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Jihan Nabila Zahara
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eksyar@umpo.ac.id
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Jl. Budi Utomo No.10, Ronowijayan, Kec. Ponorogo, Kabupaten Ponorogo, Jawa Timur 63471
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INDONESIA
Musyarakah: Journal of Sharia Economics (MJSE)
Published by Universitas Muhammadiyah Ponorogo
ISSN : 28278887     EISSN : 28099389     DOI : https://doi.org/10.24269/mjse
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
FOCUS OF JOURNAL Musyarakah: Journal of Sharia Economics (MJSE) focused on Sharia economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Sharia economics; Sharia banking; Sharia finance; Sharia accounting; Sharia microfinance; Zakah, Waqf, and Philanthropy. SCOPE OF JOURNAL Musyarakah: Journal of Sharia Economics (MJSE) specializes on sharia economics and finance studies. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 84 Documents
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Analisis Manajemen Sumber Daya Insani Adib Khusnul Rois; Suprianto Suprianto
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (268.182 KB) | DOI: 10.2426/mjse.v1i2.4424

Abstract

Management is a process in order to achieve goals by working together through people and other organizational resources. Human Resources are the determinants of the success of zakat management, humans are creatures that have various potentials in themselves, Human Resources are the basis of human nature until humans really spawn their minds and minds to become creatures that can produce in development. Human Resources (SDI) is the basic capital in the national development process. Therefore, the quality of resources must always be developed and directed in order to achieve the expected goals. This balance can occur by humanizing humans. BAZNAS is an institution that has been structured in law and has a standard legal basis, there are several principles that must be adhered to in implementing Human Resources management in BAZNAS including Human Resource Planning, Human Resource Planning, Qualified or Professional Human Resources, Placement, and Human Resources Recruitment.
Manajemen Keuangan Lembaga Pendidikan Al Qur’an Muhammadiyah (Studi Kasus pada LPQ Darul Muttaqin Nglegok) Bambang Wahrudin; Wawan Kusnawan
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (236.371 KB) | DOI: 10.2426/mjse.v2i2.5993

Abstract

Financial management in Qur'an educational institutions is still not optimal because the management of the institution has not implemented good management in the process of its activities. This attracts the author to conduct qualitative-descriptive research by taking the object of one of the Qur'anic educational institutions that has developed with the number of students as many as 90 children. Through participant observation in the process of LPQ Darul Muttaqin Nglegok's activities, in-depth interviews with the head of the institution, ustadz-ustadz and guardians of students and documentation used as a method of extracting data, as well as using substantive descriptive data analysis. This study shows a finding that applicatively the financial management process has been applied in the Darul Muttaqin Nglegok Qur'an educational institution substantively covering the process of planning for the procurement of funds through work meetings at the beginning of the year, and the preparation of program and activity plans. The process of utilization through the implementation of programs and activities as well as accountability includes activities through weekly monitoring and evaluation, student guardian meetings as a substantive form of management implementation.
Analisa Penerapan Strategi All-Financial Management Pada Bank Rakyat Indonesia di Era Global Agus Mujiyono; Suryana Agus Nasrudin
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (386.651 KB) | DOI: 10.2426/mjse.v1i1.3941

Abstract

This study uses qualitative methods in the form of literature review with descriptive analysis and banking operational observations, namely a process to produce in-depth knowledge of the 'world of bank management' with the aim of explaining the implementation of all financial management strategies at BRI Tbk in an effort to win competition in the global era. The all-financial management strategy is a combination of several management management related to working capital management, cash and securities management, cash flow management in and out, accounts receivable management, inventory management-, short- and medium-term funding management, credit policy to marketing strategies implemented that lead to on financial condition and focus on increasing profit. BRI Tbk is a financial institution that is always concerned with managing customers' money. It requires complete financial management that is profit-oriented and has a sustainable existence by becoming an Integrated Financial Solution. The implementation of all management finance at BRI Tbk is influenced by internal and external factors. The internal is supported by the strengthening of work culture and innovation, while the external is by always updating the development of competing banks and partnering with the government in an effort to strengthen the bank management ecosystem. By implementing the all-financial management strategy of BRI, it is hoped that operational costs can be reduced and profits will increase and be able to provide the best service for the community.
Efektivitas Pelayanan Prima Bank Muamalat cabang Ponorogo Pada Saat Pandemi Covid-19 Agus Mujiyono; Muslih Candrakusuma
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (199.021 KB) | DOI: 10.2426/mjse.v2i2.6809

Abstract

Corona pandemic caused many losses. Especially on the economic side. Now all public services must be in accordance with the recommended health protocol. Because the country's economic activities must continue to run, therefore the economic activity of the banking sector must also continue. The change in banking services provided follows the existing health protocol. Banking service providers are required to take preventive measures to minimize the spread of the corona virus. Bank Muamalat Cabang Ponorogo branch has also taken various preventive actions and there are e-Channel BMI and BMI call services that can facilitate customers who are at home, and customers can take advantage of BMI ATM outlets in many places to make transactions to minimize coming to the office banks to reduce the risk of spreading the virus.
Manajemen Keuangan Berbasis Penerapan Nilai-Nilai Profetik Saiful Muchlis; Rimi Gusliana Mais; Arif Hartono
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (295.374 KB) | DOI: 10.2426/mjse.v2i1.5034

Abstract

This study discusses to study the process of financial management and implementation of prophetic values in financial management at the Office of the Ministry of Religion in Takalar Regency. Prophetic values in this study include shiddiq, amanah, fathanah, and tabligh. This type of research is field research using qualitative research types with interpretive paradigms and using phenomenological and theological research. The results of this study prove that the financial management in the Office of the Ministry of Religion of Takalar Regency has been carried out according to the procedures performed. Knowledge and implementation of prophetic values by financial managers in the Office of the Ministry of Religion in Takalar Regency is realized through the Five Culture of Work of the Ministry of Religion of the Republic of Indonesia, namely Integrity, professionalism, innovation, responsibility, and exemplary. Researchers see the prophetic value in the financial management of Takalar Regency cultivated through the awareness of the managers to always increase their faith by performing the dhuha prayer, and reading the Qur'an before starting activities in the work environment.
Pengaruh Kepribadian Karyawan Dan Etika Kerja Islam Terhadap Kinerja Pada Baitul Maal Wat Tamwil Binaan Pinbuk Tulungagung Fatkhur Rohman Albanjari
Musyarakah: Journal of Sharia Economic (MJSE) Vol 3, No 1 (2023): April
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (343.621 KB) | DOI: 10.24269/mjse.v12i1.7005

Abstract

This study aims to determine the effect of personality traits and Islamic work ethics on employee performance in Baitul Maal Wat Tamwil guidance by PINBUK Tulungagung. Method of this research is quantitative. This research conducted by associative research with the number of subjects are 62 people. Data collection in the form of questionnaires. Data analysis was carried out using path analysis and SPSS version 20 statistical program. The results of this research indicate that locus of control has a positive and significant effect on employee performance. Furthermore, self-esteem also has a positive and significant effect on the performance of BMT’s employees. Self-monitoring also has positive and significant results on performance. Islamic work ethics also have a positive and significant effect on employee performance. Locus of control, self-esteem, and self-monitoring have a greater positive and significant effect on employee performance through Islamic work ethics.
Konten Kreatif Youtube Sebagai Sumber Penghasilan Ditinjau dari Etika Bisnis Islam Nur Qomariah Zulfa; Haya Zabidi; Muhammad Yulian Ma'mun
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (242.198 KB) | DOI: 10.2426/mjse.v1i2.4593

Abstract

The increasingly fierce business competition, especially at the global level, not only requires business actors to always be vigilant and creative, but also has an unfavorable impact on the environment and human benefit. This phenomenon implicates the many actions of business people tend to ignore the principles of business ethics. This study aims to discover how YouTube creative content is used as a source of income by Youtubers Community from South Kalimantan (Kal-Sel) and to find out its accordance with Islamic business ethics. The subjects in this research are South Kalimantan YouTubers whose Youtube channels have been monetized and have more than 100,000 subscribers. Data was collected through observation and documentation. Data was analysed using qualitative analysis by describing events and relating them to Islamic business ethics. The results of the study found that there are some YouTubers who ignore some principles of business ethics in Islam by posting negative content (obscenities, vulgar videos, and pranks), namely: Kahfi Official, Subur Gaming, Ones, Idang Nia and Ipul Hary. However, there are also some YouTubers who fulfill the principles of business ethics in Islam and are aware of the moral values of Islam in the content they produce, namely: Nomad Pro Story, Eybel Channel, Said Jola, AS Game, Sceror and Tommy Kaganangan.
Analisis Perilaku Shopaholic Ditinjau dari Perspektif Manajemen Pemasaran Dan Perspektif Islam Lola Malihah; Ahmad Zaini; Melyda Rahmah; Lailan Nawiyah; Afrida Najati
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (314.768 KB) | DOI: 10.2426/mjse.v2i1.5509

Abstract

Promosi merupakan salah satu bagian dari bauran pemasaran (mix marketing) yang bertujuan untuk memperkenalkan produk kepada calon konsumen sehingga tertarik untuk membeli. Penelitian ini merupakan penelitian kualitatif deskriptif. Hasil penelitian ini membuktikan bahwa dari sudut pandang manajemen pemasaran secara kuantitatif semakin banyak konsumen menggunakan suatu produk maka hal tersebut akan menunjukkan keberhasilan tim pemasaran. Apalagi jika konsumen tersebut akan loyal dan mempromosikan lagi kepada calon konsumen lainnya. Artinya semakin banyak masyarakat yang berperilaku shopaholic, maka semakin banyak tim pemasaran yang berkualitas karena telah berhasil mempromosikan dan menjual produknya. Sedangkan dalam sudut pandang Islam, perilaku shopaholic ini justru merupakan suatu sikap yang berlebihan dan pemborosan. Islam mengajarkan umatnya untuk hidup sederhana, hemat dan tidak berlebih-lebihan dalam menggunakan atau membelanjakan harta, karena pada dasarnya harta hanya titipan saja, dan sesungguhnya didalam harta yang dititipkan Allah itu ada hak fakir, miskin, anak yatim, dan golongan yang berhak menerima seperti disebutkan dalam Al-Qur’an.
Analisa Komparasi Konsep Sumber Daya Insani (SDI) Konvensional dan Syari’ah Nugrahaeni Fitroh R. Syakarna; Krismonika Krismonika; Nurul Azizah
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (395.216 KB) | DOI: 10.2426/mjse.v1i1.3942

Abstract

One of the important resources in management is human resources. The importance of human resources can be felt in managing a company or organization. Regardless of the advancement of technology today, the human resource factor is still very much needed in playing a role for the success of an organization. The quality of human resources is an absolute requirement to start development. In the view of Islam everything must be done in an orderly and orderly manner and should not be carelessly. The role of human resources in this matter greatly determines the pace of a company/organization to run directed. Human resources are human potentials as a driving force for an organization to realize its existence. Islamic human resources require an education program that is entirely pure sharia and not contaminated with conventional elements. In essence, reliable human resources based on sharia must be placed on the foundation of spiritual awareness (servants of Allah) and rational (khalifah Allah). There is no contradiction between spiritual consciousness and rational consciousness in Islamic economics. As servants of Allah, humans become obedient creatures who always carry out Allah commands and stay away from His prohibitions, and as Allah's khalifah, humans become successful and successful creatures through the support of science.
Implementasi Akad Dalam Perbankan Syariah Di Indonesia Hasan Sultoni; Ayu Rahmawati; Filda Ashofa
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Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (220.713 KB) | DOI: 10.2426/mjse.v2i2.6818

Abstract

The contract is the most important element that must be considered in the transaction because the contract that determines a transaction is declared valid according to the syara' or canceled, so that the contract must be considered from various aspects both from the pillars and conditions, the object of the contract, as well as the one who terminates the contract. Contracts are divided into two types, namely exchange contracts and mix contracts. Implementation of the contract has become the operational basis in Islamic Financial Institutions today including Islamic Banking. The contract that underlies every business transaction, with the contract will know someone's motivation in carrying out business transactions and find out the extent to which business transactions are carried out based on syara' and how the contract is implemented in Islamic financial institutions including Islamic banking.

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