cover
Contact Name
Nurodin
Contact Email
nurodin@iuqibogor.ac.id
Phone
+628568204203
Journal Mail Official
moh.asep.zakaryia.ansori@iuqibogor.ac.id
Editorial Address
Gedung B, Lt. 1 Institut Ummul Quro Al-Islami Bogor Jl. Moch Noh Nor, No. 112, Leuwiliang Bogor Jawa Barat 16640
Location
Kab. bogor,
Jawa barat
INDONESIA
An Nuqud: Journal of Islamic Economics
ISSN : 28284305     EISSN : 28284283     DOI : https://doi.org/10.51192/annuqud.v2i1.418
Core Subject : Religion, Economy,
Journal of Islamic Economics An Nuqud: Jurnal Manajemen Bisnis Syariah merupakan peer review jurnal yang diterbitkan oleh Program Studi Manajemen Bisnis Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Ummul Quro Al-Islami Bogor. adalah jurnal penelitian dalam disiplin ilmu Bisnis dan ekonomi islam, juga masalah ekonomi syariah yang diharapkan dapat memberikan kontribusi baru atau state-of-the-art untuk pengembangan akademik atau aplikasi dunia nyata atau keduanya. Jurnal ini mencakup artikel penelitian asli, antara lain: Bisnis, Ekonomi Islam, Kewirausahaan Syariah, Manajemen dan Perbankan Syariah, Etika Bisnis Syariah, Manajemen Investasi Syariah, Manajemen Risiko Bank Syariah, Manajemen Dana Bank Syariah, Akuntansi Syariah, Anggaran Bank Syariah, Manajemen Zakat, Modal Syariah Pasar. Jurnal An Nuqud ini diterbitkan oleh Program Studi Manajemen Bisnis Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Ummul Quro Al-Islami Bogor. Jurnal ini terbit dua kali dalam setahun yaitu Bulan Januari dan Juli
Articles 62 Documents
THE INFLUENCE OF TRANSPARENCY, ACCOUNTABILITY, AND MANAGEMENT QUALITY ON INCREASING MUZAKI’S INTEREST Alfi Wahdatul Ilmi; Abdul Latif Rizqon; Mohammad Zen Nasrudin Fajri; Rusyda Afifah Ahmad
AN NUQUD Vol 2 No 2 (2023): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v2i2.588

Abstract

The implementation of zakat in Indonesian society seems that there is still a gap between hope and reality, the majority of Indonesian Muslims have great zakat potential, but in reality, zakat funds are collected nationally through the National Amil Zakat Agency (BAZNAS) are far from what is expected. The Amil Zakat Nasional Agency (BAZNAS) has future challenges in the management of zakat to improve coordination between the Amil Zakat Agency and zakat institutions in Indonesia. This research aims to find out the Influence of Transparency, Accountability, and Quality of Zakat Management on muzaki interest in the BAZNAS Tasikmalaya Regency. This study uses a quantitative methodology, while the data source in this study is primary data by using questionnaires as a data collection tool. The population in this study is the entire muzaki in BAZNAS Tasikmalaya Regency with a total of 5803 muzaki. The samples in this study used Maximum Likelihood. The sample was taken as many as 140 Muzaki in BAZNAS Tasikmalaya Regency. The sample selection method used is a nonprobability method that is random sampling which is a randomly selected sampling technique from muzaki that has been tapped. Data is processed using SEM analysis with Smart-PLS 3.0 applications. The results of this study are the variables of transparency, accountability and management quality at BAZNAS Tasikmalaya Regency simultaneously affect the increase in interest in muzakki. However, partially accountability has a positive and significant effect on increasing interest in muzakki, and transparency has a positive and significant effect on increasing interest in muzakki, while management quality has a significant negative effect, this is proven to have a significant but negative effect on increasing interest in muzakki. In this study, transparency is a connecting variable between the accountability variable and management quality on the interest of muzaki, so that all variables are said to have a positive and significant influence through the transparency variable
TINJAUAN HUKUM ISLAM TERHADAP PRAKTEK HUTANG PIUTANG MELALUI MEDIA APLIKASI GOJEK PADA PENGGUNA GOPAYLATER
AN NUQUD Vol 2 No 2 (2023): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v2i2.618

Abstract

Lending and borrowing in this millennial era is not limited to face-to-face. The emergence of FinTech makes it easy for people to transact with various products, one of which is online credit. With online credit, people can shop now and pay later with the PayLater feature. The PayLater feature is widely used by various platforms, one of which is Gojek with its GoPayLater. The research method used is library research, which is a research approach that uses published sources of information such as books, journal articles, reports and other documents as the main basis for collecting data and analyzing it. This research is also called secondary data research. In the Gojek application, it imposes excessive interest or additional fees in loan transactions because additional costs exceed the principles of justice and without any valid justification, this can be considered as usury which is contrary to Islamic law
ANALISIS KAIDAH-KAIDAH FIQIH MUAMALAH DAN IMPLEMENTASINYA DI INDONESIA Abdulrahim Habel
AN NUQUD Vol 2 No 2 (2023): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v2i2.672

Abstract

The purpose of this research is to study and analyze the principles of muamalah fiqh that are contained in the book al-Asybah wa an-Nadhair by Imam Jalaluddin al-Suyuthi and its implementation in Indonesia. This type of research is library research, the data used is qualitative data obtained from a book study (book study) for 2 years, especially on the principles of muamalah fiqh. The method used in this thesis is descriptive-analytic-implementative, namely determining, describing, and objectively classifying the data being studied as well as interpreting the data, then the data that has been analyzed are compared to find common ground. Jalaluddin Abdurrahman bin Abi Bakr al-Suyuthi is a high priest, hadith expert, accomplished historian as well as linguist and a prolific writer. Imam al-Suyuthi was awarded by Allah Almighty the breadth of knowledge in seven different fields of religious knowledge, namely the science of interpretation, science of hadith, science of fiqh, science of nahwu, knowledge of ma'ani, science of bayan and science of badi '. In fact, he was so confident in giving himself superiority in front of the general public, he said, "In fact, my mastery of these seven sciences has not matched even among my teachers, except fiqh and history." The result of this research is that the method of istinbath al-Suyuthi in extracting the law of fiqh is not only referring to the Al-Qur'an and as-Sunnah as the main source, but al-Suyuthi also uses the comparative Madzhab approach (Hanafiyyah, Malikiyyah, Syafi ' iyyah and Hanabilah) which of course cannot be doubted the validity of which is comprehensive enough, so that it can give birth to fiqh principles that can be accepted among Muslim communities in general throughout the world, and even in Indonesia it has been made part of his fiqh principles as a valid legal product of fiqh. . Meanwhile, the correlation between fiqh al-Suyuthi and contemporary muamalat practice in Indonesia is still very relevant. Because among the 137 DSN-MUI fatwas (Fatwa 137 / DSN-MUI / IX / 2020) using 30% of the principles of al-Suyuthi fiqh
ANALISIS PENGARUH PENGETAHUAN TENTANG RIBA TERHADAP KEPUTUSAN MEMILIH MEMBUKA REKENING DI BANK SYARIAH Indah Kartikasari
AN NUQUD Vol 2 No 2 (2023): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The purpose of this study was to determine whether there is an influence of Knowledge About Usury on the Decision to Open an Account at an Islamic Bank. The type of research used is to use a quantitative approach. Data collection was carried out by distributing questionnaires to 46 respondents who had studied or understood knowledge about usury. The sampling technique used is proportionate simple random sampling While for the type of data using primary data and secondary data. The data obtained were analyzed by data analysis techniques, namely data validity test, data reliability test, data normality test, t test (partial) and determination coefficient test. From the hypothesis test this research stated Ha (accepted), meaning that there is an influence of knowledge about usury (X) on the decision to choose to open an account at an Islamic bank (Y). And from the results of the t test there is a significance value of 0.000 which means less than 0.05. Then the variable (X) student knowledge about usury affects the variable (Y) the decision to choose to open an account at an Islamic bank by 0.441 or 44.1% and the remaining 55.9% is influenced by other variables not included in this study
Strategi Bank dalam Mempertahankan Loyalitas Nasabah pada Bank Muamalat Indonesia Kc Banjarmasin Fattah, Abdul; MH, Masrina; Hasanah, Ikhwatun
An Nuqud Journal of Islamic Economics Vol 3 No 1 (2024): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i1.687

Abstract

The study was motivated by MRI's research conducted at the end of 2021, which was announced during the 5th Infobank Satisfaction, Loyalty & Engagement (SLE) Award 2022. Bank Muamalat ranked first in Loyalty Index, Engagement Index, and Marketing Engagement. The achievement is credited to the efforts of Bank Muamalat KC Banjarmasin, which played a pioneering role in this accomplishment. This research is a qualitative study that uses both primary and secondary data. The subjects of the research are Branch Managers and Relationship Managers at Bank Muamalat Indonesia, Banjarmasin Branch. The research object is the strategies used by Bank Muamalat Banjarmasin Branch. Data collection techniques include observation, interviews, and documentation. The data analysis techniques used are Inductive and Grounded theory approaches. The results of the research show that the strategies used by Bank Muamalat to maintain customer loyalty involve several steps. Firstly, they select potential market segments that include Muslim customers with high religiosity and a good level of education. Next, Bank Muamalat always strives to maintain customer trust, provide the best services, and engage in intensive communication. Continuous evaluation and monitoring are also conducted to support efforts in maintaining customer loyalty, including assessing the usage of their products by customers, conducting customer satisfaction surveys, and utilizing surveys conducted by independent institutions. Keywords: Strategy, Loyalty, Bank Muamalat
Pengaruh Inflasi dan Pertumbuhan Ekonomi terhadap Tingkat Pengangguran Terbuka di DKI Jakarta Tahun 2005-2022 Hidayat, Syahrul
An Nuqud Journal of Islamic Economics Vol 3 No 1 (2024): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i2.1074

Abstract

Every country has the challenge of overcoming the problem of poverty because every year, population growth results in an increase in the number of job seekers. If this increase in labor demand is not met by the labor market, the poverty rate will rise. It is impossible to disentangle diverse causes, such as inflation and economic growth, from changes in poverty rates. The result of the test for the inflation regression coefficient is 1.725156. Accordingly, if inflation rises, open poverty will also rise by 1.725156%, and since the probability associated with the inflation variable is 0.0000, this indicates that inflation significantly affects open grasslands in DKI Jakarta from 2005 to 2022. The economic growth regression coefficient's outcome is now 0.281314. Since the probability associated with the economic growth variable is 0.0001, it follows that if economic growth grows, there will be an increase in open unemployment of 0.281314, indicating that it has a positive and large impact on the amount of open unemployment
Pengaruh Pendapatan Asli Daerah (PAD) dan Rata-Rata Lama Sekolah terhadap Pertumbuhan Ekonomi di Provinsi Jawa Barat Periode 2011-2020 Khoerudin, Nanang; Roisiyatin
An Nuqud Journal of Islamic Economics Vol 3 No 1 (2024): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i1.1075

Abstract

Reality not all regions are able to finance regional expenditure using Regional Original Income (PAD). The average length of schooling indicates the higher level of formal education achieved by the people of a region. The higher the average length of schooling means the higher the level of education undertaken.  The data used in this study is secondary data in the form of panel data, which is a combination of time series data (2011-2020) and cross section data (27 regencies/cities in West Java Province). The analytical technique used in this study is panel data regression analysis with the help of software eviews 9 which was analyzed using the Fixed Effect Model (FEM) method.  The results of this study indicate that the Regional Original Income (PAD) variable has a positive and significant effect on economic growth in West Java Province, because the probability value is less than 5% or 0.05, which is 0.0000. While the Average Length of School (RLS) has a positive and significant effect. on Economic Growth in West Java Province, which means that every increase in RLS will increase Economic Growth. With an R square value of 99.7209 %, it means that the diversity of the dependent variable can be explained by the independent variables. The conclusion is that the increase in PAD causes an increase in economic growth in West Java Province and an increase in the average length of schooling causes an increase in economic growth in West Java Province. The influence of Regional Original Income (PAD) and Average Years of Schooling (RLS) on Economic Growth shows that PAD and Average Years of Schooling together influence Economic Growth, with an F-statistic value of 0.000000
Pengaruh FDR, NPF, BOPO terhadap Roa dan Bi Rate terhadap NPF Perbankan Syariah Septiani, Maulita; Aziz, Abdul
An Nuqud Journal of Islamic Economics Vol 3 No 1 (2024): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i1.1076

Abstract

Return On Assets is one of the assessment indicators used to measure the profitability of Islamic banks. There are several factors that can influence ROA in the form of internal factors such as FDR, NPF and BOPO as well as external factors such as the BI Rate. This research aims to analyze the influence of Internal Factors (FDR, NPF, BOPO) on ROA and analyze the influence of External Factors (BI Rate) on NPF. This research is quantitative descriptive research conducted at PT. Bank Jabar Banten Syariah by taking data on financial data that has been published in 2011-2020 on a quarterly basis. Based on the results of this research, it states that in the first model, partially and in the short term, the FDR and BOPO variables do not have a significant influence on ROA, while the NPF variable has a negative and significant influence on ROA. In the second model the BI Rate has a negative and significant influence on NPF. Apart from that, the research results simultaneously state that there is a significant influence on ROA in model one (FDR, NPF, and BOPO). In the analysis of the coefficient of determination (R2), the variables FDR, NPF and BOPO have an influence on ROA of 79.74%, and the remaining 20.26% is influenced by other variables not included in the research
Pengaruh Harga dan Ulasan Produk terhadap Keputusan Pembelian pada Marketplace Shopee Andrayani, Tati; Anshori, Moh. Asep Zakaria
An Nuqud Journal of Islamic Economics Vol 3 No 1 (2024): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i1.1077

Abstract

This research is motivated by the existence of online shopping. So that consumers, especially students, will prefer to shop online rather than having to buy products directly. Students have a tendency when choosing products with affordable prices and trusted product reviews. The purpose of this study was to test and analyze the effect of price and product reviews on purchasing decisions at the marketplace marketplace (case study of FEBI IUQI Bogor student). This type of research is quantitative. The results showed that the price variable had no partial effect on purchasing decisions, while the product review variable had a partial effect on purchasing decisions. The results of the simultaneous test show that prices and product reviews simultaneously influence purchasing decisions
Pengaruh Kualitas Produk terhadap Kepuasan Konsumen Dua Elang Makmur Sirojudin, Wildan; Muttaqin, Muhammad Zaenal; Tarmizi, Muhammad Mulya
An Nuqud Journal of Islamic Economics Vol 3 No 1 (2024): AN NUQUD
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/annuqud.v3i1.1078

Abstract

The basis for this study arises from the remarkable growth observed in the MSME sector of Indonesia in 2022, amounting to a total of 8.71 million units. Concurrently, the market has become more fiercely competitive. To address this situation, it is essential for MSMEs to develop marketing strategies that align with their specific business circumstances, enabling them to uphold their competitive edge and effectively contend with similar enterprises. The primary objective of this study is to assess the impact of product quality on consumer satisfaction within the Dua Elang Makmur company, utilizing quantitative research methodologies. The research sample consists of 100 consumer participants who have utilized products from Dua Elang Makmur. Data collection involves the distribution of questionnaires and direct interviews with consumers. Data analysis employs validity testing techniques, reliability tests, and chi-square tests to scrutinize the correlation between product quality variables. The research findings on the influence of product quality on consumer satisfaction at Dua Elang Makmur are substantiated by the t-count>t-table value of 235.305>1.66055, indicating statistical significance. With a Chi-square result of 0.001<0.05, it can be inferred that the alternative hypothesis (Ha) is accepted, while the null hypothesis (Ho) is rejected. In essence, this implies a discernible impact of product quality on consumer satisfaction at Dua Elang Makmur