Jurnal Comparative : Ekonomi Dan Bisnis
Jurnal Comparative: Ekonomi Dan Bisnis merupakan sarana bagi para penulis dan dosen untuk melaksanakan salah satu tridarma perguruan tinggi yaitu penelitian. Jurnal ilmiah ini untuk membantu para dosen Fakultas Ekonomi dan Bisnis baik program studi manajemen dan akuntansi serta dosen pada umumnya untuk mempublikasikan hasil penelitian tulisan dan kajian bidang ekonomi dan bisnis Adapun ruang lingkup jurnal yang akan dipublikasikan ekonomi, akuntansi, manajemen dan bisnis
Articles
13 Documents
Search results for
, issue
"Vol 7, No 2 (2025): May"
:
13 Documents
clear
<![CDATA[TRENDS OF HUMAN DEVELOPMENT INDEX (HDI) AND INFLATION ON ECONOMIC GROWTH IN BANGKA BELITUNG ]]>
<![CDATA[Ismail, Vicky]]>;
<![CDATA[Nugroho, Wendy]]>;
<![CDATA[Liza, Liza]]>;
<![CDATA[Raihan, Ahmad Firjatullah]]>;
<![CDATA[Putri, Aning Kesuma]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13133
<![CDATA[This study quantitatively analyzes the impact of the Human Development Index (HDI) and inflation on Gross Regional Domestic Product (GRDP) in Bangka Belitung Islands Province from 2019 to 2021. The region’s economy relies heavily on tin mining, yet struggles with economic stability and human development, exacerbated by the COVID-19 pandemic. Using secondary data from the Central Statistics Agency (BPS) and trend analysis, this research reveals that HDI positively influences GRDP, though its growth slowed in 2020 due to pandemic-related disruptions in education and health services. Inflation exhibits a complex relationship: low inflation in 2020, driven by reduced demand, negatively affected GRDP, while the 2021 economic recovery saw inflation rise alongside GRDP growth. The novelty of this study lies in its focus on a resource-dependent region during a global crisis, highlighting how macroeconomic and human development factors interact under external shocks. Additionally, it provides empirical evidence on the dual role of inflation in economic contraction and recovery phases. Contributions include policy recommendations for stabilizing HDI growth through education and healthcare investments, as well as inflation control measures to sustain economic recovery. The study also advocates for economic diversification and infrastructure development to reduce dependency on mining and promote inclusive, long-term growth. These findings are particularly relevant for policymakers in resource-rich regions facing similar developmental challenges.]]>
<![CDATA[HOW ENGAGEMENT, SELF-EFFICACY, AND ENVIRONMENT AFFECT BANK EMPLOYEE PERFORMANCE ]]>
<![CDATA[Nurillah, Vina Riza]]>;
<![CDATA[Winahyu, Pawestri]]>;
<![CDATA[Murtaliningtyas, Wenny]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13769
<![CDATA[Human resources are an important element in supporting the smooth operation of an organization. Improving the quality and acquisition of the company is determined by the employees in which employee performance is the main benchmark for the success of the organization, the goal of the organization always strives to improve employee performance so that the company is able to achieve its vision and mission. This study aims to find out and analyze the role of employee engagement, self-efficacy and work environment variables on employee performance in Kb Bank Jember. This type of research uses a quantitative method with a sample of 33 employees at Kb Bank Jember and uses a Nonprobability sampling technique with a saturated sampling technique using a data collection technique in the form of a questionnaire to respondents. The data analysis technique of this study uses instrument testing, classical assumptions, multiple linear regression, hypotheses and determination coefficients. The results of the analysis obtained showed that employee engagement, self efficacy and work environment had a positive and significant effect partially on the performance of Kb Bank Jember employees, and the results of the R2 Detremination Coefficient test obtained an influence contribution rate of 87%.]]>
<![CDATA[DRIVERS OF BUSINESS SUCCESS IN JEMBER’S COFFEE ANGKRINGAN MSMEs ]]>
<![CDATA[Apriansah, Noval Dias]]>;
<![CDATA[Fatimah, Feti]]>;
<![CDATA[Rahayu, Jekti]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13904
<![CDATA[The rapid growth of coffee angkringan micro, small, and medium enterprises (MSMEs) in Jember Regency highlights the potential of traditional food and beverage businesses among young entrepreneurs. However, the determinants of their success remain underexplored. This study examines the impact of innovation, risk-taking, digital marketing, entrepreneurial knowledge, and motivation on the business success of coffee angkringan MSMEs, addressing a gap in literature concerning traditional MSMEs in emerging economies. Using a quantitative approach, data were collected from 112 respondents and analyzed through multiple linear regression. The findings reveal that risk-taking significantly enhances business success, while innovation, digital marketing, entrepreneurial knowledge, and motivation show no significant effects. This study contributes by: (1) Identifying risk-taking as the primary driver of success in traditional MSMEs, contrasting with prior studies that emphasize innovation or digital tools; (2) Providing empirical evidence on the limited impact of digital marketing in informal business sectors, suggesting context-specific adoption challenges; and (3) Offering practical insights for policymakers and entrepreneurs to prioritize strategic risk management over conventional capacity-building approaches. The novelty of this research lies in its focus on angkringan—a unique blend of traditional and modern coffee MSMEs—and its challenge to common assumptions about entrepreneurial success factors in rural Indonesian contexts. These findings underscore the importance of adaptive strategies tailored to local business environments.]]>
<![CDATA[DETERMINANTS OF BRIMO CUSTOMER SATISFACTION: ANALYSIS OF FEATURES, SECURITY, AND QUALITY OF SERVICE ]]>
<![CDATA[Rimadani, Lianda]]>;
<![CDATA[Suharto, Akhmad]]>;
<![CDATA[Nursaidah, Nursaidah]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13752
<![CDATA[This study investigates the factors influencing customer satisfaction with BRImo digital banking services, with a specific focus on feature usage, security, and service quality. The research is particularly urgent given the rapid digital transformation in Indonesia's banking sector and the lack of studies examining digital banking adoption in rural areas. Using a quantitative approach, this study collected data through questionnaires distributed to 95 BRImo users at BRI Unit Suboh Situbondo, selected through simple random sampling. Multiple regression analysis was employed to analyze the relationships between the independent variables (features, security, and service quality) and customer satisfaction. The findings reveal that service quality emerges as the most significant factor affecting customer satisfaction, while feature usage and security show no substantial impact. These results provide novel insights by highlighting the distinct dynamics of digital banking adoption in rural contexts, where service quality outweighs technological features in driving user satisfaction. The study contributes to the existing literature by offering empirical evidence from an underbanked region and challenging conventional assumptions about digital banking adoption drivers. For practitioners, the findings suggest that banks should prioritize service reliability and responsiveness when expanding digital services to rural customers, rather than focusing solely on feature-rich applications.]]>
<![CDATA[IMPORTANCE PERFORMANCE ANALYSIS AT ABU SAAD GUMUKMAS CLINIC ]]>
<![CDATA[Ikfani, Firsa Zerlinda Azza]]>;
<![CDATA[Setianingsih, Wahyu Eko]]>;
<![CDATA[Nursaidah, Nursaidah]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13847
<![CDATA[This study was conducted with the aim of measuring the level of customer satisfaction with the quality of service at the Abu Saad Gumukmas Clinic, Jember. The dimensions used to measure service quality are tangible evidence, reliability, responsiveness, assurance, empathy. The population used in this study were outpatients and inpatients at the Abu Saad Gumukmas Clinic, Jember. The sampling method used was purposive sampling using the Slovin formula of 100 respondents. Data collection techniques were carried out through the distribution of questionnaires and documentation. The data analysis method used was quantitative descriptive analysis, validity test, reliability test, Importance Performance Analysis which contained a Cartesian diagram to determine the level of performance and importance. The results of this study indicate that the level of suitability of respondents from all attributes of patient satisfaction at the Abu Saad Gumukmas Clinic, Jember to service quality was 93-110% with an average of 100% and can be said to be satisfactory. In the assessment of Importance Performance Analysis using the Cartesian diagram, 5 attributes were obtained in Quadrant I, which need to be made the main priority of the Abu Saad Gumukmas Clinic, Jember to be improved and 7 attributes were obtained in Quadrant II, which need to be maintained because they are in accordance with patient expectation.]]>
<![CDATA[A STRATEGIC MANAGEMENT APPROACH TO STABILIZING RISK, GOVERNANCE, EARNINGS, AND CAPITAL UNDER A NEW VISION OF PT. BANK MUAMALAT INDONESIA ]]>
<![CDATA[Sazly, Syukron]]>;
<![CDATA[Haryadi, Budhi]]>;
<![CDATA[Siregar, Otto]]>;
<![CDATA[Siswantoro, Yuni]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13984
<![CDATA[This study aims to analyze the strategic management approach of PT. Bank Muamalat Indonesia, Tbk in improving financial health and realizing the new vision established in 2025. The method used is qualitative descriptive with secondary data analysis from financial reports, OJK publications, and other relevant documents. The result shows, the bank faced significant challenges in the initial years following the new vision’s launch, particularly in the indicators of NPF (2.34%), BOPO (105%), and ROA (0.3%), although CAR (15%) and FDR (82%) remained relatively strong. Strategic management was applied through strengthening risk management, operational efficiency via digitalization, sharia product innovation, and internalization of blessing values as part of the organizational culture. The study’s limitations include a greater focus on quantitative data than qualitative data and a case study limited to a single institution, requiring caution in drawing conclusions. Future research is recommended to use mixed methods and compare practices with other sharia banks so that, evaluation and benchmarking is believed to enhance Bank Muamalat’s competitiveness and sustainability.]]>
<![CDATA[CONSUMER DECISION-MAKING IN DIGITAL THRIFTING: ANALYZING THE ROLE OF PRICE, VALUE PERCEPTION, AND LIFESTYLE FACTORS ON TIKTOK SHOP ]]>
<![CDATA[Agustin, Amalia Hikmah]]>;
<![CDATA[Fatimah, Feti]]>;
<![CDATA[Hafidzi, Ahmad Hasan]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13753
<![CDATA[This study investigates the growing phenomenon of thrifting (second-hand shopping) on TikTok Shop, examining how price, perceived value, and lifestyle influence purchasing decisions in this emerging social commerce platform. The research addresses a critical gap in understanding digital-native consumption patterns, particularly in developing markets where thrifting represents both an economic choice and lifestyle statement. Using an explanatory research design, data was collected from 100 active TikTok Shop users through purposive sampling, with validated questionnaires measuring key variables. Analysis involved rigorous statistical testing including multiple linear regression and coefficient of determination. The findings reveal that all three factors significantly impact thrifting purchases: price sensitivity demonstrates strong influence, followed by perceived value and lifestyle congruence. Notably, these variables collectively explain a substantial portion of purchase decision variance, highlighting their interconnected effects in social commerce environments. This study contributes novel insights by being among the first to explore thrifting behavior specifically within TikTok Shop's unique ecosystem, revealing how traditional economic factors interact with contemporary lifestyle values in digital marketplaces. The results advance theoretical understanding of sustainable consumption in social commerce contexts while offering practical guidance for marketers seeking to engage the thrifting demographic through platform-specific strategies that balance affordability, value perception, and lifestyle alignment.]]>
<![CDATA[ANALYSIS OF THE APPLICATION OF CREDIT RISK MANAGEMENT IN MINIMIZING NON-PERFORMING FINANCING ]]>
<![CDATA[Silitonga, Cristin Erni Juliani]]>;
<![CDATA[Siringoringo, Magdalena Judika Br]]>;
<![CDATA[Saribu, Ardin Dolok]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13973
<![CDATA[The application of risk management in banking can increase shareholder value, provide information to bank managers about possible future losses, improve methods and make systematic decisions based on available information. The purpose of this study is to find out and analyze the application of risk management carried out by the bank to minimize the risk of non-performing financing at Bank Sumut KCP Sei Sikambing. The type of data used in this study is qualitative data, in the form of explanatory data on the implementation of risk management to minimize the risk of non-performing financing of Bank Sumut KCP Sei Sikambing in 2022-2024. The data analysis method used is a descriptive analysis method. The results of the study show that Bank Sumut KCP Sei Sikambing Medan has implemented credit risk management well, namely through the supervision of the board of commissioners and directors, policies, procedures and limit determination, identification, measurement, monitoring and credit risk management information system, and credit risk control. As well as conducting a customer feasibility analysis using a 7P analysis. The success of Bank Sumut KCP Sei Sikambing can be proven through an NPL ratio that does not exceed the provisions of Bank Indonesia by 5%.]]>
<![CDATA[LOCUS OF CONTROL, WORK MOTIVATION AND COMPENSATION AS DETERMINANTS OF EMPLOYEE PERFORMANCE: AN EMPIRICAL STUDY IN SMALL CONSTRUCTION BUSINESS ]]>
<![CDATA[Setyaningsih, Vike Dwi]]>;
<![CDATA[Santoso, Budi]]>;
<![CDATA[Setianingsih, Wahyu Eko]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.14079
<![CDATA[Urgensi Penelitian: Penelitian ini penting untuk memahami faktor-faktor yang memengaruhi kinerja karyawan, khususnya di CV Multi Gedung Jember, guna meningkatkan produktivitas dan efektivitas sumber daya manusia. Tujuan: Menganalisis pengaruh locus of control, motivasi kerja, dan kompensasi terhadap kinerja karyawan secara parsial. Metode: Penelitian kuantitatif eksplanatori dengan pendekatan sensus melibatkan 140 responden. Analisis data menggunakan regresi linier berganda dengan SPSS 20.00. Temuan Penelitian: Hasil penelitian membuktikan bahwa locus of control, motivasi kerja, dan kompensasi secara signifikan berpengaruh positif terhadap kinerja karyawan. Kompensasi menjadi faktor yang paling dominan, diikuti oleh motivasi kerja dan locus of control. Kontribusi Penelitian: Penelitian ini memberikan bukti empiris tentang pentingnya aspek psikologis (locus of control) dan material (kompensasi) dalam meningkatkan kinerja, khususnya di sektor usaha kecil dan menengah. Originalitas: Studi ini mengintegrasikan ketiga variabel secara simultan dalam konteks perusahaan konstruksi di Indonesia, yang masih jarang diteliti sebelumnya. Temuan ini dapat menjadi dasar pengembangan kebijakan SDM yang lebih komprehensif.]]>
<![CDATA[GEN Z WORKFORCE RETENTION: COMPENSATION, SATISFACTION AND WORKLOAD ]]>
<![CDATA[Khasanah, Kamalia Maulidatul]]>;
<![CDATA[Reskiputri, Tatit Diansari]]>;
<![CDATA[Murtaliningtyas, Wenny]]>
<![CDATA[ Jurnal Comparative: Ekonomi dan Bisnis Vol 7, No 2 (2025): May ]]>
Publisher : <![CDATA[Univesitas Muhammadiyah Tangerang ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
DOI: 10.31000/combis.v7i2.13757
<![CDATA[Human resources are an important element in supporting the smooth operation of an organization. Human resources have a major role in the company because they are the drivers of policies and operational activities Most of today's productive age is dominated by millennials and generation Z who tend to have a dynamic lifestyle and an interest in exploring new experiences because they have a nature that always wants to achieve satisfaction. This study aims to find out and analyze the influence of workload, compensation, and job satisfaction on the loyalty of Gen Z employees in Ud. Karlita Macrame Banyuwangi. This type of research uses a quantitative method with a sample of 60 employees who are included in the Gen Z category and uses a Nonprobability sampling technique with a saturated sampling technique using a data collection technique in the form of questionnaires to respondents. The data analysis techniques of this study use instrumental testing, classical assumptions, multiple linear regression, hypothesis and determination coefficient. The results of the analysis obtained show that workload, compensation, and job satisfaction have a positive and partially significant effect on the loyalty of Gen Z employees in Ud. Karlita Macrame Banyuwangi, and the results of the R2 Determination Coefficient test obtained an influence contribution rate of 77% and 23% influenced by other factors outside the study.]]>
