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Fitra Rizal
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INDONESIA
Journal of Economics and Social Sciences
Published by CV. Civiliza Publishing
ISSN : 28305337     EISSN : 28305264     DOI : -
Core Subject : Economy, Science, Agriculture, Social,
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences
ournal of Economics and Social Sciences (JESS) is a peer-reviewed journal published twice a year (every June and December) by CV. Civiliza Publishing. Journal of Economics and Social Sciences (JESS) accepts original scientific papers that have never been published. The discussion in this journal includes: Economics; Business; Finance; Philanthropy; Social Science; Public; and others within the scope of economics studies. P-ISSN 2830-5337 E-ISSN 2830-5264. It is located at: Ponorogo East Java Indonesia. The scope includes theories and practices in the field of economics and Social Sciences. This includes but not limited to: Economics; Business; Finance; Philanthropy; Social Science; Public; and others within the scope of economics studies.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 299 Documents
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Islamic Financial Education as a Preventive Instrument in Mitigating Riba-Based Credit Transactions: An Empirical Study Darmawan Dwi Prasetyo; M Arif Musthofa; Wargo; Daud
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1579

Abstract

This study aims to examine the effect of literacy on community decision-making in engaging in credit-based buying and selling transactions containing elements of riba in Geragai District, Tanjung Jabung Timur. The research focuses on members of the local community as its primary subjects. A quantitative approach was employed using a simple random sampling technique, resulting in a total of 50 respondents. Data were analyzed using a t-test and simple linear regression with the assistance of Microsoft Excel. The findings reveal that literacy has a positive and statistically significant influence on community decisions to engage in credit transactions involving riba. This indicates that higher levels of literacy are associated with more informed and rational decision-making regarding such financial practices. The study highlights the importance of improving literacy particularly in the context of financial and Islamic perspectives to guide communities toward more appropriate economic behavior
The Impact of Digital Money on Lifestyle Patterns and Financial behavior among Residents of Dumai City Chandra Utama Telaumbanua; Adinda Agusti Ayu; Diah Geraldin Simanjuntak; Lili Suryani; Hildawati Hildawati
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1583

Abstract

This study aims to analyze the impact of digital money use on shaping lifestyle patterns and financial behavior among the residents of Dumai City. Employing a descriptive quantitative approach, data were collected via questionnaires distributed to 77 respondents from diverse educational, occupational, and age backgrounds. The analysis was carried out within the Technology Acceptance Model (TAM) framework, which includes perceived usefulness, perceived ease of use, attitude, and behavioral intention. The results show that the majority of respondents agreed or strongly agreed that digital money offers benefits and convenience and that it influences attitudes and intentions toward its use. These findings confirm that digital money plays a significant role in shaping the lifestyles of Dumai residents, particularly by improving transaction efficiency and altering financial behavior. Nevertheless, the adoption of digital money also requires financial awareness to avoid encouraging excessive consumerist behavior. This study is expected to provide both theoretical and practical contributions to understanding the role of digital money in shaping lifestyle patterns and financial behavior in society during the digital era.
The Effectiveness of Cooperatives as an Instrument for Price Control and Farmers' Welfare in the Staple Food Sector Pini Susanti
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1590

Abstract

This study aims to analyze the effectiveness of cooperatives as instruments for price control and the enhancement of farmers' welfare within the staple food sector, which has historically been dominated by exploitative informal trading systems. Employing a qualitative case study design with a vertical integration approach, this research explores the contestation between food cooperatives and middlemen networks in regions characterized by high farmer dependency. Data were gathered through in-depth interviews, participant observation, and documentary research, and subsequently analyzed using the Value Chain Analysis (VCA) framework. The findings demonstrate that cooperatives engaging in vertical integration (such as owning independent milling units) successfully streamlined the distribution chain from five layers to two. This reduction increased the farmer’s share by 10–15% and net farmer income by 20–25%. Qualitative insights reveal that cooperatives function as price stabilizers, exerting a psychological market effect on middlemen through a counter-financing schema (yarnen / credit-tied harvest system). The novelty of this study lies in its repositioning of cooperatives not merely as administrative entities, but as aggressive economic actors capable of deconstructing the sociological relations of indebtedness between farmers and middlemen. The study concludes that food sovereignty requires strengthening the liquidity capacity of cooperatives and transforming member culture to dismantle structural rural poverty
The Paradox of Economic Growth: How Unequal Income Distribution Triggers Social Vulnerability Sarmiati
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1591

Abstract

This study aims to analyze the phenomenon of the "Economic Growth Paradox," wherein impressive Gross Domestic Product (GDP) growth concurrently coexists with a widening disparity in income distribution that triggers social vulnerability. Utilizing a qualitative approach with a descriptive-analytical design, this research conducts an in-depth exploration of non-numerical social realities through a systematic library research and content analysis of various policy documents and strategic reports from multilateral institutions. The findings identify a state of "systemic fragility" operating through three main transmission channels: (1) social psychology, through the erosion of social cohesion and spatial segregation; (2) behavioral economics, in the form of increased crime rates as an adaptation to relative deprivation in the digital era; and (3) political legitimacy, which fuels the rise of populism due to public distrust in state institutions. The novelty of this study lies in the integration of digital lifestyle pressure variables to explain the dynamics of contemporary social vulnerability. This study concludes that national stability no longer depends solely on the quantity of economic growth, but rather on the quality of inclusiveness in economic access distribution, which is capable of reweaving the torn social capital
The Role of the Nganjuk KPU Election Smart House in Enhancing Students Political Literacy and Democratic Understanding RENGGA YUDHA SANTOSO; Erik Satrya Pratama Wisnu Wardana; Kri Pratama
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1405

Abstract

Democracy education in Indonesia still faces challenges in improving understanding of elections, especially among students. The Nganjuk KPU Election Smart House (RPP) is one of the efforts to overcome this problem by providing a place for democracy education for students. This study aims to evaluate the role of the Nganjuk KPU RPP in improving understanding of democracy and voter participation among students. This research method uses a qualitative approach with case studies on activities carried out at the RPP KPU Nganjuk, which involves interviews with students and direct observation of the activities that take place. The results indicate that the RPP KPU Nganjuk is effective in enhancing students understanding of democracy and elections, as evidenced by positive feedback rates of 70–85% across eight participating schools, active student engagement reflected in 12–15 questions asked per session, and interview responses indicating increased civic awareness. Nevertheless, challenges remain, including limited facilities and varying prior knowledge among students from urban and rural areas.
Integration of Hospital Service Quality Dimensions in Enhancing Patient Satisfaction and Trust Fanytha Libra Karmila; Habibi Habibi; I Gede Willy Karya Mahardika; I Gusti Made Dika Wahyu Krisnantara; Jovita Liman; A. Rohendi
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1601

Abstract

The objective of this research is to analyze in depth how the integration of various dimensions of hospital service quality plays a role in building satisfaction and strengthening patient trust through a qualitative approach. This study employs a descriptive research type to capture service realities objectively through literature review data collection techniques from various relevant textbooks and scientific journals. Data analysis processes are carried out systematically through stages of data reduction, narrative data display, and conclusion drawing to provide a complete picture of the phenomenon being studied. Research results indicate that empathy and responsiveness dimensions become the most dominant factors in determining patient trust levels because these two aspects touch the psychological side of humans who are in a vulnerable condition. Hospitals perform integration through standardization of procedures across all units, improvement of physical facilities, and the use of information technology to accelerate administrative processes without losing the staff's personal touch. Main constraints faced by management include limited numbers of health workers and differences in perception regarding quality between medical staff and patients. Strategies to overcome these obstacles are carried out through regular human resource training, strengthening patient-oriented service culture, and continuous evaluation based on direct feedback from the community.
The Role of Service Marketing Mix in Driving Patient Decisions to Choose Healthcare Services at Klinik Utama Pinang Sari 1 Tesa Harianti Sidik; Sri Wulan Dari; Salwa Safira; Widad Salsabila; Saloma Klementina Saing; Wiwin Rianas; A. Rohendi
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1602

Abstract

This study aims to deeply analyze and describe the role of the seven service marketing mix dimensions in driving patient decisions to select healthcare services at Klinik Utama Pinang Sari 1. A descriptive qualitative approach is used as the methodological foundation to capture genuine field narratives, utilizing interviews with patients, families, and clinic operational management as the primary source of information. Data analysis adopts an interactive model consisting of data reduction, data display, and conclusion drawing to ensure the validity of the research findings. Results indicate that the strategic packaging of product, price, place, promotion, people, process, and physical evidence significantly shapes positive public perceptions and acts as a primary stimulus for healthcare selection. Subjective experiences show that nurse friendliness, doctor clarity, digital queuing efficiency, clear tariff structures, and highway accessibility directly offer emotional satisfaction and security. Discussion reveals that the clinic’s competitive edge relies heavily on its ability to align promotional promises with high-quality real services on the ground. The functional integration of all marketing pillars successfully fosters long-term customer loyalty and secures the institution's position as a primary choice in a competitive private healthcare industry.
The Influence of Instagram Social Media Marketing and Consumer Behavior on the Purchase Decision of Orchid Ornamental Plants at Yusra Florist (Phalaenopsis) Florist Dia Ovitri Agustin; Khafi Puddin
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1613

Abstract

This study aims to analyze the influence of Instagram social media marketing and consumer behavior on the purchase decision of orchid ornamental plants (Phalaenopsis) at Yusra Florist Medan Flower Shop. The research method used is a descriptive qualitative approach with a type of field research. Primary data was collected through observation, documentation, and in-depth interviews with six selected informants using purposive sampling techniques, consisting of store owners, sales staff, and customers. Data analysis applies the Miles and Huberman interactive model which includes data reduction, data presentation, and conclusion drawn. The results of the study show that marketing through the Instagram account @yusraflorist_medan.orchid is very effective in expanding the market reach and triggering consumer visual interest through regular product photo and video uploads. Meanwhile, consumer behavior is dominated by the middle and upper class of people who prioritize plant quality, aesthetic value, prestige, and service satisfaction over price sensitivity. The main obstacle found was the limited admin response (slow response) due to dual tasks. In conclusion, the synergy between attractive product visualizations on Instagram and the consistency of direct and digital service quality has proven to be crucial factors that shape customer trust and determine repurchase decisions at Yusra Florist Stores.
The Effect of E-Wallet Use and Financial Literacy on Generation Z's Consumptive Behavior with Self-Control as a Moderation Variable Amrina Rosyanti; Fahrul Imam Santoso
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1621

Abstract

This study aims to analyze the influence of e-wallet usage and financial literacy on the consumptive behavior of Generation Z in Yogyakarta with self-control as a moderating variable. This study uses a quantitative method with the selected sampling technique, namely the purposive sampling method. The sample used in the study amounted to 126 Gen Z or respondents obtained through questionnaire distribution and data processed using the SEM-PLS model. The results show that e-wallet usage and financial literacy do not significantly influence consumptive behavior. In addition, self-control also does not significantly moderate the relationship between e-wallet usage and financial literacy on consumptive behavior of Generation Z in Yogyakarta. However, in contrast, self-control has a negative and significant effect on consumptive behavior of Generation Z in Yogyakarta. This means that there is still good control from Gen Z Yogyakarta in regulating and suppressing consumptive behavior for their daily lives. Based on this study, it shows that financial understanding and the use of technology are not always factors in consumptive behavior.
The Influence of Transformational Leadership and Organizational Fairness on Employee Organizational Commitment: An Empirical Study on Employees Ahmad Musthofa Zuhad
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1624

Abstract

This study aims to analyze the influence of transformational leadership and organizational justice on organizational commitment. The study used a quantitative approach with a saturated sampling technique, involving 42 respondents from the trucking, operations, finance, driver, and human resource divisions. Data were analyzed using multiple linear regression with SPSS. The results show that organizational justice has a positive and significant effect on organizational commitment (p = 0.002 < 0.05), indicating that the higher employees’ perception of organizational justice, especially in terms of opportunities to participate before important decisions are made, the higher their commitment to the organization. In contrast, transformational leadership does not have a significant effect on organizational commitment (p = 0.069 > 0.05). This finding indicates that the leader’s role as an ethical role model has not been strongly perceived by employees, so transformational leadership has not been able to directly improve organizational commitment. Descriptively, transformational leadership was rated positively with a total mean of 4.439, particularly in the aspect of encouraging employees to express ideas freely, while organizational justice was in the good category with a total mean of 3.89, especially in the aspect of providing opportunities to voice input before important decisions are made. These findings confirm that organizational commitment is more strongly formed when the organization consistently applies fairness in its policies and treatment of employees.

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