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INDONESIA
Journal of Economics and Social Sciences
Published by CV. Civiliza Publishing
ISSN : 28305337     EISSN : 28305264     DOI : -
Core Subject : Economy, Science, Agriculture, Social,
Agriculture, Biological Sciences & Forestry Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences
ournal of Economics and Social Sciences (JESS) is a peer-reviewed journal published twice a year (every June and December) by CV. Civiliza Publishing. Journal of Economics and Social Sciences (JESS) accepts original scientific papers that have never been published. The discussion in this journal includes: Economics; Business; Finance; Philanthropy; Social Science; Public; and others within the scope of economics studies. P-ISSN 2830-5337 E-ISSN 2830-5264. It is located at: Ponorogo East Java Indonesia. The scope includes theories and practices in the field of economics and Social Sciences. This includes but not limited to: Economics; Business; Finance; Philanthropy; Social Science; Public; and others within the scope of economics studies.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 243 Documents
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An Analysis of the Use of Electronic Money as a Transaction Instrument from the Perspective of Islamic Economics Didiek Noeryono Basar
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1399

Abstract

The rapid development of digital technology has driven a transformation in payment systems, moving from cash-based transactions to more efficient non-cash payment instruments, including electronic money. The emergence of electronic money addresses the growing public demand for practical, fast, and secure micro-transaction instruments, while raising questions about its compliance with Islamic economic principles. This study aims to analyze the use of electronic money as a transaction instrument from an Islamic economic perspective. The research employs a qualitative method with a literature review approach, utilizing secondary data obtained from academic journals, books, regulations, and fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI). The findings indicate that electronic money is a payment instrument that stores monetary value electronically on a specific medium and is used for transactions with merchants affiliated with the issuer. From the perspective of Islamic economics, the use of electronic money is fundamentally permissible (mubah), provided that it complies with Sharia provisions and does not contain elements of maysir, gharar, riba, encourage israf (excessive consumption), or facilitate transactions involving prohibited objects. Therefore, electronic money can be accepted as a legitimate transaction instrument in Islamic economics, provided its implementation and management adhere to Sharia principles and applicable regulations.
Campus Asset Management: Optimization of Tangible Assets and Intangible Assets in Improving Higher Education Performance Mutiarawan, Mutiarawan; Aribowo, Kusworo; Saputra, Asep Dana
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1406

Abstract

Higher education institutions as knowledge-based organizations possess complex asset characteristics, encompassing not only tangible assets such as infrastructure, facilities, and technology, but also intangible assets including human resources, organizational systems, academic culture, and institutional reputation. The main challenge in campus asset management lies in the prevailing administrative-oriented approach that prioritizes physical assets, while intangible assets despite their strategic role in institutional value creation remain insufficiently integrated into asset management practices. This study aims to examine campus asset management through the perspective of integrating tangible and intangible assets to enhance institutional performance, reputation, and competitiveness. The study adopts a qualitative approach using a literature review method, drawing on books, national and international journal articles, and policy documents related to asset management, intellectual capital, and higher education governance. The findings indicate that tangible assets function as foundational enablers for the development of intangible assets, whereas intangible assets serve as key value drivers in achieving sustainable competitive advantage. The integration of both asset types is therefore essential for establishing strategic, sustainable, and value-oriented campus asset management.
Multi-Actor Collaboration in the Implementation of Halal Certification Labeling for Micro and Small Enterprises Amidst Literacy and Service Infrastructure Challenges: A Case Study of Bogor Regency Andini, Salsabila Adawiyah Putri; Maruapey, Muhamad Husain; Jumiono, Aji
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1407

Abstract

Halal certification is a strategic public policy instrument aimed at consumer protection and the fulfillment of the public’s right to halal product assurance, particularly for Micro and Small Enterprises (MSEs). Nevertheless, its implementation continues to face structural and social challenges, including weak multi-actor collaboration, low levels of halal literacy (approximately 28–30%), and unequal access to halal certification service infrastructure. This study examines how multi-actor collaboration shapes the implementation of halal certification labeling for MSEs, with particular attention to the roles of halal literacy and public service infrastructure readiness. Employing a descriptive qualitative approach, data were collected through semi-structured interviews and policy document analysis and analyzed thematically using the collaborative governance framework of Ansell and Gash (2008). The findings indicate that low halal literacy weakens the initial conditions for collaboration, while limited service infrastructure constrains collaborative processes and delays policy outcomes. Theoretically, this study extends collaborative governance theory by demonstrating how social capacity (halal literacy) and infrastructural readiness function as critical determinants of starting conditions and collaborative processes in public service–oriented policies such as halal certification. Practically, the study recommends strengthening collaboration-based halal literacy programs, expanding equitable certification infrastructure, and integrating public service systems to enhance the effectiveness and sustainability of halal certification implementation for MSEs.
Human Capital Readiness for Digital Transformation in Rural Governance in Indonesia Solikhatun, Is; Rahayu, Teguh Imam; Elfiyanti, Yuli
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1408

Abstract

Digital transformation in rural governance has become a strategic agenda to improve public service quality, transparency, and administrative effectiveness in Indonesia. Nevertheless, the success of digital transformation is not solely determined by the availability of information technology infrastructure, but is strongly influenced by the readiness of human capital as the main driver of change. This study aims to analyze the readiness of village government human capital in supporting digital transformation in rural governance, using Demak Regency, Central Java, as a case study. This research employs a qualitative approach with a case study design. Data were collected through in-depth interviews, field observations, and document analysis, and analyzed using an interactive data analysis model consisting of data reduction, data display, and conclusion drawing. The findings indicate that the readiness of village apparatus human capital remains at a basic level and is primarily oriented toward administrative compliance rather than strategic digital utilization. Digital competencies, adaptability to technological change, and institutional support have not yet been systematically and sustainably developed. This condition implies that digital transformation in rural governance risks becoming merely an administrative formality if not accompanied by comprehensive human capital development. This study contributes to the digital governance literature by emphasizing the central role of human capital readiness in ensuring effective and sustainable rural digital transformation.
Intangible Asset Management in the Perspective of Higher Education Management Asnawi, Asnawi; Nurhidayati, Viati; Cahyono, Agus Dwi; Fadoli, A.
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1411

Abstract

Intangible assets have become strategic resources in higher education institutions, particularly in strengthening institutional performance, competitiveness, and sustainability. This study aims to examine the concept and role of intangible asset management in the perspective of higher education management through a comprehensive literature-based analysis. Using a qualitative approach with a library research design, this study analyzes scholarly articles, academic books, and reputable publications related to intangible assets, intellectual capital, and higher education management. Data were collected from open-access and indexed academic databases and analyzed using content analysis techniques to identify key themes and conceptual patterns. The findings indicate that intangible assets in higher education consist of human capital, structural capital, and relational capital, which interact synergistically in creating institutional value. Human capital plays a crucial role in enhancing academic quality and innovation, structural capital ensures the institutionalization of knowledge through governance systems and policies, while relational capital strengthens reputation and stakeholder trust. The study concludes that effective management of intangible assets requires an integrative and strategic approach rather than a fragmented administrative practice. This research contributes conceptually by offering a holistic framework for managing intangible assets in higher education and provides practical insights for university leaders in developing sustainable institutional strategies.
Innovative Strategies in Poverty Alleviation Based on Islamic Economic Principles fathoni, khoirul
Journal of Economics and Social Sciences (JESS) Vol. 3 No. 2 (2024): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1412

Abstract

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Digitalization of Islamic Social Finance in Rural Areas: Optimizing the Management of Zakat, Infaq, and Sadaqah (ZIS) for Stunting Alleviation Erwina Kartika Devi
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1413

Abstract

Stunting in rural areas remains a crucial challenge for human resource development in Indonesia. Conversely, the potential of Islamic Social Finance through Zakat, Infaq, and Alms (ZIS) is immense, yet it is often hindered by traditional management practices and limited distribution reach. This study aims to explore how the digitalization of Islamic social finance can optimize ZIS management to support stunting reduction programs in rural settings. The methodology employed is a descriptive qualitative approach utilizing a literature study. The findings indicate that the implementation of digital platforms in the collection and distribution of ZIS can enhance transparency, accountability, and the precision of targeting nutritional aid for toddlers and education for pregnant women. Digitalization enables data integration between zakat management institutions (LAZ/BAZNAS) and village health data, ensuring that stunting interventions are conducted in a sustainable and measurable manner. In conclusion, the synergy between financial technology and Islamic philanthropic instruments serves as a strategic pillar in accelerating the decline of stunting rates while simultaneously improving the economic welfare of rural communities
Assessing the Effectiveness and Efficiency of Local Government Budget Implementation in Indonesia: A Systematic Review of Value for Money Performance (2016–2023) Haetami, Ahmad; Firmansyah, Budi; Itsniawan, Abdul Munief; Irianto, Bayu Rahimansyah
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1418

Abstract

This study examines the effectiveness and efficiency of local government budget implementation in Indonesia through a Systematic Literature Review of 26 empirical studies published between 2016 and 2023. Guided by the PRISMA framework, the review analyzes Value for Money (VfM) performance and the use of management accounting information in local governments. Findings indicate that while Local Own-Source Revenue (PAD) effectiveness is generally high—often exceeding 100% in several regions—expenditure efficiency remains inconsistent, characterized by under-spending, overspending, and significant regional disparities. Moreover, management accounting information is predominantly used for compliance and reporting purposes rather than for strategic decision-making. Institutional constraints, fiscal dependency, and limited analytical capacity hinder the substantive use of performance information. The study identifies a systematic gap between formal system adoption and meaningful utilization, highlighting the need for stronger integration between accounting practices, governance processes, and public value outcomes.
The Effect of Demographic Factors on Risk Tolerance and Investment Instrument Choice: Evidence From Indonesian Investors Jumeil, T Muhammad; Asmara, Desy
Journal of Economics and Social Sciences (JESS) Vol. 5 No. 1 (2026)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1429

Abstract

Traditional economics portrays investors as rational decision-makers, but this assumption doesn’t always true. Investment decisions are shaped by various factors, one of which is the investor's demographic profile. This study aimed to ascertain whether differences exist in risk tolerance levels and the selection of investment instruments among investors based on demographic variables. Data were gathered through an online questionnaire. The findings reveal significant differences in risk tolerance levels correlated with the demographic variables of age and marital status. Additionally, the results indicate variations in the selection of investment instruments based on the demographic factors of gender, education, and income.
Sharia Fintech in Digital Transformation: Driving the Growth of the Halal Industry in Indonesia Imana, Anis Ni’am
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.1437

Abstract

Digital transformation has brought substantial changes the peoples lives. Financial technology or fintech has become a pioner of the economy in Indonesia, especially for halal industry sector. Sharia fintech comes with digital innovations combined with the principles of sharia, which can opportunities and potential for economic growth an development. The purpose of this study is to analyze the role of sharia fintech in digital transformation that can boostt the halal industry sector. This study uses a descriptive method with a review of relevant literature. Data was collected forom journals, books, and research reports. The findings of this study are that sharia fintech contributes greatly in driving the growth of halal industry in Indonesia through the contracts available on platform digital such as murabahah, mudharabah, ijarah, investment and ZISWAF, increasing trend of halal lifestyle, so the government support through PBI, PJOK regarding digital service, and DSN-MUI fatwas on the regulation of sharia contracts and also ASFI which regulates the availability on sharia digital platforms that can support the halal industry in the halal food and drink, trorism, pharmaceuticals, and fashion. Sharia fintech is increasingly good its position, where data shows that around 70% of loand in the UMKM sharia cluster online.

Page 24 of 25 | Total Record : 243

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