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Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam
Published by Universitas Ibrahimy
ISSN : 27235696     EISSN : 27235688     DOI : https://doi.org/10.35316/alhukmi
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Jurnal “Al-Hukmi” diterbitkan oleh Program Studi Hukum Ekonomi Syari’ah dan Keluarga Islam (HES dan HKI), Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy Situbondo dengan nomor p-ISSN:2723-5696 dan e-ISSN: 2723-5688 dengan tujuan sebagai media untuk menyalurkan pemikiran tentang aspek-aspek Hukum Ekonomi Syari’ah dan Keluarga Islam, baik berupa hasil penelitian lapangan maupun studi pustaka. Jurnal ini diterbitkan dua kali dalam setahun, yaitu pada bulan Mei dan Nopember. Redaksi menerima naskah dari dosen, peneliti, praktisi, dan mahasiswa dengan ketentuan belum pernah diterbitkan dalam media lain dan mengikuti ketentuan penulisan seperti yang tercantum pada halaman lampiran jurnal. Naskah yang diterima redaksi akan dievaluasi dan disunting untuk keseragaman format, istilah, dan tata caralainnya.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 120 Documents
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PERSPEKTIF HUKUM EKONOMI SYARIAH TERHADAP PRODUK TABUNGAN MUDHARABAH DI BANK MUAMALAT Fauziyah, Fauziyah; Rahmat
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.5876

Abstract

Tabungan mudharabah merupakan tabungan yang menggunakan akad mudharabah muthlaqah, dimana nasabah sebagai shahibul maal sedangkan bank sebagai mudharib. Produk tabungan mudharabah dalam aplikasinya menggunakan nisbah bagi hasil keuntungan. Tabungan Mudharabah banyak diminati oleh masyarakat. Akan tetapi, dalam hal ini tidak semua masyarakat mengerti dan memahami prinsip-prinsip bank syariah khususnya pada produk tabungan mudharabah yang menggunakan sistem bagi hasil. Pembahasan dalam penelitian ini adalah: 1. Bagaimana bentuk produk tabungan mudharabah di Bank Muamalat Indonesia Situbondo dalam perspektif hukum ekonomi syariah? 2. Bagaimana implementasi produk tabungan mudharabah di Bank Muamalat Indonesia Situbondo dalam perspektif hukum ekonomi syariah? Untuk menjawab fokus penelitian tersebut, penelitian ini menggunakan metode kualitatif. Jenis penelitian yang digunakan adalah penelitian lapangan (field research). Data yang dikumpulkan peneliti meliputi data primer dan data sekunder. Sedangkan sumber data yang diperoleh dengan cara observasi, wawancara dan dokumentasi. Kemudian data tersebut dianalisis secara deskriptif melalui reduksi, display vertifikasi dan preskriptif. Berdasarkan hasil penelitian tersebut dapat diketahui bahwa bentuk produk tabungan mudhrabah dalam perspektif hukum ekonomi syariah, ada dua yaitu produk tabungan mudharabah berhadiah dan produk tabungan mudharabah tak berhadiah. Produk tabungan mudharabah berhadiah adalah suatu produk yang didalamnya mendapatkan hadiah diawal sesuai dengan keinginan nasabah dengan jangka waktu yang ditentukan sesuai kesepakatan. Sedangkan produk tabungan mudharabah tak berhadiah adalah suatu produk tabungan yang menggunakan sistem bagi hasil keuntungan sesuai kesepakatan dan tidak mendapat hadiah. Keduanya sama-sama menggunakan akad mudharabah muthlaqah. Sedangkan implementasi produk tabungan mudharabah dalam perspektif hukum ekonomi syariah, dalam praktiknya nasabah sebagai shahibul maal dan bank sebagai mudharib. Untuk nisbah keuntungan dibagi sesuai keuntungan investasi dana yang dijalankan oleh bank sesuai kesepakatan diawal.
PERAN OTORITAS JASA KEUANGAN DALAM PENGAWASAN LEMBAGA KEUANGAN SYARIAH : STUDI ANALISIS HUKUM Azhari, Erwin
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.5894

Abstract

This research explores the role of the Financial Services Authority (OJK) in supervising Islamic financial institutions in Indonesia through the lens of legal analysis. The main objectives of this research are to analyze the legal framework governing the authority of the OJK, identify the supervisory mechanisms applied, and assess the effectiveness of supervision of Islamic financial institutions. The method used in this research is qualitative with a normative juridical approach, using primary legal materials in the form of laws and regulations, as well as secondary legal materials derived from literature related to Islamic finance law. The results showed that OJK has strong authority in supervising Islamic financial institutions in accordance with Law No. 21 of 2011. The supervisory system applied uses a risk-based approach combined with sharia principles. However, there are several challenges in its implementation, such as the complexity of Islamic financial products and the need for regulatory harmonization. This study recommends improving coordination between OJK and the National Sharia Council-MUI, developing more adaptive supervisory technology, and increasing supervisors' competence in sharia aspects to strengthen the effectiveness of supervision of Islamic financial institutions..
HAJI DENGAN HUTANG: ANALISIS KONSEP ISTIṬĀ‘AH AL-MĀLIYAH PERSPEKTIF MUHAMMAD BIN IDRIS ASY-SYAFI‘I DAN PETUGAS HAJI Enggita Dwi Anggraini; Farizha Nafillah Sahri; Imron Mustofa
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.5980

Abstract

Hajj is a fundamental pillar of Islam that every Muslim is obligated to fulfill if they meet the necessary conditions. However, in its practice, there are still issues that need attention, one of which is funding the Hajj pilgrimage through debt. This issue is important to be studied more deeply, considering that the Hajj pilgrimage requires adequate financial capacity so as not to burden oneself or one's family after returning from the holy land. This study aims to analyze the concept of istiṭā‘ah al-māliyah (financial capability) in the perspective of Imam Muhammad ibn Idrīs Ash-Shāfi‘ī and compare it with the views of Hajj officials regarding the practice of taking debt for Hajj. According to Imam Shafi‘i‘s view, financial capability is a mandatory requirement for someone who wants to perform Hajj. He also emphasized that financial capability not only covers the cost of travel and necessities during the pilgrimage, but also ensures that one is not in a state of deprivation or debt after returning from Hajj. This shows how important economic balance is for prospective pilgrims, both before and after the pilgrimage. In addition, this study also uses interview data with one of the hajj officers, those who play a key role in applying the concept of istiṭā‘ah in practice. Hajj officers have a crucial responsibility to provide a clear and in-depth understanding of istiṭā‘ah al-māliyah to prospective pilgrims. This is so that they can make wise decisions and avoid financial burdens which could potentially lead to issues in the future.
SISTEM RESELLER DALAM PRAKTIK JUAL BELI ONLINE SHOP Rosita, Ria; Budi, Budi Sufyanto
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6001

Abstract

This thesis discusses the Reseller system in Online Buying and Selling Practices from a Sharia Economic Law Perspective (Case Study of an Online Shop Fhie Store in Seletreng Kapongan Village, Situbondo). This researcher aims: To find out the mechanism of the 0nline reseller buying and selling system at the Fhie Store; To find out what the reseller system is from a sharia economic law perspective. In this study, researchers used descriptive qualitative. The research location at the Fhie Store online shop is located on Jalan PP. Nurul Iman Setonggak Seletreng Kapongan Situbondo. The research instruments used were cellphones, notebooks, interview guides. The data collection technique in this research is qualitative analysis. From the results of this research it can be seen that buying and selling using the reseller system in the Fhie Store online shop is a transaction that explains the properties of the objects or goods being bought and sold, all of this is done by order and in these transactions the reseller and consumer do not meet directly, and also the goods There are no ones for sale because they can only be shown in the form of photos with the specifications and prices stated in the photos. If viewed from the perspective of Sharia Economic Law, the reseller system in the Fhie Store online shop still needs to emphasize the principle of responsibility. Meanwhile, the principles of honesty and fairness are sufficiently applied in buying and selling transactions. The reseller system implemented in the Fhie Store online shop for resellers should broaden their knowledge of Sharia Economic Law. Meanwhile, consumers should be more responsible for the goods they have ordered so that they do not cause loss and disappointment to both resellers and online shop owners. The implications of the reseller system in online buying and selling are because online buying and selling with a reseller system is easier to do and does not interfere with other activities, but there is a risk in it if the person doing the buying and selling is not trustworthy.
ANALISIS SISTEM PENGELOLAAN PERSEDIAAN BARANG FRANCHISE SYARIAH PADA PASOKAN DAN PERMINTAAN DI ALFAMART BANCARAN BANGKALAN Paramithasari, Indri; Anisurrohimah, Anisurrohimah
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6048

Abstract

Manajemen persediaan dan waralaba syariah memiliki peran sentral dalam memastikan kelancaran operasional dan keberlanjutan bisnis di sektor ritel seperti Alfamart. Tujuan penelitian ini adalah memamahami sistem pengelolaan persediaan barang di afamart, memahami sistem pengelolaan persediaan barang franchisee syariah dan pasokan dan permintaan di Alfamart. Desain penelitian ini adalah penelitian kualitatif dengan pendekatan fenomenologi. Subjek penelitiannya adalah Manajer, admonistrator dan staff gudang pengambilan sampel menggunakan teknik Purposive Sampling. Metode pengambilan datanya dengan wawancara mendalam dengan sumber primer. Menggunakan teknik observasi, wawancara mendalam, dan dokumentasi. Analisis data kualitatif dilakukan dengan triangulasi sumber, teknik, dan waktu untuk memastikan keakuratan dan keandalan data yang dihasilkan. Hasil dari penelitian ini yaitu Pengelolaan persediaan alfamart meliputi penerimaan barang, pengadaan, pemasaran pengelolaan stok dan monitoring dengan menggunakan sistem SOP yang jelas, Key person yang handal juga menggunakan teknologi ERP dan CRM. Namun, yang menjadi sorotan utama adalah inisiatif Alfamart dalam menerapkan prinsip-prinsip syariah dalam pengelolaan persediaan bagi franchisee yang tergabung dalam program Franchisee Syariah. Inisiatif ini mencakup beragam aspek seperti prinsip waktu, keseimbangan, transaksi, etika bisnis, dan hukum ekonomi syariah, menunjukkan keseriusan perusahaan dalam menyelaraskan operasionalnya dengan prinsip-prinsip keuangan Islam. Manajemen sistem pasokan yang dikelola oleh PT. Sumber Alfaria Trijaya Tbk, memberikan dukungan operasional yang penting bagi franchisee, baik dalam pembukaan dari penetuan tempat sampai beroperasi.
UPAYA MENGHALALKAN PENGGUNAAN PAYLATER MELALUI BAI’ AT-TAQSID DAN MURABAHAH Sabil, Afif
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6596

Abstract

The high public interest in using paylater in the market is proof that paylater is an important thing. In the midst of limited costs and very high levels of need, people have chosen paylaters. But on the other hand, paylater falls into the category of usury practices which are prohibited by religion. So, through this qualitative research, a solution is sought that can prevent the use of paylaters from usury practices. The solution in question is to switch to the bai' atitaqshid contract and the murabahah contract.
KAFA’AH DALAM RELASI SUAMI ISTRI SESAMA SANTRI UNTUK MEWUJUDKAN KELUARGA SAKINAH Jufri, Muhammad
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6694

Abstract

This study explores the relationship between husband and wife, both of whom are pesantren alumni, in building a sakinah (harmonious) family in Temuasri Village, Sempu District, Banyuwangi Regency. As alumni of Islamic boarding schools, santri couples possess religious knowledge, social values, and life experiences that significantly contribute to maintaining household harmony. Despite coming from different pesantren backgrounds, differences in routines and habits can be resolved through practices such as mutual service, support, and the application of pesantren teachings in daily life. These principles include strengthening tarbiyah, reminding each other of goodness, and fulfilling respective rights and responsibilities. The concept of kafa’ah (compatibility) in the aspect of religion also plays a crucial role in ensuring family tranquility. A deep understanding of religious teachings provides a strong foundation for couples to face household challenges and social influences. By practicing pesantren values such as communal prayer, Qur'anic recitation, and respecting differences, santri couples can foster harmonious relationships. Furthermore, their experiences in pesantren, which teach adaptability to various characters and cultures, help them manage differences and strengthen family bonds. In conclusion, the combination of religious knowledge, pesantren experiences, and the application of kafa’ah principles enables santri couples to achieve a sakinah family. This harmony not only inspires the couples themselves but also serves as an example for the surrounding community on the importance of religious values in family life.
IMPLIKASI HUKUM PENOLAKAN ISBAT NIKAH TERHADAP HAK ISTRI DAN STATUS ANAK Hariyanto, Arif; Ibrahimy, Ach. Azaim; Azizah, Nur
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6695

Abstract

Pada dasarnya, itsbat nikah adalah penetapan bahwa seorang pria dan seorang wanita telah menikah dan menjadi suami istri setelah memenuhi syarat dan rukun nikah sesuai dengan hukum Islam. Namun, pernikahan yang terjadi sebelumnya belum atau tidak dicatat oleh pejabat berwenang, dalam hal ini Pegawai Pencatat Nikah (PPN) dari Kantor Urusan Agama (KUA). Itsbat nikah adalah penetapan nikah yang tidak terdaftar di Kantor Urusan Agama. Itsbat nikah menjadi upaya perlindungan terhadap perempuan dan anak-anak dari perkawinan. Hukum Islam dalam Kompilasi Hukum Islam membuka kesempatan kepada mereka untuk mengajukan permohonan itsbat nikah ke Pengadilan Agama sehingga kedepannya mempunyai kekuatan hukum dalam perkawinannya.
FUNDRAISING DANA ZAKAT DI BADAN AMIL ZAKAT NASIONAL CABANG BANYUWANGI Subaidi, Subaidi; Subyanto, Subyanto
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6696

Abstract

Fundraising is an activity to organize zakat in accordance with the management function in an effort to distribute it from muzakki to mustahiq so that organizational goals are created effectively and the goals of zakat can be achieved. The distribution of zakat at BAZNAS Banyuwangi to mustahiq is carried out in accordance with Islamic law by considering the priority scale of mustahiq needs in the form of consumptive aids. It means that helping mustahiq in solving their very urgent basic economic problems, and productive aids in order to improve welfare, both individually and in groups through ongoing activities or programs.
PRINSIP-PRINSIP KEADILAN DALAM PENETAPAN HARGA PERSPEKTIF ISLAM Rahman, Abd.; nahei, Nahei
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6776

Abstract

Price determination is a crucial aspect of economic activity that affects the balance between producers and consumers. In Islam, the principle of justice serves as a fundamental foundation that must be applied in every economic transaction to ensure fairness for all parties involved. This study aims to analyze the principles of justice in price determination from an Islamic perspective and its relevance to modern economic challenges. A qualitative approach with a literature review method was employed, analyzing Qur'anic verses, Hadiths, and Islamic economic literature. The findings reveal that Islamic principles of justice emphasize transparency, honesty, and the avoidance of harmful practices such as hoarding and price manipulation. Moreover, the study highlights that applying the principle of justice in price determination not only maintains the balance between producers’ and consumers’ rights but also promotes market stability and social harmony. This research contributes significantly to the understanding of the relevance of Islamic values of justice to contemporary economic practices and provides practical guidance for economic actors and policymakers in creating a more equitable and sustainable market system.

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