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Yurisprudentia: Jurnal Hukum Ekonomi
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 24426822     EISSN : 25805134     DOI : -
Core Subject : Religion, Economy, Humanities,
Religion Humanities Economics, Econometrics & Finance
Yurisprudentia; Jurnal Hukum Ekonomi, ISSN Cetak: 2442-6822; ISSN ONLINE: 2580-5134, publishes scientific writings in the form of research results, literature reviews, conceptual articles and actual issues that are relevant and focused in the field of Islamic economics. The editor accepts that the article has not been published in other media with the format of writing as stated in the page script writing guidelines. Yurisprudentia; This Islamic Economics Journal was established in 2015, published by IAIN Padangsidimpuan Fakultas Syariah dan Ilmu Hukum twice a year, in June and December
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 9 Documents
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Search results for , issue "Vol 8, No 2 (2022)" : 9 Documents clear
PERAN OJK DALAM MELINDUNGI KONSUMEN DAN MASYARAKAT DI SECTOR JASA KEUANGAN Syukron Syukron
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (168.803 KB) | DOI: 10.24952/yurisprudentia.v8i2.5979

Abstract

abstrakPelidnungan konsumen belum semuanya tekocaver pada aturan pojk.07/2013    sehingga otoritas jasa kuangan tidak bisa melindungi para konsumen pada aturan ini, kemudian otoritas jasa keungan mengeluarkan aturan baru tentang pelindungan konsumen yakni pojk nomor 6/pojk.07/2022, karena ada perkara-perkara yang tidak bisa dicover oleh ojk maka bagaimana aturan yang tebaru ini dalam proses perlindungan konsumen disktor jasa keuangan dan apa perbedaan dengan aturan pojk.07/2013 dalam melindungi konsumen. Pada penelitian ini mengunakan Metode penelitian mengunakan kulitatif dengan pengumpulan data perpustakaan dan pendekataan penelitian undang-undang( statue approach) dan perbandingan yakni dengan menelaah regulasi pojk nomor 6/pojk.07/2022 dan Pojk Nomor 1/Pojk.07/2013 Tentang Perlindungan Konsumen Disecktor Jasa Keuangan untuk menjawab peran otoritas jasa keuangan dalam melindungi konsumen dan masayrakat.Hasil dari penelitian, Aturanpojk 6/pojk.07/2022 sektor jasa keuangan lebih luas dari pada peraturan sebelumnya, , tidak seperti aturan pojk.07/2013   yang cangkupan pengawasanya lebih sedikit hanya 14 sektor sedangkan aturan yang baru mengawasi 16 sektor sehingga cangkupanya lebih luass dalam melindungi konsumen.Aturan 6/pojk.07/2022 lebih jelas dalam prosedur dan sanksi yang dikenakan kepada jasa keuangan,berbeda dengan aturan pojk.07/2013 tidak secara pasti disebutkan berapa denda administratif meskipun memiliki turunan yang mengatur lebih lanjut Kata kunci, OJK, Perlindungan,konsumenNot all consumer protection is covered by the regulation pojk.07/2013 so that the financial services authority cannot protect consumers under this rule, then the financial services authority issued a new rule on consumer protection, namely pojk number 6/pojk.07/2022, because there are cases In cases that cannot be covered by the OJK, what are the latest rules in the consumer protection process for the financial services sector and what are the differences with the POJK rules. 07/2013 in protecting consumers. In this study, the research method uses qualitative research with library data collection and legal research approaches (statue approach) and comparisons, namely by reviewing the regulation of POJK number 6/pojk.07/2022 and Pojk Number 1/Pojk.07/2013 concerning Consumer Protection. The Financial Services Sector is to answer the role of the financial services authority in protecting consumers and the public. The results of the research show that the regulation of pojk 6/pojk.07/2022 for the financial services sector is wider than the previous regulation, unlike the regulation pojk.07/2013 which has a scope of supervision. there are only 14 sectors, while the new regulation oversees 16 sectors so that the scope is wider in protecting consumers. Rule 6/pojk.07/2022 is clearer in the procedures and sanctions imposed on financial services, in contrast to the regulation pojk.07/2013 which does not explicitly it must be stated how much the administrative fine is even though it has derivatives that regulate furtherKeywords, OJK, Protection, Consumer
SHOPEE PAYLATER LOANS REVIEWED OF KHES Sarah Khairani Harahap; Ikhwanuddin Harahap
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.529 KB) | DOI: 10.24952/yurisprudentia.v8i2.6332

Abstract

The research problems are  how to practice Shopee Paylater loans in Padang Sidempuan City and how to review the compilation of Sharia Economic Law on Shopee Paylater loans. religion teaches its people to have the nature of qanaah, not to have the related wasteful nature until learning the money to buy an item that does not get the benefit or necessary. In the compilation of Sharia Economic Law is mentioned qardh loans. In Article 615 KHES related to qardh, the customer may make additional or voluntary contributions to the lender as long as it is not promised in the transaction. The purpose of this study was to determine how the practice of Shopee Pay Later loans in the city of Padang Sidempuan and review based on the compilation of Sharia Economic Law.This research is field research that uses data collection techniques such as observation, interviews, and documentation. Then pick up books related to this research such as law books, journals, government publications, as well as sites or other sources that support this research. The result of this research is that Shopee Paylater can be accessed by all users by registering first. Then the user can directly do checkout by having an installment payment system of 3, 6, or 12 installments with a predetermined interest. The influence of the use of this feature has a consumptive impact on the community to become addicted to shopping or known as Shopaholic. Even the reprimand given by Shopee does not make some people a deterrent to loans. Based on a review of the compilation of Sharia Economic Law Against loans Shopee Paylater on e-commerce shows that the loan or qardh is not in accordance with article 609 KHES because in the compilation of Sharia Economic Law the borrower may provide additional payments or voluntary donations to the lender, but not agreed upon in the transaction.
AKIBAT HUKUM PENJATUHAN PUTUSAN VERSTEK DALAM SENGKETA WARIS Rizki Nurdiansyah; Muhamad Romdoni; Santy Fitnawati WN
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (329.654 KB) | DOI: 10.24952/yurisprudentia.v8i2.6152

Abstract

This study examines the inheritance dispute submitted to the Serang Religious Court by the Plaintiffs with case register No. 0551/Pdt.G/2021/PA.Srg but not attended by the Defendants. This study aimed to examine the process of resolving inheritance disputes that were not attended by the Defendants and to analyze the legal consequences of the versek decision by the panel of judges. This study uses a normative juridical method with a law approach and a case approach. The data used are secondary, consisting of primary, secondary, and tertiary legal materials. The data obtained are then inventoried and identified, managed, and analyzed qualitatively using deductive logic thinking. The results of this study indicate that inheritance disputes not attended by the Defendants can still be carried out under procedural law with a verstek decision. The legal consequences of the verstek have implications for the defendants who must accept the verdict from the Serang Religious Court judges. However, if they do not accept the decision, the Defendants can still file a legal action, namely verzet. 
PERLINDUNGAN HUKUM TERHADAP KORBAN KEKERASAN DALAM RUMAH TANGGA Dermina Dalimunthe
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (399.864 KB) | DOI: 10.24952/yurisprudentia.v8i2.6266

Abstract

Seiring perubahan waktu kekejaman dalam perkawinan terus bertambah, dipengaruhi pola hidup menempatkan laki - laki sebagai pemegang kekuasaan utama selanjutnya berlangsung sepanjang masa. Kesejajaran sex yang kini belum terlihat dan kultur umum senantiasa harus hidup rukun sampai memiliki kecendrungan untuk selalu mendakwa wanita, aturan telah dibentuk oleh otoritas, namun hasil belum maksimal. Penelitian ini dilakukan untuk mengetahui sebab-sebab kekejaman dalam perkawinan, pola-pola kekejaman dalam perkawinan, dan proteksi aturan yang diperoleh korban kekejajaman dalam perkawinan.Penelitian ini bersifat yuridis-normatif melalui penggunaan arsip sekunder.Penyebab kekejaman dalam perkawinan meliputi kekerasan total berbasis gender disebabkan  oleh pola hidup patriarki yang terus berlangsung sepanjang masa, kesetaraan gender yang kini belum terlihat dan nilai-nilai budaya masyarakat yang senantiasa harus hidup rukun sehingga memiliki kecenderungan untuk menyudutkan isteri Ini disebabkan oleh macam-macam hal yaitu sebab ekonomi, alkohol, dan pola kekejaman dalam perkawinan bervariasi yaitu ringan  berat bahkan sampai sekarat dan mati. Proteksi pidana bagi korban kekejaman dalam perkawinan, dari aspek yuridis, pihak korban sering kali menempuh jalur privat, beberapa jalur publik (pidana) Sebagian besar korban menentukan opsi berpisah jalur litigasi (pidana) dan beberapa lewat musyawarah keluarga.
PENGARUH FAKTOR PERMODALAN, KUALITAS ASET DAN LIKUIDITAS TERHADAP PROFITABILITAS BANK UMUM SYARIAH Feri Irawan
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (71.144 KB) | DOI: 10.24952/yurisprudentia.v8i2.6101

Abstract

Apabila bank mampu menghasilkan keuntungan yang semakin meningkat dan berkesinambungan, maka kepercayaan masyarakat untuk menggunakan jasa perbankan akan meningkat serta modal akan mudah didapat dari para investor karena deviden yang akan diterima investor meningkat, seiring meningkatnya keuntungan bank. Adapun tujuan penelitian adalah menganalisa pengaruh faktor permodalan, kualitas aset, likiuiditas terhadap profitabilitas. Metode pengambilan sampel dalam penelitian ini yaitu dengan purposive sampling. purposive sampling merupakan metode pengambilan sampel yang didasarkan pada kriteria tertentu. Analisis data menggunakan analisis regresi linear berganda menggunakan SPSS 14. Penelitian ini merupakan penelitian Deskriptif Kuantitatif. Data yang digunakan adalah data sekunder berupa laporan keuangan dari perusahaan yang diperoleh dari Direktori Perbankan Indonesia di Bank Indonesia. Analisis data dilakukan dengan menggunakan analisis rasio keuangan (financial Ratio Analysis), yaitu rasio permodalan, kualitas aset, likuiditas dan profitabilitas. Kemudian alat analisis yang digunakan untuk membuktikan hipotesis dalam penelitian ini adalah uji signifikansi simultan (uji statistik f) dan uji signifikansi parameter individual (uji statistik t). Hasil penelitian menemukan bahwa, permodalan (KPMM), diketahui mempunyai nilai Unstandardized Coefficient B sebesar -0.05 yang menunjukkan bahwa KPMM berpengaruh negatif terhadap profitabilitas (NOM). Kualitas aset mempunyai nilai Unstandardized Coefficient B sebesar 37,003 hal ini menunjukkan bahwa kualitas aset yang diproyeksikan dengan Kualitas Aktiva Produktif (KAP) berpengaruh positif terhadap NOM. Dari kondisi likuiditas (STM), diketahui bahwa nilai Unstandardized Coefficient B sebesar 0,007 menunjukkan bahwa likuiditas berpengaruh postif terhadap NOM. Hal ini menunjukkan bahwa peningkatan likuiditas dapat meningkatkan profitabilitas perbankan syariah yang diproyeksikan dengan NOM.
PERTANGGUNGJAWABAN PELAKU TINDAK PIDANA YANG MENGAKIBATKAN KEMATIAN SESEORANG Sawaluddin Siregar; Putra Halomoan
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v8i2.6279

Abstract

Violent crime is a form of intentional action that causes a person's health / soul to change for the worse, in carrying out violence the perpetrator will make physical contact in the form of beating someone, causing a person to cause bruises in the form of wounds or the onset of pain in the victim's body. , violence generally occurs due to a dispute that has not been completed or someone feels belittled/demeaned by others so that the occurrence of revenge which ultimately leads to violent crime, in this thesis the author raises the issue of violent crime in imposing a criminal offense against perpetrators of domestic violence. District Court Decision Number 389/pid.B/2021/PN.Andada, The purpose of the problem is to find out the legal provisions referred to as violent crimes that cause a person to die and to determine the accountability In addition to the judge's considerations and the factors causing the occurrence of violent crimes against victims of violent crimes that caused injuries, the case number is State Number 389/pid.B/2021/PN. Kalianda
PENERAPAN PIDANA TERHADAP TINDAK PIDANA PENGANIAYAAN Syafri Gunawan Nasution
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v8i2.6278

Abstract

This research uses qualitative research, namely by using normative and empirical juridical methods. This study aims to find out and understand and analyze the Application of Criminal Sanctions to Criminal Acts 351 of the Criminal Code concerning Persecution According to Article 351 of the Criminal Code and Considerations in imposing judgment Number: 92/Pid.B/2021/PN Kbu. Application of criminal sanctions against criminal acts 351 of the Criminal Code concerning persecution according to article 351 of the Criminal Code committed by Defendant I Roma Chandra Bin Achrulia and Defendant II Rossi Sandi Alias Ici Bin Achrulia, thus every Defendant who commits a criminal act of persecution that causes the injury of the defendant must be held accountable for his actions which basically lead to the conviction of the perpetrator, if he has committed a criminal act that meets the predetermined elements  Law. as contained in the Decision of the Bumi City District Court Number: 92/Pid.B/2021/PN Kbu carried out by the defendant I Roma Chandra Bin Achrulia and Defendant II Rossi Sandi Alias Ici Bin Achrulia have deliberately committed criminal acts of mistreatment of witness Alias Didi Chandra.
IMPLEMENTASI SADDU DZARIAH DALAM MEMBERIKAN KEAMANAN, PERLINDUNGAN KONSUMEN PADA E-COMMERCE LAZADA DI INDONESIA Ermi Suryani Harahap; Nurhotia Harahap
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v8i2.6222

Abstract

According to As-Syatibi saddu dzariah is an act done by someone who previously contained benefits, but ended up being damaged. The results of the implementation of the saddu dzariah methodology in the perspective of Islamic law prohibits transactions from leaving the system available on the Lazada platform because it causes crimes that are difficult to control and can rarely be overcome without harming platform business owners, platform owner users (store owners, expeditions and consumers). Incompatibility of goods out of the e-commerce system occurs via FB, WhatsApp, Instagram and telephone media. In this case, the government responds as technological advances meet the needs of the community, it is very important for e-commers even though many are misused by irresponsible people. The government protects e-commers users by issuing a save harbor policy to protect platform owners. The Safe Harbor Policy system is a government policy that separates the responsibilities of providers of online buying and selling sites with a User Generated Content (UGC) based marketplace concept from sellers who use their services. This policy is strengthened by the Circular Letter of the Minister of Communication and Information Technology No. 5 of 2016 concerning the limitations of the responsibilities of trading platforms and merchants through electronic means in the form of user generated ed content. Security, convenience of safe platform users when shopping follows the system normally. If the transaction is carried out abnormally, it cannot be controlled by the system provided by Lazada. .
ANALISIS HUKUM ISLAM TERKAIT AKAD TABARRU’ PADA TRADISI MARPEGE-PEGE DI DESA TORBANUA RAJA MANDAILING NATAL Sumper Mulia Harahap; Raja Ritonga; Siti Rohimah
Yurisprudentia: Jurnal Hukum Ekonomi Vol 8, No 2 (2022)
Publisher : Institut agama islam negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/yurisprudentia.v8i2.7641

Abstract

The marpege-pege tradition is one of the customs carried out by the people of Torbanua Raja Village in Mandailing Natal Regency. This activity provides financial assistance to people who will carry out the marriage. However, these activities are identical to accounts payable. This means that the person being helped must return the money given to him by another person at another time. This research will describe and analyze the tabarru contract in the marpege-pege tradition carried out by the people of Torbanua Raja village in Mandailing Natal Regency. This type of research is a qualitative type with the form of field studies. In collecting data, researchers conducted observations and interviews. Furthermore, the findings of the data were analyzed descriptively analytic. In conclusion, the tabarru' contract in the marpege-pege tradition carried out by the people of Torbanua Raja village in Mandailing Natal Regency is not completely ideal for a tabarru' contract. This is because in practice, the community still expects a return of money that has been given to other people when they marpege-pege.

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