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Journal of Islamic Economics Lariba
Published by Universitas Islam Indonesia
ISSN : 24774839     EISSN : 25283758     DOI : https://doi.org/10.20885/jielariba
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Journal of Islamic Economics Lariba provides a platform for academicians, researchers, lecturers, students, and others having concerns about Islamic economics, finance, and development. The journal welcomes contributions on the following topics: Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, and other relevant Islamic economic and financial studies.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 295 Documents
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Distribution, scarcity, and Merchant App MyPertamina implementation in LPG 3 Kg purchase decisions: An Islamic economics perspective Nasution, Dita Aidila Syaharani; Ridwan, Muhammad; Batubara , Maryam
Journal of Islamic Economics Lariba Vol. 12 No. 3 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss3.art1

Abstract

IntroductionIndonesia’s subsidized three-kilogram liquefied petroleum gas program is intended to protect household and microenterprise access to affordable energy, yet distribution irregularities, localized scarcity, price deviations, and uneven implementation of digital subsidy governance continue to challenge its effectiveness. These problems raise broader questions about how physical distribution and provider-operated digital systems create customer value and shape purchasing behavior in a regulated essential-energy market.ObjectivesThis study examines the relationships of distribution, scarcity, and consumer-perceived implementation of Merchant App MyPertamina with three-kilogram liquefied petroleum gas purchase decisions. It further investigates customer perceived value as an intervening mechanism linking these distributional and digital-governance conditions with purchasing behavior.MethodA quantitative explanatory cross-sectional design was employed using data from 205 three-kilogram liquefied petroleum gas users across all 23 districts of Langkat Regency, North Sumatra, Indonesia. Respondents were selected through purposive sampling, and data were collected from March to May 2026 using a five-point Likert-scale questionnaire. The measurement and structural models were evaluated using partial least squares structural equation modeling with SmartPLS 4.0.ResultsDistribution was positively associated with both customer perceived value and purchase decisions, while customer perceived value was positively associated with purchase decisions. Consumer-perceived implementation of Merchant App MyPertamina significantly improved customer perceived value but showed no significant direct relationship with purchase decisions. Scarcity did not significantly influence customer perceived value, and its indirect relationship with purchase decisions through customer perceived value was unsupported. Customer perceived value partially mediated the relationship between distribution and purchase decisions and fully mediated the relationship between Merchant App MyPertamina implementation and purchase decisions. The model explained 59.4% of the variance in purchase decisions and 51.5% of the variance in customer perceived value.ImplicationsThe findings indicate that reliable physical distribution and consumer-visible value creation are more important than digitalization alone in shaping subsidized energy purchasing behavior. Digital subsidy governance should therefore emphasize transparency, fairness, service clarity, and accountable targeting alongside reliable last-mile supply.Originality/NoveltyThis study integrates physical distribution, scarcity, provider-operated digital subsidy governance, customer perceived value, and purchase behavior within one model and identifies customer perceived value as the mechanism connecting distributional and digital-governance conditions with consumer behavior in a subsidized essential-energy market.
Negotiated economic responsibility in Muslim families: Maqasid al-Shariah, living law, and changing household breadwinning roles in Indonesia Siradjuddin, Azmi
Journal of Islamic Economics Lariba Vol. 12 No. 3 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss3.art2

Abstract

IntroductionIslamic family law normatively positions husbands as primarily responsible for household economic provision. Contemporary Muslim families, however, increasingly encounter economic conditions in which wives contribute income or assume greater breadwinning roles. This creates an important socio-legal question concerning how normative financial responsibility is maintained while household economic roles adapt to changing circumstances.ObjectivesThis study examines how Muslim husbands understand and practice family economic responsibility, how earning roles are negotiated under changing household conditions, and how these practices can be interpreted through maqasid al-shariah and living law.MethodThis study employed a qualitative socio-legal design combining empirical interviews with normative analysis of Islamic and Indonesian family law. Five married Muslim husbands in Hadimulyo Barat, Metro City, Lampung, Indonesia, were purposively selected. Interview data were analyzed inductively to identify recurring themes concerning breadwinning, household provision, economic cooperation, family welfare, and role negotiation, which were subsequently interpreted through maqasid al-shariah and living-law perspectives.ResultsThe findings show that participants consistently regarded husbands as primarily responsible for family economic provision, encompassing basic necessities, housing, children’s education, lawful income, family security, dignity, and longer-term asset formation. However, primary responsibility did not necessarily mean exclusive earning. Participants accepted wives’ financial contributions and conditional role substitution when husbands experienced illness, disability, unemployment, or other economic constraints. Local practices involving rumah tua and sesan further demonstrate that household resources may involve spouses and extended families.ImplicationsThe findings distinguish normative financial responsibility from the practical allocation of income-generating roles. Maqasid al-shariah frames provision as multidimensional family welfare, while living law explains its adaptation through economic capacity, cooperation, custom, and household circumstances. This interpretation can inform family financial planning, premarital education, counseling, and context-sensitive understandings of maintenance.Originality/NoveltyThis study develops negotiated economic responsibility as an integrative framework connecting qiwamah, nafaqah, maqasid al-shariah, living law, and household resource allocation. It demonstrates how normative continuity and socioeconomic adaptation can coexist within contemporary Muslim family economics.
Lopo culture, Islamic social capital, and the sustainable development of the Mandailing coffee micro, small, and medium enterprise ecosystem Arwin, Arwin; Iska, Syukri; Siregar, Erpiana; Hader, Antik Estika
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art35

Abstract

IntroductionMandailing Coffee is internationally recognized, yet the sustainability of its local micro, small, and medium enterprise ecosystem remains constrained by limited access to finance, weak managerial and technological capabilities, fragmented market relationships, and uneven institutional support. This study examines lopo, a traditional Mandailing communal institution, as a culturally embedded source of social capital within this business ecosystem.ObjectivesThis study analyzes how lopo culture generates social capital, how Islamic economic values reinforce that social capital, and how their interaction supports collaboration, resource mobilization, and the resilience of the Mandailing Coffee micro, small, and medium enterprise ecosystem.MethodThe study employed a qualitative case study design in Panyabungan District, Mandailing Natal Regency, North Sumatra, Indonesia. Data were collected from 25 participants, including coffee farmers, business owners, traditional and religious leaders, Islamic microfinance representatives, local government officials, and academics or business facilitators. Data collection used semi-structured interviews, participant observation, and document analysis. The data were analyzed through data condensation, thematic organization, and conclusion drawing and verification.ResultsThe findings show that lopo functions as an informal socio-economic institution for market information exchange, deliberation, trust formation, reciprocal assistance, and business networking. Repeated interactions support verbal agreements, labor and equipment sharing, informal financing, collective marketing, and access to institutional support. Islamic economic values—amanah, ta'awun, ukhuwah, shura, and al-'adl—reinforce these relationships by promoting trustworthiness, mutual assistance, solidarity, participatory decision-making, and fairness. Together, these mechanisms strengthen stakeholder connectivity, collective problem-solving, and adaptive capacity within the Mandailing Coffee business ecosystem.ImplicationsThe findings suggest that micro, small, and medium enterprise development should strengthen locally legitimate institutions and connect them with financial institutions, government programs, markets, and knowledge networks without undermining their informal trust-based character.Originality/NoveltyThis study develops an integrated explanation linking lopo culture, social capital, Islamic economic values, and business ecosystem strengthening. It extends conventional social capital perspectives by showing how culturally embedded institutions and Islamic ethical values jointly shape collaborative economic practices in a rural Muslim coffee economy.
Islamic business ethics, artificial intelligence use, and consumer trust in Indonesian digital business platforms among Generation Z Nasution, Inayatul Widad; Nasution, Muhammad Irwan Padli; Siregar, Muhammad Habibi
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art26

Abstract

IntroductionThe rapid adoption of artificial intelligence in digital business platforms has transformed consumer interaction through personalization, automation, and data-driven decision-making. However, these technological advances also raise ethical concerns related to transparency, fairness, accountability, privacy protection, and responsible data governance. In Islamic digital business, these concerns are particularly important because technology use must be aligned with the principles of Islamic business ethics, including justice, honesty, trustworthiness, and protection of consumer rights.ObjectivesThis study examines the influence of perceived Islamic business ethics in the application of artificial intelligence on consumer trust in digital business platforms. It also analyzes whether artificial intelligence use mediates the relationship between perceived Islamic business ethics and consumer trust.MethodThis study used a quantitative explanatory design with a cross-sectional survey approach. The respondents were Generation Z consumers who had used digital business platforms and interacted with artificial intelligence-based services. The research variables consisted of perceived Islamic business ethics, artificial intelligence use, and consumer trust. Data were collected using a structured questionnaire with a five-point Likert scale. The data were analyzed using Partial Least Squares Structural Equation Modeling to evaluate the measurement model, structural model, direct effects, and mediating relationship.ResultsThe findings show that perceived Islamic business ethics has a positive and significant effect on consumer trust and artificial intelligence use. Artificial intelligence use also has a positive and significant effect on consumer trust, although its contribution is smaller than that of perceived Islamic business ethics. The model explains a high proportion of variance in consumer trust and artificial intelligence use. The mediation analysis indicates that artificial intelligence use partially mediates the relationship between perceived Islamic business ethics and consumer trust.ImplicationsThe study demonstrates that consumer trust in digital business is shaped more strongly by ethical legitimacy than by technological sophistication alone. Digital firms should integrate Islamic ethical principles into artificial intelligence governance, data protection, algorithmic transparency, and consumer protection mechanisms.Originality/NoveltyThis study contributes by integrating Islamic business ethics, artificial intelligence use, and consumer trust into a single empirical framework, with particular attention to Generation Z consumers in Islamic digital business.
Halal supply chain management practices, competitive advantage, and business sustainability among Halal food SMEs in Kudus Regency, Indonesia Sutono, Sutono; Krisnanda, Krisnanda; Gilang Puspita Rini; Supriyono , Supriyono
Journal of Islamic Economics Lariba Vol. 12 No. 2 (2026)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol12.iss2.art38

Abstract

IntroductionHalal-certified food small and medium-sized enterprises increasingly need to demonstrate not only compliance with halal requirements but also the organizational capability to sustain competitiveness and long-term business performance. Halal Supply Chain Management Practices may provide this capability by integrating supplier governance, traceability, production control, employee competence, and continuous monitoring throughout the supply chain.ObjectivesThis study examines the influence of Halal Supply Chain Management Practices on Business Sustainability among halal-certified food small and medium-sized enterprises and evaluates Competitive Advantage as the mechanism linking halal supply chain capabilities to sustainable business outcomes.MethodThe study employed a quantitative explanatory design using cross-sectional survey data from 150 owners or managers of halal-certified food small and medium-sized enterprises in Kudus Regency, Central Java, Indonesia. The relationships among Halal Supply Chain Management Practices, Competitive Advantage, and Business Sustainability were analyzed using Partial Least Squares Structural Equation Modeling with measurement-model assessment, structural-model evaluation, and mediation analysis.ResultsHalal Supply Chain Management Practices had a strong positive effect on Competitive Advantage, while Competitive Advantage positively influenced Business Sustainability. The indirect effect of Halal Supply Chain Management Practices on Business Sustainability through Competitive Advantage was also positive and statistically significant, indicating that competitive positioning constitutes an important pathway through which halal supply chain capabilities generate sustainable organizational value. The model explained substantial variance in both Competitive Advantage and Business Sustainability. However, the direct relationship between Halal Supply Chain Management Practices and Business Sustainability should be interpreted cautiously because the available statistical outputs contain an inconsistency between the reported direct and total effects.ImplicationsThe findings indicate that halal certification should be treated as a foundation for broader capability development rather than as the endpoint of halal management. Managers and policymakers should emphasize supplier integration, traceability, employee capability, digital readiness, and post-certification development to strengthen long-term sustainability.Originality/NoveltyThis study integrates the Resource-Based View and Dynamic Capability Theory to conceptualize halal supply chain governance as a strategic and adaptive organizational capability. It contributes a mechanism-based explanation showing how Halal Supply Chain Management Practices can create Business Sustainability through Competitive Advantage in halal-certified food small and medium-sized enterprises.

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