenuhan kebutuhan hidup bagi masyarakat dengan adanya ekonomi kreatif di pedesaan sugihan lamongan. Sedangkan Kontribusi Ekonomi Kreatif yang digerakkan UD.Snack Bu Ernie sendiri adalah dengan memberikan dampingan dan pelatihan serta pekerjaan bagi masyarakat yang mengalami dampak langsung pandemi khsusunya TKI (Tenaga Kerja Indonesia).

Implementasi Sistem Ekonomi Pancasila dalam Kebijakan Pemerintah Indonesia Marsudi, Kenlies Era Rosalina; Purbasari, Verbena Ayuningsih
Indonesian Journal of Islamic Economics and Finance Vol 2 No 1 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Pancasila economic system is a concept of thinking about the planning and implementation of the national economy with a framework based on the elaboration of the values that exist in the Pancasila paradigm. The implementation of the Pancasila economic system is crucial in view of the phenomenon of global capitalism and the COVID-19 pandemic which has resulted in decreased economic stability. The decline in economic stability in Indonesia today increasingly shows that the implementation of the Pancasila economy has deviated and is displaced by the existence of a capital-liberal economic system which has ultimately led to inequality in the people's economy. The purpose of this study is to analyze the existence of the economic implementation of Pancasila in various government policies in facing the onslaught of global capital liberalism. The research method uses literature studies, by presenting theories related to titles obtained from books, journals and online media. This research finds that the implementation of the Pancasila economic system in various government policies is still apparent. This nation has been faced with globalization and economic modernization as serious challenges in maintaining the wisdom of the nation's economic culture without having to be left behind from these world phenomena. This has become a very hard homework for the government structure in initiating Indonesian economic regulations and policies that must prioritize the people's economy. The populist economic system is a suitable solution to be applied in Indonesia which relies on Pancasila.

Eksistensi Perum Damri dalam Upaya Menjaga Stabilitas Ekonomi Nasional Pahlevi, Farida Sekti
Indonesian Journal of Islamic Economics and Finance Vol 2 No 1 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Perum DAMRI is expected to be able to provide public transportation services that comply with the principles of Traffic and Road Transportation in the Law of the Republic of Indonesia Number 14 of 1992 concerning LLAJ, namely safety, accuracy, regularity, comfort, speed, and satisfaction. The existence and service performance of Perum DAMRI has experienced various problems from the early years of its establishment to the present. Starting from the decrease in the number of passengers, business competition, to the decline in service quality. This study uses a qualitative descriptive method in discussing the extent of the existence of Perum DAMRI, the problems and innovations carried out as one of the BUMNs that play a role in national economic stability. The results of this study describe the safety, accuracy, regularity, convenience, speed, and satisfaction of Public Transportation Perum DAMRI City Bus Transportation Unit experiencing a decline condition. Its role is slowly starting to decline due to the emergence of various kinds of competitors, namely the private sector which continues to innovate. However, in such conditions PERUM DAMRI continues to innovate and set new strategies so that it can always carry out its vision, mission and functions in accordance with applicable regulations.

Prediksi Nilai Inflasi Post Covid 19 di Indonesia Wahyuni, Ajeng
Indonesian Journal of Islamic Economics and Finance Vol 2 No 1 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

The COVID-19 pandemic has positively impacted inflation in Indonesia, where inflation decreased to 1.33 in June 2021. It would be better if Indonesia could maintain this figure, but in July 2021, the inflation rate began to rise again; even in April 2022, the inflation rate reached 3.47. This study will predict the inflation value after the covid-19 pandemic using Autoregressive Moving Average (ARIMA) analysis. Using monthly time-series data, we study inflation in Indonesia during the period 2010 – 2022, then predict the inflation value in the following months using Autoregressive Moving Average (ARIMA) analysis. The data is stationary at the first difference. Several possible ARIMA models analyzed show that the ARIMA (1,1,1) model was chosen as the best model. The results of this study indicate that monthly inflation in Indonesia is likely to continue to rise. The government is expected to make appropriate policies to reduce inflation based on these results.

Implementation of The Bansos Program as An Effort to Improve Community Welfare During The Covid-19 Pandemic in Sentul Village, Tangerang District Bangun, Nadia Oktaviani; Suryani, Suryani; Raya, Fitri
Indonesian Journal of Islamic Economics and Finance Vol 2 No 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

This study aims to determine the implementation of the social assistance program and improve the Welfare of the people of Sentul Village, Tangerang Regency. The performance of distribution of social assistance is often an improvised program that is only aimed at easing and helping the people's economy during the pandemic. This impacts the limited time needed to validate household data, causing problems in collecting data on the distribution of social assistance, which leads to community dissatisfaction. This study aims to determine the implementation of the social assistance program and improve the Welfare of the people of Sentul Village, Tangerang Regency. The research method uses a descriptive qualitative approach through observation, interviews, and documentation. The results of the study show that the implementation of the social assistance program has been carried out following the data obtained by the local RT. However, this social assistance program can be said to be uneven and not well-targeted.

Efforts to Improve Community Welfare Through Farming Group Empowerment from an Islamic Economic Perspective Efrina, Lisa
Indonesian Journal of Islamic Economics and Finance Vol 2 No 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

This study aimed to determine the level of community welfare through farmer group empowerment from an Islamic economic perspective. This research includes field research (field research). The method used in this research is qualitative data analysis with a descriptive nature. The results showed the implementation of community empowerment for the prosperous Sido farmer group towards improving the welfare of the community in Sidoharjo Village through counseling programs and skills training. The implementation of community empowerment of the prosperous Sido farmer group in Sidoharjo Village can be said to be successful. The members admitted that there was an increase in knowledge and skills in agriculture, obtained new information about agriculture, increased income before they joined and after joining the prosperous Sido farmer group, and were very enthusiastic about the empowerment program. This means that the empowerment of the Sido prosperous farmer group community has a positive effect in improving the welfare of the Sido prosperous farmer group members in Sidoharjo Village, Jati Agung District, South Lampung Regency, and the Sido prosperous farmer group member community can already be said to be a prosperous society. Empowerment in the view of Islamic Economics is seen from the principles of Islamic Economics that community empowerment for members of the prosperous Sido farmer group is following the rules or limitations in Islam that Allah SWT has determined to achieve falah in the world the hereafter and for welfare. The community members of the prosperous Sido farmer group are following welfare in the view of Islamic Economics

Analysis of the Determining Factors of Taxpayer's Interest in Using E-Filing Wahdi, Nirsetyo; Utari, Vika Marselisna; Santoso, Aprih
Indonesian Journal of Islamic Economics and Finance Vol 2 No 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

The modernization of the tax administration system includes self-registration as a taxpayer through e-registration, filling out electronic tax returns through e-SPT, making tax payment codes through e-billing, filling out tax invoices through e-Faktur, and electronic tax reporting through e-filing. . This study aims to determine the factors that influence the intention of taxpayers in using e-filing at the Semarang City Pratama Tax Service Office. The sampling technique used was convenience sampling. This study's sample number was 150 individual taxpayers registered at the KPP Pratama Semarang City. It is collecting data using a questionnaire. The method of analysis in this study is multiple linear regression analysis, calculated using SPSS 23. The results of this study indicate that perceived usefulness, perceived convenience, attitudes, subjective norms, behavioral control, and volunteerism do not affect taxpayers' intention to use e-filing. The perception of understanding, security, and confidentiality affect taxpayers' intention to use e-filing. The suggestions are: 1. It is expected to conduct counseling or socialization of taxpayers who have not used e-filing so that taxpayer knowledge about e-filing can increase. 2. It is expected to improve the security and confidentiality of the data of taxpayers who have used e-filing. It is expected to conduct counseling or socialization of taxpayers who have not used e-filing so that taxpayer knowledge about e-filing can increase. 2. It is expected to improve the security and confidentiality of the data of taxpayers who have used e-filing. It is expected to conduct counseling or socialization of taxpayers who have not used e-filing so that taxpayer knowledge about e-filing can increase. 2. It is expected to improve the security and confidentiality of the data of taxpayers who have used e-filing.

The Influence of ROA, BOPO and CAR on The Profit Sharing Rate of Mudharabah Deposits at Bank Muamalat Indonesia 2012-2021 Tarmidi, Aurellya Az-zahra
Indonesian Journal of Islamic Economics and Finance Vol 2 No 2 (2022)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v2i2.1895

The development of the Islamic economy is currently quite rapid, marked by the development of Islamic financial institutions. The development of Islamic financial institutions, especially Islamic banking is quite extensive until now. This study aims to examine the effect of the ratio of return on assets (ROA), Operational Expenses on Operating Income (BOPO) and Capital Adequacy Ratio (CAR) on the Profit Sharing Rate of Mudharabah Deposits at Bank Muamalat Indonesia for the period 2012-2021. This research is a quantitative research using multiple linear regression analysis technique as statistical analysis. The results of this study indicate that the variable X, namely ROA, BOPO and CAR has no effect on the Profit Sharing Rate for Mudharabah Deposits where the F sign value is 0.12. Whereas in the partial test ROA and BOPO have no effect on the Profit Sharing Rate for Mudharabah Deposits where the sign value of t is 0.15 and 0.58. The coefficient of determination shows an R-Square of 58%. So it can be concluded that the diversity of variable y can be explained by variable x by 58%. Based on the analysis the value of ROA, BOPO and CAR ratio has no effect on the Profit Sharing Rate for Mudharabah.

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Nafiah

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nafiah@insuriponorogo.ac.id

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+6285735682845

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jief@insuriponorogo.ac.id

Editorial Address
Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo

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Kab. ponorogo,

Jawa timur

INDONESIA

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Nafiah

Contact Email nafiah@insuriponorogo.ac.id

Phone +6285735682845

Journal Mail Official jief@insuriponorogo.ac.id

Editorial Address Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo

Location Kab. ponorogo, Jawa timur INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Nafiah

Contact Email
nafiah@insuriponorogo.ac.id

Phone
+6285735682845

Journal Mail Official
jief@insuriponorogo.ac.id

Editorial Address
Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo

Location
Kab. ponorogo,

Jawa timur

INDONESIA