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Muchamad Rizky Fauzi
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INSTITUT AGAMA ISLAM NAHDLATUL ULAMA TUBAN Jl. Manunggal No. 10-12 Sukolilo, Tuban 62318 Telp. (0356) 331572 Fax (0356) 331572
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JIB : Journal Islamic Banking
Published by Institut Agama Islam Nahdlatul Ulama Tuban
ISSN : -     EISSN : 29857708     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
JIB : Jurnal Perbankan Syariah is the journal published by IAINU Tuban Islamic Banking Study Program. It’s dedicated for the publication of scientific articles in the field of Islamic Financial Institution, Contempopary muamalat jurisprudence, entrepreneurship and creative economy, and Islamic economics and business. The languages used in this journal are Indonesian and English. This journal published twice a year in June and Desember in a print and online version. Editors accept scientific articles, academics and researchers that have not been published in other journals.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan
Articles 5 Documents
 1 
Search results for , issue "Vol 4 No 1 (2024): JUNI" : 5 Documents clear
Pengaruh Atmosfer Toko dan Pelayanan terhadap Perilaku Impulse Buying Konsumen Rena Store di Kota Tuban Istiqomah, Nur Hidayatul; Dzakiyah, Rochatud
Jurnal Perbankan Syariah Vol 4 No 1 (2024): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i1.754

Abstract

Abstract: This research aims to analyze the influence of store atmosphere and service on consumer Impulse Buying behavior at Rena Store, a retail store in Tuban City. The research was conducted using a survey method and data collection through questionnaires distributed to 110 Rena Store consumers. The variables studied include store atmosphere, service, and Impulse Buying behavior. The collected data were analyzed using regression techniques to identify the influence of these variables. The results showed that store atmosphere and service have a significant influence on consumer Impulse Buying behavior at Rena Store. An attractive and comfortable store atmosphere as well as good service can increase consumers' tendency to make impulsive purchases. The implications of this research emphasize the importance for companies to pay attention to store atmosphere and service factors to enhance consumer experience and stimulate Impulse Buying behavior. By understanding the influence of store atmosphere and service on Impulse Buying behavior, companies can develop more effective marketing strategies to achieve sales goals and consumer satisfaction. Abstrak: Penelitian ini bertujuan untuk menganalisis pengaruh atmosfer toko dan pelayanan terhadap perilaku Impulse Buying konsumen di Rena Store, sebuah toko ritel di Kota Tuban. Penelitian ini dilakukan dengan menggunakan metode survei dan pengumpulan data melalui kuesioner yang disebarkan kepada 110 konsumen Rena Store. Variabel yang diteliti meliputi atmosfer toko, pelayanan, dan perilaku Impulse Buying. Data yang terkumpul dianalisis menggunakan teknik regresi untuk mengidentifikasi pengaruh variabel-variabel tersebut. Hasil penelitian menunjukkan bahwa atmosfer toko dan pelayanan memiliki pengaruh yang signifikan terhadap perilaku Impulse Buying konsumen di Rena Store. Atmosfer toko yang menarik dan nyaman serta pelayanan yang baik dapat meningkatkan kecenderungan konsumen untuk melakukan pembelian impulsif. Implikasi dari penelitian ini adalah pentingnya perusahaan dalam memperhatikan faktor-faktor atmosfer toko dan pelayanan guna meningkatkan pengalaman konsumen dan merangsang perilaku Impulse Buying. Dengan memahami pengaruh atmosfer toko dan pelayanan terhadap perilaku Impulse Buying, perusahaan dapat mengembangkan strategi pemasaran yang lebih efektif dalam mencapai tujuan penjualan dan kepuasan konsumen.
Analisis Penerapan Akad Murabahah untuk Kebutuhan Produktif Anggota Nasabah BMT Mandiri Sejahtera Siswoyo, Siswoyo
Jurnal Perbankan Syariah Vol 4 No 1 (2024): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i1.798

Abstract

Abstract Murabaha is one of the transactions contained in the Islamic economic system. Murabaha is defined as someone who sells an item by asserting the purchase price to the buyer and the buyer pays it at a higher price as profit. The contract is a consumptive contract, meaning that transactions are only carried out for temporary agreements, such as agreements to purchase vehicles, electronic devices, and so on. However, over time there are many Islamic economic institutions that use the contract for the purposes of long-term transactions. This is something new and unknown in transactions murabaha in classical fiqh books. Apart from that, there are some new things regarding murabaha transactions. This paper will discuss some of the implementation/implementation of murabahah in Islamic financial institutions. Writing method This paper uses a book survey technique (library research) regarding the literature related to the implementation of murabaha. Keywords: Murabahah, Productive , Baitul Mal Wa Tamwil Abstrak Murabahah merupakan salah satu transaksi yang terdapat dalam sistem ekonomi Islam. Murabahah diartikan sebagai seseorang yang menjual suatu barang dengan menegaskan harga belinya kepada pembeli dan pembeli membayarnya dengan harga yang lebih sebagai laba. Akad tersebut merupakan akad konsumtif, artinya transaksi yang hanya di dilakukan untuk perjanjian sesaat, seperti perjanjian membeli kendaraan, alat elektronik, dan lain sebagainya. Namun demikian, seiring dengan berjalanya waktu terdapat banyak lembaga ekonomi syariah yang menggunakan akad tersebut untuk keperluan transaksi berjangka panjang. Hal ini merupakan sesuatu yang baru dan belum dikenal dalam transaksi murabahah pada kitab fiqih klasik. Selain hal tersebut, terdapat beberapa hal baru berkenaan dengan transaksi murabahah. Makalah ini akan membahas mengenai beberapa pelaksanaan/implementasi murabahah di lembaga keuangan syariah. Metode penulisan makalah ini menggunakan teknik book survey (library research) mengenai literatur-literatur yang berhubungan dengan pelaksanaan murabahah. Kata kunci: Murabahah, Produktif, Baitul Mal Wa Tamwil
The Influence Of Financial Innovation And Financial Ratio On The Financial Performance Of The Banking Sector Diana Purnamasari
Jurnal Perbankan Syariah Vol 4 No 1 (2024): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i1.826

Abstract

Financial performance involves analyzing how well a company adheres to financial regulations and standards. This study investigates the impact of financial innovation and financial ratios on the performance of banking companies from 2009 to 2018. The research employs a descriptive approach with quantitative methods, utilizing secondary data. Purposive sampling is the chosen sampling method. Data analysis is conducted using panel regression analysis techniques, which include the Chow test, Hausman test, Lagrange multiplier test, classical assumption test, and partial regression test. The findings indicate that the NPL ratio has a significant negative effect on ROA, the LDR ratio has a significant positive effect on ROA, while the financial innovation variable and CAR had no effect on ROA
Pengaruh Branding Terhadap Keputusan Pembelian Konsumen: Studi Empiris Pada Penjualan Gamis Nibras di Nibras House Tuban Yuliartin, Fenti; Septia Handayani, Ninok; Fakhril Ulum, Mohammad
Jurnal Perbankan Syariah Vol 4 No 1 (2024): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i1.865

Abstract

The research aim to determine the influence of branding on the purchase decision of Nibras clothing from Nibras House Tuban. This research is a quantitative study whose sample is 50 people including all people who can be sampled in Tuban City. Using Likert scale questionnaires in surveys to collect data. Using a series of descriptive tests of analysis supported by validity and reliability tests, and hypothesis tests from the F test, T-test and coefficient of determination test using SPSS software version 24. The results of this study show that branding can affect the purchase of Nibras clothes at Rumah Nibras Tuban City.
Analisis Kepuasan Nasabah Dalam Pelayanan Produk dan Jasa di BSI KCP Tuban Faiqoh Isti Anah, Elok; Puspita Sari, Yuyun
Jurnal Perbankan Syariah Vol 4 No 1 (2024): JUNI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i1.869

Abstract

Finding out how satisfied BSI KCP Tuban customers are is the aim of this study. This study is quantitative in nature and uses closed questionnaires to get data from samples of thirty-one participants. We used SPSS software version 16 to conduct validity tests, F tests, and reliability testing. The study's findings indicate that customer satisfaction is influenced by the goods and services provided by BSI KCP Tuban. The study's findings indicate that the customer satisfaction variable is positively and significantly influenced by five markers of service satisfaction: physical proof, dependability, responsiveness, assurance, and empathy.

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